NEWJoin 2M+ software buyers|Get Weekly Insights, Trends & Expert PicksSubscribe free →

Zoho Checkout vs Waya Comparison

Last updated:

Zoho Checkout

4.4(11 reviews)

Starting at $9 /Month

  • Medium Business
  • Small Business

Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates naturally within the Zoho produ…

Waya

Starting at Contact for pricing

  • Large Enterprises
  • Small Business

Discover Waya, the innovative banking solution crafted to empower minorities and immigrants in the USA. Leave behind the tedious banking processes and embrace a new way of financial management with Waya. Effortlessly ope…

Zoho Checkout leads on user satisfaction with a 4.4-star rating across 11 reviews.

Zoho Checkout vs Waya — at a glance

FeatureZoho CheckoutWaya
Rating4.4 / 5
Reviews11
Starting price$9 /MonthContact for pricing
Free trial No No
Free version No No
Best forMedium Business, Small BusinessLarge Enterprises, Small Business, Medium Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudBrowser Based (Cloud), Mobile - Android, Mobile - iOS
API
Support modesBusiness Hours, Online24/7 (Live rep), Online
CertificationsSOC 2
Data residencyGlobalUS

Key differences between Zoho Checkout and Waya

  • Pricing: Zoho Checkout starts at $9 /Month. Waya pricing is not publicly listed.
  • Target audience: Zoho Checkout is built for Medium Business and Small Business, while Waya targets Large Enterprises and Small Business.
  • Deployment: Zoho Checkout supports SaaS/Web/Cloud; Waya supports Browser Based (Cloud), Mobile - Android, Mobile - iOS.

Zoho Checkout vs Waya — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Zoho Checkout - Payment Gateway Software
Talk to an expert
Talk to an expert
Waya
Talk to an expert
Talk to an expert

Free PDF comparison

Download this Zoho Checkout vs Waya comparison

Get the full side-by-side as a PDF — these picks plus the top Payment Gateway Software tools, with verified ratings, pricing and features.

  • Side-by-side on pricing, features & ratings
  • Plus the category top 10, scored & ranked
  • Emailed to you — no on-screen download

No file downloads on screen — we email it to you. One-click unsubscribe anytime.

Zoho Checkout vs Waya: Biggest differences

Start here before you go deeper into features.

Zoho Checkout

Best for

Medium Business, Small Business

Waya

Best for

Large Enterprises, Small Business, Medium Business

Zoho Checkout typically suits Medium Business and Small Business. Waya tends to fit Large Enterprises and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates ... Read More about Zoho Checkout

Discover Waya, the innovative banking solution crafted to empower minorities and immigrants in the USA. Leave behind the tedious banking processes and embrace a new way of financial ... Read More about Waya

Entry Level Pricing

  • Starts from $9 , Billed Yearly
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

8.1/10

7.7/10

User Ratings

Based on verified Spotsaas reviews

4.36

(11)
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

Waya has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

Need a second opinion?

Get decision help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

Spotsaas advisor
Get decision help from a software advisor
  • Independent advice — matched to your business
  • Understand the tradeoffs before you talk to vendors
  • Free 15-min call with a software advisor.

Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

How do Zoho Checkout and Waya Compare on Features?

Total Features

6 Features

4 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Zoho Checkout and Waya on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $9 , Billed Yearly
      • Not Available

      Pricing Plans

      • Free

        • 3 payment pages

        • Collect up to 50 payments

        • Single user

        Show more +

      • Standard

        • 3 payment pages

        • 500 payments/month

        • 3 users

        Show more +

      • Professional

        • 100 payment pages

        • 5000 payments/month

        • 10 users

        Show more +

      • Not Available

      Pricing Page

      Zoho Checkout pricing

      Pricing information not available

      Zoho Checkout vs Waya: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Not Available
      Get help choosing
      Get help choosing

      Zoho Checkout vs Waya Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      Data Encryption

      ✓ Yes

      Data Residency

      🌐 Global
      🇺🇸 US

      Zoho Checkout User Reviews & Rating Comparison

      User Ratings

      No reviews available for the product

      Rating Distribution

      7

      4

      0

      0

      0

      No reviews available for this product

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is positive across 11 reviews, with strong overall satisfaction.

      What buyers like

      • Supports multiple payment methods
      • Easy to integrate
      • User-friendly interface

      Common complaints

      • Limited customization options
      • Basic analytics features
      • Not suitable for large enterprises

      No expert review available for this product

      Pros and Cons

      • Wide range of payment options

      • Quick and easy setup

      • Affordable for small businesses

      • Limited features for larger businesses

      • Basic reporting capabilities

      No pros or cons available for this product

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used Zoho Checkout or Waya? Tell buyers what actually differs.

      Media and Screenshots

      Screenshots

      Template Settings

      3 Screenshots

      No screenshots available.

      Videos

      video-0

      1 Videos

      No videos available.

      Top Alternatives to Zoho Checkout and Waya in 2026

      Expand your comparison

      Add another option to compare side by side

      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Zoho Checkout or Waya?
      Zoho Checkout edges out the other on user ratings (4.4 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Zoho Checkout and Waya offer a free trial?
      Neither Zoho Checkout nor Waya currently lists a free trial.
      What is the starting price of Zoho Checkout vs Waya?
      Zoho Checkout starts at $9 /Month. Waya starts at Contact for pricing.
      What are the top alternatives to Zoho Checkout?
      Top alternatives to Zoho Checkout include Mollie, Paytm Payment Gateway, Razorpay, Payoneer, Tranzzo.
      What are the top alternatives to Waya?
      Top alternatives to Waya include Zoho Checkout, Deluxe eChecks, Mollie, Viewpost, MultiSafepay.