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Best Payment Processing Software For Small Business

Top picks for Payment Processing Software available for small business

Simple and secure payments on-the-go.

4.6

Excellent

Free trial not available

Freemium not available

Square Payments offers custom pricing plan

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Streamlining business transactions, one click at a time.

4.6

Excellent

Free trial not available

Freemium not available

Venmo for Business offers custom pricing plan

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Effortless payment processing for modern businesses.

4.5

Very Good

Free trial not available

Freemium not available

Przelewy24 offers custom pricing plan

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List of the Best Payment Processing Software For Small Business as of July 2025

Square Payments - Payment Processing Software

Square Payments

Simple and secure payments on-the-go.

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Product Description

Square Payments is a software application that allows you to take payments with your iPhone or iPad. It accepts credit and debit card payments, is free to download, and is easy to learn.

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Pricing

Square Payments offers custom pricing plan

Venmo for Business - Payment Processing Software

Venmo for Business

Streamlining business transactions, one click at a time.

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Product Description

Venmo for Business is a powerful next-generation solution that provides merchants with the ability to process credit and debit cards, as well assist with customer service, sales, marketing, and informational data. Based upon a robust and powerful platform, Venmo is a Software-as-a-Service ...

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Pricing

Venmo for Business offers custom pricing plan

Przelewy24 - Payment Processing Software

Przelewy24

Effortless payment processing for modern businesses.

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4.5

(1)

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Product Description

Przelewy24 is a multichannel payment processing software with a single, unified platform. It gives you the ability to present modern payment techniques to your customers, and provides all the tools to support online channels. We simplify the way you process transactions and provide 24/7 ...

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Pricing

Przelewy24 offers custom pricing plan

Payline Data - Payment Processing Software

Payline Data

Streamline your payments, with confidence.

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4.5

(11)

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Product Description

Payline Data is an integrated interchange-plus payment processing software that offers a proven payment solution that can scale from start-up to small and mid-sized businesses to large corporate enterprises. The intuitive interface improves tracking and managing of your payment processing ...

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Pricing

Payline Data offers custom pricing plan

Balance - Payment Processing Software

Balance

Streamline payments, maximize profits.

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4.5

(1)

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Product Description

Balance is the only payment processing software you need. Designed for merchants who value simplicity and flexibility, Balance is easy to use, has self-service features, and is packed with features that drive increased revenue and manage costs.

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Pricing

Balance offers custom pricing plan

Stripe Payments - Payment Processing Software

Stripe Payments

Seamless payments, anytime, anywhere.

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Product Description

Stripe Payments is the most powerful and flexible way to accept payments on the web. It is a simple way to accept credit cards on your website, in your mobile app, or wherever payments are made.  In addition to accepting payments online, Stripe provides you with all the tools you need to ...

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Pricing

Stripe Payments offers custom pricing plan

LEVELSET - New SaaS Software

LEVELSET

Streamline payments and get paid with ease

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4.4

(8)

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Product Description

Levelset provides contractors and suppliers with cloud-based tools to manage payments and take the stress out of the process. With Levelset, users can exchange necessary payment documents like lien waivers, pay applications, and preliminary notices to have a clear understanding of everyone ...

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Pricing

Free Trial available, Try Now

Starts from $29/recipient when monthly, also offers free forever plan

Merchant One - Payment Processing Software

Merchant One

Efficient, secure payment processing for any business.

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Product Description

Merchant One Payment Processing Software is the easiest cloud-based solution on the market today. Merchant One fuses together the ease of a POS system with powerful processing and shopping cart functionality. It is one payment processing software allows you to quickly and easily setup and ...

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Pricing

Merchant One offers custom pricing plan

MagicPay - Payment Processing Software

MagicPay

Unlock the power of seamless payments and increase sales.

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4.4

(3)

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Product Description

A complete online payment processing and marketing platform, MagicPay is everything you need to start and run a successful business immediately. Our secure, robust payment gateway technology enables merchants to set up online shop fronts and accept all major credit cards, cryptocurrencies and ...

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Pricing

MagicPay offers custom pricing plan

Heartland Payment Processing - Payment Processing Software

Heartland Payment Processing

Efficient payment processing for your business.

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4.4

(20)

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Product Description

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hire a pricey staff. The software's date and time stamp can record customer ...

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Pricing

Heartland Payment Processing offers custom pricing plan

Libeo - New SaaS Software

Libeo

Streamline your invoices, simplify your cash flow.

