Is there a free alternative to Adyen?

Yes — Cheddar Up offer free tiers or trials suitable for small teams and individuals.

Last updated: October 18, 2026

Adyen Alternatives: 10 Options Compared, Including Free (2026)

Q: What are the best alternatives to Adyen?

The top-rated alternatives to Adyen are Citcon, Payoneer, Cashfree Payments. Compare all 10 alternatives at https://www.spotsaas.com/list/adyen-free-alternative.

Explore 10 alternatives to Adyen — vetted by our editors with real user reviews, pricing, and feature comparisons.

Compare the top 10 free Adyen alternatives

Quick answer

The top-rated free payment gateway software alternatives to Adyen are Payoneer, Authorize.Net and Alipay. Payoneer leads with a SpotScore of 9.3 and a 4.56★ rating. Compare all 10 on score, rating, and pricing below.

When Adyen no longer matches how your team works, the right swap makes a big difference. These 10 payment gateway software free alternatives are the strongest candidates, ranked by SpotScore (real-user satisfaction plus market presence), ratings, and pricing. Each is editor-vetted. Use the table to compare at a glance, then read the breakdowns.

Product	SpotScore	Rating	Pricing	Best for
PayoneerEffortless payments for global businesses.	9.3	★★★★★ 4.56(8904)	Quotation Based	teams of all sizes
Authorize.NetSecure payment solutions for your business.	9.3	★★★★☆ 4.13(319)	from $25/mo	teams of all sizes
AlipayEffortless payments for your business's success.	8.7	★★★★☆ 3.7(6)	Quotation Based	teams of all sizes
Cashfree PaymentsSimple. Secure. Swift. Your ultimate financial solution.	8.6	★★★★★ 4.5(4)	Quotation Based	teams of all sizes
TrustlyEffortless online payments made secure.	8.6	★★★★★ 4.5(1)	Quotation Based	teams of all sizes
Cheddar UpStreamline payments and boost sales with ease.	8.6	★★★★☆ 4.4	Freefrom $10/mo	teams of all sizes
UniPay GatewayThe key to seamless online payments.	8.5	★★★★★ 4.5(2)	Quotation Based	small & mid-size businesses
MultiSafepaySecure payments made easy for online merchants.	8.5	★★★★☆ 4.23(243)	Quotation Based	teams of all sizes
PaySpaceStreamline payments for successful business growth.	8.5	★★★★☆ 4.06(35)	Quotation Based	teams of all sizes
CitconSimplify online payments with secure integration.	8.3	★★★★★ 4.8	Quotation Based	teams of all sizes

9.3

SpotScore

Payoneer

Effortless payments for global businesses.

Best for: SMB teams · Mid-market · Enterprise

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4.6

8904 verified reviews

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What is Payoneer?

Payoneer provides a simple and cost effective solution for your business to accept credit card and other payments online. Payoneer's suite of Payment Gateway Solutions has been adapted to meet the needs of various businesses such as banks, eCommerce merchants, international money transfer ...

Authorize.Net

Secure payment solutions for your business.

Best for: SMB teams · Mid-market · Enterprise

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4.1

319 verified reviews

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What is Authorize.Net?

Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carries a monthly gateway fee ($25-$99 depending on plan) plus per-transaction ...

Alipay

Effortless payments for your business's success.

Best for: SMB teams · Mid-market · Enterprise

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3.7

6 verified reviews

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What is Alipay?

Alipay is a payment gateway software that allows any business to accept Alipay payments. Merchants can recover their payment transactions, perform currency conversion and view transaction status. The gateway uses the Alipay digital payment platform, which is connected to more than 70 online ...

Cashfree Payments

Simple. Secure. Swift. Your ultimate financial solution.

Best for: SMB teams · Mid-market · Enterprise

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4.5

4 verified reviews

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What is Cashfree Payments?

Cashfree Payments is a payment gateway for Indian businesses that handles both payment collection and disbursement. It supports recurring subscriptions, bank account verification, and payouts to bank accounts, PayTM wallets, or UPI addresses, with domestic and international funds settling ...

