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9.2

Spot Score

Bill.com

Bill.com Review: Is It The Right Accounting Software For Your Team?

Best for SMB teams · Mid-market · Enterprise

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SpotSaaS Analysis for Bill.com

Bill.com is an accounting software solution primarily used by finance managers and accounts payable specialists in small to medium-sized businesses. A rating of 4.0/5 from 739 reviews suggests it is broadly validated by users, indicating general satisfaction with the platform.

The software excels in streamlining invoicing and payments, which saves users considerable time and effort. Its user-friendly interface is another highlight, making it easy for most users to navigate and integrate with existing financial tools. However, a notable limitation is its customer service, which many users find unhelpful and overly reliant on automated systems.

Quick facts about Bill.com

Rating4.0/5 (739 reviews) | SpotScore: 9.2/10Best forFinance managers, small business ownersPricingFree tier, paid plans availableDeploymentBrowser Based, Android, iOSTop strengthStreamlines invoicing and paymentsWatch-outUnhelpful customer service experience

What is Bill.com?

Bill.com is a comprehensive and user-friendly accounting and online payments platform designed to simplify financial management for small businesses. It enables businesses to handle invoicing, bill payments, and expense tracking with ease. With Bill.com, users can electronically send and receive bills, receipts, contracts, and reports, ensuring seamless document management. The platform facilitates secure and efficient payments to suppliers, employees, and contractors while offering shared budgeting and expense-sharing capabilities. Automated payment reminders help businesses stay on top of due dates, reducing the risk of missed payments. Bill.com provides advanced analytical tools that offer deep financial insights, empowering businesses to make informed decisions. By digitizing financial operations, it eliminates manual paperwork and streamlines approval workflows, increasing efficiency and accuracy. The cloud-based nature of the platform ensures accessibility from anywhere, making remote financial management effortless. With robust security measures, Bill.com safeguards sensitive financial data, providing peace of mind to users. Integration with popular accounting software such as QuickBooks, Xero, and Sage further enhances functionality, reducing manual data entry. The platform supports various payment methods, including ACH, credit cards, and international transfers, catering to diverse business needs. Real-time tracking of transactions offers complete visibility into cash flow, allowing businesses to plan effectively. Customizable approval workflows ensure compliance and prevent unauthorized transactions, strengthening financial controls. The intuitive interface minimizes the learning curve, making it easy for teams to adopt and use. Businesses can automate recurring payments to avoid disruptions and improve vendor relationships. With Bill.com, users can consolidate all financial activities in one platform, reducing complexity and saving valuable time. Its powerful search and organization features enhance efficiency, making document retrieval effortless. The platform’s scalability supports growing businesses by adapting to their evolving needs. By streamlining financial operations, Bill.com helps businesses enhance productivity and focus on strategic growth. Whether managing expenses, paying bills, or analyzing financial performance, Bill.com serves as a reliable and efficient solution for modern businesses.

Pricing

  • Starts from $0 / user / month

  • Free Trial available

Best For

Suited for solo users, small teams, SMBs, and enterprise

Security & Compliance

SOC 2
GDPR
  • SSO & MFA supported

  • Data residency:🇺🇸

Platform

  • Web + mobile app (iOS & Android)

Bill.com Software Demo

Bill.com was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.

Who should consider Bill.com

Use cases
Fintech companies, Consulting firms, Accounting and professional services
Team types
Finance managers, Accounts payable specialists
Company size
1-50 employees, 51-500 employees
Workflow style
Simple and streamlined
Setup complexity
Low

Why teams choose Bill.com

  • Streamlines invoicing, payments, and accounts payable processes saving significant time

  • User-friendly and intuitive interface

  • Seamless integration with popular accounting software like QuickBooks and Xero

Is Bill.com right for you?

Best for small to mid-sized businesses streamlining invoicing and payment workflows.

