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Best Payment Gateway Software For Small Business

Top picks for Payment Gateway Software available for small business

8.5

Spot Score

The key to seamless online payments.

4.5

Very Good

Free trial not available

Freemium not available

UniPay Gateway offers custom pricing plan

8.5

Spot Score

Secure payments made easy for online merchants.

4.4

Very Good

Free trial not available

Freemium not available

MultiSafepay offers custom pricing plan

8.5

Spot Score

Streamline payments for successful business growth.

4.2

Very Good

Free trial not available

Freemium not available

PaySpace offers custom pricing plan

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Top rated

List of the Best Payment Gateway Software For Small Business as of June 2026

8.5

Spot Score

UniPay Gateway - Payment Gateway Software

UniPay Gateway

The key to seamless online payments.

Best for: SMB teams · Mid-market

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What is UniPay Gateway?

UniPAY Gateway is a payment gateway software. It is developed to automate e-commerce projects and provide online businesses with the ability to accept credit card data, authorize it, and store it into database automatically.

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UniPay Gateway offers custom pricing plan

8.5

Spot Score

MultiSafepay - Payment Gateway Software

MultiSafepay

Secure payments made easy for online merchants.

Best for: SMB teams · Mid-market · Enterprise

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What is MultiSafepay?

MultiSafepay is a payment gateway software that allows merchants to process payments from their online stores using their choice of payment instruments such as credit cards, debit cards, and e-wallets.

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MultiSafepay offers custom pricing plan

8.5

Spot Score

PaySpace - Payment Gateway Software

PaySpace

Streamline payments for successful business growth.

Best for: SMB teams · Mid-market · Enterprise

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What is PaySpace?

Payspace is the payment gateway software that enables businesses to accept card payments across multiple channels. Merchants can manage and grow their businesses effortlessly, all while benefitting from real-time reporting and a secure, PCI-compliant experience with Payspace.

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PaySpace offers custom pricing plan

8.5

Spot Score

EBS - Payment Gateway Software

EBS

Empowering banks with secure online transactions.

Best for: SMB teams · Mid-market · Enterprise

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4.0

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What is EBS?

EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in emerging markets. It is the finest web-based end-to-end payment processing solution for banks that serve ...

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EBS offers custom pricing plan

8.5

Spot Score

Skrill - Payment Gateway Software

Skrill

Secure your payments with Skrill.

Best for: SMB teams · Mid-market

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What is Skrill?

Skrill is a payment gateway platform designed for individuals and small businesses to accept online, mobile and in person payments. Payments can be made through credit and debit cards, bank transfers as well as many other popular payment methods.

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Skrill offers custom pricing plan

8.5

Spot Score

Pine Labs - Payment Gateway Software

Pine Labs

Boost revenue and streamline operations with Pine Labs.

Best for: SMB teams · Mid-market · Enterprise

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What is Pine Labs?

Pine Labs offers a comprehensive suite of solutions for businesses, empowering them to boost revenue and streamline their operations. Our merchant platform merges cutting-edge technology and financial services, creating opportunities for growth and minimizing risks. Through collaborations with ...

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Pine Labs offers custom pricing plan

8.5

Spot Score

PayKun - Payment Gateway Software

PayKun

Effortless payment solutions for your business.

Best for: SMB teams · Mid-market · Enterprise

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What is PayKun?

PayKun is a flexible payment gateway software that can easily integrate with existing websites and shopping carts. It's a well-maintained, fast and stable payment module, providing features like the payment status page, IPN messaging, API platform to connect external applications and much more.

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PayKun offers custom pricing plan

8.4

Spot Score

Dwolla - Payment Gateway Software

Dwolla

Effortless fund transfers for businesses.

Best for: SMB teams · Mid-market · Enterprise

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What is Dwolla?

Dwolla is a financial technology company that is changing the way businesses send and receive funds. The company offers a seamless, white label API platform to connect to the ACH Network to initiate payments, Helps initiate the fast and efficient transfer of funds. Dwolla now facilitates the ...

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Starts from $0.05

8.4

Spot Score

Airwallex - Payment Gateway Software

Airwallex

Global payments made easy.

Best for: SMB teams · Mid-market · Enterprise

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What is Airwallex?

Airwallex is a payment gateway software for online businesses and e-commerce websites. It helps to accept payments via credit/debit card, UPI, net banking and other alternate payment methods. Airwallex enables you to receive payments across the world in your local currency with minimal setup ...

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Airwallex offers custom pricing plan

8.4

Spot Score

Ingenico ePayments - Payment Gateway Software

Ingenico ePayments

Effortless payment solutions for your online business.

Best for: SMB teams · Mid-market · Enterprise

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What is Ingenico ePayments?

Ingenico ePayments, a payment gateway solution, provides an easy-to-use payment system for virtual shops. Use the software to accept cards and electronic cash payments on your site, including: - Credit card processing - Direct Debit - Online Shopping Cart/Billing - Mobile Payments

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Ingenico ePayments offers custom pricing plan

8.4

Spot Score

Cardinity - Payment Gateway Software

Cardinity

Effortless credit card payments for e-commerce merchants.

Best for: SMB teams · Mid-market · Enterprise

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What is Cardinity?

Cardinity is a payment gateway software that enables e-commerce merchants to start accepting credit card payments quickly and easily, without the need for any additional software or hardware. With clients in over 90 countries and over 35 currencies, Cardinity provides full support, multiple ...

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Cardinity offers custom pricing plan

8.4

Spot Score

CCAvenue - Payment Gateway Software

CCAvenue

Secure, seamless payment solutions for modern businesses.

