Best Payment Gateway Software For Small Business
Top picks for Payment Gateway Software available for small business
8.3
Spot Score
Streamline your online payments with Stripe Connect.
Free trial not available
Freemium not available
Stripe Connect offers custom pricing plan
8.3
Spot Score
Simple. Secure. Seamless payment solutions.
Free trial not available
Freemium
SafexPay offers custom pricing plan
8.2
Spot Score
Effortless payments made simple.
Free trial not available
Freemium not available
Better Payment offers custom pricing plan
Showing 41-60 out of 77

List of the Best Payment Gateway Software For Small Business as of June 2026
8.3
Spot Score

Stripe Connect
Streamline your online payments with Stripe Connect.
Best for: SMB teams · Mid-market · Enterprise
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What is Stripe Connect?
Stripe is a paytment gateway software which is a way to accept payments online. With Stripe, you can accept all major credit cards, debit cards, and currencies on your website in just minutes. There's no software to install, and no long-term contracts or setup fees.
Read more about Stripe ConnectStripe Connect offers custom pricing plan
8.3
Spot Score

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What is SafexPay?
SafexPay is an e-commerce gateway software available for both merchant and payment service providers. Built on advanced technology, SafexPay is designed to be secure, robust and scalable, supporting a range of payment options like credit cards, debit cards, netbanking among others.
Read more about SafexPaySafexPay offers custom pricing plan
8.2
Spot Score

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What is Better Payment?
Better Payment is a payment gateway software; it's a versatile, secure and reliable solution for accepting online payments. It's compliant with all major credit cards and debit cards, and includes an unrivaled suite of tools for customizing the checkout process to your business.
Read more about Better PaymentBetter Payment offers custom pricing plan
8.2
Spot Score

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What is NETELLER?
NETELLER's payment gateway software makes it easy for you to accept secure online payments and credit card transactions from your customers. With tools that keep your business in the green, you can manage chargeback and fraud, see more insights into customer buying habits, and get support when ...
Read more about NETELLERNETELLER offers custom pricing plan
8.2
Spot Score

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What is Paymill?
Paymill is a payment gateway software that helps businesses to accept secure online payments. With Paymill, you can offer your customers simple and secure online payment, and get paid for it. Paymill is the best way to accept credit cards, debit cards and PayPal.
Read more about PaymillPaymill offers custom pricing plan
8.2
Spot Score

Atom Paynetz
Unlock limitless payment options for your business.
Best for: SMB teams · Mid-market · Enterprise
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What is Atom Paynetz?
AtomPaynetz is a payment gateway software and multilingual that allows your business to use the latest payment systems, such as credit cards, e-wallets (online wallets), independent payments and various local payment methods in order to obtain maximum sales.
Read more about Atom PaynetzAtom Paynetz offers custom pricing plan
8.1
Spot Score

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What is Coriunder BAAS?
Coriunder BAAS - Payment Gateway software is designed for Banks, Financial Institutions, e-Commerce Merchants and Enterprise Businesses. It helps them to offer secure and convenient online payment gateway services to their customers that accept various payments including Debit /Credit Cards, ...
Read more about Coriunder BAASStarts from $2,000/Month, also offers free forever plan
8.1
Spot Score

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What is Cardknox?
Cardknox, the easy-to-use, fast and secure way of accepting card payments on your website. Cardknox is a full payment gateway solution including hardware terminals for merchants, a payment processing API for developers and an online store builder to create your brand to accept card payments.
Read more about CardknoxCardknox offers custom pricing plan
8.1
Spot Score

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What is Viewpost?
Viewpost is a payment gateway software that bridges the online world to the offline world of bricks and mortar. Whether you are in retail, travel or hospitality, lodging or automotive, Viewpost can help you take full advantage of your retail locations with electronic retailing.
Read more about ViewpostStarts from $14.99/Month
8.1
Spot Score

Cashfree
Efficient payments for smooth business transactions.
Best for: SMB teams · Mid-market · Enterprise
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What is Cashfree?
Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline businesses effectively. The payment gateway software provides all the facilities which are needed by the ...
Read more about Cashfree8.1
Spot Score

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What is Zoho Checkout?
Zoho Checkout is a payment gateway software solution for online merchants looking to accept a variety of payment methods including credit cards, debit cards, checks and ACH.
Read more about Zoho CheckoutStarts from $9/Month when Billed Yearly, also offers free forever plan
8.1
Spot Score

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What is Spreedly?
Spreedly is an open, flexible, and developer-friendly way to accept online payments. Our payment gateway reduces fraud and risk, increases sales, helps you integrate shopping cart software, and provides reporting and analysis to improve your business.
Read more about SpreedlySpreedly offers custom pricing plan
8.1
Spot Score

