Best Payment Gateway Software For Small Business
Top picks for Payment Gateway Software available for small business
9.8
Spot Score
Easy, secure payments at your fingertips.
Free trial not available
Freemium not available
PayPal offers custom pricing plan
9.3
Spot Score
Effortless payments for global businesses.
Free trial not available
Freemium not available
Payoneer offers custom pricing plan
9.3
Spot Score
Secure payment solutions for your business.
Free trial not available
Freemium not available
Starts from $25/Month
Showing 1-20 out of 77

List of the Best Payment Gateway Software For Small Business as of June 2026
9.8
Spot Score

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What is PayPal?
PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and one-click checkout. PayPal is free to use and its fees are paid by the merchant, not the consumer.
Read more about PayPalPayPal offers custom pricing plan
9.3
Spot Score

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What is Payoneer?
Payoneer provides a simple and cost effective solution for your business to accept credit card and other payments online. Payoneer's suite of Payment Gateway Solutions has been adapted to meet the needs of various businesses such as banks, eCommerce merchants, international money transfer ...
Read more about PayoneerPayoneer offers custom pricing plan
9.3
Spot Score

Authorize.Net
Secure payment solutions for your business.
Best for: SMB teams · Mid-market · Enterprise
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What is Authorize.Net?
Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customize the checkout process on your websites and mobile sites.
Read more about Authorize.NetStarts from $25/Month
9.1
Spot Score

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What is Razorpay?
Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment gateways in India, and global financial networks like Visa and Mastercard. ...
Read more about RazorpayRazorpay offers custom pricing plan
9.1
Spot Score

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What is 2Checkout?
2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and works with most major credit cards.
Read more about 2Checkout2Checkout offers custom pricing plan
8.9
Spot Score

Paytm Payment Gateway
Seamless integration, customizable alerts, effortless payments.
Best for: SMB teams · Mid-market · Enterprise
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What is Paytm Payment Gateway?
The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...
Read more about Paytm Payment GatewayPaytm Payment Gateway offers custom pricing plan
8.9
Spot Score

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What is BlueSnap?
BlueSnap is a payment gateway software that allows merchants to start accepting credit cards directly on their own websites. BlueSnap provides everything you need from the award-winning payment gateway to a complete white label solution for your clients. Connect your online business in seconds, ...
Read more about BlueSnapStarts from $0.30
8.8
Spot Score

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What is Adyen?
Adyen's software powers the online payment processing systems for best-in-class marketplaces, retailers, financial services organizations, and other businesses that want to accept payments anywhere in the world. Adyen delivers frictionless payments across online, mobile, and in-store channels.
Read more about AdyenAdyen offers custom pricing plan
8.8
Spot Score

Tap2Pay
Streamline online payments with secure convenience.
Best for: SMB teams · Mid-market · Enterprise
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What is Tap2Pay?
Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It provides a smooth checkout experience for end users by redirecting them to a mobile app or the merchant website ...
Read more about Tap2PayStarts from $49/Month
8.7
Spot Score

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What is Paystack?
Paystack is an all-in-one solution for payment gateway software. It offers a comprehensive feature set with a simple, easy to use interface. Some of the features include: Instant setup, Know your customer (KYC) procedures, Coupons and voucher management, Create and manage multiple pricing for ...
Read more about Paystack8.7
Spot Score

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What is Alipay?
Alipay is a payment gateway software that allows any business to accept Alipay payments. Merchants can recover their payment transactions, perform currency conversion and view transaction status. The gateway uses the Alipay digital payment platform, which is connected to more than 70 online ...
Read more about AlipayAlipay offers custom pricing plan
8.6
Spot Score
Cashfree Payments
Simple. Secure. Swift. Your ultimate financial solution.
Best for: SMB teams · Mid-market · Enterprise
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What is Cashfree Payments?
Introducing Cashfree Payments, your all-in-one solution for financial transactions. With its seamless integration, Cashfree allows you to collect and disburse payments swiftly, making it the preferred choice for Indian businesses. It ensures secure payments by verifying customers' bank accounts ...
Read more about Cashfree PaymentsCashfree Payments offers custom pricing plan
8.6
Spot Score

