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Best Authorize.Net Alternatives: 10 Compared, With Free Options (2026)

Explore 10 alternatives to Authorize.Net, vetted by our editors with real user reviews, pricing, and feature comparisons.

Best free Authorize.Net alternatives, ranked and compared

Quick answer

The quick answer: the best Authorize.Net alternatives are PayPal, Adyen and Instamojo. PayPal tops the list with a SpotScore of 9.8 and a 1.64★ rating. Compare all 10 on score, rating, and pricing below.

If Authorize.Net isn't the right fit on price, features, or ease of use, these 10 payment gateway software free alternatives are the strongest options. We rank them by SpotScore, which blends real-user satisfaction with market presence, then by star ratings and pricing model. Every tool here is vetted by our editors. Scan the table first, then read the full breakdown below.

ProductSpotScoreRatingPricingBest for
PayPalEasy, secure payments at your fingertips.9.8★★☆☆☆ 1.64(3820)Quotation Basedteams of all sizes
AdyenPowering global payments with ease.8.8★★★★☆ 4.22(9)Quotation Basedteams of all sizes
InstamojoSecure and seamless online payments made easy.8.6★☆☆☆☆ 1.43(14)FreeFreemium · Subscription · Quotation Basedteams of all sizes
PaySimpleSeamless payments for your online business.8.6★★★★☆ 4.43(97)from $59.95/moteams of all sizes
EBSEmpowering banks with secure online transactions.8.5★★★★☆ 4Quotation Basedteams of all sizes
PayKunEffortless payment solutions for your business.8.5★★★★★ 5(2)Quotation Basedteams of all sizes
DwollaEffortless fund transfers for businesses.8.4★★★★★ 4.55(41)from $0.05teams of all sizes
PaystandStreamline payments and grow your business with ease.8.3★★★★☆ 4.2(11)Quotation Basedmid-size & enterprise teams
Coriunder BAASStreamline your payments with Coriunder.8.1★★★★★ 5(8)Freefrom $500/moteams of all sizes
Zoho CheckoutStreamline payments, expand your business.8.1★★★★☆ 4.36(11)Freefrom $9/mosmall & mid-size businesses

9.8

SpotScore

PayPal - Payment Gateway Software

PayPal

Easy, secure payments at your fingertips.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

1.6

3820 verified reviews

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What is PayPal?

PayPal is a payment gateway and digital wallet used by online merchants globally to process card transactions, send invoices, and handle purchase disputes. Merchants pay transaction fees (typically 2.9% plus $0.30 in the US) while buyers pay nothing, and PayPal's built-in purchase protection ...

Read more about PayPal

PayPal offers custom pricing plan

8.8

SpotScore

Adyen - Payment Gateway Software

Adyen

Powering global payments with ease.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.2

9 verified reviews

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What is Adyen?

Adyen is a global payment processing platform used by mid-market and enterprise retailers, marketplaces, and financial services firms that process transactions across multiple countries and sales channels. It unifies online, mobile, and in-store payments under one integration, eliminating the ...

Read more about Adyen

Adyen offers custom pricing plan

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8.6

SpotScore

Instamojo - Payment Gateway Software

Instamojo

Secure and seamless online payments made easy.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

1.4

14 verified reviews

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What is Instamojo?

Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, but prospective users should evaluate its customer support track record — ...

Read more about Instamojo

Instamojo offers custom pricing plan

8.6

SpotScore

PaySimple - Payment Gateway Software

PaySimple

Seamless payments for your online business.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.4

97 verified reviews

Add to compare

What is PaySimple?

PaySimple is a digital payments platform for small and mid-sized service businesses that need to accept payments, automate recurring billing, and manage customer accounts in one system. It handles future payment scheduling and automated billing reminders, which reduces manual follow-up for ...

Read more about PaySimple

PaySimple offers custom pricing plan

8.5

SpotScore

EBS - Payment Gateway Software

EBS

Empowering banks with secure online transactions.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.0

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What is EBS?

EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in emerging markets. It is the finest web-based end-to-end payment processing solution for banks that serve ...

Read more about EBS

EBS offers custom pricing plan

8.5

SpotScore

PayKun - Payment Gateway Software

PayKun

Effortless payment solutions for your business.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

5.0

2 verified reviews

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What is PayKun?

PayKun is a payment gateway for Indian businesses with existing websites or shopping carts that need a stable, integrable payment module with features like IPN messaging and an API platform for connecting external applications. It has limited international currency support, making it best ...

Read more about PayKun

PayKun offers custom pricing plan

8.4

SpotScore

Dwolla - Payment Gateway Software

Dwolla

Effortless fund transfers for businesses.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.5

41 verified reviews

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What is Dwolla?

Dwolla is a financial technology company that is changing the way businesses send and receive funds. The company offers a seamless, white label API platform to connect to the ACH Network to initiate payments, Helps initiate the fast and efficient transfer of funds. Dwolla now facilitates the ...

