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Best Payment Gateway Software For Small Business

Top picks for Payment Gateway Software available for small business

8.3

Spot Score

Streamline your online payments with Stripe Connect.

No ratings available

Free trial not available

Freemium not available

Stripe Connect offers custom pricing plan

8.3

Spot Score

Simple. Secure. Seamless payment solutions.

No ratings available

Free trial not available

Freemium

SafexPay offers custom pricing plan

8.2

Spot Score

Effortless payments made simple.

4.7

Excellent

Free trial not available

Freemium not available

Better Payment offers custom pricing plan

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List of the Best Payment Gateway Software For Small Business as of June 2026

8.3

Spot Score

Stripe Connect - Payment Gateway Software

Stripe Connect

Streamline your online payments with Stripe Connect.

Best for: SMB teams · Mid-market · Enterprise

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What is Stripe Connect?

Stripe is a paytment gateway software which is a way to accept payments online. With Stripe, you can accept all major credit cards, debit cards, and currencies on your website in just minutes. There's no software to install, and no long-term contracts or setup fees.

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Stripe Connect offers custom pricing plan

8.3

Spot Score

SafexPay - Payment Gateway Software

SafexPay

Simple. Secure. Seamless payment solutions.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

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What is SafexPay?

SafexPay is an e-commerce gateway software available for both merchant and payment service providers. Built on advanced technology, SafexPay is designed to be secure, robust and scalable, supporting a range of payment options like credit cards, debit cards, netbanking among others.

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SafexPay offers custom pricing plan

8.2

Spot Score

Better Payment - Payment Gateway Software

Better Payment

Effortless payments made simple.

Best for: SMB teams · Mid-market · Enterprise

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4.7

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What is Better Payment?

Better Payment is a payment gateway software; it's a versatile, secure and reliable solution for accepting online payments. It's compliant with all major credit cards and debit cards, and includes an unrivaled suite of tools for customizing the checkout process to your business.

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Better Payment offers custom pricing plan

8.2

Spot Score

NETELLER - Payment Gateway Software

NETELLER

Secure online payments made easy.

Best for: SMB teams · Mid-market · Enterprise

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What is NETELLER?

NETELLER's payment gateway software makes it easy for you to accept secure online payments and credit card transactions from your customers. With tools that keep your business in the green, you can manage chargeback and fraud, see more insights into customer buying habits, and get support when ...

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NETELLER offers custom pricing plan

8.2

Spot Score

Paymill - Payment Gateway Software

Paymill

Easy, secure payments made seamless.

Best for: SMB teams · Mid-market · Enterprise

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What is Paymill?

Paymill is a payment gateway software that helps businesses to accept secure online payments. With Paymill, you can offer your customers simple and secure online payment, and get paid for it. Paymill is the best way to accept credit cards, debit cards and PayPal.

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Paymill offers custom pricing plan

8.2

Spot Score

Atom Paynetz - Payment Gateway Software

Atom Paynetz

Unlock limitless payment options for your business.

Best for: SMB teams · Mid-market · Enterprise

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What is Atom Paynetz?

AtomPaynetz is a payment gateway software and multilingual that allows your business to use the latest payment systems, such as credit cards, e-wallets (online wallets), independent payments and various local payment methods in order to obtain maximum sales.

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Atom Paynetz offers custom pricing plan

8.1

Spot Score

Coriunder BAAS - Payment Gateway Software

Coriunder BAAS

Streamline your payments with Coriunder.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

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What is Coriunder BAAS?

Coriunder BAAS - Payment Gateway software is designed for Banks, Financial Institutions, e-Commerce Merchants and Enterprise Businesses. It helps them to offer secure and convenient online payment gateway services to their customers that accept various payments including Debit /Credit Cards, ...

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Starts from $2,000/Month, also offers free forever plan

8.1

Spot Score

Cardknox - Payment Gateway Software

Cardknox

Secure, seamless payments for your business.

Best for: SMB teams · Mid-market

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What is Cardknox?

Cardknox, the easy-to-use, fast and secure way of accepting card payments on your website. Cardknox is a full payment gateway solution including hardware terminals for merchants, a payment processing API for developers and an online store builder to create your brand to accept card payments.

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Cardknox offers custom pricing plan

8.1

Spot Score

Viewpost - Payment Gateway Software

Viewpost

Connect and transact with ease.

Best for: SMB teams · Mid-market · Enterprise

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4.5

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What is Viewpost?

Viewpost is a payment gateway software that bridges the online world to the offline world of bricks and mortar. Whether you are in retail, travel or hospitality, lodging or automotive, Viewpost can help you take full advantage of your retail locations with electronic retailing.

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Starts from $14.99/Month

8.1

Spot Score

Cashfree

Cashfree

Efficient payments for smooth business transactions.

Best for: SMB teams · Mid-market · Enterprise

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What is Cashfree?

Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline businesses effectively.  The payment gateway software provides all the facilities which are needed by the ...

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8.1

Spot Score

Zoho Checkout - Payment Gateway Software

Zoho Checkout

Streamline payments, expand your business.

Best for: SMB teams · Mid-market

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What is Zoho Checkout?

Zoho Checkout is a payment gateway software solution for online merchants looking to accept a variety of payment methods including credit cards, debit cards, checks and ACH.

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Starts from $9/Month when Billed Yearly, also offers free forever plan

8.1

Spot Score

Spreedly - Payment Gateway Software

Spreedly

Streamline your payments with Spreedly.

