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Dwolla vs Authorize.Net Comparison

Last updated:

Dwolla

4.5(41 reviews)

Starting at $0.05

  • Large Enterprises
  • Medium Business

Dwolla is a financial technology company that is changing the way businesses send and receive funds. The company offers a seamless, white label API platform to connect to the ACH Network to initiate payments, Helps initi…

Authorize.Net

4.1(280 reviews)

Starting at $25 /Month

  • Large Enterprises
  • Medium Business

Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carr…

Dwolla leads on user satisfaction with a 4.5-star rating across 41 reviews.

Dwolla vs Authorize.Net — at a glance

FeatureDwollaAuthorize.Net
Rating4.5 / 54.1 / 5
Reviews41280
Starting price$0.05$25 /Month
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modesBusiness Hours, Online24/7 (Live rep), Online
CertificationsSOC 2, GDPRSOC 2, GDPR, ISO 27001
Data residencyUSUS

Key differences between Dwolla and Authorize.Net

  • Pricing: Dwolla starts at $0.05, while Authorize.Net starts at $25 /Month.
  • User satisfaction: Dwolla scores higher with a 4.5-star average.
  • Deployment: Dwolla supports SaaS/Web/Cloud; Authorize.Net supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Dwolla vs Authorize.Net — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Dwolla - Payment Gateway Software
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Authorize.Net - Payment Gateway Software
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Dwolla vs Authorize.Net: Biggest differences

Start here before you go deeper into features.

Dwolla

Best for

Large Enterprises, Medium Business, Small Business

Authorize.Net

Best for customizable, secure payment processing in small to medium businesses.

Choose if
  • You need a payment gateway with a developer kit for custom checkout flows.
  • Your business requires reliable and secure credit card transaction processing.
  • You want strong customer support and seamless integration with existing software.
Consider alternatives if
  • You are a new user seeking a simple, out-of-the-box payment solution.
  • You require extensive third-party app marketplace integrations and connectors.

Dwolla typically suits Large Enterprises and Medium Business. Authorize.Net tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Dwolla is a financial technology company that is changing the way businesses send and receive funds. The company offers a seamless, white label API platform to connect to the ACH Network to ... Read More about Dwolla

Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and ... Read More about Authorize.Net

Entry Level Pricing

  • Starts from $0.05
  • Starts from $25

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

8.4/10

9.3/10

User Ratings

Based on verified Spotsaas reviews

4.55

(41)

4.13

(280)

Best Company Size

Small BusinessMedium Business
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Software Demo

Demo

No software demo available

Dwolla has not given any software demo yet

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How do Dwolla and Authorize.Net Compare on Features?

Total Features

6 Features

8 Features

Unique Features

No unique features

No unique features

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Get Quote

Compare Dwolla and Authorize.Net on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $0.05
      • $25

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Dwolla pricing
      Authorize.Net pricing

      Dwolla vs Authorize.Net: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Dwolla vs Authorize.Net Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      ISO 27001

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes
      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes
      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      Dwolla User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      28

      11

      2

      0

      0

      203

      64

      15

      11

      26

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is very strong across 41 reviews, with consistently positive feedback.

      What buyers like

      • Low transaction costs
      • Seamless ACH integration
      • Highly reliable service

      Common complaints

      • Limited international support
      • Requires technical knowledge
      • Not suitable for small transactions

      Buyer sentiment

      Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options.

      What buyers like

      • Ease of use
      • Integration capabilities
      • Customer support

      Common complaints

      • Complexity for new users
      • Limited app marketplace options

      Pros and Cons

      • Offers low-cost transactions for ACH payments.

      • Highly reliable with a strong track record.

      • Automation features simplify payment processes.

      • Technical knowledge may be required for setup.

      • Limited support for international payments.

      • Seamless integration with other software

      • Reliable and secure credit card transaction processing

      • Excellent customer support

      • Limited options in the app marketplace for additional connectors

      • Complex features and customizations can be intimidating for new users

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used Dwolla or Authorize.Net? Tell buyers what actually differs.

      Dwolla and Authorize.Net Customers

      Customers

      Goat

      Goat

      Rally Road

      Rally Road

      Astra

      Astra

      No Customers information available.

      Media and Screenshots

      Screenshots

      Dwolla-New Dashboard

      3 Screenshots

      No screenshots available.

      Videos

      No videos available.

      video-0

      3 Videos

      Top Alternatives to Dwolla and Authorize.Net in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Dwolla or Authorize.Net?
      Dwolla edges out the other on user ratings (4.5 vs 4.1). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Dwolla and Authorize.Net offer a free trial?
      Neither Dwolla nor Authorize.Net currently lists a free trial.
      What is the starting price of Dwolla vs Authorize.Net?
      Dwolla starts at $0.05. Authorize.Net starts at $25 /Month.
      What are the top alternatives to Dwolla?
      Top alternatives to Dwolla include Cashfree Payments, Trustly, UniPay Gateway, Authorize.Net, MoonClerk.
      What are the top alternatives to Authorize.Net?
      Top alternatives to Authorize.Net include Adyen, EBS, Instamojo, PayPal, Coriunder BAAS.