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Citrus vs Waya Comparison

Last updated:

Citrus

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Citrus is a payment gateway for small to medium-sized businesses that need to accept card payments, bank transfers, and mobile payments without depending on an external payment provider. Its in-house processing model giv…

Waya

Starting at Contact for pricing

  • Large Enterprises
  • Small Business

Discover Waya, the innovative banking solution crafted to empower minorities and immigrants in the USA. Leave behind the tedious banking processes and embrace a new way of financial management with Waya. Effortlessly ope…

Citrus vs Waya — at a glance

FeatureCitrusWaya
Rating
Reviews
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Small Business, Medium Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - AndroidBrowser Based (Cloud), Mobile - Android, Mobile - iOS
APIAvailable
Support modesOnline24/7 (Live rep), Online
CertificationsGDPR
Data residencyUSUS

Key differences between Citrus and Waya

  • Deployment: Citrus supports SaaS/Web/Cloud, Mobile - Android; Waya supports Browser Based (Cloud), Mobile - Android, Mobile - iOS.

Citrus vs Waya — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Citrus - Payment Gateway Software
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Talk to an expert
Waya
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Talk to an expert

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Biggest differences

Start here before you go deeper into features.

Citrus

Integrated payment gateway ideal for secure, multi-method payment acceptance.

Choose if
  • You need to accept diverse payment types without third-party providers
  • Your business requires a reliable and secure payment processing solution
  • You represent a finance or IT team in small to large enterprises
Consider alternatives if
  • You require transparent, self-serve pricing information upfront
  • You depend heavily on user reviews and ratings to inform purchasing decisions

Waya

Best for

Large Enterprises, Small Business, Medium Business

Citrus typically suits Large Enterprises and Medium Business. Waya tends to fit Large Enterprises and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Citrus is a payment gateway for small to medium-sized businesses that need to accept card payments, bank transfers, and mobile payments without depending on an external payment provider. ... Read More about Citrus

Discover Waya, the innovative banking solution crafted to empower minorities and immigrants in the USA. Leave behind the tedious banking processes and embrace a new way of financial ... Read More about Waya

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

8.6/10

7.7/10

Best Company Size

Small BusinessLarge Enterprises
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Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

How do Citrus and Waya Compare on Features?

Total Features

6 Features

4 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Citrus and Waya on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      Citrus User Reviews & Rating Comparison

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      No user reviews or ratings available to assess buyer sentiment.

      What buyers like

      • Flexible payment options
      • User-friendly interface
      • No external provider needed

      Common complaints

      • Limited advanced features
      • May lack customization options
      • Not ideal for high-volume transactions

      No expert review available for this product

      Pros and Cons

      • Supports multiple payment methods including card, bank transfers, and mobile payments

      • Eliminates need for external payment providers

      • Focus on security and reliability

      • No publicly available pricing information

      • Lack of user ratings and reviews limits buyer confidence

      No pros or cons available for this product

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used Citrus or Waya? Tell buyers what actually differs.

      Top Alternatives to Citrus and Waya in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Citrus or Waya?
      Citrus and Waya are closely matched with equal user ratings of -1.0. The right choice depends on your team size, budget, and specific Payment Gateway Software needs.
      Do Citrus and Waya offer a free trial?
      Neither Citrus nor Waya currently lists a free trial.
      What is the starting price of Citrus vs Waya?
      Citrus starts at Contact for pricing. Waya starts at Contact for pricing.
      What are the top alternatives to Citrus?
      Top alternatives to Citrus include PayU, WePay, Instamojo, Paytm Payment Gateway, MobiKwik Payment Gateway.
      What are the top alternatives to Waya?
      Top alternatives to Waya include OnePay, PayPal, MultiSafepay, Mollie, PayKun.