Trustly

Effortless online payments made secure.

Best for: SMB teams · Mid-market · Enterprise

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4.5

1 verified reviews

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What is Trustly?

Trustly is a payment gateway solution for merchants to easily accept payments online. It offers many benefits to both the merchant and customer, such as handling bank card information in an encrypted and confidential way, reduced costs and a simplified checkout process. Features include: - ...

Cheddar Up

Streamline payments and boost sales with ease.

Best for: SMB teams · Mid-market · Enterprise

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4.4

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What is Cheddar Up?

Cheddar Up is a payment collection platform built for e-commerce merchants, school groups, and community organizations that need to accept credit card, ACH, and check payments without incurring chargeback liability, minimum sales requirements, or monthly subscription fees. It supports hundreds ...

UniPay Gateway

The key to seamless online payments.

Best for: SMB teams · Mid-market

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4.5

2 verified reviews

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What is UniPay Gateway?

UniPay Gateway is a payment processing platform for e-commerce operators that need to automate credit card authorization and data storage without manual transaction handling. It captures card data, authorizes transactions, and writes records to a connected database in a single workflow, ...

MultiSafepay

Secure payments made easy for online merchants.

Best for: SMB teams · Mid-market · Enterprise

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4.2

243 verified reviews

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What is MultiSafepay?

MultiSafepay is a payment gateway for European online merchants — particularly those on Magento — that need access to a wide range of payment methods including cards, buy-now-pay-later options, and regional European instruments. Its Magento plugin is well-regarded by Dutch e-commerce merchants, ...

PaySpace

Streamline payments for successful business growth.

Best for: SMB teams · Mid-market · Enterprise

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4.1

35 verified reviews

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What is PaySpace?

PaySpace is a PCI-compliant payment gateway built for high-risk merchants in sectors like CBD, online gambling, and nutraceuticals that face rejection from standard payment processors. It routes transactions through acquiring banks that specialize in high-risk verticals, though document ...

Citcon

Simplify online payments with secure integration.

Best for: SMB teams · Mid-market · Enterprise

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4.8

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What is Citcon?

Citcon is an integrated payment gateway for businesses that need to process transactions across multiple payment platforms — including PayPal, Shopify, and Authorize.NET — from a single system. It encrypts transaction and customer data across all connected channels, reducing the compliance ...

Adyen vs its closest competitors

Buyers comparing Adyen usually weigh it against these 10 payment gateway software competitors, starting with Payoneer, Authorize.Net and Alipay. Each is compared against Adyen on rating, pricing and feature coverage below.

Tools similar to Adyen

Searches for "sites like Adyen" and "apps like Adyen" land on the same set of options as "Adyen alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.

What makes each one stand out

Payoneer9.3Best for teams of all sizes

Efficient customer service, offering quick and effective issue resolution.

Watch for: Some users find the fees charged by Payoneer to be relatively high.

Authorize.Net9.3Best for teams of all sizes

Easy to navigate and integrates with other software.

Watch for: Limited options in the Marketplace for additional apps and connectors.

Alipay8.7Best for teams of all sizes

Supports Alipay payments

Watch for: Limited to Alipay

Cashfree Payments8.6Best for teams of all sizes

Seamless payment integration

Watch for: Limited to Indian businesses

Trustly8.6Best for teams of all sizes

Encrypted payment processing

Watch for: Limited to online payments

Cheddar Up8.6Best for teams of all sizes

No chargebacks or monthly fees

Watch for: Limited customer support options

UniPay Gateway8.5Best for small & mid-size businesses

Automates e-commerce transactions

Watch for: Limited payment method options

MultiSafepay8.5Best for teams of all sizes

Quick and responsive customer support, ensuring prompt assistance and issue resolution, enhancing user experience.

Watch for: Complicated and time-consuming account activation process, with excessive and invasive requests for documentation, causing delays and frustrations.