Choose Bill.com if

  • You need a simple, user-friendly platform to automate invoicing and bill payments.
  • Your business uses QuickBooks, Xero, or similar accounting software requiring seamless integration.
  • You want real-time visibility and automated notifications for invoice and payment status.

Consider alternatives if

  • Your company requires extensive cross-border payments with multi-currency support.
  • You rely heavily on responsive, personalized customer support for financial software.

What buyers should know before shortlisting Bill.com

Bill. com is a robust and highly regarded platform for managing invoicing and payments.

Known for its ease of use and intuitive interface, it significantly streamlines accounts payable and receivable processes. Many users commend how Bill.

com has transformed their billing workflows, saving time and providing clear visibility into invoices and payments. The platform boasts excellent features like seamless integration with financial software, invoice storage, and automated notifications for payment schedules.

For freelancers, small businesses, and larger organizations alike, it serves as an efficient tool to stay organized and reduce administrative burden. However, certain areas indicate room for improvement.

Some users have reported issues with customer support, citing difficulty reaching live representatives or resolving complex payment problems. Others have expressed concerns over the lengthy verification process and occasional delays in payment transfers.

International users, especially those dealing with cross-border payments, have found the platform less accommodating due to currency conversion challenges. Overall, Bill.

com shines when it comes to convenience and efficiency, but prospective users should weigh these benefits against potential service and compliance hurdles.

Pros and cons

Bill.com pros and cons

  • Bill.com pros
  • Streamlines invoicing, payments, and accounts payable processes saving significant time

  • User-friendly and intuitive interface

  • Seamless integration with popular accounting software like QuickBooks and Xero

  • Bill.com cons
  • Customer service is often unhelpful and difficult to reach

  • Payments can be held for extended periods or require extra fees for faster transfers

3.9/5 rating
729 verified reviews
Free trial available

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Bill.com reviews and ratings

Buyer sentiment

Users generally appreciate Bill.com for its ease of use and efficiency in automating payments, though customer support and international payment features receive notable criticism.

What buyers like

  • Ease of use
  • Workflow automation
  • Integration with accounting software

Common complaints

  • Customer service quality
  • Payment processing delays and fees

3.89

Very Good

Based on 729 ratings & 729 reviews

Rating Distribution

Excellent

(426)

Very Good

(118)

Good

(28)

Poor

(32)

Poor

(125)

What users are saying

RA

richard anbrifi

11/29/25

5 out of 5

I had an issue with with a closed bank …

I had an issue with with a closed bank acct I forgot to update( my bad) and I notified customer service via text and Kate (team 2) had the issue ...

Read more

DD

Deacon Dave

10/29/25

5 out of 5

My newest client sent me to Bill.com to…

My newest client sent me to Bill.com to sign up for receiving my payments through them. Somehow my bank account number didn't go through because ...

Read more

OC

Olivia Clarke

06/22/25

5 out of 5

Simplified financial workflows

Using BILL has made managing my small business finances so much easier. Automating payables and receivables saved me hours every week. Highly recommend!

RH

Ronnie Harmon

04/08/25

5 out of 5

We use Bill as our 3-party payment…

We use Bill as our 3-party payment processor, both domestically and internationally. We pay our vendors via e-payments, checks, and wires. The online ...

Read more

AF

Adam Freaser

05/24/24

1 out of 5

Asking for Confidential information

So, my client invited me to Bill.com because he pays with Bill.com. We signed up a company account and we provided the EIN and done all the business ...

Read more

JM

Joshua Markowski

05/22/24

1 out of 5

This place is a scam

This place is a scam. They won't steal your money. But, what they do is hold your payments hostage for 2 weeks, sometimes 30 days, unless you choose ...

Read more

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What are the features of Bill.com?

