Instamojo vs Authorize.Net Comparison
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…
Authorize.Net
Starting at $25 /Month
- Large Enterprises
- Medium Business
Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…
Authorize.Net leads on user satisfaction with a 3.7-star rating across 399 reviews.
SpotSaaS Analysis
InstamojoAuthorize.Net
The core difference between Instamojo and Authorize.Net lies in Instamojo's focus on fast, user-friendly payment processing, while Authorize.Net emphasizes customizable and secure solutions for developers. Instamojo is ideal for small to medium businesses seeking quick cash flow, whereas Authorize.Net suits those needing tailored payment solutions with robust security.
- Best for small to medium businesses - Simple, multi-currency payment processing - Fast payout processing within 72 hours - User-friendly interface - Easy transaction management - No listed price
- Best for small to medium businesses - Customizable payment processing - Developer kit for custom checkout flows - Reliable and secure credit card processing - Monthly fee of $25 - Strong focus on security
Instamojo vs Authorize.Net — at a glance
| Feature | Instamojo | Authorize.Net |
|---|---|---|
| Rating | 2.6 / 5 | 3.7 / 5 |
| Reviews | 33 | 399 |
| Starting price | Contact for pricing | $25 /Month |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS |
| API | Available | Available |
| Support modes | Business Hours, Online | 24/7 (Live rep), Online |
| Certifications | GDPR | SOC 2, GDPR, ISO 27001 |
| Data residency | India | US |
Key differences between Instamojo and Authorize.Net
- Pricing: Authorize.Net starts at $25 /Month. Instamojo pricing is not publicly listed.
- User satisfaction: Authorize.Net scores higher with a 3.7-star average.
- Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; Authorize.Net supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.
Instamojo vs Authorize.Net — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert |
Biggest differences
Start here before you go deeper into features.
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Best for customizable, secure payment processing in small to medium businesses.
- You need a payment gateway with a developer kit for custom checkout flows.
- Your business requires reliable and secure credit card transaction processing.
- You want strong customer support and seamless integration with existing software.
- You are a new user seeking a simple, out-of-the-box payment solution.
- You require extensive third-party app marketplace integrations and connectors.
Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing. Authorize.Net: Best for customizable, secure payment processing in small to medium businesses.
Description | Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo | Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net |
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Spotsaas ScoreWhat's this? ↗ | 8.6/10 | 9.3/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-500 employees | Small BusinessMedium Business |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Instamojo and Authorize.Net Compare on Features?
Total Features | 7 Features | 8 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Instamojo and Authorize.Net on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
Organization Types supported |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | ✓ Yes |
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HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes |
ISO 27001 | — | ✓ Yes |
Multi-Factor Auth (MFA) | — | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | — | ✓ Yes |
Data Residency | 🇮🇳 India | 🇺🇸 US |
Instamojo User Reviews & Rating Comparison
User Ratings | ||
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Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
| Buyer sentiment Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  Malanad Plantations  Yazon  AE RI Sakhi | No Customers information available. |
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Media and Screenshots
Screenshots |  4 Screenshots | No screenshots available. |
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Videos |  4 Videos |  3 Videos |
Top Alternatives to Instamojo and Authorize.Net in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Instamojo or Authorize.Net?
- Authorize.Net edges out the other on user ratings (3.7 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Instamojo and Authorize.Net offer a free trial?
- Neither Instamojo nor Authorize.Net currently lists a free trial.
- What is the starting price of Instamojo vs Authorize.Net?
- Instamojo starts at Contact for pricing. Authorize.Net starts at $25 /Month.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
- What are the top alternatives to Authorize.Net?
- Top alternatives to Authorize.Net include Stripe Payments, QuickBooks Payments, PayorCRM, UniPay Gateway, NETELLER.