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Cheddar Up vs Adyen Comparison

Last updated:

Cheddar Up

4.4(387 reviews)

Starting at $10 /Month

  • Large Enterprises
  • Medium Business

Cheddar Up is a payment gateway designed for e-commerce businesses. It allows you to accept credit card, ACH, direct debit, purchase order and check payments, without any chargebacks, minimum sales or monthly fees. Build…

Adyen

4.3(42 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Adyen's software powers the online payment processing systems for best-in-class marketplaces, retailers, financial services organizations, and other businesses that want to accept payments anywhere in the world. Adyen d…

Cheddar Up leads on user satisfaction with a 4.4-star rating across 387 reviews.

Cheddar Up vs Adyen — at a glance

FeatureCheddar UpAdyen
Rating4.4 / 54.3 / 5
Reviews38742
Starting price$10 /MonthContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailable
Support modesBusiness Hours, OnlineOnline
CertificationsGDPRSOC 2, GDPR, ISO 27001
Data residencyGlobalGlobal

Key differences between Cheddar Up and Adyen

  • Pricing: Cheddar Up starts at $10 /Month. Adyen pricing is not publicly listed.
  • User satisfaction: Cheddar Up scores higher with a 4.4-star average.
  • Deployment: Cheddar Up supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Adyen supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Cheddar Up vs Adyen — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Cheddar Up - Payment Gateway Software
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Adyen - Payment Gateway Software
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Talk to an expert

Free PDF comparison

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Biggest differences

Start here before you go deeper into features.

Cheddar Up

Best for small to medium e-commerce businesses needing flexible, fee-free payment options.

Choose if
  • You want to accept diverse payment methods including ACH, credit cards, and checks without monthly fees.
  • You need a simple, quick-to-setup payment gateway with no minimum sales requirements.
  • Your team values a user-friendly interface for streamlined payment processing.
Consider alternatives if
  • Your business requires advanced fraud detection and security features.
  • You need extensive custom integrations or complex enterprise-level payment workflows.

Adyen

Best for large enterprises needing global omnichannel payment processing.

Choose if
  • You operate a marketplace, retailer, or financial services business with complex payment needs.
  • Your team includes payment operations, e-commerce, or finance professionals managing high transaction volumes.
  • You require a flexible, configurable platform supporting online, mobile, and in-store payments worldwide.
Consider alternatives if
  • You are a small business with very low transaction volumes and limited technical resources.
  • You need transparent, fixed pricing rather than quotation-based, variable pricing models.

Cheddar Up: Best for small to medium e-commerce businesses needing flexible, fee-free payment options. Adyen: Best for large enterprises needing global omnichannel payment processing.

Description

Cheddar Up is a payment gateway designed for e-commerce businesses. It allows you to accept credit card, ACH, direct debit, purchase order and check payments, without any chargebacks, ... Read More about Cheddar Up

Adyen's software powers the online payment processing systems for best-in-class marketplaces, retailers, financial services organizations, and other businesses that want to accept payments ... Read More about Adyen

Entry Level Pricing

  • Starts from $10
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.6/10

8.8/10

User Ratings

Based on verified Spotsaas reviews

4.3

(42)

Best Company Size

Small BusinessMedium Business
Medium BusinessLarge Enterprises
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Software Demo

Demo

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How do Cheddar Up and Adyen Compare on Features?

Total Features

7 Features

7 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Cheddar Up and Adyen on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $10
      • Not Available

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Cheddar Up pricing

      Pricing information not available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🌐 Global
      🌐 Global

      Cheddar Up User Reviews & Rating Comparison

      User Ratings

      4.4

      (based on 387 reviews)

      Rating Distribution

      0

      0

      0

      0

      0

      3

      5

      1

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive user sentiment highlighting ease of use and flexible payment options, with some concerns about pricing clarity and advanced features.

      What buyers like

      • Ease of use
      • Variety of payment options
      • No monthly fees

      Common complaints

      • Pricing transparency
      • Limited advanced features

      Buyer sentiment

      Overall positive sentiment highlighting Adyen's global payment capabilities and reliability, with some concerns about pricing transparency and complexity for smaller businesses.

      What buyers like

      • Global payment support
      • Reliability
      • Omnichannel capabilities

      Common complaints

      • Pricing transparency
      • Complexity for small businesses

      Pros and Cons

      • No chargebacks, minimum sales, or monthly fees

      • Supports multiple payment methods including credit card, ACH, direct debit, purchase order, and checks

      • User-friendly interface for quick payment setup

      • Limited information on advanced payment features

      • Lack of detailed pricing transparency

      • Supports global payments across online, mobile, and in-store channels

      • Robust platform trusted by best-in-class marketplaces and retailers

      • Ability to handle complex payment scenarios for large enterprises

      • Pricing is quotation-based and not publicly transparent

      • May be complex for small businesses to implement

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Screenshots

      How to accept a manager invite

      1 Screenshots

      No screenshots available.

      Videos

      video-0

      1 Videos

      video-0

      3 Videos

      Top Alternatives to Cheddar Up and Adyen in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Cheddar Up or Adyen?
      Cheddar Up edges out the other on user ratings (4.4 vs 4.3). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Cheddar Up and Adyen offer a free trial?
      Neither Cheddar Up nor Adyen currently lists a free trial.
      What is the starting price of Cheddar Up vs Adyen?
      Cheddar Up starts at $10 /Month. Adyen starts at Contact for pricing.
      What are the top alternatives to Cheddar Up?
      Top alternatives to Cheddar Up include PayU, Venmo for Business, Square Payments, Square Invoices, UniPay Gateway.
      What are the top alternatives to Adyen?
      Top alternatives to Adyen include Stripe Payments, Braintree Direct, Global Payments, Mollie, Stripe Connect.

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