Best for: SMB teams · Mid-market · Enterprise

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What is CCAvenue?

CCAvenue is the payment gateway software that lets users accept payments online with a credit/debit card or through multiple payment channels like mobile, PoS, and net banking. With SaaS-based solution and integrated fraud management system, CCAvenue helps merchants across all verticals to ...

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8.4

Spot Score

NextPay Payment Gateway - Payment Gateway Software

NextPay Payment Gateway

Effortless payments for your business.

Best for: SMB teams · Mid-market · Enterprise

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What is NextPay Payment Gateway?

NextPay is a payment gateway software that allows you to accept all major credit and debit cards from your website, e-commerce site or physical location. With NextPay you can start accepting payments via Credit Cards, Debit Cards, Payment Gateway and for Mobile Wallets.

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NextPay Payment Gateway offers custom pricing plan

8.4

Spot Score

India Online Pay - Payment Gateway Software

India Online Pay

Secure, seamless payments for businesses in India.

Best for: SMB teams · Mid-market · Enterprise

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What is India Online Pay?

India Online Pay allows their clients to process online payments through any of the major credit cards or e-payment options and bank accounts in India. They make it possible for payment gateways to accept all banks' online payment methods, including IMPS, NEFT, RTGS, and credit cards, as well ...

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India Online Pay offers custom pricing plan

8.4

Spot Score

Foloosi - Payment Gateway Software

Foloosi

Effortless payments for your business.

Best for: SMB teams · Mid-market · Enterprise

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What is Foloosi?

Foloosi provides payment gateway software technology to integrate different payment options such as Credit Cards / Debit Cards, Banks, Money Transfer Services, E-Wallets, QR Codes, Wallets and Enterprise Resource Planning Systems for Internet/Ecommerce merchants.

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Foloosi offers custom pricing plan

8.3

Spot Score

Citcon - Payment Gateway Software

Citcon

Simplify online payments with secure integration.

Best for: SMB teams · Mid-market · Enterprise

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4.8

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What is Citcon?

Citcon is an integrated payment gateway software that enables you capture payments online. You can choose from multiple payment options such as Paypal, eBay, Shopify, Authorize.NET and more. Citcon keeps your sensitive data encrypted and secured for absolute peace of mind

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Citcon offers custom pricing plan

8.3

Spot Score

Akurateco - Payment Gateway Software

Akurateco

Empowering merchants with efficient payment control.

Best for: SMB teams · Mid-market · Enterprise

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4.7

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What is Akurateco?

Akurateco, is a white-label payment gateway management software, designed to help merchants across different industries achieve complete command over their payment flow. A fees engine within the particular has the ability to monitor and estimate settlements of individual payment channels. Users ...

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Akurateco offers custom pricing plan

8.3

Spot Score

SuperPay - Payment Gateway Software

SuperPay

Streamlining payments for secure transactions.

Best for: SMB teams · Mid-market · Enterprise

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4.7

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What is SuperPay?

SuperPay is a payment gateway software which allows users to accept credit card payment on their website and transfer the amount to their bank account. With its 100% secured and PCI-DSS compliant cloud solution, SuperPay will ensure that your customers can make payments without worrying about ...

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Free TrialTry Free →·

SuperPay offers custom pricing plan

8.3

Spot Score

EBizCharge - Payment Gateway Software

EBizCharge

Secure payments made easy with EBizCharge.

Best for: SMB teams · Mid-market

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What is EBizCharge?

EBizCharge Payment Gateway software helps you to seamlessly accept credit card, check, and ACH payments. Our payment gateway provides you with multi-platform support at no additional charge. EBizCharge comes bundled with our PCI compliant ReadySecure 3D secure device - providing your site a ...

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EBizCharge offers custom pricing plan

8.3

Spot Score

SecurionPay - Payment Gateway Software

SecurionPay

Effortless online payments, anytime, anywhere.

Best for: SMB teams · Mid-market · Enterprise

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What is SecurionPay?

SecurionPay is an online payment gateway software that lets merchants accept credit cards/debit cards and bank payments online. With this application, you can accept payments 24x7 from any other location in the world, not only the ones where your customers are.

Read more about SecurionPay

Frequently Asked Questions About Payment Gateway Software

Stuck on something? We're here to help with all the questions and answers in one place.

The most important Payment Gateway Software features to evaluate are Mobile Payments, Online Payments, Payment Processing, Dashboard, Saved Cards, Website Payments. Most buyers prioritize ease of use, reporting, and integration capabilities. Look for tools that cover your core workflow before comparing advanced features.

Payment Gateway Software pricing varies widely — from free plans to enterprise contracts. 8 products on Spotsaas offer a free plan or trial:

The top rated Payment Gateway Software based on verified user reviews and SpotScore are Coriunder BAAS, Deal, Citcon. These tools score highest on ease of use, feature depth, and customer support — updated monthly from real buyer feedback.

Start by listing your must-have features — commonly Mobile Payments, Online Payments, Payment Processing, Dashboard, Saved Cards, Website Payments. Then filter by team size, budget, and integrations you already use. Compare at least 3 options using free trials before committing. Spotsaas lets you compare side-by-side in minutes.

Yes — 8 Payment Gateway Software on Spotsaas offer a free plan or trial. Free plans cover core features for small teams; paid upgrades unlock advanced reporting and integrations.

The best Payment Gateway Software for small businesses are affordable, quick to set up, and scale without complexity. Look for per-user pricing, no long-term contracts, and strong onboarding support.

About the reviewer

Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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