9.3
SpotScore
Authorize.Net Review: Is It The Right Payment Gateway Software For Your Team?
Best for SMB teams · Mid-market · Enterprise
GDPR
SOC 2
ISO 27001Starts from $25 / Month
Overview
Pricing
Features
Buyer feedback
Alternatives
Media
Security & Compliance
Support
FAQ
Blogs
Spotsaas Analysis for Authorize.Net
Authorize.Net at 3.7/5 from 399 reviews and SpotScore 9.3 serves payment processing teams and finance departments in small to medium businesses that need a straightforward payment gateway. The platform offers easy navigation and integrates with common e-commerce and retail software. Customers report reliable transaction processing and responsive support, though the limited app marketplace restricts customization options for teams needing specialized connectors.
Payment gateway software processes customer transactions and stores payment data securely. It replaces manual payment entry and reduces transaction processing time by automating authorization and settlement workflows.
Quick picks:
What is Authorize.Net?
Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carries a monthly gateway fee ($25-$99 depending on plan) plus per-transaction charges, making it better suited for established merchants with consistent volume than early-stage businesses with unpredictable transaction counts.
Pricing
Starts from $25 / Month
Best For
Suited for solo users, small teams, SMBs, and enterprise
Security & Compliance
SOC 2GDPRISO 27001Multi-Factor Authentication (MFA)
Data residency:🇺🇸
Platform
Web + mobile app (iOS & Android)
Authorize.Net Software Demo
Authorize.Net was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.
Who should consider Authorize.Net
- Use cases
- E-commerce businesses, Retail companies, Subscription-based services
- Team types
- Payment processing teams, IT and development teams
- Company size
- Small Business, Medium Business
- Workflow style
- Flexible and configurable
- Setup complexity
- Medium
Why teams choose Authorize.Net
Seamless integration with other software
Reliable and secure credit card transaction processing
Excellent customer support
Is Authorize.Net right for you?
Best for customizable, secure payment processing in small to medium businesses.
Choose Authorize.Net if
- You need a payment gateway with a developer kit for custom checkout flows.
- Your business requires reliable and secure credit card transaction processing.
- You want strong customer support and seamless integration with existing software.
Consider alternatives if
- You are a new user seeking a simple, out-of-the-box payment solution.
- You require extensive third-party app marketplace integrations and connectors.
What buyers should know before shortlisting Authorize.Net
Authorize. Net is a payment gateway built for businesses processing online transactions.
Before shortlisting, verify that your software integrates with Authorize. Net's API—the platform supports most major e-commerce platforms and accounting software, but custom integrations may require developer time.
Check your transaction volume against Authorize. Net's pricing: the gateway charges a monthly gateway fee ($25–$99 depending on plan) plus per-transaction fees (typically $0.
10–$0. 30).
If you process high volumes, request a quote for volume discounts. In demos, ask specifically about IP whitelisting requirements and search functionality within the merchant dashboard.
Some users report that IP mismatch errors can block transactions until resolved, and the search tool for past transactions is limited compared to competitors. Confirm that Authorize.
Net's fraud detection settings match your risk tolerance—the platform's default rules may flag legitimate transactions as suspicious. Also verify PCI compliance requirements for your business model; if you store card data, you'll need to meet stricter compliance standards.
Authorize. Net's security certifications and 24/7 support are genuine strengths.
However, the platform's reporting and analytics are basic—if you need detailed payment insights or custom reporting, you may need to export data to a separate analytics tool. Test the customer support response time with a technical question during your trial period to confirm it meets your needs.
Authorize.Net pros and cons
- Authorize.Net pros
Seamless integration with other software
Reliable and secure credit card transaction processing
Excellent customer support
- Authorize.Net cons
Limited options in the app marketplace for additional connectors
Complex features and customizations can be intimidating for new users
Ready to try it?
Get started with Authorize.Net
Connect with the team for a personalised demo.
Still comparing?
See how it stacks up
Compare Authorize.Net side-by-side with top Payment Gateway Software alternatives.
What is the pricing of Authorize.Net?
