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ADP Payroll Services vs Toast vs SumUp vs Square Point of Sale Comparison

Last updated:

ADP Payroll Services

Starting at Contact for pricing

  • Free Trial
  • Large Enterprises
  • Medium Business

ADP Payroll Services offers a comprehensive suite of tools designed to help businesses of all sizes comply with payroll, taxes, and other HR regulations. The latest tools from ADP provide access to a live HR support team…

Toast

4.2

Starting at $90 /month

  • Large Enterprises
  • Medium Business

Toast is a versatile POS platform designed specifically for restaurants. It streamlines operations, enhances customer service, and boosts revenue. This comprehensive solution combines online ordering, loyalty and gift ca…

SumUp

4.0(4 reviews)

Starting at $0 /month

  • Large Enterprises
  • Medium Business

SumUp is a trusted financial technology company operating in 32 countries across three continents. We aid small business owners by making it quick, secure, and cost-effective to accept card payments online, in-app, and i…

Square Point of Sale

4.5(518 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Square Point of Sale, the ultimate choice for businesses searching for an easy-to-use POS system. With its user-friendly design, you can effortlessly process transactions, track customer purchases, and collect feedback f…

Toast leads on user satisfaction with a 4.2-star rating across -1 reviews.

ADP Payroll Services vs Toast vs SumUp vs Square Point of Sale — at a glance

FeatureADP Payroll ServicesToastSumUpSquare Point of Sale
Rating4.2 / 54.0 / 54.5 / 5
Reviews4518
Starting priceContact for pricing$90 /month$0 /monthContact for pricing
Free trial Yes No No No
Free version No No No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayroll SoftwarePOS SoftwarePOS SoftwarePOS Software
Integrations8+ apps8+ apps8+ apps
PlatformsSaaS/Web/CloudSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailableAvailable
Support modesOnline24/7 (Live rep)Business Hours, OnlineBusiness Hours, Online
CertificationsSOC 2, GDPRSOC 2, GDPRSOC 2, GDPRSOC 2, GDPR
Data residencyGlobalGlobalGlobalUS

Key differences between ADP Payroll Services and Toast

  • Pricing: Toast starts at $90 /month. ADP Payroll Services pricing is not publicly listed.
  • Free trial: ADP Payroll Services offers a free trial; Toast does not.
  • Deployment: ADP Payroll Services supports SaaS/Web/Cloud; Toast supports SaaS/Web/Cloud.

Compare ADP Payroll Services vs Toast vs SumUp vs Square Point of Sale — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payroll Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

ADP Payroll Services - Payroll Software
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Toast - POS Software
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Talk to an expert

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Biggest differences

Start here before you go deeper into features.

ADP Payroll Services

Best for

Large Enterprises, Medium Business, Small Business

Toast

Best for restaurants needing an integrated, scalable POS with labor management.

Choose if
  • You operate a full-service or quick-service restaurant or bar needing unified hardware and payments.
  • You require labor scheduling and analytics tied directly to real-time sales data for cost control.
  • You manage multiple locations or franchises needing centralized POS management and scalability.
Consider alternatives if
  • Your restaurant requires highly customized or non-standard POS workflows beyond Toast’s flexibility.
  • You prioritize flawless payment processing and top-tier customer support without risk of glitches.

SumUp

Best for

Large Enterprises, Medium Business, Small Business

Square Point of Sale

Best for small to mid-sized retail and food businesses needing simple POS.

Choose if
  • You want an easy-to-use POS with quick transaction processing.
  • You need integrated inventory management and sales reporting.
  • You require mobile device compatibility and hardware like Square Terminal.
Consider alternatives if
  • Your business is a large enterprise needing extensive customization.
  • You require complex, multi-location inventory management capabilities.

ADP Payroll Services typically suits Large Enterprises and Medium Business. Toast tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

ADP Payroll Services offers a comprehensive suite of tools designed to help businesses of all sizes comply with payroll, taxes, and other HR regulations. The latest tools from ADP provide ... Read More about ADP Payroll Services

Toast is a versatile POS platform designed specifically for restaurants. It streamlines operations, enhances customer service, and boosts revenue. This comprehensive solution combines ... Read More about Toast

SumUp is a trusted financial technology company operating in 32 countries across three continents. We aid small business owners by making it quick, secure, and cost-effective to accept card ... Read More about SumUp

Square Point of Sale, the ultimate choice for businesses searching for an easy-to-use POS system. With its user-friendly design, you can effortlessly process transactions, track customer ... Read More about Square Point of Sale

Entry Level Pricing

  • Not Available
  • Starts from $90 , monthly
  • Starts from $0 , monthly
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

7.6/10

9.8/10

Not Available

9.2/10

User Ratings

Based on verified Spotsaas reviews

4.2

Best Company Size

50–10,000+ employees
Small BusinessMedium Business
1-50 employees51-500 employees
Get pricing help
Get pricing help

Where each option fits best

See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.

Based on buyer reviews and verified product data collected by Spotsaas.

