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8.9

Spot Score

Kashflow

Kashflow Review: Is It The Right Accounting Software For Your Team?

Best for SMB teams · Mid-market · Enterprise

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SpotSaaS Analysis for Kashflow

KashFlow is an accounting software solution primarily used by finance managers, accountants, and small business owners with 1 to 50 employees. With a 3.3/5 rating from 175 reviews, it presents a mixed reception, indicating some users find value while others face challenges.

KashFlow simplifies financial processes such as bookkeeping, payroll, and tax calculations, which is particularly beneficial for small businesses or non-accountants. Its affordable pricing for basic functions, including invoicing and integration with PayPal, adds to its appeal. However, users frequently report overwhelming and poor customer service, especially following the IRIS acquisition, which could be a significant drawback for those needing reliable support.

Quick facts about Kashflow

Rating3.3/5 (175 reviews) | SpotScore: 8.9/10Best forSmall business owners and bookkeepersPricingFree tier, public paid plansDeploymentBrowser Based, Android, iOSTop strengthSimplifies financial processes for usersWatch-outOverwhelming and poor customer service

What is Kashflow?

Kashflow is an accounting software solution designed for small businesses. Kashflow' unique dashboard gives users a single view to manage their small business accounting, including Accounts payable, income and expense management, and payroll.

Pricing

  • Free Trial available

Best For

Suited for solo users, small teams, SMBs, and enterprise

Security & Compliance

GDPR
  • Data residency:🇺🇸

Platform

  • Web + mobile app (iOS & Android)

Kashflow Software Demo

Kashflow was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.

Who should consider Kashflow

Use cases
Small businesses with 1 to 50 employees, Fintech, SaaS, and consulting firms, Finance management and bookkeeping for small enterprises
Team types
Finance managers, Accountants
Company size
1-50 employees, 51-500 employees
Workflow style
Simple and streamlined
Setup complexity
Low

Why teams choose Kashflow

  • Simplifies bookkeeping, payroll, and tax calculations for non-accountants

  • Affordable pricing with invoicing, recurring payments, and PayPal integration

  • Cloud-based access across devices enabling remote financial management

Is Kashflow right for you?

Best for small businesses needing simple, affordable cloud accounting.

Choose Kashflow if

  • You run a small business with up to 50 employees needing easy bookkeeping.
  • You want integrated payroll, recurring invoicing, and end-of-year tax reporting.
  • You prefer a cloud-based solution accessible across multiple devices remotely.

Consider alternatives if

  • You require robust mobile app functionality for on-the-go accounting.
  • You need responsive customer support and advanced customization for larger enterprises.

What buyers should know before shortlisting Kashflow

KashFlow offers a highly accessible and user-friendly platform tailored for small businesses and non-accountants seeking to streamline their accounting and bookkeeping processes. Many users praise its straightforward interface, affordability, and useful features like recurring invoicing, expense tracking, and seamless end-of-year tax reporting.

Integrations with platforms like PayPal and its cloud-based system make accessing financial data on multiple devices hassle-free. For those with basic accounting expertise, the system proves intuitive, helping businesses manage clients, suppliers, and cash flow trends effectively.

However, while KashFlow's affordability and simplicity stand out, several users report significant dissatisfaction with customer support and mobile functionality. Limited methods of communication, slow response times, and restricted phone access often leave users frustrated, especially when encountering technical issues.

Additionally, the system's mobile app and UX design feel outdated to many, with cumbersome bank reconciliation processes and bugs further detracting from the overall experience. While KashFlow delivers on its fundamental promise of straightforward bookkeeping for smaller businesses, its inability to compete with feature-rich alternatives like Xero or QuickBooks and its struggles with customer support may leave some users seeking more advanced and reliable solutions.

Pros and cons

Kashflow pros and cons

  • Kashflow pros
  • Simplifies bookkeeping, payroll, and tax calculations for non-accountants

  • Affordable pricing with invoicing, recurring payments, and PayPal integration

  • Cloud-based access across devices enabling remote financial management

  • Kashflow cons
  • Poor and slow customer service, especially after IRIS acquisition

  • Subpar and unstable mobile app with limited features

3.3/5 rating
109 verified reviews
Free trial available

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See how it stacks up

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What is the pricing of Kashflow?

Free TrialAvailableTry Now →
Pricing Model
Subscription

Kashflow reviews and ratings

Buyer sentiment

Users appreciate Kashflow's ease of use and affordability but express dissatisfaction with customer service and mobile app performance.

What buyers like

  • Ease of use
  • Affordable pricing
  • Cloud-based multi-device access

Common complaints

  • Customer service quality
  • Mobile app functionality

3.3

Good

Based on 175 ratings & 109 reviews

Rating Distribution

Excellent

(21)

Very Good

(8)

Good

(1)

Poor

(4)

Poor

(75)

What users are saying

BC

Bradley Coles

01/07/21

2 out of 5

I’ve used Kashflow since 2013…

I’ve used Kashflow since 2013 Originally privately owned then sold to IRIS . Customer service was quite good originally . Now they have The most ...

Read more

GT

George Thomas

12/17/20

1 out of 5

Kashflow are unable to deliver customer…

Kashflow are unable to deliver customer service. They have joined the trend of eliminating over the phone support in favour of the far less helpful ...

Read more

HB

HARDINGS BUILDERS

12/15/20

1 out of 5

Worst customer service I’ve…

Worst customer service I’ve experienced, no care for customer, all employees constantly talk over you. It’s a great feeling know you can’t get into ...

Read more

JR

Jon Rose

08/17/20

1 out of 5

Had enough of terrible service now.

