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Concur Expense vs Chrome River Expense vs Pleo vs RAMP Finance Comparison

Last updated:

Concur Expense

4.1(6,124 reviews)

Starting at Contact for pricing

  • Free Trial
  • Large Enterprises
  • Medium Business

Concur expense management software is an online travel & expensing management service that enables companies to eliminate painful paper-processing and tracking methods. Concur offers many options for employers including…

Chrome River Expense

4.2(517 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Expense management, reporting, and compliance is easier than ever. Chrome River Expense helps to track business travel expenses with a clean & simple interface the whole team can understand. Chrome River Expense (CORE) d…

Pleo

4.9(630 reviews)

Starting at $12.79 /month

  • Free Trial
  • Large Enterprises
  • Medium Business

Pleo is an expense management software system designed to help mid-to-large-sized companies more effectively track, manage, and reduce their travel and entertainment expenses. Pleo has been cutting administrative costs s…

RAMP Finance

Starting at $0 /user/month

  • Free Trial
  • Large Enterprises
  • Medium Business

Ramp is a comprehensive financial management platform that simplifies and automates core finance operations for businesses. Offering corporate cards, expense management, bill payments, and vendor management tools, Ramp e…

Chrome River Expense leads on user satisfaction with a 4.2-star rating across 517 reviews.

Concur Expense vs Chrome River Expense vs Pleo vs RAMP Finance — at a glance

FeatureConcur ExpenseChrome River ExpensePleoRAMP Finance
Rating4.1 / 54.2 / 54.9 / 5
Reviews6,124517630
Starting priceContact for pricingContact for pricing$12.79 /month$0 /user/month
Free trial Yes No Yes Yes
Free version No No No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium BusinessLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryExpense Management SoftwareExpense Management SoftwareExpense Management SoftwareExpense Management Software
Integrations9+ apps
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailable
Support modesBusiness Hours, OnlineBusiness Hours, Online24/7 (Live rep), Business Hours, OnlineOnline
CertificationsSOC 2SOC 2, GDPRSOC 2, GDPR, ISO 27001SOC 2
Data residencyGlobalUSUSUS

Key differences between Concur Expense and Chrome River Expense

  • Free trial: Concur Expense offers a free trial; Chrome River Expense does not.
  • User satisfaction: Chrome River Expense scores higher with a 4.2-star average.
  • Deployment: Concur Expense supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Chrome River Expense supports SaaS/Web/Cloud.

Compare Concur Expense vs Chrome River Expense vs Pleo vs RAMP Finance — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Expense Management Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Concur Expense
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Chrome River Expense
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Pleo
Talk to an expert
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Biggest differences

Start here before you go deeper into features.

Concur Expense

Best for

Large Enterprises, Medium Business, Small Business

Chrome River Expense

Best for

Large Enterprises, Medium Business

Pleo

Best for mid-sized companies needing simple, automated expense management.

Choose if
  • You want an intuitive, easy-to-use interface that reduces training time
  • You need efficient automation for expense tracking and approval workflows
  • You value excellent customer support to resolve issues quickly
Consider alternatives if
  • Your company requires extensive global card acceptance beyond Pleo’s coverage
  • You need seamless integration with all banking institutions without technical delays

RAMP Finance

Best for

Large Enterprises, Medium Business, Small Business

Concur Expense typically suits Large Enterprises and Medium Business. Chrome River Expense tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Concur expense management software is an online travel & expensing management service that enables companies to eliminate painful paper-processing and tracking methods. Concur offers many ... Read More about Concur Expense

Expense management, reporting, and compliance is easier than ever. Chrome River Expense helps to track business travel expenses with a clean & simple interface the whole team can ... Read More about Chrome River Expense

Pleo is an expense management software system designed to help mid-to-large-sized companies more effectively track, manage, and reduce their travel and entertainment expenses. Pleo has been ... Read More about Pleo

Ramp is a comprehensive financial management platform that simplifies and automates core finance operations for businesses. Offering corporate cards, expense management, bill payments, and ... Read More about RAMP Finance

Entry Level Pricing

  • Not Available
  • Not Available
  • Starts from $12.79 , monthly
  • Starts from $0 , monthly

Free Trial Availability

  • Free Trial available
  • No free trial

Spotsaas Score

What's this? ↗

8.5/10

8.8/10

8.8/10

Not Available

User Ratings

Based on verified Spotsaas reviews

4.87

(630)

Best Company Size

200 - 10,000 employees
50 to 500 employeesMedium to large businesses
Get pricing help
Get pricing help
Get pricing help

Where each option fits best

See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.

Based on buyer reviews and verified product data collected by Spotsaas.

