8.8
SpotScore
Top 10 Adyen Alternatives 2026
Powering global payments with ease.
Main Features
- Gift Card Management
- Invoice Payment
- Mobile Payments
- Multiple Currency Processing
Pricing
Adyen offers custom pricing plan
Adyen is a Payment Gateway Software platform with a user rating of 4.2★ based on 9 reviews. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Gateway Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
Adyen vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| Adyen Current | Payment Gateway Software | Custom pricing | 4.2 ★ | ✗ No |
 Payoneer | Payment Gateway Software | Custom pricing | 4.6 ★ | ✗ No |
 UniPay Gateway | Payment Gateway Software | Custom pricing | 4.5 ★ | ✗ No |
 Alipay | Payment Gateway Software | Custom pricing | 3.7 ★ | ✗ No |
 MultiSafepay | Payment Gateway Software | Custom pricing | 4.2 ★ | ✗ No |
 Authorize.Net | Payment Gateway Software | $25 | 4.1 ★ | ✗ No |
Showing 1-10 out of 10
List of the Top Adyen alternatives as of October 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
9.3
SpotScore
Payoneer — 4.56★
Effortless payments for global businesses.
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What is Payoneer?
Payoneer provides a simple and cost effective solution for your business to accept credit card and other payments online. Payoneer's suite of Payment Gateway Solutions has been adapted to meet the needs of various businesses such as banks, eCommerce merchants, international money transfer ...
Read moreWhat reviewers like about Payoneer
- Efficient customer service, offering quick and effective issue resolution.
- User-friendly platform with straightforward account setup process.
- Reliable services for managing payments, suitable for freelancers and various other users.
Where Payoneer falls short
- Some users find the fees charged by Payoneer to be relatively high.
- Limited availability of customer support in languages other than English may pose challenges for non-English speakers.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Payoneer offers custom pricing plan
8.5
SpotScore
UniPay Gateway — 4.5★
The key to seamless online payments.
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What is UniPay Gateway?
UniPay Gateway is a payment processing platform for e-commerce operators that need to automate credit card authorization and data storage without manual transaction handling. It captures card data, authorizes transactions, and writes records to a connected database in a single workflow, ...
Read moreWhat reviewers like about UniPay Gateway
- Automates e-commerce transactions
- Secure credit card processing
- Easy database integration
Where UniPay Gateway falls short
- Limited payment method options
- May require technical setup
- Not suitable for small businesses
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
-
Website Payments
Pricing
UniPay Gateway offers custom pricing plan
Spotsaas Buyer Intelligence
Own the software buyers are comparing here? See who's weighing you against rivals — and who's comparing your competitors while you're not in the running.
8.7
SpotScore
Alipay — 3.7★
Effortless payments for your business's success.
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What is Alipay?
Alipay is a payment gateway software that allows any business to accept Alipay payments. Merchants can recover their payment transactions, perform currency conversion and view transaction status. The gateway uses the Alipay digital payment platform, which is connected to more than 70 online ...
Read moreWhat reviewers like about Alipay
- Supports Alipay payments
- Currency conversion
- Transaction status tracking
Where Alipay falls short
- Limited to Alipay
- May not suit all markets
- Integration complexity
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
-
Website Payments
Pricing
Alipay offers custom pricing plan
8.5
SpotScore
MultiSafepay — 4.23★
Secure payments made easy for online merchants.
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What is MultiSafepay?
MultiSafepay is a payment gateway for European online merchants — particularly those on Magento — that need access to a wide range of payment methods including cards, buy-now-pay-later options, and regional European instruments. Its Magento plugin is well-regarded by Dutch e-commerce merchants, ...
Read moreWhat reviewers like about MultiSafepay
- Quick and responsive customer support, ensuring prompt assistance and issue resolution, enhancing user experience.
- Seamless integration and reliability, contributing to the smooth operation of online shops and customer transactions.