Read more about Dwolla

Dwolla offers custom pricing plan

8.3

SpotScore

Paystand - Payment Gateway Software

Paystand

Streamline payments and grow your business with ease.

Best for: Mid-market · Enterprise

Get Pricing Details

4.2

11 verified reviews

Add to compare

What is Paystand?

Paystand is a web-based payment gateway for e-commerce store operators that need to accept credit cards, ACH transfers, checks, and recurring payments through one platform. It centralizes customer payment records and automates recurring charge cycles, reducing manual reconciliation work for ...

Read more about Paystand

Paystand offers custom pricing plan

8.1

SpotScore

Coriunder BAAS - Payment Gateway Software

Coriunder BAAS

Streamline your payments with Coriunder.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

5.0

8 verified reviews

Add to compare

What is Coriunder BAAS?

Coriunder BAAS - Payment Gateway software is designed for Banks, Financial Institutions, e-Commerce Merchants and Enterprise Businesses. It helps them to offer secure and convenient online payment gateway services to their customers that accept various payments including Debit /Credit Cards, ...

Read more about Coriunder BAAS

8.1

SpotScore

Zoho Checkout - Payment Gateway Software

Zoho Checkout

Streamline payments, expand your business.

Best for: SMB teams · Mid-market

Try for Free

4.4

11 verified reviews

Add to compare

What is Zoho Checkout?

Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates naturally within the Zoho product ecosystem, making it the logical choice for businesses already running ...

Read more about Zoho Checkout

Zoho Checkout offers custom pricing plan

Authorize.Net competitors, compared

Across Payment Gateway Software, 10 products compete directly with Authorize.Net. The strongest overlap is with PayPal, Adyen and Instamojo. Each is compared against Authorize.Net on rating, pricing and feature coverage below.

Sites and apps like Authorize.Net

Searches for "sites like Authorize.Net" and "apps like Authorize.Net" land on the same set of options as "Authorize.Net alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.

What each tool does well

PayPal9.8Best for teams of all sizes

Excellent customer service experience with helpful, friendly, and patient staff.

Watch for: Lack of support for users who do not have emails on their phones, causing difficulties in providing necessary information for issue resolution.

Adyen8.8Best for teams of all sizes

Global payment processing

Watch for: Complex pricing structure

Instamojo8.6Best for teams of all sizes

Quick response time from the team, enabling fast payment collections and payouts within 72 hours.

Watch for: Unresponsive customer support team with lengthy wait times and lack of proper assistance.

PaySimple8.6Best for teams of all sizes

Streamlined payment processes, enabling easy management of business transactions and payment schedules.

Watch for: Limited customer support hours, causing inconvenience when needing assistance outside of available times.

EBS8.5Best for teams of all sizes

End-to-end solution

Watch for: Complex integration

PayKun8.5Best for teams of all sizes

Easy integration

Watch for: Limited international support

Dwolla8.4Best for teams of all sizes

Low transaction costs

Watch for: Limited international support

Paystand8.3Best for mid-size & enterprise teams

Instant payment authorization

Watch for: Limited international support

Coriunder BAAS8.1Best for teams of all sizes

Secure online payment services

Watch for: Higher fees for enterprise features

Zoho Checkout8.1Best for small & mid-size businesses

Supports multiple payment methods

Watch for: Limited customization options

Why teams look for a Authorize.Net alternative

Most teams that replace Authorize.Net do it to get past issues like these:

  • Limited options in the Marketplace for additional apps and connectors.
  • Some users find the complexity of features and customizations intimidating for newcomers.

What makes a good Authorize.Net replacement

Here's how these 10 payment gateway software free alternatives stack up on the numbers: 3 offer a free tier; paid plans run $0.05–$500, with Dwolla the cheapest entry point; and PayKun is the highest rated at 5★ across 2 reviews.

What drives the order.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to Authorize.Net are PayKun (5.0★), Coriunder BAAS (5.0★), Dwolla (4.5★). Compare all 10 alternatives side-by-side above.

When evaluating alternatives to Authorize.Net, prioritize: Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Website Payments, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Authorize.Net starts from $25 /Month. Many alternatives offer similar functionality at different price points — some with free tiers, others with more flexible per-seat pricing. Use the filters above to narrow by budget.

Migration difficulty depends on how deeply Authorize.Net is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend narrowing to 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

The right Authorize.Net alternative for your situation

  • On a budget / just exploring: start with a free tier — Instamojo, Coriunder BAAS and Zoho Checkout let you evaluate without paying upfront.
  • If real-user ratings matter most: PayKun has the strongest star rating (5★) among the options with verified reviews.
  • Want the safest pick: PayPal has the highest Spotsaas Score (9.8) in this list — a strong default if you're unsure.

How to move on from Authorize.Net

A safe move off Authorize.Net starts with the basics: export your data and test the import into your new tool. Make sure the workflows you depend on are covered, run a short pilot, and keep Authorize.Net active until the migration is finished. Free tiers above make trialing easy.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].