Best for: SMB teams · Mid-market · Enterprise

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What is Spreedly?

Spreedly is an open, flexible, and developer-friendly way to accept online payments. Our payment gateway reduces fraud and risk, increases sales, helps you integrate shopping cart software, and provides reporting and analysis to improve your business.

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Spreedly offers custom pricing plan

8.1

Spot Score

Commercial Payments Exchange - Payment Gateway Software

Commercial Payments Exchange

Secure, seamless payments for your business.

Best for: SMB teams · Mid-market · Enterprise

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2.5

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What is Commercial Payments Exchange?

The Commercial Payments Exchange (CPX) is a payment gateway software that allows businesses to accept online payments by credit/debit card, ACH and eCheck. CPX is designed with a large number of features: blockchain technology, PCI-DSS compliance, zero fraud guarantee for both online and ...

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Commercial Payments Exchange offers custom pricing plan

8.1

Spot Score

Ezidebit - Payment Gateway Software

Ezidebit

Effortlessly accept payments, anytime, anywhere.

Best for: SMB teams · Mid-market · Enterprise

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What is Ezidebit?

Ezidebit software lets you accept credit card payments online, in store or over the phone. It comes pre-configured with everything you need to take payments. And because it's flexible to suit your needs, you can connect your existing hardware (such as a PC, tablet or PoS terminal) or use our

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Ezidebit offers custom pricing plan

8.1

Spot Score

OnePay

OnePay

Streamline your payments with OnePay.

Best for: SMB teams · Mid-market · Enterprise

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What is OnePay?

Introducing OnePay, the cutting-edge solution for optimizing flexible payment options. Our innovative platform is designed to simplify all financial transactions, providing users with a secure and reliable experience. With the latest technology at your fingertips, you can trust that your ...

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OnePay offers custom pricing plan

8.1

Spot Score

BizPayO - Payment Gateway Software

BizPayO

Streamline your payments and increase sales.

Best for: SMB teams · Mid-market

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What is BizPayO?

BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through your website or ecommerce store through the use of a customizable payment gateway API or software integration

Read more about BizPayO
Free TrialTry Free →·

Starts from $19/Month, also offers free forever plan

8.0

Spot Score

Envoice - Payment Gateway Software

Envoice

Streamline payments and grow your e-commerce business.

Best for: SMB teams · Mid-market · Enterprise

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What is Envoice?

Envoice is payment gateway software for e-commerce merchants. It helps you accept payments over the Internet and send invoices to buyers. With its built-in accounting system you can manage your finances while growing your business. Our software is secure and merchant-friendly – it will get you ...

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Free TrialTry Free →·

Starts from $12/Month when Billed Yearly

8.0

Spot Score

Heartland eCommerce - Payment Gateway Software

Heartland eCommerce

Secure payments, limitless possibilities.

Best for: SMB teams · Mid-market

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4.0

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What is Heartland eCommerce?

Heartland eCommerce is a payment gateway software. It provides the tools to enable secure on-line credit card and debit card payments, and processes transactions at competitive prices. The platform's selection of advanced payment features provides them with a large amount of flexibility for ...

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Heartland eCommerce offers custom pricing plan

8.0

Spot Score

Deluxe eChecks - Payment Gateway Software

Deluxe eChecks

Secure, convenient electronic payments for your business.

Best for: SMB teams · Mid-market · Enterprise

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What is Deluxe eChecks?

The Deluxe eCheck software is the well-built gateway to success for merchants accepting eChecks. Gateway modules are included to process eCheck deposits, In-house ACH (RDC), and external ACH (ATM). Make payments anytime, from anywhere. Receive payments however user choose. DPX gives both sender ...

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Starts from $30

8.0

Spot Score

Spay.Live - Payment Gateway Software

Spay.Live

Streamline and simplify your payment process.

Best for: SMB teams · Mid-market · Enterprise

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What is Spay.Live?

Spay.Live is an automated payment system that makes it easier to manage customers' payments, contract and staff payments, and investments. With the help of payment links sent through email, SMS, messenger, and chatbots, customers can pay right away. Utilizing virtual accounts and UPI-IDs, ...

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Spay.Live offers custom pricing plan

Frequently Asked Questions About Payment Gateway Software

Stuck on something? We're here to help with all the questions and answers in one place.

The most important Payment Gateway Software features to evaluate are Mobile Payments, Online Payments, Payment Processing, Dashboard, Saved Cards, Website Payments. Most buyers prioritize ease of use, reporting, and integration capabilities. Look for tools that cover your core workflow before comparing advanced features.

Payment Gateway Software pricing varies widely — from free plans to enterprise contracts. 8 products on Spotsaas offer a free plan or trial:

The top rated Payment Gateway Software based on verified user reviews and SpotScore are Coriunder BAAS, Deal, Citcon. These tools score highest on ease of use, feature depth, and customer support — updated monthly from real buyer feedback.

Start by listing your must-have features — commonly Mobile Payments, Online Payments, Payment Processing, Dashboard, Saved Cards, Website Payments. Then filter by team size, budget, and integrations you already use. Compare at least 3 options using free trials before committing. Spotsaas lets you compare side-by-side in minutes.

Yes — 8 Payment Gateway Software on Spotsaas offer a free plan or trial. Free plans cover core features for small teams; paid upgrades unlock advanced reporting and integrations.

The best Payment Gateway Software for small businesses are affordable, quick to set up, and scale without complexity. Look for per-user pricing, no long-term contracts, and strong onboarding support.

About the reviewer

Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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