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Best Payment Processing Software For Small Business

Top picks for Payment Processing Software available for small business

Payments made easy and affordable.

4.0

Very Good

Free trial not available

Freemium not available

Satispay offers custom pricing plan

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Effortless payments, seamless transactions.

4.0

Very Good

Free trial not available

Freemium not available

Nuvei offers custom pricing plan

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Secure payments made simple.

4.0

Very Good

Free trial not available

Freemium

iwocaPay offers custom pricing plan

Visit website

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List of the Best Payment Processing Software For Small Business as of July 2025

Satispay - Payment Processing Software

Satispay

Payments made easy and affordable.

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Product Description

Satispay is an easy-to-use payment processing software that allows individuals and businesses to accept payments over the Internet in real-time and on their own terms. Satispay avoids the usual high fees of other services with no setup costs, no monthly fees, no surcharges, and no merchant ...

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Satispay offers custom pricing plan

Nuvei - Payment Processing Software

Nuvei

Effortless payments, seamless transactions.

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Product Description

Nuvei is a cloud-based SaaS payment processing system for business that combines the power and flexibility of API-based transaction processing with the simplicity of traditional online Point-of-Sale (POS) systems. In addition to its flexible API, Nuvei supports familiar POS interfaces such as ...

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Nuvei offers custom pricing plan

iwocaPay - Payment Processing Software

iwocaPay

Secure payments made simple.

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4.0

(1)

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Product Description

iwocaPay is a payment processing software for online and mobile markets, with both cardholder data storage and our patented deferred payment option. The SaaS solution, built in the cloud using Microsoft Azure allows you to set up your own fully functional payment processor in just two minutes.

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Pricing

iwocaPay offers custom pricing plan

BluePay - Payment Processing Software

BluePay

Efficient payment processing for your business.

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4.0

(31)

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Product Description

BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ability to process customer payments directly on-site via a hardware key or by entering information on ...

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BluePay offers custom pricing plan

GoCardless - Payment Processing Software

GoCardless

Streamline your payments with ease.

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Product Description

venmo for Business is a powerful next-generation solution that provides merchants with the ability to process credit and debit cards, as well assist with customer service, sales, marketing, and informational data. Based upon a robust and powerful platform. It is a simple, modern approach to ...

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Free Trial available, Try Now

GoCardless offers custom pricing plan

Gravity Payments - Payment Processing Software

Gravity Payments

Effortless payments, elevated business.

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3.7

(1)

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Product Description

Introducing Gravity Payments – the ultimate solution for hassle-free credit card and debit card processing. This efficient platform caters to a wide range of industries, simplifying the payment process for both customers and businesses. With a seamless 5-step process, Gravity Payments enables ...

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Gravity Payments offers custom pricing plan

Payment.Ninja - Payment Processing Software

Payment.Ninja

Empowering businesses with secure, seamless payments.

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3.7

(15)

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Product Description

The Payment.Ninja is a payment processing solution specifically designed to help businesses grow faster, increase profits and protect their bottom line. The cloud-based software enables businesses to extend credit, promote recurring billing and accept payments online without any merchant ...

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Free Trial available, Try Now

Starts from $29/Month, also offers free forever plan

Checkout.com - Payment Processing Software

Checkout.com

Streamline your online payments with ease.

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3.6

(39)

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Product Description

Checkout.com offers a cloud-based, white-labeled payments platform that makes it easy for online retailers to accept credit cards and debit cards online without any software or hardware installation. It's a safer and more secure way to accept payments on your site than what you might be using now.

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Checkout.com offers custom pricing plan

WePay - Payment Processing Software

WePay

Streamline your payments with WePay.

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Product Description

WePay is an all-in-one payment processing software. The platform enables merchants of all sizes, from small to large, to process credit and debit cards, online and offline payments in a number of different countries. We Pay can integrate with a variety of platforms that include Salesforce ...

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Genome Wallet - Payment Processing Software

Genome Wallet

Streamline your e-commerce payments seamlessly.

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Product Description

The Genome Pay Gateway is a software product that completes the transaction for your online e-commerce application. It acts as middleware between your merchant-site shopping cart and your bank's payment gateway or payment processing system. It is a complete, scalable payment processing software ...

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Braintree Direct - Payment Processing Software

Braintree Direct

Streamline payments with ease and confidence.

