Splitit Review: Is It The Right Payment Processing Software For Your Team?
Best for SMB teams · Mid-market · Enterprise
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Splitit offers custom pricing plan
Overview
Pricing
Features
Buyer feedback
Alternatives
Media
Security & Compliance
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FAQ
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What is Splitit?
Splitit is a flexible payment platform that enables shoppers to split purchases into manageable monthly installments using their existing credit cards—without new loans, applications, or added interest. Designed for e-commerce retailers, healthcare providers, education services, and home service businesses, it helps merchants increase conversion rates while giving customers greater financial flexibility. Key features include instant credit card authorization, transparent installment plans, and a shopper portal for easy plan management. Customers benefit from retaining their credit card rewards, insurance, and fraud protection, while merchants gain a seamless integration at checkout. Splitit works across industries and supports popular payment processors and e-commerce platforms, making it a simple yet effective solution for businesses that want to offer buy-now-pay-later convenience without adding financial risk.
Pricing
Splitit offers custom pricing plan
Best For
Suited for solo users, small teams, SMBs, and enterprise
Security & Compliance
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Splitit Software Demo
Splitit was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.
Who should consider Splitit
- Use cases
- E-commerce retailers, Healthcare providers, Home service businesses
- Team types
- E-commerce managers, Retail operations managers
- Company size
- 50-5,000 employees, Small to medium businesses
- Workflow style
- Flexible and configurable
- Setup complexity
- Medium
Why teams choose Splitit
Offers 0% interest split payments retaining credit card rewards
Seamless integration with e-commerce platforms like Shopify
Excellent customer service and support
Is Splitit right for you?
Best for flexible, interest-free installment payments using existing credit cards.
Choose Splitit if
- You need to offer 0% interest split payments retaining credit card rewards and protections.
- You operate in e-commerce, healthcare, or home services with medium complexity payment needs.
- You want seamless integration with platforms like Shopify and strong customer support.
Consider alternatives if
- You require extensive third-party app integrations and a broad marketplace ecosystem.
- You prefer simple, plug-and-play solutions without customization or complex setup.
What buyers should know before shortlisting Splitit
Splitit is highly praised for its ability to offer split payments with zero interest to customers, making it a standout payment platform. Users appreciate the convenience and flexibility it provides without the need for credit checks or excessive fees.
The seamless integration with eCommerce platforms like Shopify adds to its appeal. Customers also value the exceptional support and the value it brings to both merchants and buyers alike.
The innovative approach of allowing shoppers to select a preferred number of payments stands out, enabling them to make significant purchases without straining their budgets. Though some users might have minor concerns, such as only subtle downsides mentioned, the overall sentiment towards Splitit remains overwhelmingly positive.
The platform not only simplifies payment processes but is also credited with boosting sales and average order value for businesses that utilize its services. In summary, Splitit emerges as a reliable, user-friendly, and revenue-enhancing payment solution that caters to the needs of both merchants and customers effectively.
Splitit pros and cons
- Splitit pros
Offers 0% interest split payments retaining credit card rewards
Seamless integration with e-commerce platforms like Shopify
Excellent customer service and support
- Splitit cons
Complex feature set and customizations can overwhelm new users
Limited marketplace apps and connectors restrict advanced functionality
Ready to try it?
Get started with Splitit
Connect with the team for a personalised demo.
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See how it stacks up
Compare Splitit side-by-side with top Payment Processing Software alternatives.
What is the pricing of Splitit?
Splitit uses custom pricing — plans are tailored to your team size and needs. Contact them for a quote.
Splitit reviews and ratings
Buyer sentiment
Buyers appreciate Splitit's interest-free payment flexibility and strong support but note complexity and limited integrations as drawbacks.
What buyers like
- Interest-free payment flexibility
- Ease of integration
- Customer support quality
Common complaints
- Complexity for new users
- Limited third-party integrations
What users are saying
SS
Shuvojit S
11/20/21
"Great split payment software"
What do you like best about Splitit? Splitting payment and interest free for customers. What do you dislike about Splitit?
SS
Shuvojit S
11/20/21
"Great split payment software"
What do you like best about Splitit? Splitting payment and interest free for customers. What do you dislike about Splitit?
SH
Saskia H
03/08/21
"Installment plans made easy"
What do you like best about Splitit? I'm always a fan of great service, which Splitit has certainly provided with our complicated implementations, ...
Read more
SH
Saskia H
03/08/21
"Installment plans made easy"
What do you like best about Splitit? I'm always a fan of great service, which Splitit has certainly provided with our complicated implementations, ...
Read more
LT
Lem T
02/26/21
"Best Payment Platform for our business"
What do you like best about Splitit? Ability to offer 0% financing with no fees for the consumer, with low merchant fees. Intuitive set-up and ...
Read more
LT
Lem T
02/26/21
"Best Payment Platform for our business"
What do you like best about Splitit? Ability to offer 0% financing with no fees for the consumer, with low merchant fees. Intuitive set-up and ...
Read more
What are the features of Splitit?
Credit Card Processing in Splitit ensures that all installment payments are handled securely and seamlessly through a shopper’s existing cre…
PCI Compliance in Splitit guarantees that sensitive payment card information is handled with the highest standards of security and data prot…
The Point of Sale (POS) functionality in Splitit allows merchants to offer flexible installment payment options directly at checkout, whethe…
Reporting and Analytics in Splitit provide merchants with valuable insights into customer payment behavior, plan utilization, and overall sa…
Splitit security and data handling
Key compliance certifications and security features for IT and security teams evaluating Splitit.
Certifications
Security features
Developer & data
Alternatives to Splitit
Why buyers keep looking beyond Splitit
Some users prefer BNPL platforms that do not require the full purchase amount to be available on their credit card.
Debit card users often look for solutions that support direct debit-based installment plans.
Businesses seeking built-in marketing tools may opt for platforms offering promotional financing options.
Certain merchants choose providers with broader global reach and multi-currency support.
Shoppers who want extended repayment terms beyond credit card billing cycles may consider competitors offering longer plans.
Retailers seeking detailed loyalty program integrations sometimes favor BNPL systems with built-in rewards beyond credit card benefits.
Splitit Support Options
Frequently Asked Questions About Splitit
Common questions buyers ask before choosing Splitit.
Splitit is a Payment Processing Software. Splitit offers Credit Card Processing, Reporting (Analytics), Point of Sale (POS) and many more functionalities.
Splitit is a strong fit if: You need to offer 0% interest split payments retaining credit card rewards and protections.; You operate in e-commerce, healthcare, or home services with medium complexity payment needs.. Consider alternatives if: You require extensive third-party app integrations and a broad marketplace ecosystem.; You prefer simple, plug-and-play solutions without customization or complex setup..
Buyers commonly note the following limitations of Splitit: Complex feature set and customizations can overwhelm new users; Limited marketplace apps and connectors restrict advanced functionality; Pricing is quotation-based with no public transparency.
Some top alternatives to Splitit includes WePay, Credit Key, Four, Klarna and Zip.
Splitit offers Quotation Based pricing model
The starting price is not disclosed by Splitit. You can visit Splitit pricing page to get the latest pricing.
Ready to try it?
Get started with Splitit
Get connected with the team for a personalised demo.
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