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What is Trustly?
Trustly is a payment gateway solution for merchants to easily accept payments online. It offers many benefits to both the merchant and customer, such as handling bank card information in an encrypted and confidential way, reduced costs and a simplified checkout process. Features include: - ...
Read more about TrustlyTrustly offers custom pricing plan
8.6
Spot Score

Cheddar Up
Streamline payments and boost sales with ease.
Best for: SMB teams · Mid-market · Enterprise
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What is Cheddar Up?
Cheddar Up is a payment gateway designed for e-commerce businesses. It allows you to accept credit card, ACH, direct debit, purchase order and check payments, without any chargebacks, minimum sales or monthly fees. Build up your business through hundreds of online payment options rivaling the best!
Read more about Cheddar UpStarts from $10/Month, also offers free forever plan
8.6
Spot Score

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What is PaySimple?
PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you to setup and run an e-commerce website that accepts all major credit cards for payment.
Read more about PaySimpleStarts from $59.95/Month
8.6
Spot Score

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What is MoonClerk?
The MoonClerk payment gateway software is an e-commerce website plug-in that allows you to accept credit card and debit card payments from customers online. It's powered by our highly secure and scalable cloud computing infrastructure. Plug in and start processing credit card, debit card & ACH ...
Read more about MoonClerkStarts from $15/Month
8.6
Spot Score

Mollie
Accept payments effortlessly, meet your customers' needs.
Best for: SMB teams · Mid-market · Enterprise
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What is Mollie?
Mollie is a payment gateway that allows businesses to accept credit cards, debit cards, and mobile payments on websites and mobile apps. You can easily accept all major credit cards, iDeal, PayPal, and other payment methods.
Read more about MollieMollie offers custom pricing plan
8.6
Spot Score

Instamojo
Secure and seamless online payments made easy.
Best for: SMB teams · Mid-market · Enterprise
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What is Instamojo?
Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports various credit/debit cards, multi-currencies and PayPal.
Read more about InstamojoInstamojo offers custom pricing plan
8.6
Spot Score

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What is Citrus?
Citrus is a payment gateway for your business that's flexible, easy-to-use, reliable and secure. It allows you to accept payments – from card and bank transfers to mobile payments – without the need for an external provider.
Read more about CitrusCitrus offers custom pricing plan
8.6
Spot Score

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What is Tranzzo?
Tranzzo payment gateway software is ideal for any business that processes online payments including e-commerce, retail, utilities or service providers. Tranzzo allows your business to accept customer payments from more sources including PayPal, authorize, credit cards and gift/debit cards ...
Read more about TranzzoTranzzo offers custom pricing plan
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Frequently Asked Questions About Payment Gateway Software
Stuck on something? We're here to help with all the questions and answers in one place.
The most important Payment Gateway Software features to evaluate are Mobile Payments, Online Payments, Payment Processing, Dashboard, Saved Cards, Website Payments. Most buyers prioritize ease of use, reporting, and integration capabilities. Look for tools that cover your core workflow before comparing advanced features.
Payment Gateway Software pricing varies widely — from free plans to enterprise contracts. 8 products on Spotsaas offer a free plan or trial:
The top rated Payment Gateway Software based on verified user reviews and SpotScore are Coriunder BAAS, Deal, Citcon. These tools score highest on ease of use, feature depth, and customer support — updated monthly from real buyer feedback.
Start by listing your must-have features — commonly Mobile Payments, Online Payments, Payment Processing, Dashboard, Saved Cards, Website Payments. Then filter by team size, budget, and integrations you already use. Compare at least 3 options using free trials before committing. Spotsaas lets you compare side-by-side in minutes.
Yes — 8 Payment Gateway Software on Spotsaas offer a free plan or trial. Free plans cover core features for small teams; paid upgrades unlock advanced reporting and integrations.
The best Payment Gateway Software for small businesses are affordable, quick to set up, and scale without complexity. Look for per-user pricing, no long-term contracts, and strong onboarding support.
About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].





