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8.4

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Cardinity - Payment Gateway Software

Cardinity Review: Is It The Right Payment Gateway Software For Your Team?

Best for SMB teams · Mid-market · Enterprise

GDPRSOC 2
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Cardinity offers custom pricing plan

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What is Cardinity?

Cardinity is a payment gateway software that enables e-commerce merchants to start accepting credit card payments quickly and easily, without the need for any additional software or hardware. With clients in over 90 countries and over 35 currencies, Cardinity provides full support, multiple settlement options and integration with leading e-commerce platforms.

Pricing

  • Cardinity offers custom pricing plan

Best For

Suited for solo users, small teams, SMBs, and enterprise

Security & Compliance

SOC 2
GDPR
  • Data residency:Global

Cardinity Software Demo

Cardinity was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.

Who should consider Cardinity

Team types
Large Enterprises, Medium Business

Why teams choose Cardinity

  • Fast and easy setup for merchants

  • Supports a wide range of currencies

  • No need for additional hardware

Is Cardinity right for you?

What buyers should know before shortlisting Cardinity

Cardinity is a straightforward payment gateway that allows e-commerce merchants to accept credit card payments with ease. Its support for multiple currencies and quick setup makes it appealing for businesses looking to expand their payment options.

Pros and cons

Cardinity pros and cons

  • Cardinity pros
  • Fast and easy setup for merchants

  • Supports a wide range of currencies

  • No need for additional hardware

  • Cardinity cons
  • Limited advanced features for power users

  • Transaction fees can be significant

3.7/5 rating
31 verified reviews

Ready to try it?

Get started with Cardinity

Connect with the team for a personalised demo.

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Still comparing?

See how it stacks up

Compare Cardinity side-by-side with top Payment Gateway Software alternatives.

Global Payments
Checkout.com
Authorize.Net
+6 more
Compare alternatives

What is the pricing of Cardinity?

Cardinity uses custom pricing — plans are tailored to your team size and needs. Contact them for a quote.

Free TrialNot available
PricingCardinity offers custom pricing
Pricing Model
SubscriptionQuotation Based

Weighing your options?

Not sure if Cardinity fits your budget?

Cardinity reviews and ratings

Buyer sentiment

Buyer sentiment is mixed to positive across 31 reviews, with clear strengths and a few common watchouts.

What buyers like

  • Quick setup for merchants
  • Supports multiple currencies
  • No additional hardware needed

Common complaints

  • Limited features for advanced users
  • Transaction fees can be high
  • Customer support may be lacking

3.7

Very Good

Based on 37 ratings & 31 reviews

Are you using Cardinity?

Rating Distribution

Excellent

(19)

Very Good

(2)

Good

(0)

Poor

(1)

Terrible

(9)

What users are saying

M

Matt

11/23/21

5 out of 5

Prompt and pleasant customer support

It doesn't take long to receive an answer to my questions and the staff members are truly good at their job.

JD

Jaunas draugas

11/09/21

5 out of 5

Awesome services

Awesome services, tech support was very helpful and integration was easy.

PC

Paulius Ciganas

05/24/21

5 out of 5

Great service

Great service. Extremely easy to use.

AU

Anonymous User

04/26/21

5 out of 5

"Support I didn't know I need"

What do you like best about Cardinity? I am a journalism student that tries to make it as an individual freelancer. My website is my first project, so ...

Read more

EL

Eglė L

04/20/21

5 out of 5

"Great payment service for online shops"

What do you like best about Cardinity? Fast & helpful customer support, low fees, a lot of options for integration What do you dislike about Cardinity?

JU

Justas U

04/15/21

5 out of 5

"Fast onboarding and good pricing for accepting online payments"

What do you like best about Cardinity? Easy and simple registration process. You can open merchant account in 1 day. Documents process takes also a ...

Read more

Spotsaas advisor
Get a custom demo of Cardinity
  • See if Cardinity fits your business
  • Real pricing — no sales pressure
  • A demo or quick answers, your call

Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

What are the features of Cardinity?

58%

Feature coverage

7 of 12 tracked features

Invoice payment is a crucial feature of any software system that is designed to simplify the billing process and enhance overall efficiency.…

Payment made with a portable electronic device such as a tablet or cell phone for a product or service is known as Mobile payment. Mobile pa…

Multiple Currency Processing is a software feature that allows users to transact and record payments in currencies other than their own dome…

Point of Sale (PoS) transactions are electronic payments made by customers for goods or services at a physical retail location. This feature…

Recurring billing is a software feature that allows businesses to set up automated, recurring payments for their products or services. With…

Saved cards, also known as stored payment methods, are a convenient feature found in various software applications that allow users to secur…

Website Payments is a feature that allows users to conveniently make and receive payments online through a website. This feature is widely u…

Security & Compliance

Cardinity security and data handling

Key compliance certifications and security features for IT and security teams evaluating Cardinity.

Certifications

SOC 2✓ Certified
GDPR✓ Certified
HIPAA✗ Not certified

Security features

Data Encryption✓ Yes

Developer & data

Data residency
🌐

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9.3

Very Good

Compare Cardinity vs Authorize.Net

Secure payments made easy for ...

8.5

Very Good

Compare Cardinity vs MultiSafepay

The key to seamless online payments.

8.5

Very Good

Compare Cardinity vs UniPay Gateway

Effortless and secure online ...

8.4

Very Good

Compare Cardinity vs Airpay

Effortless payments made simple.

8.2

Excellent

Compare Cardinity vs Better Payment

Streamline your online payments ...

7.5

Excellent

Compare Cardinity vs aPay Payment Gateway Systems

Effortless payments, faster growth.

Compare Cardinity vs PayNet
Help & Contact

Cardinity Support Options

Customer ServiceBusiness HoursOnline
LocationVilnius, Lithuania

Connect with Cardinity

Frequently Asked Questions About Cardinity

Common questions buyers ask before choosing Cardinity.

Cardinity is a Payment Gateway Software. Cardinity offers Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Website Payments and many more functionalities.

Buyers commonly note the following limitations of Cardinity: Limited advanced features for power users; Transaction fees can be significant; Customer support may not be responsive.

Some top alternatives to Cardinity includes Global Payments, Checkout.com, Authorize.Net, MultiSafepay and PayNet.

Cardinity offers Subscription, Quotation Based pricing models

We don't have information regarding integrations of the Cardinity as of now.

The starting price is not disclosed by Cardinity. You can visit Cardinity pricing page to get the latest pricing.

Ready to try it?

Get started with Cardinity

Get connected with the team for a personalised demo.

About the reviewer

Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].