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10 Free Waya Alternatives Ranked by Real Users (2026)

Explore 10 alternatives to Waya — vetted by our editors with real user reviews, pricing, and feature comparisons.

10 free Waya alternatives worth comparing

Quick answer

Among free payment gateway software alternatives to Waya, the leaders are PayPal, Authorize.Net and Paytm Payment Gateway. PayPal ranks number one with a SpotScore of 9.8 and 2.6★ from real users. All 10 are compared on score, rating, and price below.

Finding a strong Waya alternative is mostly about knowing which tools deliver. These 10 payment gateway software free alternatives do, ranked by SpotScore, which combines real-user satisfaction with market presence, plus star ratings and pricing. We vet each one. Skim the table, then read the breakdowns below.

ProductSpotScoreRatingPricingBest for
PayPalEasy, secure payments at your fingertips.9.8★★★☆☆ 2.6(3820)Quotation Basedteams of all sizes
Authorize.NetSecure payment solutions for your business.9.3★★★★ 3.7(319)from $25/moteams of all sizes
Paytm Payment GatewaySeamless integration, customizable alerts, effortless payments.8.9★★★★★ 4.5(132)Quotation Basedteams of all sizes
AdyenPowering global payments with ease.8.8★★★★ 4.3(9)Quotation Basedteams of all sizes
MollieAccept payments effortlessly, meet your customers' needs.8.6★★★★ 4.01(1049)Quotation Basedteams of all sizes
MultiSafepaySecure payments made easy for online merchants.8.5★★★★ 4.4(243)Quotation Basedteams of all sizes
PayKunEffortless payment solutions for your business.8.5Not yet ratedQuotation Basedteams of all sizes
Pine LabsBoost revenue and streamline operations with Pine Labs.8.5Not yet ratedQuotation Basedteams of all sizes
OnePayStreamline your payments with OnePay.8.1Not yet ratedQuotation Basedteams of all sizes
DealSecure, fast, and convenient payment processing.7.9★★★★★ 4.9Freefrom $19/moteams of all sizes

9.8

SpotScore

PayPal - Payment Gateway Software

PayPal

Easy, secure payments at your fingertips.

Best for: SMB teams · Mid-market · Enterprise

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What is PayPal?

PayPal is a payment gateway and digital wallet used by online merchants globally to process card transactions, send invoices, and handle purchase disputes. Merchants pay transaction fees (typically 2.9% plus $0.30 in the US) while buyers pay nothing, and PayPal's built-in purchase protection ...

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PayPal offers custom pricing plan

9.3

SpotScore

Authorize.Net - Payment Gateway Software

Authorize.Net

Secure payment solutions for your business.

Best for: SMB teams · Mid-market · Enterprise

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What is Authorize.Net?

Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carries a monthly gateway fee ($25-$99 depending on plan) plus per-transaction ...

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Authorize.Net offers custom pricing plan

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8.9

SpotScore

Paytm Payment Gateway - Payment Gateway Software

Paytm Payment Gateway

Seamless integration, customizable alerts, effortless payments.

Best for: SMB teams · Mid-market · Enterprise

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What is Paytm Payment Gateway?

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...

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Paytm Payment Gateway offers custom pricing plan

8.8

SpotScore

Adyen - Payment Gateway Software

Adyen

Powering global payments with ease.

Best for: SMB teams · Mid-market · Enterprise

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What is Adyen?

Adyen is a global payment processing platform used by mid-market and enterprise retailers, marketplaces, and financial services firms that process transactions across multiple countries and sales channels. It unifies online, mobile, and in-store payments under one integration, eliminating the ...

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Adyen offers custom pricing plan

8.6

SpotScore

Mollie - Payment Gateway Software

Mollie

Accept payments effortlessly, meet your customers' needs.

Best for: SMB teams · Mid-market · Enterprise

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What is Mollie?

Mollie is a payment gateway for European e-commerce businesses and online merchants that need to accept credit cards, iDeal, PayPal, and regional digital wallets through a single integration. It is especially well-suited for Dutch and broader European merchants due to its native iDeal support ...

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Mollie offers custom pricing plan

8.5

SpotScore

MultiSafepay - Payment Gateway Software

MultiSafepay

Secure payments made easy for online merchants.

Best for: SMB teams · Mid-market · Enterprise

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What is MultiSafepay?

MultiSafepay is a payment gateway for European online merchants — particularly those on Magento — that need access to a wide range of payment methods including cards, buy-now-pay-later options, and regional European instruments. Its Magento plugin is well-regarded by Dutch e-commerce merchants, ...