Authorize.Net Pricing Plans
Recommended: All-in-One Option
$25
/Month
No setup fee
Per transaction 2.9% + 30¢
Advanced Fraud Detection Suite (AFDS)
Customer Information Manager
Recurring Payments
Show more +
Payment Gateway Only
$25
/Month
No setup fee
Per transaction 10¢, daily batch fee 10¢
Advanced Fraud Detection Suite (AFDS)
Customer Information Manager
Recurring Payments
Show more +
Enterprise Solutions
Tailored pricing
Data migration assistance
Interchange plus options
Nonprofit solutions (501c3)
Weighing your options?
Not sure if Authorize.Net fits your budget?
Authorize.Net reviews and ratings
Buyer sentiment
Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options.
What buyers like
- Ease of use
- Integration capabilities
- Customer support
Common complaints
- Complexity for new users
- Limited app marketplace options
Are you using Authorize.Net?
What users are saying
AU
Anonymous User
11/02/23
"Support regarding IP mismatch"
What do you like best about Authorize.net? Good customer service, usually fast response times. What do you dislike about Authorize.net?
AU
Anonymous User
10/26/23
"Great user experience"
What do you like best about Authorize.net? I like how easy to navigate the site is. It was compatiable with Pandadoc, our invoicing software and made ...
Read more
AP
Alan P
10/26/23
"No news is good news"
What do you like best about Authorize.net? Once set-up, it is a hands-off affair. I am barely aware that I am using Authorize.net, and this is how it ...
Read more
AU
Anonymous User
10/26/23
"Seamless integration"
What do you like best about Authorize.net? great service, to automate your credit card processing. easy to use and setup. Set and forget! What do you ...
Read more
AB
Alonzo B
10/24/23
"Great experience and service"
What do you like best about Authorize.net? Easy to use and with great expectations, love the service What do you dislike about Authorize.net?
AU
Anonymous User
10/24/23
"Easy to Use"
What do you like best about Authorize.net? It's easy to navigate and transactions are processed quickly. What do you dislike about Authorize.net?
- See if Authorize.Net fits your business
- Real pricing — no sales pressure
- A demo or quick answers, your call
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What are the features of Authorize.Net?
Gift Card Management is a software feature that allows businesses to easily manage and track their gift card programs. It is a comprehensive…
Invoice payment is a crucial feature of any software system that is designed to simplify the billing process and enhance overall efficiency.…
Payment made with a portable electronic device such as a tablet or cell phone for a product or service is known as Mobile payment. Mobile pa…
Multiple Currency Processing is a software feature that allows users to transact and record payments in currencies other than their own dome…
Point of Sale (PoS) transactions are electronic payments made by customers for goods or services at a physical retail location. This feature…
Recurring billing is a software feature that allows businesses to set up automated, recurring payments for their products or services. With…
Saved cards, also known as stored payment methods, are a convenient feature found in various software applications that allow users to secur…
Website Payments is a feature that allows users to conveniently make and receive payments online through a website. This feature is widely u…
Authorize.Net security and data handling
Key compliance certifications and security features for IT and security teams evaluating Authorize.Net.
Certifications
Security features
Developer & data
Alternatives to Authorize.Net
Streamline your online payments ...
7.5
Excellent
Authorize.Net Support Options
Frequently Asked Questions About Authorize.Net
Common questions buyers ask before choosing Authorize.Net.
Authorize.Net is a Payment Gateway Software. Authorize.Net offers Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Website Payments and many more functionalities.
Authorize.Net is a strong fit if: You need a payment gateway with a developer kit for custom checkout flows.; Your business requires reliable and secure credit card transaction processing.. Consider alternatives if: You are a new user seeking a simple, out-of-the-box payment solution.; You require extensive third-party app marketplace integrations and connectors..
Buyers commonly note the following limitations of Authorize.Net: Limited options in the app marketplace for additional connectors; Complex features and customizations can be intimidating for new users; Potential issues with IP mismatch during setup.
Some top alternatives to Authorize.Net includes Stripe Payments, QuickBooks Payments, PayorCRM, UniPay Gateway and PayNet.
Authorize.Net offers Quotation Based, Subscription pricing models
The starting price of Authorize.Net is $25/Month
Ready to try it?
Get started with Authorize.Net
Get connected with the team for a personalised demo.
About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].