9.3
SpotScore
Top 10 Authorize.Net Alternatives 2026
Secure payment solutions for your business.
Main Features
- Gift Card Management
- Invoice Payment
- Mobile Payments
- Multiple Currency Processing
Pricing
Starts from $25/Month
Authorize.Net is a Payment Gateway Software platform with a user rating of 4.1★ based on 280 reviews. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Gateway Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
Authorize.Net vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| Authorize.Net Current | Payment Gateway Software | $25 | 4.1 ★ | ✗ No |
 Adyen | Payment Gateway Software | Custom pricing | 4.2 ★ | ✗ No |
 EBS | Payment Gateway Software | Custom pricing | 4.0 ★ | ✗ No |
 Instamojo | Payment Gateway Software | Free plan available | 1.4 ★ | ✓ Yes |
 PayPal | Payment Gateway Software | Custom pricing | 1.6 ★ | ✗ No |
 Coriunder BAAS | Payment Gateway Software | $500 | 5.0 ★ | ✓ Yes |
Showing 1-10 out of 10
List of the Top Authorize.Net alternatives as of October 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
8.8
SpotScore
Adyen — 4.22★
Powering global payments with ease.
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What is Adyen?
Adyen is a global payment processing platform used by mid-market and enterprise retailers, marketplaces, and financial services firms that process transactions across multiple countries and sales channels. It unifies online, mobile, and in-store payments under one integration, eliminating the ...
Read moreWhat reviewers like about Adyen
- Global payment processing
- Frictionless transactions
- Supports multiple channels
Where Adyen falls short
- Complex pricing structure
- May require technical expertise
- Customer support can be slow
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Adyen offers custom pricing plan
8.5
SpotScore
EBS — 4★
Empowering banks with secure online transactions.
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What is EBS?
EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in emerging markets. It is the finest web-based end-to-end payment processing solution for banks that serve ...
Read moreWhat reviewers like about EBS
- End-to-end solution
- Trusted by banks
- Supports emerging markets
Where EBS falls short
- Complex integration
- Limited to banking sector
- Higher fees for small businesses
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
EBS offers custom pricing plan
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8.6
SpotScore
Instamojo — 1.43★
Secure and seamless online payments made easy.
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What is Instamojo?
Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, but prospective users should evaluate its customer support track record — ...
Read moreWhat reviewers like about Instamojo
- Quick response time from the team, enabling fast payment collections and payouts within 72 hours.
- User-friendly interface for a good payment gateway experience.
Where Instamojo falls short
- Unresponsive customer support team with lengthy wait times and lack of proper assistance.
- Instances of money being held without proper communication or resolution, leading to frustration and trust issues.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
+ 4 more
Unique Features
No unique features
Pricing
Instamojo offers custom pricing plan
9.8
SpotScore
PayPal — 1.64★
Easy, secure payments at your fingertips.
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What is PayPal?
PayPal is a payment gateway and digital wallet used by online merchants globally to process card transactions, send invoices, and handle purchase disputes. Merchants pay transaction fees (typically 2.9% plus $0.30 in the US) while buyers pay nothing, and PayPal's built-in purchase protection ...
Read moreWhat reviewers like about PayPal
- Excellent customer service experience with helpful, friendly, and patient staff.
- Quick refunds for fraudulent charges, demonstrating commitment to customer safety and satisfaction.
- Positive impact on businesses, offering reasonable borrowing options and assistance with cash flow.
Where PayPal falls short
- Lack of support for users who do not have emails on their phones, causing difficulties in providing necessary information for issue resolution.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 5 more
Unique Features
No unique features
Pricing
PayPal offers custom pricing plan
8.1
SpotScore
Coriunder BAAS — from $500 · 5★
Streamline your payments with Coriunder.
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What is Coriunder BAAS?
Coriunder BAAS - Payment Gateway software is designed for Banks, Financial Institutions, e-Commerce Merchants and Enterprise Businesses. It helps them to offer secure and convenient online payment gateway services to their customers that accept various payments including Debit /Credit Cards, ...
Read moreWhat reviewers like about Coriunder BAAS
- Secure online payment services
- Supports various payment methods
- Designed for enterprises
Where Coriunder BAAS falls short
- Higher fees for enterprise features
- Complex setup process
- Limited support for small businesses
Common Features
-
PoS Transactions
-
Multiple Currency Processing
-
Recurring Billing
+ 3 more
Unique Features
No unique features
Pricing
Starts from $500/Month, also offers free forever plan
8.4
SpotScore
Dwolla — from $0.05 · 4.55★
Effortless fund transfers for businesses.
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What is Dwolla?
Dwolla is a financial technology company that is changing the way businesses send and receive funds. The company offers a seamless, white label API platform to connect to the ACH Network to initiate payments, Helps initiate the fast and efficient transfer of funds. Dwolla now facilitates the ...