Strengths

Key strengths

Chrome River Expense

  • Streamlines expense reporting, saving valuable time for your employees by automating data entry and simplifying approvals.
  • Gives me real-time visibility into spending patterns, helping identify cost-saving opportunities and improve financial decision-making.
  • User-friendly mobile interface lets your team easily capture receipts and submit expenses anytime, anywhere—reducing paperwork headaches significantly.

Pleo

  • Streamlined Expense Management: With Pleo, managers can say goodbye to tedious paperwork and manual expense tracking. The platform automates approvals, making it easier for you to oversee spending while giving employees the freedom to manage their own purchases.
  • Real-Time Spending Insights: Pleo provides instant visibility into company expenses. You can monitor spending patterns in real-time, allowing for smarter budgeting decisions and proactive financial management.
  • User-Friendly Interface: Designed with simplicity in mind, Pleo makes it easy for your team to navigate and use. Employees appreciate the intuitive app, which reduces training time and promotes a smoother onboarding experience.
Best fit

Best fit

Chrome River Expense

  • 200 - 10,000 employees
  • Consulting, Financial Services, Higher Education, Legal Services, Professional Services, Technology, Healthcare
  • Finance Managers, Accountants, Controllers, CFOs, Department Heads, Travel Managers, Accounts Payable Specialists

Pleo

  • 50 to 500 employees
  • Fintech, SaaS, Consulting, and eCommerce
  • Finance Managers, Operations Managers, and Procurement Officers
Watchouts

Reasons buyers look elsewhere

Chrome River Expense

  • Users may seek alternatives if Chrome River Expense exceeds their budget constraints, prompting them to find more affordable or flexible pricing options that better align with their financial priorities.
  • Organizations requiring highly customizable expense workflows or specialized integrations might explore alternative solutions that offer greater adaptability to their specific business processes and software ecosystem.
  • Businesses experiencing usability challenges or complexity with Chrome River Expense might prefer alternatives offering simpler interfaces, improved user experience, and faster adoption for employees.

Pleo

  • Users may seek alternatives to Pleo due to specific budget constraints, as some businesses might find more cost-effective solutions that still meet their expense management needs without sacrificing essential features.
  • Companies with unique expense tracking requirements may explore alternatives that offer customizable features or integrations tailored to their industry, ensuring a better fit for their operational workflows.
  • Teams looking for enhanced reporting capabilities might consider other options, especially if they need more advanced analytics tools to gain deeper insights into spending patterns and financial performance.

Software Demo

Demo

No software demo available

Concur Expense has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

No software demo available

Chrome River Expense has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

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  • Independent advice — matched to your business
  • Understand the tradeoffs before you talk to vendors
  • Free 15-min call with a software advisor.

Step 1 of 4

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How do Concur Expense, Chrome River Expense, Pleo and RAMP Finance Compare on Features?

Total Features

14 Features

14 Features

9 Features

18 Features

Unique Features

No unique features

No unique features

No unique features

No unique features

Get Quote
Get Quote
Get Quote

Compare Concur Expense, Chrome River Expense, Pleo and RAMP Finance on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

          Starting From

          • Not Available
          • Not Available
          • $12.79 , monthly
          • $0 , monthly

          Pricing Plans

          • Not Available
          • Not Available
          • Starter

            $12.79

            /month

            • Included in Starter:

            • Cards

            • Invoices

            Show more +

          • Essential

            $60.56

            /month

            • Everything in Starter plus:

            • Reimbursements

            • Mileage and Per Diem

            Show more +

          • Advanced

            $146.70

            /month

            • Everything in Essential plus:

            • Multi-entity management

            • Advanced card controls

            Show more +

          • Browse all pricing plans
          • Free

            $0

            /user/month

            • Unlimited cards

            • Card issuing controls

            • Expense policy enforcement

            Show more +

          • Plus

            $15

            /user/month

            • All the features of Free, and

            • Auto-lock cards

            • Custom travel policies

            Show more +

          Pricing Page

          Pricing information not available

          Pricing information not available

          Pleo pricing
          RAMP Finance pricing

          Other Details

          Organization Types supported

          • Large Enterprises
          • Medium Business
          • Small Business
          • Freelancers
          • Individuals
          • Large Enterprises
          • Medium Business
          • Small Business
          • Freelancers
          • Individuals
          • Large Enterprises
          • Medium Business
          • Small Business
          • Freelancers
          • Individuals
          • Large Enterprises
          • Medium Business
          • Small Business
          • Freelancers
          • Individuals

          Platforms Supported

          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Mobile - Windows
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Mobile - Windows
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Mobile - Windows
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Mobile - Windows
          • Browser Based (Cloud)

          Modes of support

          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online

          API Support

          • Not Available
          • Not Available
          • Not Available
          • Available
          Get help choosing
          Get help choosing
          Get help choosing

          Security & Compliance

          Certifications, data handling, and security controls for IT and compliance evaluators.

