Plastiq Review: Is It The Right Payment Processing Software For Your Team?
Best for SMB teams · Mid-market · Enterprise
Free Trial & Free Plan Available
Starts from $59 / Month, also offers free forever plan
Overview
Pricing
Features
Buyer feedback
Alternatives
Media
Security & Compliance
Support
FAQ
Blogs
What is Plastiq?
Plastiq allows businesses to pay suppliers with their credit card even if it's otherwise not accepted. It offers cash flow management, payables automation and accounting integrations to help streamline business processes. With Plastiq, businesses can manage their finances more effectively and unlock the power of unlimited free bank transfers. It's the perfect way to automate payables and expand working capital.
Pricing
Starts from $59 / Month
Free Trial available
Best For
Suited for small teams, SMBs, and enterprise
Security & Compliance
Data residency:🇺🇸
Plastiq Software Demo
Plastiq was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.
Who should consider Plastiq
- Team types
- Large Enterprises, Medium Business
Why teams choose Plastiq
Allows credit card payments to suppliers not accepting cards.
Automates payables, saving time and reducing errors.
Integrates seamlessly with accounting software.
Is Plastiq right for you?
What buyers should know before choosing Plastiq
Plastiq enables businesses to pay suppliers using credit cards, enhancing cash flow management. Its automation features streamline payables, making it a valuable tool for financial operations.
Plastiq pros and cons
- Plastiq pros
Allows credit card payments to suppliers not accepting cards.
Automates payables, saving time and reducing errors.
Integrates seamlessly with accounting software.
- Plastiq cons
Processing fees can add up quickly.
Limited to supplier payments only.
Ready to try it?
Get started with Plastiq
Start your free trial — no credit card required.
Still comparing?
See how it stacks up
Compare Plastiq side-by-side with top Payment Processing Software alternatives.
What is the pricing of Plastiq?
Plastiq Pricing Plans
Free
Pay any vendor with credit card
Free bank & check payments
Domestic & international wire payments
Notifications & payment tracking
Dashboards and insights
Show more +
Professional
$59
/Month
All features from Starter Plus,
QuickBooks Online, Xero, or Freshbooks (coming soon) automatic sync
Invoice data capture
Dedicated email inbox
Streamlined online bill pay
Show more +
Enterprise
$119
/Month
All features from Starter and Pro Plus,
Oracle NetSuite or Sage integration
Account Management Support
Multi-level payment approval workflows - (coming soon)
Supports multi-entity businesses - (coming soon)
Weighing your options?
Not sure if Plastiq fits your budget?
Plastiq reviews and ratings
Buyer sentiment
Buyer sentiment is positive across 4 reviews, with strong overall satisfaction.
What buyers like
- Credit card payments for all suppliers
- Cash flow management
- Payables automation
Common complaints
- Fees for credit card processing
- Limited to supplier payments
- Not suitable for small transactions
Are you using Plastiq?
- See if Plastiq fits your business
- Real pricing — no sales pressure
- A demo or quick answers, your call
Step 1 of 4
How big is your team?
We tailor recommendations to companies your size.
What are the features of Plastiq?
The term "integrated accounting system" refers to a single accounting system in which cost and financial accounts are kept in the same set o…
The overall accounts payable (AP) balance of a corporation at a given moment in time will appear in the current liabilities column of its ba…
The practice of collecting and managing cash flows is known as cash management. Individuals and businesses both benefit from good cash manag…
Many financial management chores for your consumers are included in managing a homeowner's association (HOA). It's all part of the job, from…
Trading money electronically is known as online payment. Computer networks, the internet, and digital stored value systems are commonly used…
Payment Processing is defined as providing a Person with the ability to charge or debit accounts using any payment mechanism, including but…
Workflow automation is a key feature in software that streamlines and automates repetitive tasks and processes, improving efficiency, accura…
Plastiq security and data handling
Key compliance certifications and security features for IT and security teams evaluating Plastiq.
Certifications
Developer & data
Alternatives to Plastiq
Plastiq Support Options
Frequently Asked Questions About Plastiq
Common questions buyers ask before choosing Plastiq.
Plastiq is a Payment Processing Software. Plastiq offers Payment Processing, Accounts Payable, Accounting Integration, Cash Management, Online Payments and many more functionalities.
Buyers commonly note the following limitations of Plastiq: Processing fees can add up quickly.; Limited to supplier payments only.; Not ideal for small businesses with low transaction volumes..
Some top alternatives to Plastiq includes Melio, Stripe Payments, QuickBooks Payments, MagicPay and PayApp.
Plastiq offers Free Trial, Freemium, Subscription pricing models
The starting price of Plastiq is $59/Month
Ready to try it?
Get started with Plastiq
Start your free trial — no credit card required.
About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].