Read moreWhat reviewers like about Dwolla
- Low transaction costs
- Seamless ACH integration
- Highly reliable service
Where Dwolla falls short
- Limited international support
- Requires technical knowledge
- Not suitable for small transactions
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 3 more
Unique Features
No unique features
Pricing
Starts from $0.05
8.5
SpotScore
PayKun — 5★
Effortless payment solutions for your business.
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What is PayKun?
PayKun is a payment gateway for Indian businesses with existing websites or shopping carts that need a stable, integrable payment module with features like IPN messaging and an API platform for connecting external applications. It has limited international currency support, making it best ...
Read moreWhat reviewers like about PayKun
- Easy integration
- Flexible payment options
- Stable performance
Where PayKun falls short
- Limited international support
- Fees can be high
- Basic reporting features
Common Features
-
Invoice Payment
-
Multiple Currency Processing
-
Recurring Billing
+ 3 more
Unique Features
No unique features
Pricing
PayKun offers custom pricing plan
8.6
SpotScore
PaySimple — from $59.95 · 4.43★
Seamless payments for your online business.
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What is PaySimple?
PaySimple is a digital payments platform for small and mid-sized service businesses that need to accept payments, automate recurring billing, and manage customer accounts in one system. It handles future payment scheduling and automated billing reminders, which reduces manual follow-up for ...
Read moreWhat reviewers like about PaySimple
- Streamlined payment processes, enabling easy management of business transactions and payment schedules.
- Efficient user experience, facilitating easy handling of payments and generating reports.
- Competitive pricing and integrated merchant services, making it cost-effective for small to mid-size businesses.
Where PaySimple falls short
- Limited customer support hours, causing inconvenience when needing assistance outside of available times.
- Complex adjustments and editing of payment plans, leading to challenges in modifying billing details for customers.
- Unclear billing structures and hidden fees, making it difficult for users to understand the total costs involved.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
+ 3 more
Unique Features
No unique features
Pricing
Starts from $59.95/Month
8.1
SpotScore
Zoho Checkout — from $9 · 4.36★
Streamline payments, expand your business.
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What is Zoho Checkout?
Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates naturally within the Zoho product ecosystem, making it the logical choice for businesses already running ...
Read moreWhat reviewers like about Zoho Checkout
- Supports multiple payment methods
- Easy to integrate
- User-friendly interface
Where Zoho Checkout falls short
- Limited customization options
- Basic analytics features
- Not suitable for large enterprises
Common Features
-
Invoice Payment
-
Recurring Billing
-
Website Payments
+ 3 more
Unique Features
No unique features
Pricing
Starts from $9/Month when Billed Yearly, also offers free forever plan
8.3
SpotScore
Paystand — 4.2★
Streamline payments and grow your business with ease.
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What is Paystand?
Paystand is a web-based payment gateway for e-commerce store operators that need to accept credit cards, ACH transfers, checks, and recurring payments through one platform. It centralizes customer payment records and automates recurring charge cycles, reducing manual reconciliation work for ...
Read moreWhat reviewers like about Paystand
- Instant payment authorization
- Centralized customer management
- Supports multiple payment types
Where Paystand falls short
- Limited international support
- Fees can be high for small transactions
- User interface could be improved
Common Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
+ 3 more
Unique Features
No unique features
Pricing
Paystand offers custom pricing plan
Authorize.Net competitors, compared
Across Payment Gateway Software, 10 products compete directly with Authorize.Net. The strongest overlap is with Adyen, EBS and Instamojo. Each is compared against Authorize.Net on rating, pricing and feature coverage below.
Sites and apps like Authorize.Net
Searches for "sites like Authorize.Net" and "apps like Authorize.Net" land on the same set of options as "Authorize.Net alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.
What each tool does well
Quick response time from the team, enabling fast payment collections and payouts within 72 hours.
Watch for: Unresponsive customer support team with lengthy wait times and lack of proper assistance.
Excellent customer service experience with helpful, friendly, and patient staff.
Watch for: Lack of support for users who do not have emails on their phones, causing difficulties in providing necessary information for issue resolution.
Secure online payment services
Watch for: Higher fees for enterprise features
Streamlined payment processes, enabling easy management of business transactions and payment schedules.
Watch for: Limited customer support hours, causing inconvenience when needing assistance outside of available times.
Supports multiple payment methods
Watch for: Limited customization options
Instant payment authorization
Watch for: Limited international support
Why teams look for a Authorize.Net alternative
Most teams that replace Authorize.Net do it to get past issues like these:
- Limited options in the Marketplace for additional apps and connectors.
- Some users find the complexity of features and customizations intimidating for newcomers.
What makes a good Authorize.Net replacement
Here's how these 10 payment gateway software alternatives stack up on the numbers: 3 offer a free tier; and Coriunder BAAS is the highest rated at 5★ across 8 reviews.
What drives the order.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
