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Best Accounting Software with a Free Plan or Free Trial

Top picks for Accounting Software available with a free plan or free trial

7.7

SpotScore

Empowering entrepreneurs to grow and settle with ease.

No ratings available

Free trial not available

Freemium

Starts from $90/Month

7.7

SpotScore

Effortless accounting for your small business.

No ratings available

Free Trial available, Try Now

Freemium not available

7.7

SpotScore

Effortless, online accounting for small businesses.

No ratings available

Free Trial available, Try Now

Freemium not available

How we score these products

Every product here is scored on the same 10-point SpotScore scale, built from pricing, feature and deployment data we maintain, plus ratings collated from public review sources.

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Showing 61-80 out of 90

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List of the Best Accounting Software with a Free Plan or Free Trial as of November 2026

7.7

SpotScore

Settle - Accounting Software

Settle

Empowering entrepreneurs to grow and settle with ease.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

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What is Settle?

Settle is the ultimate payments solution for e-commerce businesses. This all-in-one payments platform gives founders and small business owners the power to easily pay bills, manage invoices and track payment statuses, without ever leaving the comfort of their couch. Use ACH, wire transfers or ...

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Starts from $90/Month, also offers free forever plan

7.7

SpotScore

GimBooks

GimBooks

Effortless accounting for your small business.

Best for: SMB teams · Mid-market

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What is GimBooks?

GimBooks is web-based accounting software for freelancers and small businesses that need online invoicing, time and expense tracking, and basic financial reporting accessible from any device. It includes five customizable reports, invoicing templates, encrypted backups, and the ability to sync ...

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Free TrialTry Free →

7.7

SpotScore

Liquid Accounts

Liquid Accounts

Effortless, online accounting for small businesses.

Best for: SMB teams · Mid-market · Enterprise

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What is Liquid Accounts?

Liquid Accounts is a web-based accounting application designed for small businesses and accountants who specialize in serving small businesses. The software offers full access to all the features of Quickbooks Pro, including Payroll, Tax and Expense Tracking. Users can access their data from ...

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Free TrialTry Free →

7.6

SpotScore

Bean Cruncher

Bean Cruncher

Streamline your bookkeeping with ease.

Best for: SMB teams · Mid-market · Enterprise

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What is Bean Cruncher?

Bean Cruncher is a low-cost accounting tool for individual entrepreneurs and very small businesses that need basic bookkeeping and expense tracking without a steep learning curve. It handles income and expense recording in a simple interface designed to keep financial records organized. The ...

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Free TrialTry Free →

7.6

SpotScore

Smaket

Smaket

Effortless finances for business growth.

Best for: SMB teams · Mid-market · Enterprise

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What is Smaket?

Meet Smaket, the ultimate Accounting and GST Billing Software that is transforming the financial management landscape for businesses. Tired of grappling with endless spreadsheets and complicated calculations? Say farewell to the old way of managing finances and welcome a new era of simplicity ...

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Free Trial·

Smaket offers custom pricing plan

7.6

SpotScore

Ember

Ember

Streamline your finances with ease.

Best for: SMB teams · Mid-market · Enterprise

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What is Ember?

Ember is your solution for creating and managing all of the accounting, invoicing, taxes, and payments your business needs throughout the year to stay compliant. With a simple user interface that beautifully adapts across devices, Ember helps you track time, send invoices, manage your income ...

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Free TrialTry Free →

7.6

SpotScore

SkyStem ART

SkyStem ART

Effortless accounting made smarter.

Best for: SMB teams · Mid-market

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What is SkyStem ART?

SkyStem is a cloud-based accounting package that's easy, powerful and sophisticated. It has user-friendly features, including a live dashboard that provides real-time updates for full insight into your business's finances. Set up charts of accounts in just minutes and organize accounts quickly, ...

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Free TrialTry Free →·

SkyStem ART offers custom pricing plan

7.5

SpotScore

Anrok - Accounting Software

Anrok

Streamline compliance and expand your business effortlessly.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

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What is Anrok?

Anrok simplifies the process of sales tax compliance to enable SaaS businesses to quickly expand. Our platform partners with financial systems to determine new employment and sales locations and then matches those with the applicable taxes. We handle the complex tax calculations, registrations, ...

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Starts from $400/Month, also offers free forever plan

7.5

SpotScore

accurants

accurants

Seamlessly manage your business with ease.

Best for: SMB teams · Mid-market · Enterprise

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What is accurants?

Accurants is an accounting and business management platform for small and medium-sized businesses, combining financial tools and operational features in one place. The software scales as your business grows, runs on any device, and lets you customize the interface to match your workflows.

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Free Trial

7.5

SpotScore

FinalBooks - Accounting Software

FinalBooks

Streamline your business, elevate your success.

Best for: SMB teams · Mid-market · Enterprise

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What is FinalBooks?

Introducing FinalBooks - the modern toolkit for streamlining your business. Manage your inventory easily with powerful stock management software, while also increasing sales and tracking units. Perfect for gyms and studios, FinalBooks caters to their unique needs. Say goodbye to tedious payroll ...

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Free Trial

7.5

SpotScore

TimePay

TimePay

Streamline your finances with TimePay.

Best for: SMB teams · Mid-market

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What is TimePay?

TimePay is cloud-based accounting software for small businesses that need a fast-setup solution for bill tracking and basic financial management. It provides essential accounting tools — invoicing, bill monitoring, and expense tracking — designed for owners who want to get up and running ...

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Free TrialTry Free →

7.3

SpotScore

Skyclerk

Skyclerk

Streamlining your finances, simplified.

Best for: SMB teams · Mid-market

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What is Skyclerk?

