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Airbase vs Expensify vs RAMP Finance vs Zoho Expense Comparison

Last updated:

Airbase

4.8(251 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Airbase is an easy to use expense management software which helps small companies to avoid unnecessary costs by using an online platform for all its travel administration. With Airbase's smart features such as file shari…

Expensify

3.9(2,905 reviews)

Starting at Contact for pricing

  • Free Trial
  • Freelancers / Consultants
  • Large Enterprises

Expensify is fast and easy way to manage business expenses, saves time, and get paid more quickly. Expensify includes free turn-by-turn navigation on mobile devices, the best receipt scanning app available for iPhone and…

RAMP Finance

Starting at $0 /user/month

  • Free Trial
  • Large Enterprises
  • Medium Business

Ramp is a comprehensive financial management platform that simplifies and automates core finance operations for businesses. Offering corporate cards, expense management, bill payments, and vendor management tools, Ramp e…

Zoho Expense

4.7(650 reviews)

Starting at $4 /user/month

  • Free Trial
  • Freelancers / Consultants
  • Large Enterprises

Zoho Expense software helps to easily track travel, entertainment and other expenses, get receipts on-the-go using mobile devices, organize expense reports, and maintain financial records – all in one place. Zoho Expense…

Airbase leads on user satisfaction with a 4.8-star rating across 251 reviews.

SpotSaaS Analysis

AirbaseExpensifyRAMP Finance

The core difference between Airbase and Expensify lies in their target audience and functionality; Airbase is tailored for medium-sized companies seeking comprehensive expense management, while Expensify focuses on streamlined expense tracking with an emphasis on mobile receipt scanning. Ideal buyers for Airbase are medium-sized fintech or consulting firms, whereas Expensify is best suited for small to medium-sized businesses that prioritize mobile convenience in expense reporting.

- Best for medium-sized companies (100-1,000 employees) - Unified platform for expense tracking, approvals, and reporting - Ideal for fintech, SaaS, and consulting firms - Target users include CFOs, Finance Managers, and Procurement Managers - Focuses on real-time expense management - Notable for its comprehensive expense management features

- Best for small to medium-sized businesses (50-1,000 employees) - Emphasizes mobile receipt scanning convenience - Ideal for consulting, SaaS, and sales automation sectors - Target users include Finance Managers, Accountants, and Sales Managers - Simplifies automated expense approval workflows - Known for its user-friendly mobile application

Airbase vs Expensify vs RAMP Finance vs Zoho Expense — at a glance

FeatureAirbaseExpensifyRAMP FinanceZoho Expense
Rating4.8 / 53.9 / 54.7 / 5
Reviews2512,905650
Starting priceContact for pricingContact for pricing$0 /user/month$4 /user/month
Free trial No Yes Yes Yes
Free version No No No No
Best forLarge Enterprises, Medium Business, Small BusinessFreelancers / Consultants, Large Enterprises, Medium BusinessLarge Enterprises, Medium Business, Small BusinessFreelancers / Consultants, Large Enterprises, Medium Business
CategoryExpense Management SoftwareExpense Management SoftwareExpense Management SoftwareExpense Management Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailable
Support modesOnlineOnlineOnlineBusiness Hours, Online
CertificationsSOC 2, GDPRSOC 2, GDPRSOC 2SOC 2, GDPR
Data residencyUSUSUSGlobal

Key differences between Airbase and Expensify

  • Free trial: Expensify offers a free trial; Airbase does not.
  • Target audience: Airbase is built for Large Enterprises and Medium Business, while Expensify targets Freelancers / Consultants and Large Enterprises.
  • User satisfaction: Airbase scores higher with a 4.8-star average.
  • Deployment: Airbase supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Expensify supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Compare Airbase vs Expensify vs RAMP Finance vs Zoho Expense — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Expense Management Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Airbase - Expense Management Software
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Expensify
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Biggest differences

Start here before you go deeper into features.

Airbase

Best for medium-sized companies needing streamlined, real-time expense management.

Choose if
  • You are a fintech, SaaS, or consulting firm with 100-1,000 employees.
  • You want a unified platform combining expense tracking, approvals, and reporting.
  • You need seamless integrations with QuickBooks and Netsuite for accounting.
Consider alternatives if
  • Your company requires extensive customization and complex setup without dedicated support.
  • You need broad third-party app integrations beyond Airbase’s limited marketplace.

Expensify

Best for streamlined expense tracking with top mobile receipt scanning.

Choose if
  • You need a simple, automated expense approval workflow for mid-sized teams.
  • Your team values mobile convenience with high-definition receipt scanning.
  • You want advanced reporting to analyze team spending patterns in real time.
Consider alternatives if
  • Your business requires extensive bank and third-party software integrations.
  • You are a smaller business highly sensitive to pricing and cost-effectiveness.

RAMP Finance

Best for

Large Enterprises, Medium Business, Small Business

Zoho Expense

Best for mid-sized teams needing integrated, automated expense management.