Commercial Payments Exchange
Secure, seamless payments for your business.
Best for: SMB teams · Mid-market · Enterprise
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What is Commercial Payments Exchange?
The Commercial Payments Exchange (CPX) is a payment gateway software that allows businesses to accept online payments by credit/debit card, ACH and eCheck. CPX is designed with a large number of features: blockchain technology, PCI-DSS compliance, zero fraud guarantee for both online and ...
Read more about Commercial Payments ExchangeCommercial Payments Exchange offers custom pricing plan
8.1
Spot Score

Ezidebit
Effortlessly accept payments, anytime, anywhere.
Best for: SMB teams · Mid-market · Enterprise
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What is Ezidebit?
Ezidebit software lets you accept credit card payments online, in store or over the phone. It comes pre-configured with everything you need to take payments. And because it's flexible to suit your needs, you can connect your existing hardware (such as a PC, tablet or PoS terminal) or use our
Read more about EzidebitEzidebit offers custom pricing plan
8.1
Spot Score

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What is OnePay?
Introducing OnePay, the cutting-edge solution for optimizing flexible payment options. Our innovative platform is designed to simplify all financial transactions, providing users with a secure and reliable experience. With the latest technology at your fingertips, you can trust that your ...
Read more about OnePayOnePay offers custom pricing plan
8.1
Spot Score

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What is BizPayO?
BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through your website or ecommerce store through the use of a customizable payment gateway API or software integration
Read more about BizPayO8.0
Spot Score

Envoice
Streamline payments and grow your e-commerce business.
Best for: SMB teams · Mid-market · Enterprise
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What is Envoice?
Envoice is payment gateway software for e-commerce merchants. It helps you accept payments over the Internet and send invoices to buyers. With its built-in accounting system you can manage your finances while growing your business. Our software is secure and merchant-friendly – it will get you ...
Read more about Envoice8.0
Spot Score

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What is Heartland eCommerce?
Heartland eCommerce is a payment gateway software. It provides the tools to enable secure on-line credit card and debit card payments, and processes transactions at competitive prices. The platform's selection of advanced payment features provides them with a large amount of flexibility for ...
Read more about Heartland eCommerceHeartland eCommerce offers custom pricing plan
8.0
Spot Score

Deluxe eChecks
Secure, convenient electronic payments for your business.
Best for: SMB teams · Mid-market · Enterprise
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What is Deluxe eChecks?
The Deluxe eCheck software is the well-built gateway to success for merchants accepting eChecks. Gateway modules are included to process eCheck deposits, In-house ACH (RDC), and external ACH (ATM). Make payments anytime, from anywhere. Receive payments however user choose. DPX gives both sender ...
Read more about Deluxe eChecksStarts from $30
8.0
Spot Score

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What is Spay.Live?
Spay.Live is an automated payment system that makes it easier to manage customers' payments, contract and staff payments, and investments. With the help of payment links sent through email, SMS, messenger, and chatbots, customers can pay right away. Utilizing virtual accounts and UPI-IDs, ...
Read more about Spay.LiveSpay.Live offers custom pricing plan
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Frequently Asked Questions About Payment Gateway Software
Stuck on something? We're here to help with all the questions and answers in one place.
The most important Payment Gateway Software features to evaluate are Mobile Payments, Online Payments, Payment Processing, Dashboard, Saved Cards, Website Payments. Most buyers prioritize ease of use, reporting, and integration capabilities. Look for tools that cover your core workflow before comparing advanced features.
Payment Gateway Software pricing varies widely — from free plans to enterprise contracts. 8 products on Spotsaas offer a free plan or trial:
The top rated Payment Gateway Software based on verified user reviews and SpotScore are Coriunder BAAS, Deal, Citcon. These tools score highest on ease of use, feature depth, and customer support — updated monthly from real buyer feedback.
Start by listing your must-have features — commonly Mobile Payments, Online Payments, Payment Processing, Dashboard, Saved Cards, Website Payments. Then filter by team size, budget, and integrations you already use. Compare at least 3 options using free trials before committing. Spotsaas lets you compare side-by-side in minutes.
Yes — 8 Payment Gateway Software on Spotsaas offer a free plan or trial. Free plans cover core features for small teams; paid upgrades unlock advanced reporting and integrations.
The best Payment Gateway Software for small businesses are affordable, quick to set up, and scale without complexity. Look for per-user pricing, no long-term contracts, and strong onboarding support.
About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].





