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Instamojo vs 2Checkout Comparison

Last updated:

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

2Checkout

3.8(2,336 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and works with most major credit ca…

2Checkout leads on user satisfaction with a 3.8-star rating across 2,336 reviews.

SpotSaaS Analysis

Instamojo2Checkout

The core difference lies in Instamojo's focus on fast payout processing and user-friendly interface, making it ideal for businesses prioritizing cash flow management. In contrast, 2Checkout is tailored for e-commerce businesses seeking a secure, reliable payment gateway for global transactions.

- Best for small to medium businesses - Fast payout processing within 72 hours - User-friendly interface - Ideal for cash flow improvement - Supports multi-currency transactions - Simple transaction management

- Best for small to medium e-commerce businesses - Reliable global payment processing - Secure gateway for major credit cards - Ideal for subscription-based models - Supports multiple currencies - Focus on international customer reach

Instamojo vs 2Checkout — at a glance

FeatureInstamojo2Checkout
Rating2.6 / 53.8 / 5
Reviews332,336
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - AndroidSaaS/Web/Cloud
APIAvailableAvailable
Support modesBusiness Hours, Online24/7 (Live rep), Business Hours, Online
CertificationsGDPRSOC 2, GDPR, ISO 27001
Data residencyIndiaGlobal

Key differences between Instamojo and 2Checkout

  • User satisfaction: 2Checkout scores higher with a 3.8-star average.
  • Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; 2Checkout supports SaaS/Web/Cloud.

Instamojo vs 2Checkout — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Instamojo - Payment Gateway Software
Talk to an expert
Talk to an expert
2Checkout - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if
  • You need fast payout processing within 72 hours to improve cash flow.
  • You want a user-friendly, straightforward interface for easy transaction management.
  • Your business requires support for multiple payment methods including credit/debit cards and PayPal.
Consider alternatives if
  • Your business demands highly responsive and proactive customer support.
  • You cannot tolerate risks of account freezing or funds being held without clear communication.

2Checkout

Best for small to medium e-commerce businesses needing reliable global payment processing.

Choose if
  • You run a small or medium e-commerce or subscription business targeting global customers.
  • You need a secure, reliable gateway supporting most major credit cards worldwide.
  • You value quick, consistent customer support and an intuitive user interface.
Consider alternatives if
  • Your business requires extensive payment gateway customization and advanced add-ons.
  • You prefer a very simple, minimalistic payment interface without complexity.

Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing. 2Checkout: Best for small to medium e-commerce businesses needing reliable global payment processing.

Description

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo

2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and ... Read More about 2Checkout

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.6/10

9.1/10

User Ratings

Based on verified Spotsaas reviews

2.6

(33)

Best Company Size

1-50 employees51-500 employees
Small BusinessMedium Business
Get pricing help
Get pricing help

Software Demo

Demo

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How do Instamojo and 2Checkout Compare on Features?

Total Features

7 Features

7 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Instamojo and 2Checkout on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Instamojo pricing
      2Checkout pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇮🇳 India
      🌐 Global

      Instamojo User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      0

      1

      1

      1

      11

      606

      67

      11

      8

      121

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues.

      What buyers like

      • Ease of use
      • Fast payout processing
      • Multi-currency support

      Common complaints

      • Poor customer support
      • Account freezing and fund holds

      Buyer sentiment

      Overall positive sentiment highlights quick support, ease of use, and secure payment processing, tempered by concerns over interface complexity and limited customization.

      What buyers like

      • Support responsiveness
      • Ease of use
      • Security and reliability

      Common complaints

      • Interface complexity
      • Limited customization options

      Pros and Cons

      • Quick response time enabling payouts within 72 hours

      • User-friendly and straightforward interface

      • Supports multiple payment methods including credit/debit cards and PayPal

      • Unresponsive customer support with long wait times

      • Instances of account freezing and funds being held without clear communication

      • Consistent and quick support responses

      • User-friendly platform with intuitive interface

      • Reliable and secure payment processing

      • User interface complexity can be overwhelming without guidance

      • Limited customization options and add-ons in the Marketplace

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      Malanad Plantations

      Malanad Plantations

      Yazon

      Yazon

      AE RI Sakhi

      AE RI Sakhi

      Bitdefenderr

      Bitdefenderr

      MyFico

      MyFico

      Advisera

      Advisera

      Media and Screenshots

      Screenshots

      Embed Instamojo Payment Button

      4 Screenshots

      Dashboard

      5 Screenshots

      Videos

      video-0

      4 Videos

      video-0

      2 Videos

      Top Alternatives to Instamojo and 2Checkout in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Instamojo or 2Checkout?
      2Checkout edges out the other on user ratings (3.8 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Instamojo and 2Checkout offer a free trial?
      Neither Instamojo nor 2Checkout currently lists a free trial.
      What is the starting price of Instamojo vs 2Checkout?
      Instamojo starts at Contact for pricing. 2Checkout starts at Contact for pricing.
      What are the top alternatives to Instamojo?
      Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
      What are the top alternatives to 2Checkout?
      Top alternatives to 2Checkout include Stripe Payments, Global Payments, Checkout.com, Payoneer, UniPay Gateway.

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