Where MultiSafepay falls short
- Complicated and time-consuming account activation process, with excessive and invasive requests for documentation, causing delays and frustrations.
- Instances of inaccurate refunds or payment discrepancies, leading to customer dissatisfaction and financial issues.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
-
Website Payments
Pricing
MultiSafepay offers custom pricing plan
9.3
SpotScore
Authorize.Net — from $25 · 4.13★
Secure payment solutions for your business.
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What is Authorize.Net?
Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carries a monthly gateway fee ($25-$99 depending on plan) plus per-transaction ...
Read moreWhat reviewers like about Authorize.Net
- Easy to navigate and integrates with other software.
- Reliable and easy-to-use platform with excellent customer support.
- Trusted and secure payment gateway for credit card transactions.
Where Authorize.Net falls short
- Limited options in the Marketplace for additional apps and connectors.
- Some users find the complexity of features and customizations intimidating for newcomers.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
-
Website Payments
Pricing
Starts from $25/Month
8.3
SpotScore
Citcon — 4.8★
Simplify online payments with secure integration.
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What is Citcon?
Citcon is an integrated payment gateway for businesses that need to process transactions across multiple payment platforms — including PayPal, Shopify, and Authorize.NET — from a single system. It encrypts transaction and customer data across all connected channels, reducing the compliance ...
Read moreWhat reviewers like about Citcon
- Multiple payment options available
- Strong data encryption
- User-friendly interface
Where Citcon falls short
- Limited international payment support
- Transaction fees may apply
- Not suitable for high-risk industries
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 3 more
Unique Features
-
Website Payments
Pricing
Citcon offers custom pricing plan
8.6
SpotScore
Cashfree Payments — 4.5★
Simple. Secure. Swift. Your ultimate financial solution.
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What is Cashfree Payments?
Cashfree Payments is a payment gateway for Indian businesses that handles both payment collection and disbursement. It supports recurring subscriptions, bank account verification, and payouts to bank accounts, PayTM wallets, or UPI addresses, with domestic and international funds settling ...
Read moreWhat reviewers like about Cashfree Payments
- Seamless payment integration
- Fast transaction processing
- Supports recurring payments
Where Cashfree Payments falls short
- Limited to Indian businesses
- May require technical setup
- Fees may apply for transactions
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 3 more
Unique Features
-
Website Payments
Pricing
Cashfree Payments offers custom pricing plan
8.6
SpotScore
Trustly — 4.5★
Effortless online payments made secure.
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What is Trustly?
Trustly is a payment gateway solution for merchants to easily accept payments online. It offers many benefits to both the merchant and customer, such as handling bank card information in an encrypted and confidential way, reduced costs and a simplified checkout process. Features include: - ...
Read moreWhat reviewers like about Trustly
- Encrypted payment processing
- Simplified checkout experience
- Supports multiple payment channels
Where Trustly falls short
- Limited to online payments
- May not support all regions
- Customer support can be slow
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 3 more
Unique Features
-
Website Payments
Pricing
Trustly offers custom pricing plan
8.6
SpotScore
Cheddar Up — from $10 · 4.4★
Streamline payments and boost sales with ease.
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What is Cheddar Up?
Cheddar Up is a payment collection platform built for e-commerce merchants, school groups, and community organizations that need to accept credit card, ACH, and check payments without incurring chargeback liability, minimum sales requirements, or monthly subscription fees. It supports hundreds ...
Read moreWhat reviewers like about Cheddar Up
- No chargebacks or monthly fees
- Supports multiple payment types
- Easy setup process
Where Cheddar Up falls short
- Limited customer support options
- Transaction limits may apply
- Not ideal for high-risk transactions
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 3 more
Unique Features
-
Website Payments
Pricing
Starts from $10/Month, also offers free forever plan
8.5
SpotScore
PaySpace — 4.06★
Streamline payments for successful business growth.
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What is PaySpace?
