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Payhawk vs ControlHub vs RAMP Finance vs Zoho Expense Comparison

Last updated:

Payhawk

5.0(45 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Payhawk is a web-based expense management and reimbursement application designed to help managers better track and control company expenses incurred by their employees. Payhawk synchs with online bank accounts, keeping u…

ControlHub

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

ControlHub is an expense management software for Windows and Macintosh that allows companies to accurately track, control, and report on reimbursable expenses such as travel, entertainment, shipping costs and other opera…

RAMP Finance

Starting at $0 /user/month

  • Free Trial
  • Large Enterprises
  • Medium Business

Ramp is a comprehensive financial management platform that simplifies and automates core finance operations for businesses. Offering corporate cards, expense management, bill payments, and vendor management tools, Ramp e…

Zoho Expense

4.7(650 reviews)

Starting at $4 /user/month

  • Free Trial
  • Freelancers / Consultants
  • Large Enterprises

Zoho Expense software helps to easily track travel, entertainment and other expenses, get receipts on-the-go using mobile devices, organize expense reports, and maintain financial records – all in one place. Zoho Expense…

Payhawk leads on user satisfaction with a 5.0-star rating across 45 reviews.

SpotSaaS Analysis

PayhawkControlHubRAMP Finance

The core difference between Payhawk and ControlHub lies in Payhawk's focus on providing automated expense management tailored for medium to large enterprises, while ControlHub lacks specific details on its offerings and target audience. Payhawk is ideal for finance and operations professionals in companies with 50 to 1,000 employees, whereas ControlHub may appeal to a broader audience seeking expense management solutions without defined parameters.

- Best for medium to large companies - Offers automated expense management - Streamlined approval workflows - Intuitive interface - Easy integration and setup - Ideal for finance and procurement professionals

- Specific offerings not detailed - Target audience not defined - Lacks pricing information - May appeal to various company sizes - Focus on expense management solutions - Potential for broader applications

Payhawk vs ControlHub vs RAMP Finance vs Zoho Expense — at a glance

FeaturePayhawkControlHubRAMP FinanceZoho Expense
Rating5.0 / 54.7 / 5
Reviews45650
Starting priceContact for pricingContact for pricing$0 /user/month$4 /user/month
Free trial No No Yes Yes
Free version No No No No
Best forIndividuals, Freelancers / Consultants, Large EnterprisesLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessFreelancers / Consultants, Large Enterprises, Medium Business
CategoryExpense Management SoftwareExpense Management SoftwareExpense Management SoftwareExpense Management Software
Integrations10+ apps
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/CloudSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailable
Support modes24/7 (Live rep), Business Hours, OnlineOnlineOnlineBusiness Hours, Online
CertificationsSOC 2, GDPR, ISO 27001SOC 2SOC 2SOC 2, GDPR
Data residencyUSGlobalUSGlobal

Key differences between Payhawk and ControlHub

  • Target audience: Payhawk is built for Individuals and Freelancers / Consultants, while ControlHub targets Large Enterprises and Medium Business.
  • Deployment: Payhawk supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; ControlHub supports SaaS/Web/Cloud.

Compare Payhawk vs ControlHub vs RAMP Finance vs Zoho Expense — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Expense Management Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Payhawk
Talk to an expert
Talk to an expert
ControlHub
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Payhawk

Best for medium to large companies needing simple, automated expense management.

Choose if
  • You want streamlined, automated approval workflows to maintain compliance.
  • Your team values an intuitive interface with easy integration and setup.
  • You need real-time financial insights and instant access to spending data.
Consider alternatives if
  • Your company requires highly customizable workflows and expense forms.
  • You operate globally and need advanced international finance features and security.

ControlHub

Best for

Large Enterprises, Medium Business, Small Business

RAMP Finance

Best for

Large Enterprises, Medium Business, Small Business

Zoho Expense

Best for mid-sized teams needing integrated, automated expense management.

Choose if
  • You require automatic receipt scanning including handwritten receipts for faster expense capture.
  • Your company uses Zoho Books or other Zoho apps and needs seamless integration.
  • You want configurable workflows and spending policies to control expenses efficiently.
Consider alternatives if
  • You are a solo freelancer needing full feature access without minimum user requirements.
  • You run a very small business with a tight budget seeking a low-cost expense tool.

Payhawk typically suits Individuals and Freelancers / Consultants. ControlHub tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Payhawk is a web-based expense management and reimbursement application designed to help managers better track and control company expenses incurred by their employees. Payhawk synchs with ... Read More about Payhawk

ControlHub is an expense management software for Windows and Macintosh that allows companies to accurately track, control, and report on reimbursable expenses such as travel, entertainment, ... Read More about ControlHub

Ramp is a comprehensive financial management platform that simplifies and automates core finance operations for businesses. Offering corporate cards, expense management, bill payments, and ... Read More about RAMP Finance

Zoho Expense software helps to easily track travel, entertainment and other expenses, get receipts on-the-go using mobile devices, organize expense reports, and maintain financial records – ... Read More about Zoho Expense

Entry Level Pricing

  • Not Available
  • Not Available
  • Starts from $0 , monthly
  • Starts from $4 , yearly

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.8/10

7.8/10

Not Available

8.8/10

User Ratings

Based on verified Spotsaas reviews

Best Company Size

50 to 1,000 employeesMedium to Large Enterprises
10-50 employees51-1,000 employees
Get pricing help
Get pricing help

Where each option fits best

See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.