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3.4

(90)

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Product Description

Braintree's powerful, easy-to-use payment processing software gives you everything you need to accept payments from your customers and start doing business in minutes.This process payments for merchants so they can accept credit cards and other payment cards online, on mobile devices, and ...

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Starts from $0.30

Merchant e-Solutions - Payment Processing Software

Merchant e-Solutions

Streamline payments and grow your business.

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3.3

(5)

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Product Description

Merchant e-Solutions is a web-based payment processing software that allows you to quickly and easily set up a merchant account for your business. The software allows you to accept Visa, MasterCard, Amex, and Discover on your website or at physical locations. Merchant e-Solutions is always ...

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Merchant e-Solutions offers custom pricing plan

Amazon Pay - Payment Processing Software

Amazon Pay

Convenient payment processing for your Amazon sales.

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3.3

(92)

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Product Description

Amazon Pay is a payment processing service for sellers on the Amazon marketplace that withdraw funds directly into your bank account. It is easy to use and works seamlessly with the millions of global Pay with Amazon customers already using the service for products and in-app purchasing in ...

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Starts from $0.30

PayPal Here - Payment Processing Software

PayPal Here

Empowering businesses with secure mobile payments.

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Product Description

PayPal makes online shopping (and in-store shopping) easy, safe and more secure wherever you want to accept payments. It is one of the most innovative mobile point-of-sale (mPOS) solutions available today.It is Designed to make business on the go easier than ever, PayPal Here is a credit card ...

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PayPal Here offers custom pricing plan

CardWatch - Payment Processing Software

CardWatch

Control Your Business with Powerful Payment Processing.

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3.1

(2)

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Product Description

CardWatch™ is a suite of powerful payment processing components that enable merchants to effectively control their businesses using Microsoft .NET technology.

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CardWatch offers custom pricing plan

DusuPay - Payment Processing Software

DusuPay

Secure online payment processing for businesses worldwide.

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3.0

(26)

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Product Description

Dusupay.com is a payment processing software system that lets users process credit card transactions. The system is easy to use, secure, transaction-based pricing and online entity establishment for merchants. It payment processing software also comes with card verification options which allow ...

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DusuPay offers custom pricing plan

PayOp - Payment Processing Software

PayOp

Seamless payment processing for simplified transactions.

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Product Description

PayOp is an integrated payment processing software solution designed to be used without a complicated layered technology infrastructure. It turns your debit and credit card terminal into a complete point-of-sale (POS) system by leveraging the framework, processes, and personnel you already have ...

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PayOp offers custom pricing plan

Paysafe - Payment Processing Software

Paysafe

Effortless payment processing for small businesses worldwide.

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Product Description

With Paysafe Payment Processing Software, you have the capacity to build a global payment platform. The program offers secure and flexible ways to accept payments. It's a payment gateway that provides robust functionality from credit card processing to eCommerce banking transactions and it ...

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Paysafe offers custom pricing plan

Shift4 Payments - Payment Processing Software

Shift4 Payments

Secure, affordable, and effortless payment processing.

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Product Description

Shift4 Payments is a revolutionary merchant account payment processing solution. From our patented online technology that displays your shopping cart directly on a mobile phone or computer to the dynamic web-based reporting provided by Shift4's comprehensive suite of applications, we deliver ...

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Shift4 Payments offers custom pricing plan

BitPay - Payment Processing Software

BitPay

Accept payments globally with confidence.

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Product Description

BitPay is an extremely efficient, fast and simple way to accept payments on your website. By accepting Bitcoin and processing payments directly from the customer's Blockchain wallet, BitPay makes it easy to receive payments anywhere in the world without worrying about fraud or chargebacks.

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Pricing

BitPay offers custom pricing plan

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

These are the key features of Payment Processing Software. Accounts Payable, Accounts Receivable, Bank Reconciliation, Billing and Invoicing, Cash Management, Collections, General Ledger, Purchasing, Tax Management and Contact Management

This software is researched and edited by

Rajat Gupta is the founder of Spotsaas, where he reviews and compares software tools that help businesses work smarter. Over the past two years, he has analyzed thousands of products across CRM, HR, AI, and finance — combining real-world research with a strong foundation in commerce and the CFA program. He's especially curious about AI, automation, and the future of work tech. Outside of SpotSaaS, you'll find him on a badminton court or tracking the stock market.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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