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MultiSafepay offers custom pricing plan

8.5

SpotScore

PayKun - Payment Gateway Software

PayKun

Effortless payment solutions for your business.

Best for: SMB teams · Mid-market · Enterprise

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What is PayKun?

PayKun is a payment gateway for Indian businesses with existing websites or shopping carts that need a stable, integrable payment module with features like IPN messaging and an API platform for connecting external applications. It has limited international currency support, making it best ...

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PayKun offers custom pricing plan

8.5

SpotScore

Pine Labs - Payment Gateway Software

Pine Labs

Boost revenue and streamline operations with Pine Labs.

Best for: SMB teams · Mid-market · Enterprise

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What is Pine Labs?

Pine Labs offers a comprehensive suite of solutions for businesses, empowering them to boost revenue and streamline their operations. Our merchant platform merges cutting-edge technology and financial services, creating opportunities for growth and minimizing risks. Through collaborations with ...

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Pine Labs offers custom pricing plan

8.1

SpotScore

OnePay

OnePay

Streamline your payments with OnePay.

Best for: SMB teams · Mid-market · Enterprise

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What is OnePay?

Introducing OnePay, the cutting-edge solution for optimizing flexible payment options. Our innovative platform is designed to simplify all financial transactions, providing users with a secure and reliable experience. With the latest technology at your fingertips, you can trust that your ...

Read more about OnePay

OnePay offers custom pricing plan

7.9

SpotScore

Deal - Payment Gateway Software

Deal

Secure, fast, and convenient payment processing.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

4.9

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What is Deal?

Deal is a payment gateway for small businesses and freelancers that need to accept credit cards and electronic checks online without complex setup or long-term contracts. It supports multiple currencies, allowing merchants to collect payments from international customers through one account.

Read more about Deal

Deal offers custom pricing plan

Why each made our Waya alternatives list

PayPal9.8Best for teams of all sizes

Excellent customer service experience with helpful, friendly, and patient staff.

Watch for: Lack of support for users who do not have emails on their phones, causing difficulties in providing necessary information for issue resolution.

Authorize.Net9.3Best for teams of all sizes

Easy to navigate and integrates with other software.

Watch for: Limited options in the Marketplace for additional apps and connectors.

Paytm Payment Gateway8.9Best for teams of all sizes

Convenient and fast way to convert and transfer Paytm gift wallet balance into bank accounts.

Watch for: Some delays in transaction processing and occasional complexity in payment settlements.

Adyen8.8Best for teams of all sizes

Global payment processing

Watch for: Complex pricing structure

Mollie8.6Best for teams of all sizes

Quick and professional responses from customer support.

Watch for: Some users encountered difficulties in contacting the company, leading to delays in issue resolution.

MultiSafepay8.5Best for teams of all sizes

Quick and responsive customer support, ensuring prompt assistance and issue resolution, enhancing user experience.

Watch for: Complicated and time-consuming account activation process, with excessive and invasive requests for documentation, causing delays and frustrations.

PayKun8.5Best for teams of all sizes

Easy integration

Watch for: Limited international support

Pine Labs8.5Best for teams of all sizes

Comprehensive suite of solutions

Watch for: Complex setup process

OnePay8.1Best for teams of all sizes
Deal7.9Best for teams of all sizes

Multi-currency support

Watch for: Fees for currency conversion

How to compare Waya alternatives

Comparing the 10 free alternatives on the figures that matter: 1 offers a free tier; paid plans run $19–$25, with Deal the cheapest entry point; and Paytm Payment Gateway is the highest rated at 4.5 across 132 reviews.

How we decide the order.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to Waya are Deal (4.9★), Paytm Payment Gateway (4.5★), MultiSafepay (4.4★). Compare all 10 alternatives side-by-side above.

When evaluating alternatives to Waya, prioritize: Saved Cards, Gift Card Management, Website Payments, Mobile Payments, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Migration difficulty depends on how deeply Waya is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend shortlisting 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

How to choose a Waya alternative with confidence

  • On a budget / just exploring: start with a free tier — Deal let you evaluate without paying upfront.
  • If real-user ratings matter most: Paytm Payment Gateway has the strongest star rating (4.5★) among the options with verified reviews.
  • Want the safest pick: PayPal has the highest Spotsaas Score (9.8) in this list — a strong default if you're unsure.

Getting off Waya without the headaches

Before you commit to leaving Waya, validate the fit. Export your data, check the import works, and confirm your essential features carry over. Pilot the switch with a free trial, then go all in, keeping Waya open as a safety net until you're settled.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].