Choose if
  • You require automatic receipt scanning including handwritten receipts for faster expense capture.
  • Your company uses Zoho Books or other Zoho apps and needs seamless integration.
  • You want configurable workflows and spending policies to control expenses efficiently.
Consider alternatives if
  • You are a solo freelancer needing full feature access without minimum user requirements.
  • You run a very small business with a tight budget seeking a low-cost expense tool.

Airbase: Best for medium-sized companies needing streamlined, real-time expense management. Expensify: Best for streamlined expense tracking with top mobile receipt scanning.

Description

Airbase is an easy to use expense management software which helps small companies to avoid unnecessary costs by using an online platform for all its travel administration. With Airbase's ... Read More about Airbase

Expensify is fast and easy way to manage business expenses, saves time, and get paid more quickly. Expensify includes free turn-by-turn navigation on mobile devices, the best receipt ... Read More about Expensify

Ramp is a comprehensive financial management platform that simplifies and automates core finance operations for businesses. Offering corporate cards, expense management, bill payments, and ... Read More about RAMP Finance

Zoho Expense software helps to easily track travel, entertainment and other expenses, get receipts on-the-go using mobile devices, organize expense reports, and maintain financial records – ... Read More about Zoho Expense

Entry Level Pricing

  • Not Available
  • Not Available
  • Starts from $0 , monthly
  • Starts from $4 , yearly

Free Trial Availability

  • No free trial

Spotsaas Score

What's this? ↗

9.5/10

9.8/10

Not Available

8.8/10

User Ratings

Based on verified Spotsaas reviews

Best Company Size

100-1,000 employeesMedium Business
50-1,000 employeesSmall Business
10-50 employees51-1,000 employees
Get pricing help
Get pricing help

Where each option fits best

See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.

Based on buyer reviews and verified product data collected by Spotsaas.

Strengths

Key strengths

Airbase

  • With Airbase, we finally have a unified spend management platform—streamlining expense tracking, approvals, and reporting in one intuitive dashboard. It simplifies our financial workflow, saving valuable time for the entire team.
  • Gain real-time visibility into company spending: Airbase provides instant insights into budgets and transactions, enabling quicker, smarter decision-making.
  • Automated workflows and policy enforcement mean fewer manual tasks and reduced human error. I've seen how this frees up finance teams to focus on strategic initiatives instead of chasing paperwork.

Expensify

  • Expensify streamlines expense reporting by automating receipt scanning, categorization, and approval workflows—saving your team valuable hours each month.
  • I found Expensify's intuitive mobile app exceptionally helpful; it lets employees quickly snap pictures of receipts on-the-go, making expense submissions effortless and timely.
  • Managers appreciate the real-time insights into team spending patterns provided by Expensify's analytics dashboard, empowering more informed decision-making and budget control.

Zoho Expense

  • Seamless Receipt Capture and Expense Reporting: Zoho Expense allows users to capture receipts on the go via mobile apps, automatically extracting data to simplify expense report generation.
  • Integrated with Zoho Suite and Popular Accounting Tools: It integrates smoothly within the Zoho ecosystem and with major accounting software, helping streamline financial workflows.
  • Automated Workflows and Policy Enforcement: The platform supports automated approval processes and configurable spending policies, enabling better control over company expenses.
Best fit

Best fit

Airbase

  • 100 - 1,000 employees
  • Fintech, SaaS, Consulting, Martech, Revtech
  • CFOs, Finance Managers, Controllers, Accounting Managers, Procurement Managers, Accounts Payable Specialists

Expensify

  • 50 - 1,000 employees
  • Consulting, SaaS, Fintech, Martech, Sales Automation
  • Finance Managers, Accountants, Sales Managers, Account Executives, Business Development Representatives, Operations Managers, HR Managers

Zoho Expense

  • 10–1,000 employees
  • IT Services, Consulting, Finance, Marketing Agencies, Healthcare, Education
  • Finance Manager, Accountant, Expense Analyst, HR Manager, Operations Manager, Small Business Owner
Watchouts

Reasons buyers look elsewhere

Airbase

  • Users may seek alternatives if they require broader integrations with existing accounting tools or ERP systems, aiming for smoother compatibility and streamlined workflow.
  • Businesses needing more advanced reporting capabilities or customizable analytics might consider alternatives better suited for detailed financial insights and decision-making support.
  • Companies looking for more competitive pricing or flexible subscription plans could explore alternative solutions to better align with budget constraints and growth projections.

Expensify

  • Users may seek alternatives if they find Expensify's pricing structure too costly, especially for smaller businesses or startups needing more budget-friendly expense management solutions.
  • Companies requiring specialized integrations or customized reporting capabilities beyond Expensify's standard offerings might explore alternative platforms for greater flexibility and compatibility.
  • Businesses with complex approval workflows or advanced expense policy enforcement might consider other tools that offer more robust customization and control options.