Based on buyer reviews and verified product data collected by Spotsaas.

Strengths

Key strengths

Payhawk

  • Streamlined Expense Management: Payhawk simplifies expense reporting, allowing your team to capture receipts and manage transactions effortlessly. This means less time spent on paperwork and more focus on what truly matters—growing your business.
  • Real-Time Financial Insights: With Payhawk, you gain instant access to financial data, empowering managers and executives to make informed decisions. Imagine having a clear view of your spending patterns at your fingertips!
  • Automated Approval Workflows: Say goodbye to cumbersome approval processes. Payhawk automates workflow approvals, ensuring that expenses are reviewed efficiently while maintaining compliance with company policies.

Zoho Expense

  • Seamless Receipt Capture and Expense Reporting: Zoho Expense allows users to capture receipts on the go via mobile apps, automatically extracting data to simplify expense report generation.
  • Integrated with Zoho Suite and Popular Accounting Tools: It integrates smoothly within the Zoho ecosystem and with major accounting software, helping streamline financial workflows.
  • Automated Workflows and Policy Enforcement: The platform supports automated approval processes and configurable spending policies, enabling better control over company expenses.
Best fit

Best fit

Payhawk

  • 50 to 1,000 employees
  • Fintech, SaaS, Consulting, and Travel Management
  • Finance Managers, Accounting Professionals, Procurement Officers, and Operations Managers

Zoho Expense

  • 10–1,000 employees
  • IT Services, Consulting, Finance, Marketing Agencies, Healthcare, Education
  • Finance Manager, Accountant, Expense Analyst, HR Manager, Operations Manager, Small Business Owner
Watchouts

Reasons buyers look elsewhere

Payhawk

  • Users may seek alternatives to Payhawk if they require more robust integration capabilities with existing accounting or ERP systems, ensuring seamless data flow and reducing manual entry errors for improved efficiency.
  • Companies with unique financial management needs might explore alternatives that offer customizable features, allowing them to tailor solutions to their specific budgeting, expense tracking, and reporting requirements.
  • Organizations looking for competitive pricing models may consider alternatives that provide similar functionalities at a lower cost, helping to optimize their financial resources and enhance overall budget management.

Zoho Expense

  • Zoho Expense integrates well within the Zoho ecosystem and popular platforms, but businesses using specialized or legacy accounting software may prefer solutions with tailored integrations.
  • While Zoho Expense offers automated receipt scanning and expense approval workflows, organizations seeking sophisticated fraud prevention may explore products with enhanced AI auditing capabilities.
  • Companies with complex approval hierarchies or strict compliance standards may consider tools with more granular permission settings and advanced audit trails.

Software Demo

Demo

No software demo available

ControlHub has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do Payhawk, ControlHub, RAMP Finance and Zoho Expense Compare on Features?

Total Features

11 Features

9 Features

18 Features

20 Features

Unique Features

No unique features

No unique features

No unique features

No unique features

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Get Quote

Compare Payhawk, ControlHub, RAMP Finance and Zoho Expense on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

          Starting From

          • Not Available
          • Not Available
          • $0 , monthly
          • $4 , yearly

          Pricing Plans

          • Cards & Expenses

            Custom

            • Visa Platinum credit and debit cards in multiple currencies

            • Virtual and physical cards compatible with Google Wallet & Apple Pay

            • Proactive card controls and spend policies

            Show more +

          • Business Travel

            Custom

            • Includes the Cards & Expenses plan

            • Global hotel and flight booking

            • Custom travel policy

            Show more +

          • Bill Payments

            Custom

            • End-to-end invoice management

            • Advanced Approval Workflow Designer

            • Supplier management and verification

            Show more +

          • Browse all pricing plans
          • Not Available
          • Free

            $0

            /user/month

            • Unlimited cards

            • Card issuing controls

            • Expense policy enforcement

            Show more +

          • Plus

            $15

            /user/month

            • All the features of Free, and

            • Auto-lock cards

            • Custom travel policies

            Show more +

          • Free

            Free

            • Minimum users: 3

            • Expense reports

            • Expense tracking via personal cards

            Show more +

          • Standard

            $5

            /user/month

            • Free plan +

            • Corporate card management

            • Real-time card feeds

            Show more +

          • Premium

            $9

            /user/month

            • Standard plan +

            • Online travel booking tool

            • Inbuilt travel desk management tool

            Show more +

          • Browse all pricing plans

          Pricing Page

          Payhawk pricing
          ControlHub pricing
          RAMP Finance pricingZoho Expense pricing