PaySpace8.5Best for teams of all sizes

Reliable and stable service for receiving payments, with competent and polite customer support.

Watch for: Integration time can be lengthy, requiring improvement for faster onboarding.

Citcon8.3Best for teams of all sizes

Multiple payment options available

Watch for: Limited international payment support

Why teams look for a Adyen alternative

Before comparing options, it helps to name why teams leave Adyen in the first place:

Complex pricing structure
May require technical expertise
Customer support can be slow
Integration may be challenging

What to check before picking a Adyen alternative

Here's the data-driven picture across all 10 payment gateway software free alternatives: 1 offers a free tier; paid plans run $10–$25, with Cheddar Up the cheapest entry point; and Payoneer is the highest rated at 4.56★ across 8904 reviews.

Our ranking logic.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

What are the best alternatives to Adyen?

The top-rated alternatives to Adyen are Citcon (4.8★), Payoneer (4.6★), Cashfree Payments (4.5★). Compare all 10 alternatives side-by-side above.

What features should I look for in a Payment Gateway Software alternative?

When evaluating alternatives to Adyen, prioritize: Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Saved Cards, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

How difficult is it to migrate from Adyen to an alternative?

Migration difficulty depends on how deeply Adyen is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend narrowing to 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

Which of these Adyen alternatives should you choose?

On a budget / just exploring: start with a free tier — Cheddar Up let you evaluate without paying upfront.
If real-user ratings matter most: Payoneer has the strongest star rating (4.56★) among the options with verified reviews.
Want the safest pick: Payoneer has the highest Spotsaas Score (9.3) in this list — a strong default if you're unsure.

Switching off Adyen cleanly

When you're ready to leave Adyen, protect your data first. Export it, confirm the new tool reads it, and check that your core workflows transfer. Test on a free plan or trial before committing, and hold onto Adyen until the move is complete.

Compare top products

Cashfree Payments

Cheddar Up

Trustly

PaySpace

MultiSafepay

PaySpace

Cashfree Payments

UniPay Gateway

MultiSafepay

Citcon

Cashfree Payments

Citcon

Authorize.Net

PaySpace

Authorize.Net

Trustly

Cheddar Up

Citcon

About the reviewer

Rajat Gupta

Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

Adyen Alternatives: 10 Options Compared, Including Free (2026)

Compare the top 10 free Adyen alternatives

Payoneer

Effortless payments for global businesses.

Authorize.Net

Secure payment solutions for your business.

Alipay

Effortless payments for your business's success.

Cashfree Payments

Simple. Secure. Swift. Your ultimate financial solution.

Trustly

Effortless online payments made secure.

Cheddar Up

Streamline payments and boost sales with ease.

UniPay Gateway

The key to seamless online payments.

MultiSafepay

Secure payments made easy for online merchants.

PaySpace

Streamline payments for successful business growth.

Citcon

Simplify online payments with secure integration.

Adyen vs its closest competitors

Tools similar to Adyen

What makes each one stand out

Why teams look for a Adyen alternative

What to check before picking a Adyen alternative

Frequently Asked Questions (FAQs)

Which of these Adyen alternatives should you choose?

Switching off Adyen cleanly

Compare top products

Cashfree Payments

Cheddar Up

Trustly

PaySpace

MultiSafepay

PaySpace

Cashfree Payments

UniPay Gateway

MultiSafepay

Citcon

Cashfree Payments

Citcon

Authorize.Net

PaySpace

Authorize.Net

Trustly

Cheddar Up

Citcon

Research Popular Software and Services

About the reviewer

Compare top products

Cashfree Payments

Cheddar Up

Trustly

PaySpace

MultiSafepay

PaySpace

Cashfree Payments

UniPay Gateway

MultiSafepay

Citcon

Cashfree Payments

Citcon

Authorize.Net

PaySpace

Authorize.Net

Trustly

Cheddar Up

Citcon

Research Popular Software and Services

About the reviewer