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7.7

SpotScore

Waya

Top 10 Waya Alternatives 2026

Empower your financial journey with Waya.

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Trusted by 2M+ software buyers annually.

Main Features

  • Gift Card Management
  • Mobile Payments
  • Saved Cards
  • Website Payments

Pricing

  • Waya offers custom pricing plan

Get Pricing Details

Waya is a Payment Gateway Software platform. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Gateway Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.

Waya vs Top Alternatives at a Glance

Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.

ToolBest ForPricingRatingFree Option
Waya CurrentPayment Gateway SoftwareCustom pricingNo reviews✗ No
Zoho CheckoutPayment Gateway Software$94.4 ★✓ Yes
Deluxe eChecksPayment Gateway Software$302.5 ★✗ No
MolliePayment Gateway SoftwareCustom pricing4.0 ★✗ No
ViewpostPayment Gateway Software$14.994.5 ★✗ No
MultiSafepayPayment Gateway SoftwareCustom pricing4.2 ★✗ No

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Top rated

List of the Top Waya alternatives as of September 2026

Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.

8.1

SpotScore

Zoho Checkout - Payment Gateway Software

Zoho Checkout

Streamline payments, expand your business.

Try for Free

4.4

(11)

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✦ Editor’s PickFree plan available

What is Zoho Checkout?

Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates naturally within the Zoho product ecosystem, making it the logical choice for businesses already running ...

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Common Features

  • Website Payments

  • Saved Cards

  • Gift Card Management

+ 1 more

Unique Features

  • Invoice Payment

  • Recurring Billing

Pricing

Starts from $9/Month when Billed Yearly, also offers free forever plan

8.0

SpotScore

Deluxe eChecks - Payment Gateway Software

Deluxe eChecks

Secure, convenient electronic payments for your business.

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2.5

(2)

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What is Deluxe eChecks?

The Deluxe eCheck software is the well-built gateway to success for merchants accepting eChecks. Gateway modules are included to process eCheck deposits, In-house ACH (RDC), and external ACH (ATM). Make payments anytime, from anywhere. Receive payments however user choose. DPX gives both sender ...

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Common Features

  • Website Payments

  • Saved Cards

  • Mobile Payments

Unique Features

  • Recurring Billing

Pricing

Starts from $30

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8.6

SpotScore

Mollie - Payment Gateway Software

Mollie

Accept payments effortlessly, meet your customers' needs.

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What is Mollie?

Mollie is a payment gateway for European e-commerce businesses and online merchants that need to accept credit cards, iDeal, PayPal, and regional digital wallets through a single integration. It is especially well-suited for Dutch and broader European merchants due to its native iDeal support ...

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Common Features

  • Website Payments

  • Saved Cards

  • Gift Card Management

+ 1 more

Unique Features

  • Invoice Payment

  • Multiple Currency Processing

  • Recurring Billing

Pricing

Mollie offers custom pricing plan

8.1

SpotScore

Viewpost - Payment Gateway Software

Viewpost

Connect and transact with ease.

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4.5

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What is Viewpost?

Viewpost is a payment gateway for brick-and-mortar retailers in industries like travel, hospitality, lodging, and automotive that want to extend their physical retail operations into digital and electronic payment channels. It is built to bridge offline retail environments with online payment ...

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Common Features

  • Website Payments

  • Saved Cards

  • Mobile Payments

Unique Features

  • Invoice Payment

  • Recurring Billing

Pricing

Starts from $14.99/Month

8.5

SpotScore

MultiSafepay - Payment Gateway Software

MultiSafepay

Secure payments made easy for online merchants.

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What is MultiSafepay?

MultiSafepay is a payment gateway for European online merchants — particularly those on Magento — that need access to a wide range of payment methods including cards, buy-now-pay-later options, and regional European instruments. Its Magento plugin is well-regarded by Dutch e-commerce merchants, ...

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Common Features

  • Website Payments

  • Saved Cards

  • Gift Card Management

+ 1 more

Unique Features

  • Invoice Payment

  • PoS Transactions

  • Multiple Currency Processing

+ 1 more

Pricing

MultiSafepay offers custom pricing plan

9.3

SpotScore

Authorize.Net - Payment Gateway Software

Authorize.Net

Secure payment solutions for your business.

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What is Authorize.Net?

Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carries a monthly gateway fee ($25-$99 depending on plan) plus per-transaction ...

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Common Features

  • Website Payments

  • Saved Cards

  • Gift Card Management

+ 1 more

Unique Features

  • Invoice Payment

  • PoS Transactions

  • Multiple Currency Processing

+ 1 more

Pricing

Starts from $25/Month

8.3

SpotScore

Akurateco - Payment Gateway Software

Akurateco

Empowering merchants with efficient payment control.

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4.7

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What is Akurateco?

Akurateco, is a white-label payment gateway management software, designed to help merchants across different industries achieve complete command over their payment flow. A fees engine within the particular has the ability to monitor and estimate settlements of individual payment channels. Users ...

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Common Features

  • Website Payments

  • Saved Cards

  • Mobile Payments

Unique Features

  • Invoice Payment

  • PoS Transactions

  • Recurring Billing

Pricing

Akurateco offers custom pricing plan

8.6

SpotScore

Citrus - Payment Gateway Software

Citrus

Streamline your payments with ease and security.

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4.2

(3)

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What is Citrus?

Citrus is a payment gateway for small to medium-sized businesses that need to accept card payments, bank transfers, and mobile payments without depending on an external payment provider. Its in-house processing model gives merchants direct control over payment data and transaction flows within ...

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Common Features

  • Website Payments

  • Saved Cards

  • Mobile Payments

Unique Features

  • PoS Transactions

  • Multiple Currency Processing

  • Recurring Billing

Pricing

Citrus offers custom pricing plan

8.9

SpotScore

Paytm Payment Gateway - Payment Gateway Software

Paytm Payment Gateway

Seamless integration, customizable alerts, effortless payments.

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What is Paytm Payment Gateway?

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...

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Common Features

  • Website Payments

  • Saved Cards

  • Mobile Payments

Unique Features

  • Invoice Payment

  • PoS Transactions

  • Multiple Currency Processing

+ 1 more

Pricing

Paytm Payment Gateway offers custom pricing plan

9.3

SpotScore

Payoneer - Payment Gateway Software

Payoneer

Effortless payments for global businesses.

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What is Payoneer?

Payoneer provides a simple and cost effective solution for your business to accept credit card and other payments online.  Payoneer's suite of Payment Gateway Solutions has been adapted to meet the needs of various businesses such as banks, eCommerce merchants, international money transfer ...

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Common Features

  • Saved Cards

  • Gift Card Management

  • Mobile Payments

Unique Features

  • Invoice Payment

  • PoS Transactions

  • Multiple Currency Processing

+ 1 more

Pricing

Payoneer offers custom pricing plan

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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].