Strengths

Key strengths

ADP Payroll Services

  • Global Reach and Enterprise Expertise: ADP supports payroll and HR operations across multiple countries, currencies, and regulatory environments. This makes it a strong option for organizations with international teams or future global expansion plans. Beyond software, ADP provides expertise through compliance guidance, reporting tools, and advisory services. Companies gain not just a platform, but a partner with deep experience in workforce management at scale.
  • Strong Data Security and Risk Management: ADP invests heavily in data security, privacy controls, and system reliability. With sensitive payroll and employee data involved, organizations benefit from enterprise-grade security standards, role-based access controls, and continuous monitoring. ADP’s infrastructure is designed to protect against data breaches, unauthorized access, and downtime. This level of security is particularly important for businesses handling large workforces or operating in industries with strict data protection requirements.
  • Integrated Benefits and Retirement Administration: ADP simplifies benefits management by connecting payroll with health insurance, retirement plans, and other employee benefits. Deductions, employer contributions, and eligibility updates flow automatically between systems, reducing manual work and errors. This integration helps ensure accurate benefits administration while giving employees clear visibility into their compensation and benefits. For employers, it improves compliance and streamlines open enrollment, reporting, and ongoing benefits maintenance.

Toast

  • Scales effectively for growing brands: Toast supports multi-location management, centralized menu updates, and location-level reporting. This makes it a strong option for restaurants planning to expand from a single location to multi-unit or franchise operations.
  • Labor management tied to real sales data: Toast connects scheduling, time tracking, and labor analytics to actual sales performance. Managers can forecast staffing needs more accurately and adjust schedules to control labor costs while maintaining service quality.
  • Fully integrated payments and hardware: With Toast Payments and native hardware, restaurants benefit from a unified checkout experience. Transactions, tips, and reports are automatically linked to orders, simplifying reconciliation and reducing end-of-day errors.

SumUp

No key benefits available yet.

Best fit

Best fit

ADP Payroll Services

  • 50–10,000+ employees
  • Retail, Hospitality, Manufacturing, Healthcare, Financial Services, Education, Technology, Construction
  • HR Manager, Payroll Manager, HR Director, Finance Manager, Operations Manager, Compliance Manager, Chief Human Resources Officer (CHRO)

Toast

  • 500+
  • Restaurants, Quick-Service Restaurants (QSR), Full-Service Restaurants, Cafés & Bakeries, Bars & Breweries, Food Trucks, Hospitality
  • Restaurant Owner, General Manager, Operations Manager, Food & Beverage Manager, Restaurant Manager, Director of Operations, Franchise Owner

SumUp

No best-fit guidance available yet.

Watchouts

Reasons buyers look elsewhere

ADP Payroll Services

  • Although ADP integrates with many systems, some connections require certified partners or middleware, adding complexity. Alternatives often offer more out-of-the-box integrations with popular HR, accounting, and scheduling tools.
  • ADP works best within its own ecosystem. Teams that want greater flexibility, faster customization, or easier integration with modern SaaS tools may prefer platforms with open APIs and plug-and-play connectors.
  • Some users find ADP’s interface less intuitive compared to newer payroll and HR platforms. Alternatives often offer cleaner dashboards, simpler workflows, and easier employee self-service.

Toast

  • Toast tightly integrates POS software, payments, and hardware. While this simplifies setup, some operators prefer greater flexibility to choose payment processors, third-party tools, or custom integrations. Alternatives can offer more freedom to build a personalized tech stack.
  • Toast is purpose-built for restaurants, which can be limiting for businesses that blend retail, catering, events, or merchandise sales. Hybrid concepts may choose more flexible POS platforms that handle both food service and retail workflows in a single system.
  • Some restaurants don’t require advanced features like labor forecasting, detailed reporting, or delivery marketplace integrations. Concepts with limited menus, counter service only, or predictable traffic may prefer simpler POS tools that focus on fast ordering and payments without added operational complexity.

SumUp

No alternatives guidance available yet.

Software Demo

Demo

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How do ADP Payroll Services, Toast, SumUp and Square Point of Sale Compare on Features?

Total Features

7 Features

14 Features

14 Features

11 Features

Unique Features

No unique features

No unique features

No unique features

No unique features

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Get Quote

Compare ADP Payroll Services, Toast, SumUp and Square Point of Sale on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

          Starting From

          • Not Available
          • $90 , monthly
          • $0 , monthly
          • Not Available

          Pricing Plans

          • Not Available
          • Point of Sale

            $90

            /month

            • Cloud-based point of sale

            • Custom hardware configuration

          • Not Available

          Pricing Page

          ADP Payroll Services pricing
          Toast pricing
          SumUp pricingSquare Point of Sale pricing

          Other Details

          Organization Types supported

          • Large Enterprises
          • Medium Business
          • Small Business
          • Individuals
          • Freelancers
          • Large Enterprises
          • Medium Business
          • Small Business
          • Individuals
          • Freelancers
          • Large Enterprises
          • Medium Business
          • Small Business
          • Individuals
          • Freelancers
          • Large Enterprises
          • Medium Business
          • Small Business
          • Individuals
          • Freelancers

          Platforms Supported

          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Browser Based (Cloud)

          Modes of support

          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online

          API Support

          • Not Available
          • Available
          • Available
          • Available
          Get help choosing
          Get help choosing

          Security & Compliance

          Certifications, data handling, and security controls for IT and compliance evaluators.

