Flatpay Review: Is It The Right Payment Processing Software For Your Team?
Best for SMB teams · Mid-market
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What is Flatpay?
Flatpay is a Danish fintech, founded in 2022 and headquartered in Herlev, that provides payment acceptance solutions for small and medium-sized businesses across Europe. Its product range includes a standalone card terminal, an integrated point-of-sale (POS) system, and online payments for webshops, all built around a single, transparent flat-rate pricing model with no monthly fees or hidden charges. Merchants pay the same low rate for every card type and receive daily settlement payouts, backed by 24/7 customer support and on-site installation. Flatpay targets traditionally underserved local merchants such as restaurants, retailers, and salons, positioning itself as an easier, more predictable alternative to complex legacy payment providers. The company operates in Denmark, Finland, Germany, Italy, and France, serving roughly 60,000 customers, and reached unicorn status in late 2025.
Best For
Built for growing teams, from small businesses to mid-market
Platform
Browser Based (Cloud)
Mobile-first — limited web access
Flatpay was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.
Who should consider Flatpay
- Team types
- Small Business, Medium Business
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What is the pricing of Flatpay?
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How big is your team?
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What are the features of Flatpay?
Flatpay Support Options
Frequently Asked Questions About Flatpay
Common questions buyers ask before choosing Flatpay.
Flatpay is a Payment Processing Software. Flatpay offers Flat-rate transaction pricing, Card payment terminal, Integrated POS system, Online / webshop payments, Daily settlement payouts and many more functionalities.
Flatpay offers Custom pricing model
The starting price is not disclosed by Flatpay. You can visit Flatpay pricing page to get the latest pricing.
Ready to try it?
Get started with Flatpay
Get connected with the team for a personalised demo.
About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].