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9.5

SpotScore

AND.CO

AND.CO Review: Is It The Right Billing and Invoicing Software For Your Team?

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Spotsaas Analysis for AND.CO

AND.CO is a billing and invoicing software tailored for freelancers and small business owners, particularly those managing teams of 1-50 employees. With a rating of 3.9/5 from 342 reviews, it is broadly validated, indicating a solid user base with some room for improvement.

The software excels with its intuitive interface, making it accessible for users without extensive accounting knowledge. It offers essential features like invoicing, expense tracking, and time management, which are particularly beneficial for freelancers and small businesses. However, users should be aware of its limited accounting tools, which may necessitate additional software for comprehensive financial management.

Quick facts about AND.CO

Rating3.9/5 (342 reviews) | SpotScore: 9.5/10Best forFreelancers, small business ownersPricingFree tier available, paid plansDeploymentBrowser Based, Mobile, MacTop strengthUser-friendly interfaceWatch-outLimited accounting tools, tax support

What is AND.CO?

AND.CO is an invoicing and project management tool for freelancers and small service businesses who need to handle proposals, contracts, time tracking, and payments in one place. It connects to PayPal and Stripe for direct payment collection and includes customizable invoice templates with a free tier for initial testing. The platform lacks built-in tax or VAT reporting, so users in VAT-registered jurisdictions will need separate accounting software, and the mobile app offers fewer features than the web version.

Pricing

  • Free Trial available

Best For

Best suited for small teams and solo users

Security & Compliance

GDPR
  • Data residency:🇺🇸

Platform

  • Web + mobile app (iOS & Android)

  • Installed - Mac

AND.CO Software Demo

AND.CO was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.

Who should consider AND.CO

Use cases
Freelancers, Small business invoicing, Project management for service providers
Team types
Freelancers, Small business owners
Company size
1-10 employees, 11-50 employees
Workflow style
Simple and streamlined
Setup complexity
Low

Why teams choose AND.CO

  • Intuitive and user-friendly interface requiring minimal accounting knowledge

  • Integrated project management with proposals, contracts, and task tracking

  • Customizable invoices supporting professional branding

Is AND.CO right for you?

Best for freelancers and small businesses needing simple invoicing and project management.

Choose AND.CO if

  • You want an all-in-one tool combining invoicing, time tracking, and project proposals.
  • You need a user-friendly platform requiring minimal accounting knowledge.
  • You value integrated project management features like proposals, contracts, and task tracking.

Consider alternatives if

  • Your business requires advanced accounting features such as tax and VAT management.
  • You need highly customizable invoice designs and branding options.

What buyers should know before shortlisting AND.CO

AND. CO works well for freelancers and small businesses managing projects, invoicing, and client communication.

The interface is straightforward, with useful features like customizable invoices, time tracking, and project proposals. Integration with PayPal and Stripe handles payments directly.

The free plan lets you test the platform before committing to paid tiers. Customer support includes live chat for quick answers.

Before shortlisting, verify three things: First, AND. CO lacks built-in tax and VAT reporting—you'll need separate accounting software if you file complex returns or operate in VAT jurisdictions.

Second, the mobile app has stability issues and fewer features than the web version; if you need full functionality on mobile, test it in a demo. Third, the free plan has been progressively restricted—confirm which features you need are still available at no cost, as AND.

CO has moved most advanced tools to paid plans. Check during your demo whether the invoicing templates match your branding needs and whether the time-tracking granularity (hourly, project-level, or task-level) fits your billing model.

Confirm Stripe and PayPal are your only payment gateway options if you use other processors. Ask about data export formats if you plan to migrate later—AND.

CO doesn't guarantee easy portability to competing platforms.

Pros and cons

AND.CO pros and cons

  • AND.CO pros
  • Intuitive and user-friendly interface requiring minimal accounting knowledge

  • Integrated project management with proposals, contracts, and task tracking

  • Customizable invoices supporting professional branding

  • AND.CO cons
  • Limited accounting capabilities, lacking advanced tax and VAT support

  • Mobile iOS app has bugs and missing features compared to desktop

3.9/5 rating
25 verified reviews
Free trial available

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Get started with AND.CO

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Still comparing?

See how it stacks up

Compare AND.CO side-by-side with top Billing and Invoicing Software alternatives.

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Invoiced
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What is the pricing of AND.CO?

Free TrialAvailableTry Now →
Free Plan✓ Included
Pricing Model
FreemiumSubscription

Weighing your options?

Not sure if AND.CO fits your budget?

AND.CO reviews and ratings

Buyer sentiment

Users appreciate AND.CO for its ease of use and integrated project and invoicing features but note limitations in accounting depth and mobile app quality.

What buyers like

  • Ease of use
  • Project management integration
  • Customer support responsiveness

Common complaints

  • Limited accounting features
  • Mobile app bugs and missing functionality

3.9

Very Good

Based on 342 ratings & 25 reviews

Are you using AND.CO?

