PaySimple vs Authorize.Net Comparison
PaySimple
Starting at $59.95 /Month
- Freelancers / Consultants
- Large Enterprises
PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you to setup and run an e-commerce…
Authorize.Net
Starting at $25 /Month
- Large Enterprises
- Medium Business
Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…
PaySimple leads on user satisfaction with a 4.1-star rating across 684 reviews.
SpotSaaS Analysis
PaySimpleAuthorize.Net
The core difference between PaySimple and Authorize.Net lies in PaySimple's focus on providing an intuitive platform for recurring billing, while Authorize.Net offers a customizable payment gateway ideal for developers. PaySimple is ideal for small to mid-size retail or service businesses, whereas Authorize.Net suits businesses needing secure and customizable payment solutions.
- Best for small to mid-size businesses - Streamlined credit card payment processing - Intuitive and easy-to-use platform - Integrated merchant services - Ideal for recurring billing - Price: $59.95
- Best for small to medium businesses - Customizable payment gateway - Developer kit for custom checkout flows - Reliable and secure transaction processing - Focus on security - Price: $25
PaySimple vs Authorize.Net — at a glance
| Feature | PaySimple | Authorize.Net |
|---|---|---|
| Rating | 4.1 / 5 | 3.7 / 5 |
| Reviews | 684 | 399 |
| Starting price | $59.95 /Month | $25 /Month |
| Free trial | No | No |
| Free version | No | No |
| Best for | Freelancers / Consultants, Large Enterprises, Medium Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS |
| API | Available | Available |
| Support modes | Business Hours, Online | 24/7 (Live rep), Online |
| Certifications | SOC 2, GDPR | SOC 2, GDPR, ISO 27001 |
| Data residency | US | US |
Key differences between PaySimple and Authorize.Net
- Pricing: PaySimple starts at $59.95 /Month, while Authorize.Net starts at $25 /Month.
- Target audience: PaySimple is built for Freelancers / Consultants and Large Enterprises, while Authorize.Net targets Large Enterprises and Medium Business.
- User satisfaction: PaySimple scores higher with a 4.1-star average.
- Deployment: PaySimple supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Authorize.Net supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.
PaySimple vs Authorize.Net — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert |
Biggest differences
Start here before you go deeper into features.
Best for small to mid-size businesses needing streamlined credit card payment processing.
- You run a small or mid-size retail or service business requiring recurring billing.
- You want an intuitive, easy-to-use platform with integrated merchant services.
- You need convenient scheduling of future payments and simple transaction management.
- You are a large enterprise needing highly customizable payment solutions.
- You require 24/7 customer support and transparent, straightforward billing.
Best for customizable, secure payment processing in small to medium businesses.
- You need a payment gateway with a developer kit for custom checkout flows.
- Your business requires reliable and secure credit card transaction processing.
- You want strong customer support and seamless integration with existing software.
- You are a new user seeking a simple, out-of-the-box payment solution.
- You require extensive third-party app marketplace integrations and connectors.
PaySimple: Best for small to mid-size businesses needing streamlined credit card payment processing. Authorize.Net: Best for customizable, secure payment processing in small to medium businesses.
Description | PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you ... Read More about PaySimple | Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net |
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Spotsaas ScoreWhat's this? ↗ | 8.6/10 | 9.3/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-500 employees | Small BusinessMedium Business |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do PaySimple and Authorize.Net Compare on Features?
Total Features | 6 Features | 8 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare PaySimple and Authorize.Net on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes |
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HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes |
ISO 27001 | — | ✓ Yes |
Multi-Factor Auth (MFA) | — | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | ✓ Yes | ✓ Yes |
Data Residency | 🇺🇸 US | 🇺🇸 US |
PaySimple User Reviews & Rating Comparison
User Ratings | ||
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Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Overall positive sentiment highlights ease of use and responsive support, tempered by concerns over billing clarity and support availability. What buyers like
Common complaints
| Buyer sentiment Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  Hastings on Hudson  Brabo Payroll  Sea Breeze Syrups | No Customers information available. |
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Media and Screenshots
Screenshots |  3 Screenshots | No screenshots available. |
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Videos |  5 Videos |  3 Videos |
Top Alternatives to PaySimple and Authorize.Net in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, PaySimple or Authorize.Net?
- PaySimple edges out the other on user ratings (4.1 vs 3.7). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do PaySimple and Authorize.Net offer a free trial?
- Neither PaySimple nor Authorize.Net currently lists a free trial.
- What is the starting price of PaySimple vs Authorize.Net?
- PaySimple starts at $59.95 /Month. Authorize.Net starts at $25 /Month.
- What are the top alternatives to PaySimple?
- Top alternatives to PaySimple include Stripe Payments, WePay, Square Payments, SuperPay, Paystand.
- What are the top alternatives to Authorize.Net?
- Top alternatives to Authorize.Net include Stripe Payments, QuickBooks Payments, PayorCRM, UniPay Gateway, NETELLER.