          SOC 2

          ✓ Yes
          ✓ Yes
          ✓ Yes

          HIPAA

          ✗ No
          ✗ No
          ✗ No

          GDPR

          ✓ Yes
          ✓ Yes

          ISO 27001

          ✓ Yes

          Single Sign-On (SSO)

          ✓ Yes
          ✓ Yes

          Multi-Factor Auth (MFA)

          ✓ Yes
          ✓ Yes

          Data Encryption

          ✓ Yes
          ✓ Yes
          ✓ Yes

          Audit Logs

          ✓ Yes
          ✓ Yes

          Data Residency

          🌐 Global
          🇺🇸 US
          🇺🇸 US

          Concur Expense vs Chrome River Expense vs Pleo User Reviews & Rating Comparison

          User Ratings

          No reviews available for the product

          Rating Distribution

          128

          101

          24

          6

          5

          99

          53

          18

          3

          1

          602

          18

          0

          2

          8

          No reviews available for this product

          Spotsaas Editor’s POV generated by AI

          Buyer sentiment

          Buyer sentiment is positive across 264 reviews, with strong overall satisfaction.

          What buyers like

          • Eliminates paper processing
          • Customizable per diem rates
          • Seamless Microsoft Office integration

          Common complaints

          • Can be complex to set up
          • Higher cost for advanced features
          • Limited mobile functionality

          Buyer sentiment

          Buyer sentiment is positive across 174 reviews, with strong overall satisfaction.

          What buyers like

          • Streamlines and automates expense reporting processes, reducing manual work and improving efficiency.
          • User-friendly interface and mobile app, making it easy to track and submit expenses on the go.
          • Customizable features for expense types, rules, and validations, allowing for tailored configurations.

          Common complaints

          • Some users find the reporting features slow and less intuitive, requiring improvements for faster report generation.
          • Challenges with setting up routing rules and accessing prompt customer support for complex configurations.
          • Interface issues reported, such as limitations on editing filed expenses and unclear section labeling, affecting user experience.

          Buyer sentiment

          Users overwhelmingly praise Pleo for its ease of use, time-saving automation, and excellent customer support, though some note limitations in card acceptance and bank integrations.

          What buyers like

          • Ease of use
          • Time-saving automation
          • Customer support

          Common complaints

          • Limited card acceptance
          • Integration challenges

          No expert review available for this product

          Pros and Cons

          • Comprehensive travel management features streamline processes.

          • Customizable per diem rates cater to various needs.

          • Integration with Microsoft Office enhances productivity.

          • Setup complexity may require dedicated resources.

          • Higher costs for advanced features could be prohibitive.

          • Streamlines and automates expense reporting processes, reducing manual work and improving efficiency.

          • User-friendly interface and mobile app, making it easy to track and submit expenses on the go.

          • Customizable features for expense types, rules, and validations, allowing for tailored configurations.

          • Some users find the reporting features slow and less intuitive, requiring improvements for faster report generation.

          • Challenges with setting up routing rules and accessing prompt customer support for complex configurations.

          • Easy to use with an intuitive interface reducing training time

          • Highly efficient in automating expense tracking and approvals

          • Excellent customer support enhancing user experience

          • Limited card acceptance in some regions restricting usability

          • Challenging integrations with certain banks causing delays

          No pros or cons available for this product

          Positive Reviews

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          Negative Reviews

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          Integrations

          Integration with other apps

          No Integration information available.

          No Integration information available.

          No Integration information available.

          List of Customers

          Customers

          No Customers information available.

          No Customers information available.

          Ernst and Young

          Ernst and Young

          Unity

          Unity

          Patch

          Patch

          Shopify

          Shopify

          EventBrite

          EventBrite

          Glossier

          Glossier

          Media and Screenshots

          Screenshots

          Concur Expense screenshot

          5 Screenshots

          No screenshots available.

          Expense Manager

          3 Screenshots

          Videos

          No videos available.

          No videos available.

          video-0

          1 Videos

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          Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

          Frequently asked questions

          Which is better, Concur Expense or Chrome River Expense?
          Chrome River Expense edges out the other on user ratings (4.2 vs 4.1). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
          Do Concur Expense and Chrome River Expense offer a free trial?
          Concur Expense offers a free trial. Chrome River Expense does not.
          What is the starting price of Concur Expense vs Chrome River Expense?
          Concur Expense starts at Contact for pricing. Chrome River Expense starts at Contact for pricing.
          What are the top alternatives to Concur Expense?
          Top alternatives to Concur Expense include RAMP Finance, Zoho Expense, Brex, Spendesk, MobileXpense.
          What are the top alternatives to Chrome River Expense?
          Top alternatives to Chrome River Expense include RAMP Finance, Zoho Expense, ExpenseWire, Replicon Expense, Coupa Expense Management.

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