          SOC 2

          ✓ Yes
          ✓ Yes

          HIPAA

          ✗ No
          ✗ No

          GDPR

          ✓ Yes
          ✓ Yes

          Single Sign-On (SSO)

          ✓ Yes

          Multi-Factor Auth (MFA)

          ✓ Yes

          Data Encryption

          ✓ Yes

          Audit Logs

          ✓ Yes

          Data Residency

          🌐 Global
          🌐 Global

          ADP Payroll Services vs Toast vs SumUp User Reviews & Rating Comparison

          User Ratings

          No reviews available for the product

          No reviews available for the product

          4.5

          (based on 518 reviews)

          Rating Distribution

          136

          50

          10

          4

          26

          726

          170

          73

          65

          209

          7627

          626

          216

          191

          1389

          0

          0

          0

          0

          0

          Spotsaas Editor’s POV generated by AI

          What buyers like

          • User-friendly and intuitive interface, making it accessible even for non-technical users.
          • Reliable payroll processing with accurate and timely payment delivery.
          • Comprehensive all-in-one platform consolidating payroll, tax filing, and HR-related services.

          Common complaints

          • Periodic customer service complaints regarding responsiveness and reliability.
          • Reported issues with glitches or inaccuracies in the system, especially during tax season.
          • The setup process can seem overwhelming without the help of the dedicated support team.

          Buyer sentiment

          Overall positive sentiment highlights Toast's innovative features and scalability, tempered by concerns over customer service and occasional system glitches.

          What buyers like

          • Feature-rich POS functionality
          • Scalability for multi-location operations
          • Integrated payment and hardware solutions

          Common complaints

          • Customer service responsiveness
          • Payment processing reliability

          Buyer sentiment

          Buyer sentiment is positive across 10049 reviews, with strong overall satisfaction.

          What buyers like

          • Easy integration with accounting and eCommerce platforms
          • Supports both in-person and online payments
          • No monthly subscription required

          Common complaints

          • May not suit complex restaurant or enterprise setups
          • Limited advanced POS features (e.g., detailed inventory, loyalty)

          Buyer sentiment

          Buyers generally appreciate Square POS for its ease of use and hardware integration but note limitations in advanced features and pricing clarity.

          What buyers like

          • Ease of use
          • Hardware integration
          • Inventory management

          Common complaints

          • Limited advanced features
          • Pricing transparency

          Pros and Cons

          • User-friendly and intuitive interface, making it accessible even for non-technical users.

          • Reliable payroll processing with accurate and timely payment delivery.

          • Comprehensive all-in-one platform consolidating payroll, tax filing, and HR-related services.

          • Periodic customer service complaints regarding responsiveness and reliability.

          • Reported issues with glitches or inaccuracies in the system, especially during tax season.

          • Comprehensive POS system with advanced features including integrated payments and hardware

          • Labor management tied directly to real sales data for accurate staffing and cost control

          • Scales effectively for multi-location and franchise operations with centralized management

          • Reported system glitches causing double charges and payment processing issues

          • Inconsistent customer service experiences with long wait times and unresolved issues

          • Supports multiple payment methods seamlessly.

          • Offers 24/7 access to financial data.

          • Cost-effective for small businesses.

          • May not scale well for larger businesses.

          • Transaction fees can add up.

          • User-friendly interface enabling quick transaction processing

          • Integrated inventory management and sales reporting

          • Mobile device compatibility and hardware options like Square Terminal

          • Limited advanced customization for complex business needs

          • Pricing details are not fully transparent and may require sales consultation

          Positive Reviews

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          Negative Reviews

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          Integrations

          Integration with other apps

          No Integration information available.

          List of Customers

          Customers

          Walmart

          Walmart

          Toyota

          Toyota

          McDonald's

          McDonald's

          Buffalo Wild Wings

          Buffalo Wild Wings

          The Melting Pot

          The Melting Pot

          Maple Leaf

          Maple Leaf

          DHL

          DHL

          FLiXBUS

          FLiXBUS

          No Customers information available.

          Media and Screenshots

          Screenshots

          ADP Homepage

          1 Screenshots

          Toast Payroll and Team Management

          3 Screenshots

          Videos

          video-0

          1 Videos

          video-0

          4 Videos

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          Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

          Frequently asked questions

          Which is better, ADP Payroll Services or Toast?
          Toast edges out the other on user ratings (4.2 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
          Do ADP Payroll Services and Toast offer a free trial?
          ADP Payroll Services offers a free trial. Toast does not.
          What is the starting price of ADP Payroll Services vs Toast?
          ADP Payroll Services starts at Contact for pricing. Toast starts at $90 /month.
          What are the top alternatives to ADP Payroll Services?
          Top alternatives to ADP Payroll Services include Patriot Payroll, Paychex Flex, Paycor, Freshbooks, ADP Vantage HCM.
          What are the top alternatives to Toast?
          Top alternatives to Toast include SumUp, Square Point of Sale, ShopKeep, Lightspeed Retail, SlickPOS.

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