8.4
SpotScore

Cardinity Review: Is It The Right Payment Gateway Software For Your Team?
Best for SMB teams · Mid-market · Enterprise
Cardinity offers custom pricing plan
Overview
Pricing
Features
Buyer feedback
Alternatives
Media
Security & Compliance
Support
FAQ
Blogs
What is Cardinity?
Cardinity is a payment gateway software that enables e-commerce merchants to start accepting credit card payments quickly and easily, without the need for any additional software or hardware. With clients in over 90 countries and over 35 currencies, Cardinity provides full support, multiple settlement options and integration with leading e-commerce platforms.
Pricing
Cardinity offers custom pricing plan
Best For
Suited for solo users, small teams, SMBs, and enterprise
Security & Compliance
Data residency:Global
Cardinity Software Demo
Cardinity was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.
Who should consider Cardinity
- Team types
- Large Enterprises, Medium Business
Why teams choose Cardinity
Fast and easy setup for merchants
Supports a wide range of currencies
No need for additional hardware
Is Cardinity right for you?
What buyers should know before shortlisting Cardinity
Cardinity is a straightforward payment gateway that allows e-commerce merchants to accept credit card payments with ease. Its support for multiple currencies and quick setup makes it appealing for businesses looking to expand their payment options.
Cardinity pros and cons
- Cardinity pros
Fast and easy setup for merchants
Supports a wide range of currencies
No need for additional hardware
- Cardinity cons
Limited advanced features for power users
Transaction fees can be significant
Ready to try it?
Get started with Cardinity
Connect with the team for a personalised demo.
Still comparing?
See how it stacks up
Compare Cardinity side-by-side with top Payment Gateway Software alternatives.
What is the pricing of Cardinity?
Cardinity uses custom pricing — plans are tailored to your team size and needs. Contact them for a quote.
Cardinity Pricing Plans
Weighing your options?
Not sure if Cardinity fits your budget?
Cardinity reviews and ratings
Buyer sentiment
Buyer sentiment is mixed to positive across 31 reviews, with clear strengths and a few common watchouts.
What buyers like
- Quick setup for merchants
- Supports multiple currencies
- No additional hardware needed
Common complaints
- Limited features for advanced users
- Transaction fees can be high
- Customer support may be lacking
Are you using Cardinity?
What users are saying
M
Matt
11/23/21
Prompt and pleasant customer support
It doesn't take long to receive an answer to my questions and the staff members are truly good at their job.
JD
Jaunas draugas
11/09/21
Awesome services
Awesome services, tech support was very helpful and integration was easy.
PC
Paulius Ciganas
05/24/21
Great service
Great service. Extremely easy to use.
AU
Anonymous User
04/26/21
"Support I didn't know I need"
What do you like best about Cardinity? I am a journalism student that tries to make it as an individual freelancer. My website is my first project, so ...
Read more
EL
Eglė L
04/20/21
"Great payment service for online shops"
What do you like best about Cardinity? Fast & helpful customer support, low fees, a lot of options for integration What do you dislike about Cardinity?
JU
Justas U
04/15/21
"Fast onboarding and good pricing for accepting online payments"
What do you like best about Cardinity? Easy and simple registration process. You can open merchant account in 1 day. Documents process takes also a ...
Read more

- See if Cardinity fits your business
- Real pricing — no sales pressure
- A demo or quick answers, your call
Step 1 of 4
How big is your team?
We tailor recommendations to companies your size.
What are the features of Cardinity?
Invoice payment is a crucial feature of any software system that is designed to simplify the billing process and enhance overall efficiency.…
Payment made with a portable electronic device such as a tablet or cell phone for a product or service is known as Mobile payment. Mobile pa…
Multiple Currency Processing is a software feature that allows users to transact and record payments in currencies other than their own dome…
Point of Sale (PoS) transactions are electronic payments made by customers for goods or services at a physical retail location. This feature…
Recurring billing is a software feature that allows businesses to set up automated, recurring payments for their products or services. With…
Saved cards, also known as stored payment methods, are a convenient feature found in various software applications that allow users to secur…
Website Payments is a feature that allows users to conveniently make and receive payments online through a website. This feature is widely u…
Cardinity security and data handling
Key compliance certifications and security features for IT and security teams evaluating Cardinity.
Certifications
Security features
Developer & data
Cardinity Support Options
Frequently Asked Questions About Cardinity
Common questions buyers ask before choosing Cardinity.
Cardinity is a Payment Gateway Software. Cardinity offers Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Website Payments and many more functionalities.
Buyers commonly note the following limitations of Cardinity: Limited advanced features for power users; Transaction fees can be significant; Customer support may not be responsive.
Some top alternatives to Cardinity includes Global Payments, Checkout.com, Authorize.Net, MultiSafepay and PayNet.
Cardinity offers Subscription, Quotation Based pricing models
The starting price is not disclosed by Cardinity. You can visit Cardinity pricing page to get the latest pricing.
Ready to try it?
Get started with Cardinity
Get connected with the team for a personalised demo.
About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
Payment Gateway Software by Country
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].














