7.7
SpotScore
Top 10 Waya Alternatives 2026
Empower your financial journey with Waya.
Trusted by 2M+ software buyers annually.
Main Features
- Gift Card Management
- Mobile Payments
- Saved Cards
- Website Payments
Pricing
Waya offers custom pricing plan
Waya is a Payment Gateway Software platform. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Gateway Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
Waya vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| Waya Current | Payment Gateway Software | Custom pricing | No reviews | ✗ No |
 Zoho Checkout | Payment Gateway Software | $9 | 4.4 ★ | ✓ Yes |
 Deluxe eChecks | Payment Gateway Software | $30 | 2.5 ★ | ✗ No |
 Mollie | Payment Gateway Software | Custom pricing | 4.0 ★ | ✗ No |
 Viewpost | Payment Gateway Software | $14.99 | 4.5 ★ | ✗ No |
 MultiSafepay | Payment Gateway Software | Custom pricing | 4.2 ★ | ✗ No |
Showing 1-10 out of 10
List of the Top Waya alternatives as of November 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
8.1
SpotScore
Zoho Checkout — from $9 · 4.36★
Streamline payments, expand your business.
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What is Zoho Checkout?
Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates naturally within the Zoho product ecosystem, making it the logical choice for businesses already running ...
Read moreWhat reviewers like about Zoho Checkout
- Supports multiple payment methods
- Easy to integrate
- User-friendly interface
Where Zoho Checkout falls short
- Limited customization options
- Basic analytics features
- Not suitable for large enterprises
Common Features
-
Website Payments
-
Saved Cards
-
Gift Card Management
+ 1 more
Unique Features
-
Invoice Payment
-
Recurring Billing
Pricing
Starts from $9/Month when Billed Yearly, also offers free forever plan
8.0
SpotScore
Deluxe eChecks — from $30 · 2.5★
Secure, convenient electronic payments for your business.
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What is Deluxe eChecks?
The Deluxe eCheck software is the well-built gateway to success for merchants accepting eChecks. Gateway modules are included to process eCheck deposits, In-house ACH (RDC), and external ACH (ATM). Make payments anytime, from anywhere. Receive payments however user choose. DPX gives both sender ...
Read moreWhat reviewers like about Deluxe eChecks
- Flexible payment options
- Secure eCheck processing
- In-house ACH capabilities
Where Deluxe eChecks falls short
- Limited to eCheck payments
- May not suit all business types
- Integration can be complex
Common Features
-
Website Payments
-
Saved Cards
-
Mobile Payments
Unique Features
-
Recurring Billing
Pricing
Starts from $30
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8.6
SpotScore
Mollie — 4.02★
Accept payments effortlessly, meet your customers' needs.
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What is Mollie?
Mollie is a payment gateway for European e-commerce businesses and online merchants that need to accept credit cards, iDeal, PayPal, and regional digital wallets through a single integration. It is especially well-suited for Dutch and broader European merchants due to its native iDeal support ...
Read moreWhat reviewers like about Mollie
- Quick and professional responses from customer support.
- Efficient and helpful customer service team.
- Support agents are knowledgeable and effective in resolving issues promptly.
Where Mollie falls short
- Some users encountered difficulties in contacting the company, leading to delays in issue resolution.
- Limited mentions of product features or functionalities in the reviews.
Common Features
-
Website Payments
-
Saved Cards
-
Gift Card Management
+ 1 more
Unique Features
-
Invoice Payment
-
Multiple Currency Processing
-
Recurring Billing
Pricing
Mollie offers custom pricing plan
8.1
SpotScore
Viewpost — from $14.99 · 4.5★
Connect and transact with ease.
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What is Viewpost?
Viewpost is a payment gateway for brick-and-mortar retailers in industries like travel, hospitality, lodging, and automotive that want to extend their physical retail operations into digital and electronic payment channels. It is built to bridge offline retail environments with online payment ...
Read moreWhat reviewers like about Viewpost
- Bridges online and offline payments
- Supports various industries
- User-friendly interface
Where Viewpost falls short
- Limited international support
- Higher transaction fees
- Basic reporting features
Common Features
-
Website Payments
-
Saved Cards
-
Mobile Payments
Unique Features
-
Invoice Payment
-
Recurring Billing
Pricing
Starts from $14.99/Month
8.5
SpotScore
MultiSafepay — 4.23★
Secure payments made easy for online merchants.
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What is MultiSafepay?
MultiSafepay is a payment gateway for European online merchants — particularly those on Magento — that need access to a wide range of payment methods including cards, buy-now-pay-later options, and regional European instruments. Its Magento plugin is well-regarded by Dutch e-commerce merchants, ...
Read moreWhat reviewers like about MultiSafepay
- Quick and responsive customer support, ensuring prompt assistance and issue resolution, enhancing user experience.
- Seamless integration and reliability, contributing to the smooth operation of online shops and customer transactions.
Where MultiSafepay falls short
- Complicated and time-consuming account activation process, with excessive and invasive requests for documentation, causing delays and frustrations.
- Instances of inaccurate refunds or payment discrepancies, leading to customer dissatisfaction and financial issues.
Common Features
-
Website Payments
-
Saved Cards
-
Gift Card Management
+ 1 more
Unique Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 1 more
Pricing
MultiSafepay offers custom pricing plan
9.3
SpotScore
Authorize.Net — from $25 · 4.13★
Secure payment solutions for your business.
