NEWJoin 2M+ software buyers|Get Weekly Insights, Trends & Expert PicksSubscribe free →

CloudPay vs OnPay Comparison

Last updated:

CloudPay

4.0(3 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

CloudPay is the most user-friendly payroll software on the market. It helps you manage your staff's payroll from anywhere, anytime. This cloud-based software offers seamless interface and easy to use navigation for smoot…

OnPay

5.0(434 reviews)

Starting at $40 /Month

  • Free Trial
  • Freelancers / Consultants
  • Large Enterprises

OnPay is an intuitive online payroll software designed to meet the needs of supervisors, managers, payroll specialists and people who manage pay for hourly or salaried staff. OnPay helps companies of all sizes reduce cos…

OnPay leads on user satisfaction with a 5.0-star rating across 434 reviews.

CloudPay vs OnPay — at a glance

FeatureCloudPayOnPay
Rating4.0 / 55.0 / 5
Reviews3434
Starting priceContact for pricing$40 /Month
Free trial No Yes
Free version No No
Best forLarge Enterprises, Medium BusinessFreelancers / Consultants, Large Enterprises, Medium Business
CategoryPayroll SoftwarePayroll Software
Integrations—10+ apps
PlatformsSaaS/Web/CloudSaaS/Web/Cloud
APIAvailable—
Support modesOnlineBusiness Hours, Online
Certifications—SOC 2, GDPR
Data residencyGlobalUS

Key differences between CloudPay and OnPay

  • Pricing: OnPay starts at $40 /Month. CloudPay pricing is not publicly listed.
  • Free trial: OnPay offers a free trial; CloudPay does not.
  • Target audience: CloudPay is built for Large Enterprises and Medium Business, while OnPay targets Freelancers / Consultants and Large Enterprises.
  • User satisfaction: OnPay scores higher with a 5.0-star average.
  • Deployment: CloudPay supports SaaS/Web/Cloud; OnPay supports SaaS/Web/Cloud.

CloudPay vs OnPay — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payroll Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

CloudPay - Payroll Software
Talk to an expert
Talk to an expert
OnPay - Payroll Software
Talk to an expert
Talk to an expert

Free PDF comparison

Download this CloudPay vs OnPay comparison

Get the full side-by-side as a PDF — these picks plus the top Payroll Software tools, with verified ratings, pricing and features.

  • Side-by-side on pricing, features & ratings
  • Plus the category top 10, scored & ranked
  • Emailed to you — no on-screen download

No file downloads on screen — we email it to you. One-click unsubscribe anytime.

CloudPay vs OnPay: Biggest differences

Start here before you go deeper into features.

CloudPay

Best for

Large Enterprises, Medium Business

OnPay

Best for small businesses seeking simple, automated payroll with excellent support.

Choose if
  • You run a small business with 1-100 employees needing straightforward payroll processing.
  • You want to automate payroll calculations and tax filings to reduce errors and save time.
  • You value exceptional, responsive customer service and easy integration with accounting tools.
Consider alternatives if
  • You are a large enterprise requiring complex payroll customizations and advanced features.
  • You need an all-in-one HR platform including recruitment or performance management.

CloudPay typically suits Large Enterprises and Medium Business. OnPay tends to fit Freelancers / Consultants and Large Enterprises better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

CloudPay is the most user-friendly payroll software on the market. It helps you manage your staff's payroll from anywhere, anytime. This cloud-based software offers seamless interface and ... Read More about CloudPay

OnPay is an intuitive online payroll software designed to meet the needs of supervisors, managers, payroll specialists and people who manage pay for hourly or salaried staff. OnPay helps ... Read More about OnPay

Entry Level Pricing

  • Not Available
  • Starts from $40

Free Trial Availability

  • No free trial

SpotScore

What's this? ↗

8.1/10

9.4/10

User Ratings

Based on verified Spotsaas reviews

4.96

(434)

Best Company Size

—
1-100 employeesSmall Business
Get pricing help
Get pricing help

Where each option fits best

See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.

Based on buyer reviews and verified product data collected by Spotsaas.

