
Plastiq Review: Is It The Right Payment Processing Software For Your Team?
Best for SMB teams · Mid-market · Enterprise
Free Trial & Free Plan Available
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Starts from $59 / Month, also offers free forever plan
Overview
Pricing
Buyer feedback
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Security & Compliance
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What is Plastiq?
Plastiq allows businesses to pay suppliers with their credit card even if it's otherwise not accepted. It offers cash flow management, payables automation and accounting integrations to help streamline business processes. With Plastiq, businesses can manage their finances more effectively and unlock the power of unlimited free bank transfers. It's the perfect way to automate payables and expand working capital.
Pricing
Starts from $59 / Month
Free Trial available
Best For
Suited for solo users, small teams, SMBs, and enterprise
Security & Compliance
Data residency:🇺🇸
Plastiq Software Demo
Plastiq was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.
Who should consider Plastiq
- Team types
- Large Enterprises, Medium Business
Why teams choose Plastiq
Allows credit card payments to suppliers not accepting cards.
Automates payables, saving time and reducing errors.
Integrates seamlessly with accounting software.
Is Plastiq right for you?
What buyers should know before shortlisting Plastiq
Plastiq enables businesses to pay suppliers using credit cards, enhancing cash flow management. Its automation features streamline payables, making it a valuable tool for financial operations.
Plastiq pros and cons
- Plastiq pros
Allows credit card payments to suppliers not accepting cards.
Automates payables, saving time and reducing errors.
Integrates seamlessly with accounting software.
- Plastiq cons
Processing fees can add up quickly.
Limited to supplier payments only.
Ready to try it?
Get started with Plastiq
Start your free trial — no credit card required.
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See how it stacks up
Compare Plastiq side-by-side with top Payment Processing Software alternatives.
What is the pricing of Plastiq?
Plastiq Pricing Plans
Free
Pay any vendor with credit card
Free bank & check payments
Domestic & international wire payments
Notifications & payment tracking
Dashboards and insights
Show more +
Professional
$59
/Month
All features from Starter Plus,
QuickBooks Online, Xero, or Freshbooks (coming soon) automatic sync
Invoice data capture
Dedicated email inbox
Streamlined online bill pay
Show more +
Enterprise
$119
/Month
All features from Starter and Pro Plus,
Oracle NetSuite or Sage integration
Account Management Support
Multi-level payment approval workflows - (coming soon)
Supports multi-entity businesses - (coming soon)
Plastiq reviews and ratings
What buyers like
- Credit card payments for all suppliers
- Cash flow management
- Payables automation
Common complaints
- Fees for credit card processing
- Limited to supplier payments
- Not suitable for small transactions
What users are saying
BD
BRIAN D
01/16/23
"Highly recommend"
What do you like best about Plastiq? Using Plastiq for payments offers me good choices if I want to pay vendors via cc who do not accept credit cards. ...
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JA
Jamie A
11/14/22
"Quick and simple way to pay by card"
What do you like best about Plastiq? The best feature of Plastiq is the ability to pay vendor payments via credit card, even if they don't accept ...
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CM
Christie M
11/03/22
"Great to use for Vendors that do not take credit cards."
What do you like best about Plastiq? The platform is very easy to use. I have been using Plastiq for about 5 years now. I set up auto payments to ...
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AS
Amit S
09/28/22
"Great idea, decent flexibility"
What do you like best about Plastiq? Features, capabilities, intuitive, easy to use interface What do you dislike about Plastiq? Support from Plastiq ...
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Plastiq security and data handling
Key compliance certifications and security features for IT and security teams evaluating Plastiq.
Certifications
Developer & data
Plastiq Support Options
Frequently Asked Questions About Plastiq
Common questions buyers ask before choosing Plastiq.
Buyers commonly note the following limitations of Plastiq: Processing fees can add up quickly.; Limited to supplier payments only.; Not ideal for small businesses with low transaction volumes..
Some top alternatives to Plastiq includes Melio, Stripe Payments, QuickBooks Payments, MagicPay and PayApp.
Plastiq offers Free Trial, Freemium, Subscription pricing models
The starting price of Plastiq is $59/Month
Ready to try it?
Get started with Plastiq
Start your free trial — no credit card required.
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].