PaySpace is a PCI-compliant payment gateway built for high-risk merchants in sectors like CBD, online gambling, and nutraceuticals that face rejection from standard payment processors. It routes transactions through acquiring banks that specialize in high-risk verticals, though document ...
Read moreWhat reviewers like about PaySpace
- Reliable and stable service for receiving payments, with competent and polite customer support.
- Fast and smooth integration process, vital for high-risk businesses.
- Responsive customer support team, providing assistance in a timely manner.
Where PaySpace falls short
- Integration time can be lengthy, requiring improvement for faster onboarding.
- Limited marketplace options for additional apps and connectors, limiting advanced functionalities.
- Some issues with support responsiveness and handling of promised features can cause frustration for users.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 3 more
Unique Features
-
Website Payments
Pricing
PaySpace offers custom pricing plan
Adyen vs its closest competitors
Buyers comparing Adyen usually weigh it against these 10 payment gateway software competitors, starting with Payoneer, UniPay Gateway and Alipay. Each is compared against Adyen on rating, pricing and feature coverage below.
Tools similar to Adyen
Searches for "sites like Adyen" and "apps like Adyen" land on the same set of options as "Adyen alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.
What makes each one stand out
Efficient customer service, offering quick and effective issue resolution.
Watch for: Some users find the fees charged by Payoneer to be relatively high.
Automates e-commerce transactions
Watch for: Limited payment method options
Quick and responsive customer support, ensuring prompt assistance and issue resolution, enhancing user experience.
Watch for: Complicated and time-consuming account activation process, with excessive and invasive requests for documentation, causing delays and frustrations.
Easy to navigate and integrates with other software.
Watch for: Limited options in the Marketplace for additional apps and connectors.
Multiple payment options available
Watch for: Limited international payment support
Seamless payment integration
Watch for: Limited to Indian businesses
Encrypted payment processing
Watch for: Limited to online payments
No chargebacks or monthly fees
Watch for: Limited customer support options
Reliable and stable service for receiving payments, with competent and polite customer support.
Watch for: Integration time can be lengthy, requiring improvement for faster onboarding.
Why teams look for a Adyen alternative
Before comparing options, it helps to name why teams leave Adyen in the first place:
- Complex pricing structure
- May require technical expertise
- Customer support can be slow
- Integration may be challenging
What to check before picking a Adyen alternative
Here's the data-driven picture across all 10 payment gateway software alternatives: 1 offers a free tier; and Payoneer is the highest rated at 4.56★ across 8904 reviews.
Our ranking logic.
Which Adyen Alternative Is Right for You?
- If you need a free or low-cost option: Cheddar Up — offers a free plan or trial suitable for small teams.
- If user satisfaction is your top priority: Citcon — holds the highest user rating (4.8★) among Adyen alternatives.
- If you want a mid-range option: Citcon — sits in the middle of the list by rating and may fit teams with mixed requirements.
Frequently Asked Questions (FAQs)
Stuck on something? We're here to help with all the questions and answers in one place.
The top-rated alternatives to Adyen for Payment Gateway Software are Citcon (4.8★), Payoneer (4.6★), UniPay Gateway (4.5★). Compare all 10 alternatives side-by-side above.
When evaluating alternatives to Adyen, prioritize: Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Saved Cards, transparent pricing, free trial availability, and integrations with tools you already use. Use the filters above to compare by feature, budget, and team size.
For small businesses, the best Payment Gateway Software tools are PayPal, Payoneer, Authorize.Net. Look for affordable per-seat pricing, quick setup (under 1 day), no long-term contracts, and strong onboarding support to reduce time-to-value.
Migration difficulty depends on how deeply Adyen is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend narrowing to 2–3 options, running a free trial, and checking each vendor's migration guides before committing.
Adyen has a rating of 4.2. 7 alternatives — including Payoneer and UniPay Gateway — rate higher. The right choice depends on your workflow, team size, and budget.
About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].