Strengths

Key strengths

OnPay

  • OnPay simplifies payroll processing, saving hours each week by automating calculations and filings—so you can focus on running your business.
  • With a user-friendly interface and intuitive dashboards, your team can easily manage payroll, benefits, and taxes without needing extensive training.
  • OnPay integrates smoothly with popular accounting tools, improving efficiency and eliminating manual data entry.
Best fit

Best fit

OnPay

  • 1-100 employees
  • Healthcare, SaaS, Consulting, Professional Services, Nonprofits, Financial Services, Marketing Agencies
  • HR Managers, Payroll Administrators, Office Managers, Finance Managers, Small Business Owners
Watchouts

Reasons buyers look elsewhere

OnPay

  • Users may explore alternatives if they require more advanced HR management features, such as extensive employee onboarding, robust benefit administration, or detailed performance tracking.
  • Companies seeking greater scalability might prefer alternatives that easily accommodate rapid growth, complex payroll structures, or increased employee counts without compromising system performance.
  • Businesses operating internationally or with global teams might consider alternatives offering broader international payroll support and compliance tools for multiple regions and currencies.

Software Demo

Demo

Need a second opinion?

Get decision help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

Spotsaas advisor
Get decision help from a software advisor
  • Independent advice — matched to your business
  • Understand the tradeoffs before you talk to vendors
  • Free 15-min call with a software advisor.

Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

How do CloudPay and OnPay Compare on Features?

Total Features

7 Features

13 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare CloudPay and OnPay on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • Not Available
      • $40

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Pricing information not available

      OnPay pricing

      CloudPay vs OnPay: Other Details

      Organization Types supported

      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      CloudPay vs OnPay Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      —
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      —
      ✓ Yes

      Single Sign-On (SSO)

      —
      ✓ Yes

      Multi-Factor Auth (MFA)

      —
      ✓ Yes

      Data Encryption

      —
      ✓ Yes

      Audit Logs

      —
      ✓ Yes

      Data Residency

      🌐 Global
      🇺🇸 US

      CloudPay User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      2

      0

      1

      0

      0

      379

      4

      2

      0

      1

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is positive across 3 reviews, with strong overall satisfaction.

      What buyers like

      • Payroll data is accessible from any device, supporting remote teams.
      • Clear layout and navigation work for non-technical users.
      • Payroll is processed accurately and on schedule.

      Common complaints

      • Reporting lacks the depth found in enterprise-level platforms.
      • Full cloud dependency means connectivity outages or downtime can block access to payroll data.

      Buyer sentiment

      Buyers overwhelmingly praise OnPay for its ease of use, automation capabilities, and excellent customer support, especially among small businesses and nonprofits.

      What buyers like

      • Ease of use
      • Automation of payroll and tax filings
      • Customer support quality

      Common complaints

      • Limited customization for complex payroll
      • Lack of broader HR features

      Pros and Cons

      • The cloud-based nature allows for payroll management from anywhere.

      • User-friendly navigation enhances the overall experience.

      • Timely payments ensure employee satisfaction.

      • Customization options may be limited for specific needs.

      • Connectivity issues could disrupt payroll processing.

      • Intuitive design that simplifies payroll tasks for supervisors and managers

      • Automates payroll calculations and tax filings, reducing time and errors

      • Robust integration with popular accounting tools to eliminate manual data entry

      • Limited customization options for complex payroll needs in larger companies

      • Focuses solely on payroll, lacking broader HR functionalities like recruitment

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Used CloudPay or OnPay? Tell buyers what actually differs.

      Integrations

      Integration with other apps

      No Integration information available.

      CloudPay and OnPay Customers

      Customers

      Intuit

      Intuit

      Expedia

      Expedia

      Refinitiv

      Refinitiv

      BlueBird

      BlueBird

      Cartecay

      Cartecay

      Evergreen

      Evergreen

      Media and Screenshots

      Screenshots

      No screenshots available.

      OnPay Dashboard

      7 Screenshots

      Videos

      video-0

      3 Videos

      video-0

      3 Videos

      Top Alternatives to CloudPay and OnPay in 2026

      Expand your comparison

      Add another option to compare side by side

      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, CloudPay or OnPay?
      OnPay edges out the other on user ratings (5.0 vs 4.0). That said, the best pick depends on your use case, so use the comparison tables above to evaluate each dimension.
      Do CloudPay and OnPay offer a free trial?
      OnPay offers a free trial. CloudPay does not.
      What is the starting price of CloudPay vs OnPay?
      CloudPay starts at Contact for pricing. OnPay starts at $40 /Month.
      What are the top alternatives to CloudPay?
      Top alternatives to CloudPay include APS Payroll, Microkeeper, QuickBooks Payroll, Patriot Payroll, Justworks.
      What are the top alternatives to OnPay?
      Top alternatives to OnPay include Square Payroll, APS Payroll, Heartland Payroll, QuickBooks Payroll, Justworks.