Best Payment Gateway Software For Free
Top picks for Payment Gateway Software available for Free
8.6
SpotScore
Streamline payments and boost sales with ease.
Free trial not available
Freemium
Starts from $10/Month
8.6
SpotScore
Secure and seamless online payments made easy.
Free trial not available
Freemium
Instamojo offers custom pricing plan
Showing 1-16 out of 16

List of the Best Payment Gateway Software For Free as of July 2026
8.6
SpotScore

Cheddar Up
Streamline payments and boost sales with ease.
Best for: SMB teams · Mid-market · Enterprise
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What is Cheddar Up?
Cheddar Up is a payment collection platform built for e-commerce merchants, school groups, and community organizations that need to accept credit card, ACH, and check payments without incurring chargeback liability, minimum sales requirements, or monthly subscription fees. It supports hundreds ...
Read more about Cheddar UpStarts from $10/Month, also offers free forever plan
8.6
SpotScore

Instamojo
Secure and seamless online payments made easy.
Best for: SMB teams · Mid-market · Enterprise
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What is Instamojo?
Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, but prospective users should evaluate its customer support track record — ...
Read more about InstamojoInstamojo offers custom pricing plan
8.3
SpotScore
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What is SuperPay?
SuperPay is a payment gateway software which allows users to accept credit card payment on their website and transfer the amount to their bank account. With its 100% secured and PCI-DSS compliant cloud solution, SuperPay will ensure that your customers can make payments without worrying about ...
Read more about SuperPay8.3
SpotScore

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What is SafexPay?
SafexPay is a payment gateway built for online merchants and payment service providers that need to accept card and net banking payments under a single integration. It routes transactions across credit cards, debit cards, and net banking while handling security and scalability on the backend. ...
Read more about SafexPaySafexPay offers custom pricing plan
8.1
SpotScore

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What is Coriunder BAAS?
Coriunder BAAS - Payment Gateway software is designed for Banks, Financial Institutions, e-Commerce Merchants and Enterprise Businesses. It helps them to offer secure and convenient online payment gateway services to their customers that accept various payments including Debit /Credit Cards, ...
Read more about Coriunder BAASStarts from $500/Month, also offers free forever plan
8.1
SpotScore

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What is Zoho Checkout?
Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates naturally within the Zoho product ecosystem, making it the logical choice for businesses already running ...
Read more about Zoho CheckoutStarts from $9/Month when Billed Yearly, also offers free forever plan
8.1
SpotScore

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What is ChargeKeep?
Introducing ChargeKeep – the best-in-class, hassle-free recurring payments software. With its lightweight design and user-friendly interface, ChargeKeep seamlessly integrates with your website, making it easy for you to accept payments. This powerful tool is trusted by businesses for its ...
Read more about ChargeKeepStarts from $16/Month when Billed Yearly
8.1
SpotScore

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What is BizPayO?
BizPayO is an online payment processing solution for e-commerce merchants that need a secure way to accept credit card transactions through a customizable API or software integration. It focuses on reliability for website-based transaction flows, though integration may require developer ...
Read more about BizPayO8.0
SpotScore

Envoice
Streamline payments and grow your e-commerce business.
Best for: SMB teams · Mid-market · Enterprise
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What is Envoice?
Envoice is payment gateway software for e-commerce merchants. It helps you accept payments over the Internet and send invoices to buyers. With its built-in accounting system you can manage your finances while growing your business. Our software is secure and merchant-friendly – it will get you ...
Read more about Envoice8.0
SpotScore

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What is PayFlexi?
Introducing PayFlexi, the ultimate payment gateway solution designed to boost your sales by maximizing client conversions. With this platform, customers can easily pay for products and services using personalized installment and payment options. Say goodbye to multiple payment methods as ...
Read more about PayFlexiStarts from $10/Month, also offers free forever plan
8.0
SpotScore

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What is Payfacile?
Payfacile is a payment gateway software that allows online merchants to accept credit cards, debit cards, e-checks, and ACH payments on their e-commerce websites. This secure payment gateway software provides complete freedom and control to your business. Payfacile is easy to use, affordable, ...
Read more about Payfacile7.9
SpotScore
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What is Deal?
Deal is a payment gateway for small businesses and freelancers that need to accept credit cards and electronic checks online without complex setup or long-term contracts. It supports multiple currencies, allowing merchants to collect payments from international customers through one account.
Read more about DealStarts from $19/Month, also offers free forever plan
7.7
SpotScore

Trexle
Streamline your payments, simplify your business.
Best for: SMB teams · Mid-market · Enterprise
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What is Trexle?
Trexle is a payment gateway for online merchants that want to accept both traditional payment methods and alternative options — including Bitcoin, Litecoin, Pecunix, and Webmoney — from a single integration. It consolidates diverse payment types under one system, removing the need to build ...
Read more about TrexleStarts from $100
7.4
SpotScore

Cartfuel
Boost sales, no coding - Cartfuel's got you covered!
Best for: SMB teams · Mid-market · Enterprise
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What is Cartfuel?
Boost your business sales with Cartfuel - the ultimate online payment form management software. Increase your average cart value by 20% in just 5 minutes with our trusted platform, used by over 416 businesses and agencies worldwide. No coding needed - easily turn any landing page or website ...
Read more about Cartfuel7.4
SpotScore

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What is DepositFix?
DepositFix is a web payment gateway for any business to accept credit card payments and online checks. DepositFix handles the transactions from start to finish, streamlining your merchant processing experience. It is compatible with all major e-commerce platforms and shopping carts such as ...
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What is Uviba?
Uviba is a payment API for e-commerce and trading businesses that integrates in under 30 seconds. It accepts cards from customers worldwide, includes fraud protection, and supports in-person payments through Uvicheck. A WordPress plug-in is also available for manual and automatic integration.
Read more about UvibaCompare Top Products
Frequently Asked Questions About Payment Gateway Software
Stuck on something? We're here to help with all the questions and answers in one place.
The most important Payment Gateway Software features to evaluate are Mobile Payments, Online Payments, Payment Processing, Dashboard, Saved Cards, Website Payments. Most buyers prioritize ease of use, reporting, and integration capabilities. Look for tools that cover your core workflow before comparing advanced features.
Payment Gateway Software pricing varies widely — from free plans to enterprise contracts. 8 products on Spotsaas offer a free plan or trial:
The top rated Payment Gateway Software based on verified user reviews and SpotScore are Coriunder BAAS, Deal, Citcon. These tools score highest on ease of use, feature depth, and customer support — updated monthly from real buyer feedback.
Start by listing your must-have features — commonly Mobile Payments, Online Payments, Payment Processing, Dashboard, Saved Cards, Website Payments. Then filter by team size, budget, and integrations you already use. Compare at least 3 options using free trials before committing. Spotsaas lets you compare side-by-side in minutes.
Yes — 8 Payment Gateway Software on Spotsaas offer a free plan or trial. Free plans cover core features for small teams; paid upgrades unlock advanced reporting and integrations.
The best Payment Gateway Software for small businesses are affordable, quick to set up, and scale without complexity. Look for per-user pricing, no long-term contracts, and strong onboarding support.
About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].






