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8.4

SpotScore

Dwolla - Payment Gateway Software

Dwolla Review: Is It The Right Payment Gateway Software For Your Team?

Best for SMB teams · Mid-market · Enterprise

GDPRSOC 2
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Starts from $0.05

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Spotsaas Analysis for Dwolla

Dwolla is a payment gateway software primarily used by finance teams in medium to large enterprises. With a rating of 4.4 out of 5 from 100 reviews, it is broadly validated, indicating strong user satisfaction and reliability.

Dwolla's low transaction costs and smooth ACH integration are significant advantages, making it particularly appealing for organizations that handle frequent fund transfers. However, potential users should be aware that the platform requires technical knowledge, which could be a hurdle for teams without dedicated IT support.

Quick facts about Dwolla

Rating4.4/5 (100 reviews) | SpotScore: 8.4/10Best forFinance teams in medium to large enterprisesPricingQuote-based, contact salesDeploymentBrowser BasedTop strengthLow transaction costsWatch-outRequires technical knowledge

What is Dwolla?

Dwolla is a financial technology company that is changing the way businesses send and receive funds. The company offers a seamless, white label API platform to connect to the ACH Network to initiate payments, Helps initiate the fast and efficient transfer of funds. Dwolla now facilitates the movement of millions of dollars every day with low transaction costs, easy automation, and near-perfect reliability. The goal is to make an incredibly complex process feel simple, easy and seamless to the people who use it our customers and their end-users.

Pricing

  • Starts from $0.05

Best For

Suited for small teams, SMBs, and enterprise

Security & Compliance

SOC 2
GDPR
  • Multi-Factor Authentication (MFA)

  • Data residency:🇺🇸

Dwolla Screenshots

Dwolla was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.

Who should consider Dwolla

Team types
Large Enterprises, Medium Business

Why teams choose Dwolla

  • Offers low-cost transactions for ACH payments.

  • Highly reliable with a strong track record.

  • Automation features simplify payment processes.

Is Dwolla right for you?

What buyers should know before choosing Dwolla

Dwolla stands out with its low transaction costs and seamless ACH integration, making it a strong choice for businesses that frequently transfer funds. However, its technical requirements may pose a challenge for some users.

Pros and cons

Dwolla pros and cons

  • Dwolla pros
  • Offers low-cost transactions for ACH payments.

  • Highly reliable with a strong track record.

  • Automation features simplify payment processes.

  • Dwolla cons
  • Technical knowledge may be required for setup.

  • Limited support for international payments.

4.5/5 rating
41 verified reviews
From $0.05

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See how it stacks up

Compare Dwolla side-by-side with top Payment Gateway Software alternatives.

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Dwolla reviews and ratings

Buyer sentiment

Buyer sentiment is very strong across 41 reviews, with consistently positive feedback.

What buyers like

  • Low transaction costs
  • Seamless ACH integration
  • Highly reliable service

Common complaints

  • Limited international support
  • Requires technical knowledge
  • Not suitable for small transactions

4.55

Excellent

Based on 41 ratings & 41 reviews

Are you using Dwolla?

Rating Distribution

Excellent

(28)

Very Good

(11)

Good

(2)

Poor

(0)

Terrible

(0)

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What are the features of Dwolla?

50%

Feature coverage

6 of 12 tracked features

Invoice payment is a crucial feature of any software system that is designed to simplify the billing process and enhance overall efficiency.…

Payment made with a portable electronic device such as a tablet or cell phone for a product or service is known as Mobile payment. Mobile pa…

Multiple Currency Processing is a software feature that allows users to transact and record payments in currencies other than their own dome…

Point of Sale (PoS) transactions are electronic payments made by customers for goods or services at a physical retail location. This feature…

Recurring billing is a software feature that allows businesses to set up automated, recurring payments for their products or services. With…

Website Payments is a feature that allows users to conveniently make and receive payments online through a website. This feature is widely u…

Security & Compliance

Dwolla security and data handling

Key compliance certifications and security features for IT and security teams evaluating Dwolla.

Certifications

SOC 2✓ Certified
GDPR✓ Certified
HIPAA✗ Not certified

Security features

Multi-Factor Authentication✓ Yes
Data Encryption✓ Yes
Audit Logs✓ Yes

Developer & data

Data residency
🇺🇸

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Dwolla Customers

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Goat

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Rally Road

Astra-logo

Astra

Help & Contact

Dwolla Support Options

Customer ServiceBusiness HoursOnline
LocationDes Moines, Iowa

Frequently Asked Questions About Dwolla

Common questions buyers ask before choosing Dwolla.

Dwolla is a Payment Gateway Software. Dwolla offers Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Website Payments and many more functionalities.

Buyers commonly note the following limitations of Dwolla: Technical knowledge may be required for setup.; Limited support for international payments.; Not ideal for small, one-time transactions..

Some top alternatives to Dwolla includes Cashfree Payments, Trustly, UniPay Gateway, Authorize.Net and Deal.

Dwolla offers Subscription, Quotation Based pricing models

We don't have information regarding integrations of the Dwolla as of now.

The starting price of Dwolla is $0.05

Ready to try it?

Get started with Dwolla

Get connected with the team for a personalised demo.

About the reviewer

Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].