I have been using KashFlow for nearly 9 years, its clunky, cumbersome and utterly unimpressive. But it kind of worked on the whole. It was not working ...

Read more

KK

Kamil K

07/16/20

1 out of 5

The most cumbersome software ever !

The most cumbersome software ever !

T

Tarun

07/15/20

1 out of 5

If your accountant has this tool for you then avoid them

My accountants make me use this tool. It is the reason I am probably going to leave them. It is just awful. I don't trust it at all to the point that ...

Read more

What are the features of Kashflow?

44%

Feature coverage

16 of 36 tracked features

Kashflow’s Accounts Payable feature streamlines the management of your business’s incoming bills and payment obligations. By allowing you to…

With the Accounts Receivable feature, Kashflow enables businesses to efficiently manage customer invoices and incoming payments. This functi…

The Bank Reconciliation feature simplifies the process of matching your financial records with bank statements. Kashflow automatically impor…

Kashflow’s Billing and Invoicing feature allows businesses to create customized invoices that reflect their brand identity. This tool not on…

Designed with CPA firms in mind, this feature provides tailored solutions for managing multiple client accounts efficiently. Kashflow allows…

The Cash Management feature provides real-time visibility into your company’s cash flow status. By tracking cash inflows and outflows, it as…

Kashflow’s Collections feature streamlines the process of following up on overdue invoices. With automated reminders and notifications, this…

The Expense Tracking feature allows businesses to monitor their expenditures in real-time, categorizing them for better analysis. By providi…

Kashflow’s General Ledger feature acts as the backbone of your accounting system by consolidating all financial transactions into a single r…

For businesses operating internationally, the Multi-Currency feature facilitates transactions in various currencies without the complexity t…

Kashflow’s Payroll feature simplifies employee compensation management by automating calculations for wages, taxes, and deductions. It ensur…

With Project Accounting, Kashflow enables businesses to track financial performance at a project level. This feature allows you to allocate…

The Purchasing feature helps streamline procurement processes by enabling users to create purchase orders directly within Kashflow. This fun…

Revenue recognition is a generally accepted accounting standard (GAAP) that identifies and accounts for the exact criteria under which reven…

Spend management is the tried-and-true method of monitoring all supplier connections and company purchasing to identify and maximize every d…

A tax is a governmental mandatory financial charge or levy imposed on a taxpayer to fund certain public expenses. The taxation system is cri…

Security & Compliance

Kashflow security and data handling

Key compliance certifications and security features for IT and security teams evaluating Kashflow.

Certifications

GDPR✓ Certified
HIPAA✗ Not certified

Security features

Data Encryption✓ Yes

Developer & data

Data residency
🇺🇸

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9.8

Very Good

Compare Kashflow vs Quickbooks

Invoicing made easy. Anytime, anywhere.

9.6

Very Good

Compare Kashflow vs Freshbooks

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9.2

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8.6

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8.5

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8.7

Very Good

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Streamline your business with MYOB

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Very Good

Compare Kashflow vs MYOB

Master your finances with ease.

8.2

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Compare Kashflow vs QuickBooks Desktop Pro

Streamline your business finances ...

8.4

Very Good

Compare Kashflow vs QuickBooks Online Advanced

Why buyers keep looking beyond Kashflow

  • Users may seek alternatives to Kashflow due to specific needs or preferences. Some common scenarios include:

  • Limited scalability: Businesses experiencing growth may find Kashflow's features insufficient for more complex accounting needs, prompting a search for more robust solutions that can grow alongside them.

  • User interface concerns: Some users might find Kashflow's interface less intuitive or user-friendly compared to competitors, driving them to explore alternatives that offer a more streamlined experience.

  • Pricing structure: If users perceive Kashflow's pricing as uncompetitive or not aligned with their budget, they may look for cost-effective alternatives that provide similar features at a better value.

  • Integration limitations: Businesses relying on multiple software tools may find that Kashflow lacks integration with essential applications, leading them to seek alternatives that offer seamless connectivity with their existing tech stack.

  • Specific feature requirements: Users with unique accounting needs or industry-specific requirements may discover that Kashflow does not fully meet their expectations, prompting them to explore specialized alternatives tailored to their niche.

Help & Contact

Kashflow Support Options

Customer Service24/7 (Live rep)Online
LocationManchester, Englan

Connect with Kashflow

Frequently Asked Questions About Kashflow

Common questions buyers ask before choosing Kashflow.

Kashflow is a Accounting Software. Kashflow offers Accounts Payable, Accounts Receivable, Bank Reconciliation, Billing and Invoicing, Cash Management and many more functionalities.

Kashflow is a strong fit if: You run a small business with up to 50 employees needing easy bookkeeping.; You want integrated payroll, recurring invoicing, and end-of-year tax reporting.. Consider alternatives if: You require robust mobile app functionality for on-the-go accounting.; You need responsive customer support and advanced customization for larger enterprises..

Buyers commonly note the following limitations of Kashflow: Poor and slow customer service, especially after IRIS acquisition; Subpar and unstable mobile app with limited features; Frequent bank feed and transaction matching issues requiring manual fixes.

Some top alternatives to Kashflow includes Xero, Zoho Books, Quickbooks, Freshbooks and QuickBooks Online Advanced.

Kashflow offers Free Trial, Subscription pricing models

We don't have information regarding integrations of the Kashflow as of now.

The starting price is not disclosed by Kashflow. You can visit Kashflow pricing page to get the latest pricing.

Ready to try it?

Get started with Kashflow

Start your free trial — no credit card required.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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