          Other Details

          Organization Types supported

          • Large Enterprises
          • Medium Business
          • Small Business
          • Freelancers
          • Individuals
          • Large Enterprises
          • Medium Business
          • Small Business
          • Freelancers
          • Individuals
          • Large Enterprises
          • Medium Business
          • Small Business
          • Freelancers
          • Individuals
          • Large Enterprises
          • Medium Business
          • Small Business
          • Freelancers
          • Individuals

          Platforms Supported

          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Mobile - Windows
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Mobile - Windows
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Mobile - Windows
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Mobile - Windows
          • Browser Based (Cloud)

          Modes of support

          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online

          API Support

          • Not Available
          • Not Available
          • Available
          • Not Available
          Get help choosing
          Get help choosing

          Security & Compliance

          Certifications, data handling, and security controls for IT and compliance evaluators.

          SOC 2

          ✓ Yes
          ✓ Yes

          HIPAA

          ✗ No
          ✗ No

          GDPR

          ✓ Yes

          ISO 27001

          ✓ Yes

          Single Sign-On (SSO)

          ✓ Yes

          Multi-Factor Auth (MFA)

          ✓ Yes

          Data Encryption

          ✓ Yes

          Audit Logs

          ✓ Yes

          Data Residency

          🇺🇸 US
          🌐 Global

          Payhawk vs ControlHub vs RAMP Finance User Reviews & Rating Comparison

          User Ratings

          No reviews available for the product

          No reviews available for the product

          Rating Distribution

          32

          1

          0

          0

          1

          No reviews available for this product

          No reviews available for this product

          166

          51

          12

          0

          1

          Spotsaas Editor’s POV generated by AI

          Buyer sentiment

          Buyers consistently praise Payhawk for its ease of use, automation, and responsive support, though some express concerns about limited customization and security risks.

          What buyers like

          • Ease of use
          • Automation of expense processes
          • Customer support responsiveness

          Common complaints

          • Limited customization
          • Security concerns related to Wirecard partnership

          What buyers like

          • Cross-platform compatibility
          • Comprehensive business rules
          • Real-time expense reporting

          Common complaints

          • Limited offline functionality
          • Setup can be time-consuming
          • May require training for new users

          No expert review available for this product

          Buyer sentiment

          Overall positive sentiment highlights ease of use, efficient receipt capture, and strong integration with Zoho Books, though some users desire more advanced features and integrations.

          What buyers like

          • Ease of use
          • Receipt scanning automation
          • Integration with Zoho ecosystem

          Common complaints

          • Limited solo user functionality
          • Need for more local bank integrations

          Pros and Cons

          • Streamlined spend management with automation

          • Responsive and professional customer success team

          • Easy integration and intuitive user interface

          • Limited customization options for workflows and forms

          • Lacks some advanced finance features for global operations

          • Comprehensive rules help prevent unauthorized expenses.

          • Cross-platform access ensures flexibility for users.

          • Real-time reporting aids in budget management.

          • Initial setup may require significant time investment.

          • Training may be necessary for effective use.

          No pros or cons available for this product

          • Automatic receipt scanning including handwritten receipts

          • Seamless integration with Zoho Books and Zoho ecosystem

          • User-friendly interface with quick expense submission

          • Limited functionality for solo users due to minimum user requirements

          • Higher pricing perceived as expensive for small businesses starting out

          Positive Reviews

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          Integrations

          Integration with other apps

          No Integration information available.

          No Integration information available.

          No Integration information available.

          List of Customers

          Customers

          Gaucho

          Gaucho

          Decathlon

          Decathlon

          Babbel

          Babbel

          No Customers information available.

          Shopify

          Shopify

          EventBrite

          EventBrite

          Glossier

          Glossier

          Scouts

          Scouts

          Zomato

          Zomato

          Samsonite

          Samsonite

          Media and Screenshots

          Screenshots

          PayHawk screenshot

          5 Screenshots

          No screenshots available.

          Videos

          No videos available.

          No videos available.

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          Add another option to compare side by side

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          Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

          Frequently asked questions

          Which is better, Payhawk or ControlHub?
          Payhawk edges out the other on user ratings (5.0 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
          Do Payhawk and ControlHub offer a free trial?
          Neither Payhawk nor ControlHub currently lists a free trial.
          What is the starting price of Payhawk vs ControlHub?
          Payhawk starts at Contact for pricing. ControlHub starts at Contact for pricing.
          What are the top alternatives to Payhawk?
          Top alternatives to Payhawk include RAMP Finance, Zoho Expense, Finly, Selenity Expenses, Volopay.
          What are the top alternatives to ControlHub?
          Top alternatives to ControlHub include RAMP Finance, Zoho Expense, Emburse Certify, AppZen, Replicon Expense.

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