MYOB vs OnPay Comparison
MYOB
Starting at Contact for pricing
- Free Trial
- Individuals
- Large Enterprises
MYOB is accounting software for Australian and New Zealand small businesses, built in compliance with ATO requirements. It handles invoicing, expense tracking, payroll, tax reporting, and supplier management, with direct…
OnPay
Starting at $40 /Month
- Free Trial
- Freelancers / Consultants
- Large Enterprises
OnPay is an intuitive online payroll software designed to meet the needs of supervisors, managers, payroll specialists and people who manage pay for hourly or salaried staff. OnPay helps companies of all sizes reduce cos…
OnPay leads on user satisfaction with a 5.0-star rating across 434 reviews.
MYOB vs OnPay — at a glance
| Feature | MYOB | OnPay |
|---|---|---|
| Rating | 4.3 / 5 | 5.0 / 5 |
| Reviews | 100 | 434 |
| Starting price | Contact for pricing | $40 /Month |
| Free trial | Yes | Yes |
| Free version | No | No |
| Best for | Individuals, Large Enterprises, Medium Business | Freelancers / Consultants, Large Enterprises, Medium Business |
| Category | Accounting Software | Payroll Software |
| Integrations | — | 10+ apps |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac | SaaS/Web/Cloud |
| API | Available | — |
| Support modes | 24/7 (Live rep), Online | Business Hours, Online |
| Certifications | GDPR | SOC 2, GDPR |
| Data residency | Australia | US |
Key differences between MYOB and OnPay
- Pricing: OnPay starts at $40 /Month. MYOB pricing is not publicly listed.
- Target audience: MYOB is built for Individuals and Large Enterprises, while OnPay targets Freelancers / Consultants and Large Enterprises.
- User satisfaction: OnPay scores higher with a 5.0-star average.
- Deployment: MYOB supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac; OnPay supports SaaS/Web/Cloud.
MYOB vs OnPay — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Accounting Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
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MYOB vs OnPay: Biggest differences
Start here before you go deeper into features.
Best for small to mid-sized businesses needing comprehensive, automated accounting.
- You require strong integration with local tax authorities for compliance.
- You want automated bank feeds and payroll to reduce manual bookkeeping.
- Your team includes accountants or bookkeepers who benefit from collaboration features.
- You need a modern, highly intuitive user interface and design.
- You have a tight budget sensitive to subscription and add-on costs.
Best for small businesses seeking simple, automated payroll with excellent support.
- You run a small business with 1-100 employees needing straightforward payroll processing.
- You want to automate payroll calculations and tax filings to reduce errors and save time.
- You value exceptional, responsive customer service and easy integration with accounting tools.
- You are a large enterprise requiring complex payroll customizations and advanced features.
- You need an all-in-one HR platform including recruitment or performance management.
MYOB: Best for small to mid-sized businesses needing comprehensive, automated accounting. OnPay: Best for small businesses seeking simple, automated payroll with excellent support.
Description | MYOB is accounting software for Australian and New Zealand small businesses, built in compliance with ATO requirements. It handles invoicing, expense tracking, payroll, tax reporting, and ... Read More about MYOB | OnPay is an intuitive online payroll software designed to meet the needs of supervisors, managers, payroll specialists and people who manage pay for hourly or salaried staff. OnPay helps ... Read More about OnPay |
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Entry Level Pricing |
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Free Trial Availability |
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SpotScoreWhat's this? ↗ | 9.3/10 | 9.4/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-100 employees | 1-100 employeesSmall Business |
Get pricing help | Get pricing help |
Where each option fits best
See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.
Based on buyer reviews and verified product data collected by Spotsaas.
Key strengths
- Streamlined Financial Management: With MYOB, we can easily manage our financial processes, from invoicing to payroll. This lets our team spend less time on paperwork and more time focusing on growth.
- Real-time Reporting: MYOB's reporting tools provide instant insights into our business performance. This allows us to make informed decisions quickly, helping us stay competitive.
- User-friendly Interface: Built for easy use, MYOB is intuitive for all team members. Whether you're a seasoned accountant or a business manager, working with the software feels smooth and straightforward.
- OnPay simplifies payroll processing, saving hours each week by automating calculations and filings—so you can focus on running your business.
- With a user-friendly interface and intuitive dashboards, your team can easily manage payroll, benefits, and taxes without needing extensive training.
- OnPay integrates smoothly with popular accounting tools, improving efficiency and eliminating manual data entry.
Best fit
- 1 to 100 employees
- Fintech, Consulting, Retail, and Professional Services
- Accountants, Financial Managers, Business Owners, and Bookkeepers
- 1-100 employees
- Healthcare, SaaS, Consulting, Professional Services, Nonprofits, Financial Services, Marketing Agencies
- HR Managers, Payroll Administrators, Office Managers, Finance Managers, Small Business Owners
Reasons buyers look elsewhere
- Users may seek alternatives to MYOB if they require more advanced features, such as comprehensive reporting tools or integrations with other software, which may not be fully supported by MYOB’s offerings.
- Businesses experiencing rapid growth might look for scalable solutions that can adapt to their evolving needs, as MYOB might not provide the necessary flexibility for larger operations.
- Some users may find MYOB's user interface challenging or less intuitive, prompting them to explore alternatives that offer a more user-friendly experience and better customer support.
- Users may explore alternatives if they require more advanced HR management features, such as extensive employee onboarding, robust benefit administration, or detailed performance tracking.
- Companies seeking greater scalability might prefer alternatives that easily accommodate rapid growth, complex payroll structures, or increased employee counts without compromising system performance.
- Businesses operating internationally or with global teams might consider alternatives offering broader international payroll support and compliance tools for multiple regions and currencies.
Software Demo
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How do MYOB and OnPay Compare on Features?
Total Features | 17 Features | 13 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare MYOB and OnPay on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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MYOB vs OnPay: Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing |
MYOB vs OnPay Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | ✓ Yes |
|---|---|---|
HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes |
Single Sign-On (SSO) | ✓ Yes | ✓ Yes |
Multi-Factor Auth (MFA) | ✓ Yes | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | ✓ Yes | ✓ Yes |
Data Residency | 🇦🇺 Australia | 🇺🇸 US |
MYOB User Reviews & Rating Comparison
User Ratings | ||
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Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Overall positive sentiment highlighting MYOB’s comprehensive features and ease of use, tempered by concerns over customer support and software reliability. What buyers like
Common complaints
| Buyer sentiment Buyers overwhelmingly praise OnPay for its ease of use, automation capabilities, and excellent customer support, especially among small businesses and nonprofits. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
Integrations
Integration with other apps | No Integration information available. |
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MYOB and OnPay Customers
Customers | No Customers information available. |  BlueBird  Cartecay  Evergreen |
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Media and Screenshots
Screenshots |  4 Screenshots |  7 Screenshots |
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Videos |  4 Videos |  3 Videos |
Top Alternatives to MYOB and OnPay in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, MYOB or OnPay?
- OnPay edges out the other on user ratings (5.0 vs 4.3). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do MYOB and OnPay offer a free trial?
- Yes, both MYOB and OnPay offer a free trial.
- What is the starting price of MYOB vs OnPay?
- MYOB starts at Contact for pricing. OnPay starts at $40 /Month.
- What are the top alternatives to MYOB?
- Top alternatives to MYOB include Xero, Zoho Books, AccountingSuite, Saasu, Multiview.
- What are the top alternatives to OnPay?
- Top alternatives to OnPay include Square Payroll, APS Payroll, Heartland Payroll, QuickBooks Payroll, Justworks.