Skyclerk is cloud accounting software for small to medium-sized businesses that want to consolidate spending tracking, income recording, and tax filing into one location and eliminate manual spreadsheet management. It provides a centralized ledger with straightforward categorization and ...

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Free TrialTry Free →

7.3

SpotScore

easybook.io

easybook.io

Effortlessly manage your finances with ease.

Best for: SMB teams · Mid-market

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What is easybook.io?

Easybook.io is automated invoicing software for small businesses that want to replace manual invoice creation with a system that generates and emails invoices automatically. It eliminates repetitive billing work for operations that send recurring or volume invoices to customers. The tool is ...

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Free TrialTry Free →

7.2

SpotScore

EZLease - Accounting Software

EZLease

Streamline leasing management with EZLease.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

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What is EZLease?

EZLease helps businesses manage lease accounting in compliance with ASC 842, IFRS 16, GASB 87, and prior standards. It provides bulk import tools and step-by-step workflows, with options to map leases to general ledger accounts, set policies, and configure fiscal calendars.

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Starts from $3,000/Year, also offers free forever plan

7.2

SpotScore

Fetch

Fetch

Efficient accounting made simple.

Best for: SMB teams · Mid-market

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What is Fetch?

Fetch is an accounting software to run your business. Fetch keeps you connected with a fully integrated outlook client that syncs all your email, contacts, calendar and attachments. With Fetch, you can do bank reconciliations & bank feeds across multiple banks. Keep track of inventory, create ...

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Free TrialTry Free →

7.2

SpotScore

TrustUS - Accounting Software

TrustUS

Efficiently manage trust accounts with ease.

Best for: SMB teams · Mid-market

Try for Free

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What is TrustUS?

TrustUS is a next-generation trust account management app carefully crafted for fertility lawyers and trust account managers. Built-in powerful and convenient transaction scheduling and direct communication tools, it reduces the workload and minimizes the time taken to manage trust accounts. ...

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7.2

SpotScore

Accrufy - Accounting Software

Accrufy

Revolutionize your finances with Accrufy.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

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What is Accrufy?

Accrufy is a revolutionary financial solution, making it convenient and simple to manage your financials. Instantly create as many organizations as you need, all at no cost, and add collaborators or accountants as needed. Make sure you always know what you owe and who owes you, ensuring tax ...

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Starts from $199/Month, also offers free forever plan

7.1

SpotScore

FuelGauge

FuelGauge

Efficiently manage finances with ease.

Best for: SMB teams · Mid-market

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What is FuelGauge?

FuelGauge is a web-based accounting tool for small businesses and solo operators who need real-time visibility into revenues, costs, assets, and liabilities without installing additional hardware or software. It tracks core accounting information through a browser-based interface, keeping ...

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Free TrialTry Free →

7.0

SpotScore

Sturppy - Accounting Software

Sturppy

Revolutionize your accounting with Sturppy.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

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What is Sturppy?

Introducing Sturppy – the game-changing accounting technology that revolutionizes the traditional use of spreadsheets and templates. With its user-friendly software platform, Sturppy simplifies and enhances accuracy in accounting. Unlike static spreadsheets, Sturppy constantly updates its ...

Read more about Sturppy
Free Trial·

Sturppy offers custom pricing plan

Cradle Accounting - New SaaS Software

Cradle Accounting

Streamline your lease accounting with precision and ease.

Best for: SMB teams · Mid-market

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watch-demo

Watch Demo

What is Cradle Accounting?

Cradle Accounting, a lease accounting tool for businesses, is an automated platform to streamline accounting duties. Easily upload and track pertinent lease information, contractual documents, andfinancial statements. Whether manual entry or multiple data sources, you can easily locate and ...

Read more about Cradle Accounting
Free TrialTry Free →·

Starts from $99/month when monthly

Frequently Asked Questions About Accounting Software

Stuck on something? We're here to help with all the questions and answers in one place.

The features most commonly offered by Accounting Software on Spotsaas are Billing and Invoicing, Tax Management, Accounts Payable, Accounts Receivable, Expense Tracking, Bank Reconciliation. Most buyers prioritize ease of use, reporting, and integration capabilities. Start with what covers your core workflow before comparing advanced features.

What you pay for Accounting Software depends on the plan, the number of seats, and the contract length. At least 15 products here offer a free plan or a free trial, including Xero, Zoho Books, QuickBooks. Only 5 of the 20 products on this page publish a paid entry price, so there is no meaningful range to quote. The rest price on request. Each product page on Spotsaas carries its own current pricing.

Ranked by SpotScore, the top rated Accounting Software on this page are Bean Cruncher, Anrok and accurants. Between them they carry 63 user reviews on Spotsaas. Each product page shows its SpotScore out of 10 next to the review count behind it.

To choose the right Accounting Software, start by listing your must-have features, commonly Billing and Invoicing, Tax Management, Accounts Payable, Accounts Receivable, Expense Tracking, Bank Reconciliation. Then filter by team size, budget, and integrations you already use. Compare at least 3 options and use free trials to test before committing. Spotsaas lets you compare side-by-side in minutes.

Yes. 15 Accounting Software on Spotsaas offer a free plan or free trial. Popular free options include Xero, Zoho Books, QuickBooks. Free plans typically cover core features for small teams; paid upgrades unlock advanced reporting, integrations, and support.

The best Accounting Software for small businesses are affordable, quick to set up, and scale without complexity. Top picks for small teams are QuickBooks, Wave, Freshbooks. Look for per-user pricing, no long-term contracts, and strong onboarding support to minimize ramp-up time.

About the reviewer

Rajat Gupta is the founder of Spotsaas, where he has built software research covering 25,000+ products across CRM, HR, AI, and finance. He applies hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].