Rating Distribution

Excellent

(17)

Very Good

(4)

Good

(0)

Poor

(1)

Terrible

(3)

What users are saying

SR

Sean Ring

12/02/20

1 out of 5

Hands down, the dumbest customer service I ever encountered.

Hands down, the dumbest customer service I ever encountered. I tried to change my email address on my account. The new email address, which I use all ...

Read more

JD

Jorge Díaz

09/24/20

1 out of 5

Have not used my account

Have not used my account, so that's on me, but what is surprising is that they only offer refunds of your FIRST payment if it's inside the 30 days of ...

Read more

UI

User in Marketing and Advertising

04/21/20

4 out of 5

It’s a great tool, but not great for accounting

What do you like best? I liked how easy it is to use. It’s a great project management tool for freelancers - you have a fantastic view of projects, ...

Read more

AI

Administrator in Graphic Design

04/20/20

4.5 out of 5

Perfect app for freelancers, consultants, & small businesses

What do you like best? My favorite feature is the ability to customize my invoices (even with the free version). All my documents are branded with ...

Read more

MM

Muhammad M

04/19/20

5 out of 5

It is the greatest app to process the freelance business

What do you like best? I like its greatest features like invoice and payment, tracking of expenses and time, reports generation and keep update ...

Read more

KS

Kayla S

03/05/20

5 out of 5

I use this for everything!

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What are the features of AND.CO?

44%

Feature coverage

16 of 36 tracked features

A contact database allows a business to more efficiently manage and coordinate information about its clients, customers, and other contacts.…

Contingency billing refers to when payment or a portion of payment is payable only if the government makes a favourable ruling (Section 3.2.…

A personalized invoice, even one that is only semi-stylized, is an opportunity to improve your company's image. Customizing invoices adds a…

Dunning Management is a crucial feature of software that helps businesses effectively handle recurring payments and overdue accounts. It str…

In the service industry, hourly billing is the most popular billing technique. It entails the dynamic creation of project billing records, i…

An invoice is a business document delivered by a seller to a buyer that refers to a sale transaction and identifies the items, quantities, a…

Payment made with a portable electronic device such as a tablet or cell phone for a product or service is known as Mobile payment. Mobile pa…

Your firm will be able to hold funds in multiple currencies if you have a multi-currency bank account. When conducting a business across bor…

Online invoicing allows you to create and deliver invoices to your vendors via email rather than printing and mailing physical copies. You c…

Trading money electronically is known as online payment. Computer networks, the internet, and digital stored value systems are commonly used…

Payment Processing is defined as providing a Person with the ability to charge or debit accounts using any payment mechanism, including but…

Payment Reminders is a convenient feature that allows users to set up automated reminders for overdue payments. This feature is designed to…

The final ingredient in improving the profitability of your projects is project billing, which is the ability to swiftly produce bills based…

Quotes, also commonly known as estimates, are an integral part of any software that deals with project management or client services. They s…

When a subscription business charges a customer's credit card for items or services on a regular billing schedule, this is known as recurrin…

Tax Calculator is a versatile tool designed to assist individuals and businesses in accurately calculating their taxes. This software featur…

Security & Compliance

AND.CO security and data handling

Key compliance certifications and security features for IT and security teams evaluating AND.CO.

Certifications

GDPR✓ Certified
HIPAA✗ Not certified

Security features

Data Encryption✓ Yes

Developer & data

Data residency
🇺🇸

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Help & Contact

AND.CO Support Options

Customer Service24/7 (Live rep)Business HoursOnline
LocationNew York, New York

Frequently Asked Questions About AND.CO

Common questions buyers ask before choosing AND.CO.

AND.CO is a Billing and Invoicing Software. AND.CO offers Multi-Currency, Contingency Billing, Customizable Invoices, Hourly Billing, Invoice History and many more functionalities.

AND.CO is a strong fit if: You want an all-in-one tool combining invoicing, time tracking, and project proposals.; You need a user-friendly platform requiring minimal accounting knowledge.. Consider alternatives if: Your business requires advanced accounting features such as tax and VAT management.; You need highly customizable invoice designs and branding options..

Buyers commonly note the following limitations of AND.CO: Limited accounting capabilities, lacking advanced tax and VAT support; Mobile iOS app has bugs and missing features compared to desktop; Free plan is restrictive, pushing users to upgrade for smoother operations.

Some top alternatives to AND.CO includes Invoice Ninja, Invoiced, Hiveage, InvoiceBerry and Moon Invoice.

AND.CO offers Free Trial, Freemium, Subscription pricing models

We don't have information regarding integrations of the AND.CO as of now.

The starting price is not disclosed by AND.CO. You can visit AND.CO pricing page to get the latest pricing.

Ready to try it?

Get started with AND.CO

Start your free trial — no credit card required.

About the reviewer

Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].