43%

Feature coverage

15 of 35 tracked features

Bill.com streamlines your accounts payable processes by automating invoice approvals and payments. This feature allows users to manage bills…

With Bill.com’s accounts receivable functionality, businesses can easily send invoices and receive payments online. This feature enables aut…

Bill.com simplifies bank reconciliation by automatically matching transactions with your bank statements. This feature eliminates the tediou…

The billing and invoicing feature in Bill.com allows users to create customizable invoices that reflect their brand identity. With the abili…

Bill.com offers specialized tools for CPA firms that facilitate collaboration with clients. The platform enables accountants to access clien…

Bill.com provides comprehensive cash management tools that help businesses monitor their cash flow in real-time. Users can gain insights int…

The collections feature automates the follow-up process for outstanding invoices. By sending reminders and notifications to clients regardin…

Bill.com’s expense tracking feature allows users to capture receipts and categorize expenses effortlessly. By integrating expense management…

The fixed asset management feature provides tools for tracking asset purchases, depreciation, and disposals within Bill.com. By maintaining…

Bill.com includes a general ledger feature that consolidates all financial transactions into a single source of truth. This capability simpl…

For businesses operating internationally, Bill.com’s multi-currency feature allows users to manage transactions in various currencies seamle…

The project accounting feature enables users to track expenses, revenues, and profitability associated with specific projects. By providing…

Bill.com’s purchasing feature streamlines procurement processes by allowing users to create purchase orders directly within the platform. Th…

Bill.com’s Revenue Recognition feature automates the process of tracking and reporting earned income based on accounting standards. It align…

A tax is a governmental mandatory financial charge or levy imposed on a taxpayer to fund certain public expenses. The taxation system is cri…

Security & Compliance

Bill.com security and data handling

Key compliance certifications and security features for IT and security teams evaluating Bill.com.

Certifications

SOC 2✓ Certified
GDPR✓ Certified
HIPAA✗ Not certified

Security features

Single Sign-On (SSO)✓ Yes
Multi-Factor Authentication✓ Yes
Data Encryption✓ Yes
Audit Logs✓ Yes

Developer & data

Data residency
🇺🇸

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Why buyers keep looking beyond Bill.com

  • Users may seek alternatives to Bill.com due to high subscription costs, especially if their business is small or just starting, making budget-friendly options more appealing for managing invoicing and payments.

  • Some businesses may require more customizable features than what Bill.com offers, prompting them to explore alternatives that allow for tailored workflows and specific integrations with their existing systems.

  • Companies experiencing rapid growth might find that Bill.com lacks scalability, leading them to consider solutions that can better accommodate their evolving financial management needs without sacrificing efficiency.

  • Users may also look for alternatives if they encounter limitations in customer support or user experience with Bill.com, as responsive service and intuitive interfaces are crucial for maintaining productivity.

Bill.com Customers

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Wag

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Marine Layer

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Quicken

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Calendly

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Chatbooks

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Noom

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Qualitrics

Help & Contact

Bill.com Support Options

Customer ServiceBusiness HoursOnline
LocationPalo Alto, CA - 94303

Connect with Bill.com

Frequently Asked Questions About Bill.com

Common questions buyers ask before choosing Bill.com.

Bill.com is a Accounting Software. Bill.com offers Accounts Payable, Accounts Receivable, Bank Reconciliation, Billing and Invoicing, Cash Management and many more functionalities.

Bill.com is a strong fit if: You need a simple, user-friendly platform to automate invoicing and bill payments.; Your business uses QuickBooks, Xero, or similar accounting software requiring seamless integration.. Consider alternatives if: Your company requires extensive cross-border payments with multi-currency support.; You rely heavily on responsive, personalized customer support for financial software..

Buyers commonly note the following limitations of Bill.com: Customer service is often unhelpful and difficult to reach; Payments can be held for extended periods or require extra fees for faster transfers; Limited support for cross-border payments and costly FX conversion fees.

Some top alternatives to Bill.com includes Xero, Zoho Books, AvidXchange, APXPRESS and Enverus OpenInvoice.

Bill.com offers Free Trial, Subscription pricing models

We don't have information regarding integrations of the Bill.com as of now.

The starting price of Bill.com is $0/user/month

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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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