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What is Authorize.Net?
Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carries a monthly gateway fee ($25-$99 depending on plan) plus per-transaction ...
Read moreWhat reviewers like about Authorize.Net
- Easy to navigate and integrates with other software.
- Reliable and easy-to-use platform with excellent customer support.
- Trusted and secure payment gateway for credit card transactions.
Where Authorize.Net falls short
- Limited options in the Marketplace for additional apps and connectors.
- Some users find the complexity of features and customizations intimidating for newcomers.
Common Features
-
Website Payments
-
Saved Cards
-
Gift Card Management
+ 1 more
Unique Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 1 more
Pricing
Starts from $25/Month
8.3
SpotScore
Akurateco — 4.7★
Empowering merchants with efficient payment control.
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What is Akurateco?
Akurateco, is a white-label payment gateway management software, designed to help merchants across different industries achieve complete command over their payment flow. A fees engine within the particular has the ability to monitor and estimate settlements of individual payment channels. Users ...
Read moreWhat reviewers like about Akurateco
- Highly customizable reporting
- Advanced routing technology
- White-label solution
Where Akurateco falls short
- Complex setup process
- Limited payment method options
- Requires technical expertise
Common Features
-
Website Payments
-
Saved Cards
-
Mobile Payments
Unique Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
Pricing
Akurateco offers custom pricing plan
8.6
SpotScore
Citrus — 4.17★
Streamline your payments with ease and security.
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What is Citrus?
Citrus is a payment gateway for small to medium-sized businesses that need to accept card payments, bank transfers, and mobile payments without depending on an external payment provider. Its in-house processing model gives merchants direct control over payment data and transaction flows within ...
Read moreWhat reviewers like about Citrus
- Flexible payment options
- User-friendly interface
- No external provider needed
Where Citrus falls short
- Limited advanced features
- May lack customization options
- Not ideal for high-volume transactions
Common Features
-
Website Payments
-
Saved Cards
-
Mobile Payments
Unique Features
-
PoS Transactions
-
Multiple Currency Processing
-
Recurring Billing
Pricing
Citrus offers custom pricing plan
8.9
SpotScore
Paytm Payment Gateway — 4.89★
Seamless integration, customizable alerts, effortless payments.
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What is Paytm Payment Gateway?
The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...
Read moreWhat reviewers like about Paytm Payment Gateway
- Convenient and fast way to convert and transfer Paytm gift wallet balance into bank accounts.
- Excellent gateway for accepting payments on the go, with minimal documentation and great support.
- Lag-free application with easy settlement features and helpful payment solutions, like QR payments.
Where Paytm Payment Gateway falls short
- Some delays in transaction processing and occasional complexity in payment settlements.
- Limited availability of offers and rewards compared to other platforms.
- Inconsistencies in customer support response times and occasional UI lags.
Common Features
-
Website Payments
-
Saved Cards
-
Mobile Payments
Unique Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 1 more
Pricing
Paytm Payment Gateway offers custom pricing plan
9.3
SpotScore
Payoneer — 4.56★
Effortless payments for global businesses.
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What is Payoneer?
Payoneer provides a simple and cost effective solution for your business to accept credit card and other payments online. Payoneer's suite of Payment Gateway Solutions has been adapted to meet the needs of various businesses such as banks, eCommerce merchants, international money transfer ...
Read moreWhat reviewers like about Payoneer
- Efficient customer service, offering quick and effective issue resolution.
- User-friendly platform with straightforward account setup process.
- Reliable services for managing payments, suitable for freelancers and various other users.
Where Payoneer falls short
- Some users find the fees charged by Payoneer to be relatively high.
- Limited availability of customer support in languages other than English may pose challenges for non-English speakers.
Common Features
-
Saved Cards
-
Gift Card Management
-
Mobile Payments
Unique Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 1 more
Pricing
Payoneer offers custom pricing plan
How Waya competitors stack up
There are 10 direct Waya competitors in Payment Gateway Software. The ones that come up most often are Zoho Checkout, Deluxe eChecks and Mollie. Each is compared against Waya on rating, pricing and feature coverage below.
Sites and apps like Waya
Searches for "sites like Waya" and "apps like Waya" land on the same set of options as "Waya alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.
Why each made our Waya alternatives list
Supports multiple payment methods
Watch for: Limited customization options
Flexible payment options
Watch for: Limited to eCheck payments
Quick and professional responses from customer support.
Watch for: Some users encountered difficulties in contacting the company, leading to delays in issue resolution.
Bridges online and offline payments
Watch for: Limited international support
Quick and responsive customer support, ensuring prompt assistance and issue resolution, enhancing user experience.
Watch for: Complicated and time-consuming account activation process, with excessive and invasive requests for documentation, causing delays and frustrations.
Easy to navigate and integrates with other software.
Watch for: Limited options in the Marketplace for additional apps and connectors.
Highly customizable reporting
Watch for: Complex setup process
Convenient and fast way to convert and transfer Paytm gift wallet balance into bank accounts.
Watch for: Some delays in transaction processing and occasional complexity in payment settlements.
Efficient customer service, offering quick and effective issue resolution.
Watch for: Some users find the fees charged by Payoneer to be relatively high.
How to compare Waya alternatives
Comparing the 10 alternatives on the figures that matter: 1 offers a free tier; and Paytm Payment Gateway is the highest rated at 4.89★ across 132 reviews.
How we decide the order.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