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4.3

(32)

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Product Description

Libeo is the go-to solution for businesses looking to streamline their invoice and payment processes. As Europe's leading B2B payments platform, Libeo offers convenience and efficiency with its centralized platform. Say goodbye to tedious and error-prone manual processing, as Libeo digitizes ...

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Pricing

Libeo offers custom pricing plan

SwipeSimple - Payment Processing Software

SwipeSimple

Effortless payments for small businesses.

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4.3

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Product Description

SwipeSimple is a software platform designed to make digital payments for small businesses effortless and efficient. With built-in customization tools, merchants can quickly adjust tax rates, add items to the cart, and connect peripheral devices via USB to get going. With SwipeSimple's fully ...

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Pricing

SwipeSimple offers custom pricing plan

Fattmerchant - Payment Processing Software

Fattmerchant

Revolutionize your business transactions with Fattmerchant.

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Product Description

Fattmerchant is an all-in-one payment processing platform that changes the way companies conduct business with their customers.Fattmerchant offers everything to start a business, including credit card payment processing software, virtual terminal and merchant account services.

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Pricing

Starts from $49/Month

PayAnywhere - Payment Processing Software

PayAnywhere

Secure payments made easy on the go!

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4.2

(3)

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Product Description

PayAnywhere is payment processing software that enables you to accept secure payments anywhere on the web.. It offers the ability to take payments for goods and services through your mobile device or tablet, where you are. Businesses of any size can take advantage of PayAnywhere to process ...

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Pricing

PayAnywhere offers custom pricing plan

Global Payments - Payment Processing Software

Global Payments

Transforming payment processing for seamless transactions.

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4.2

(4)

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Product Description

Global Payments offers full-service, in-house, state-of-the-art Payment Processing Software that's been designed to simplify credit card processing through one central solution. Its comprehensive feature set provides easy access controls and reconciliation for merchants' businesses while ...

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Pricing

Global Payments offers custom pricing plan

QuickBooks Payments - Payment Processing Software

QuickBooks Payments

Get paid faster with QuickBooks Payments.

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4.2

(18)

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Product Description

QuickBooks Payments is a payment processing service that makes it easier for your customers to pay you. It's all online, 24/7, so you can immediately start receiving funds from your customers. There's an option to choose multiple payment solutions including credit card, debit card, electronic ...

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Pricing

Starts from $12.50/Month

EPX - Payment Processing Software

EPX

Streamline Your Payments with EPX.

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4.2

(30)

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Product Description

Our EPX payment processing software is a cloud-based software program designed to handle multiple credit/debit/cash transactions and customer data. EPX is PCI-DSS compliant, easy-to-use, and comes in three editions, all written in Java programming language. This payment processing software is ...

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Pricing

EPX offers custom pricing plan

Payfirma - Payment Processing Software

Payfirma

Secure, Seamless Payments for Every Business.

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4.1

(2)

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Product Description

Payfirma's payment processing software empowers businesses of all sizes to accept payments quickly, securely and cost-effectively from anyone, anywhere. Payfirma allows you to make your business available 24/7, from virtually anywhere in the world.It is a payment processing solutions provider, ...

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Pricing

Payfirma offers custom pricing plan

Swipesum - Payment Processing Software

Swipesum

Streamline payments on a budget.

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4.1

(30)

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Product Description

Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping their overall costs low. Offering an easy-to-use, cloud-based platform with full accounting capabilities ...

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Pricing

Starts from $25/analysis, also offers free forever plan

ACI Customer Communications Management - New SaaS Software

ACI Customer Communications Management

Effortless communication and payment solutions for satisfied customers.

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4.0

(4)

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Product Description

ACI Customer Communications Management makes customer communication an easy task. This end-to-end platform enables you to develop and manage content suited to your business needs. It also provides the ability to personalize consent through its preference management tools. All range of channels, ...

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Pricing

ACI Customer Communications Management offers custom pricing plan

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

These are the key features of Payment Processing Software. Accounts Payable, Accounts Receivable, Bank Reconciliation, Billing and Invoicing, Cash Management, Collections, General Ledger, Purchasing, Tax Management and Contact Management

This software is researched and edited by

Rajat Gupta is the founder of Spotsaas, where he reviews and compares software tools that help businesses work smarter. Over the past two years, he has analyzed thousands of products across CRM, HR, AI, and finance — combining real-world research with a strong foundation in commerce and the CFA program. He's especially curious about AI, automation, and the future of work tech. Outside of SpotSaaS, you'll find him on a badminton court or tracking the stock market.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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