Instamojo vs 2Checkout Comparison
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, bu…
2Checkout
Starting at Contact for pricing
- Large Enterprises
- Medium Business
2Checkout (now operating as Verifone) is a global payment gateway for software vendors and subscription businesses that sell digitally across multiple countries and need to handle local payment methods, currencies, and t…
2Checkout leads on user satisfaction with a 4.3-star rating across 781 reviews.
Spotsaas Analysis
Instamojo2Checkout
The core difference lies in Instamojo's focus on fast payout processing and user-friendly interface, making it ideal for businesses prioritizing cash flow management. In contrast, 2Checkout is tailored for e-commerce businesses seeking a secure, reliable payment gateway for global transactions.
- Best for small to medium businesses - Fast payout processing within 72 hours - User-friendly interface - Ideal for cash flow improvement - Supports multi-currency transactions - Simple transaction management
- Best for small to medium e-commerce businesses - Reliable global payment processing - Secure gateway for major credit cards - Ideal for subscription-based models - Supports multiple currencies - Focus on international customer reach
Instamojo vs 2Checkout — at a glance
| Feature | Instamojo | 2Checkout |
|---|---|---|
| Rating | 1.4 / 5 | 4.3 / 5 |
| Reviews | 14 | 781 |
| Starting price | Contact for pricing | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud |
| API | Available | Available |
| Support modes | Business Hours, Online | 24/7 (Live rep), Business Hours, Online |
| Certifications | GDPR | SOC 2, GDPR, ISO 27001 |
| Data residency | India | Global |
Key differences between Instamojo and 2Checkout
- User satisfaction: 2Checkout scores higher with a 4.3-star average.
- Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; 2Checkout supports SaaS/Web/Cloud.
Instamojo vs 2Checkout — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
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Biggest differences
Start here before you go deeper into features.
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Best for small to medium e-commerce businesses needing reliable global payment processing.
- You run a small or medium e-commerce or subscription business targeting global customers.
- You need a secure, reliable gateway supporting most major credit cards worldwide.
- You value quick, consistent customer support and an intuitive user interface.
- Your business requires extensive payment gateway customization and advanced add-ons.
- You prefer a very simple, minimalistic payment interface without complexity.
Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing. 2Checkout: Best for small to medium e-commerce businesses needing reliable global payment processing.
Description | Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges ... Read More about Instamojo | 2Checkout (now operating as Verifone) is a global payment gateway for software vendors and subscription businesses that sell digitally across multiple countries and need to handle local ... Read More about 2Checkout |
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Free Trial Availability |
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SpotScoreWhat's this? ↗ | 8.6/10 | 9.1/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-500 employees | Small BusinessMedium Business |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Instamojo and 2Checkout Compare on Features?
Total Features | 7 Features | 7 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Instamojo and 2Checkout on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Pricing Page |  |  |
Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | ✓ Yes |
|---|---|---|
HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes |
ISO 27001 | — | ✓ Yes |
Multi-Factor Auth (MFA) | — | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | — | ✓ Yes |
Data Residency | 🇮🇳 India | 🌐 Global |
Instamojo User Reviews & Rating Comparison
User Ratings | ||
|---|---|---|
Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
| Buyer sentiment Overall positive sentiment highlights quick support, ease of use, and secure payment processing, tempered by concerns over interface complexity and limited customization. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  Malanad Plantations  Yazon  AE RI Sakhi |  Bitdefenderr  MyFico  Advisera |
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Media and Screenshots
Screenshots |  4 Screenshots |  5 Screenshots |
|---|---|---|
Videos |  4 Videos |  2 Videos |
Top Alternatives to Instamojo and 2Checkout in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Instamojo or 2Checkout?
- 2Checkout edges out the other on user ratings (4.3 vs 1.4). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Instamojo and 2Checkout offer a free trial?
- Neither Instamojo nor 2Checkout currently lists a free trial.
- What is the starting price of Instamojo vs 2Checkout?
- Instamojo starts at Contact for pricing. 2Checkout starts at Contact for pricing.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
- What are the top alternatives to 2Checkout?
- Top alternatives to 2Checkout include Stripe Payments, Global Payments, Checkout.com, Payoneer, UniPay Gateway.