Zoho Expense

  • Zoho Expense integrates well within the Zoho ecosystem and popular platforms, but businesses using specialized or legacy accounting software may prefer solutions with tailored integrations.
  • While Zoho Expense offers automated receipt scanning and expense approval workflows, organizations seeking sophisticated fraud prevention may explore products with enhanced AI auditing capabilities.
  • Companies with complex approval hierarchies or strict compliance standards may consider tools with more granular permission settings and advanced audit trails.

Software Demo

Demo

No software demo available

Expensify has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do Airbase, Expensify, RAMP Finance and Zoho Expense Compare on Features?

Total Features

14 Features

14 Features

18 Features

20 Features

Unique Features

No unique features

No unique features

No unique features

No unique features

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Compare Airbase, Expensify, RAMP Finance and Zoho Expense on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

          Starting From

          • Not Available
          • Not Available
          • $0 , monthly
          • $4 , yearly

          Pricing Plans

          • Not Available
          • Not Available
          • Free

            $0

            /user/month

            • Unlimited cards

            • Card issuing controls

            • Expense policy enforcement

            Show more +

          • Plus

            $15

            /user/month

            • All the features of Free, and

            • Auto-lock cards

            • Custom travel policies

            Show more +

          • Free

            Free

            • Minimum users: 3

            • Expense reports

            • Expense tracking via personal cards

            Show more +

          • Standard

            $5

            /user/month

            • Free plan +

            • Corporate card management

            • Real-time card feeds

            Show more +

          • Premium

            $9

            /user/month

            • Standard plan +

            • Online travel booking tool

            • Inbuilt travel desk management tool

            Show more +

          • Browse all pricing plans

          Pricing Page

          Airbase pricing
          Expensify pricing
          RAMP Finance pricingZoho Expense pricing

          Other Details

          Organization Types supported

          • Large Enterprises
          • Medium Business
          • Small Business
          • Freelancers
          • Individuals
          • Large Enterprises
          • Medium Business
          • Small Business
          • Freelancers
          • Individuals
          • Large Enterprises
          • Medium Business
          • Small Business
          • Freelancers
          • Individuals
          • Large Enterprises
          • Medium Business
          • Small Business
          • Freelancers
          • Individuals

          Platforms Supported

          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Mobile - Windows
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Mobile - Windows
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Mobile - Windows
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Mobile - Windows
          • Browser Based (Cloud)

          Modes of support

          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online

          API Support

          • Not Available
          • Not Available
          • Available
          • Not Available
          Get help choosing
          Get help choosing

          Security & Compliance

          Certifications, data handling, and security controls for IT and compliance evaluators.

          SOC 2

          ✓ Yes
          ✓ Yes

          HIPAA

          ✗ No
          ✗ No

          GDPR

          ✓ Yes
          ✓ Yes

          ISO 27001

          ✗ No

          Single Sign-On (SSO)

          ✓ Yes
          ✓ Yes

          Multi-Factor Auth (MFA)

          ✓ Yes
          ✓ Yes

          Data Encryption

          ✓ Yes
          ✓ Yes

          Audit Logs

          ✓ Yes
          ✓ Yes

          Data Residency

          🇺🇸 US
          🇺🇸 US

          Airbase vs Expensify vs RAMP Finance User Reviews & Rating Comparison

          User Ratings

          No reviews available for the product

          Rating Distribution

          1058

          2

          0

          0

          0

          179

          62

          9

          1

          21

          No reviews available for this product

          166

          51

          12

          0

          1

          Spotsaas Editor’s POV generated by AI

          Buyer sentiment

          Users highly value Airbase for its ease of use, efficient expense management, and real-time spend visibility, though some note limitations in customization and mobile app performance.

          What buyers like

          • Ease of use
          • Real-time expense tracking
          • Quick approvals

          Common complaints

          • Limited filtering options
          • Mobile app delays

          Buyer sentiment

          Users generally appreciate Expensify’s ease of use and mobile convenience but express concerns about syncing errors and pricing clarity.

          What buyers like

          • Ease of use
          • Mobile receipt scanning
          • Automation of expense workflows

          Common complaints

          • Syncing and duplicate transaction errors
          • Pricing complexity

          No expert review available for this product

          Buyer sentiment

          Overall positive sentiment highlights ease of use, efficient receipt capture, and strong integration with Zoho Books, though some users desire more advanced features and integrations.

          What buyers like

          • Ease of use
          • Receipt scanning automation
          • Integration with Zoho ecosystem

          Common complaints

          • Limited solo user functionality
          • Need for more local bank integrations

          Pros and Cons

          • Streamlined expense approvals with real-time tracking

          • Seamless integrations with QuickBooks and Netsuite

          • User-friendly interface facilitating easy navigation for all users

          • Limited filtering options for detailed data extraction

          • Mobile app performance issues such as delays in receipt uploads

          • Streamlines expense tracking and reimbursement with automation

          • User-friendly mobile app for easy receipt scanning and expense management

          • Automated reminders improve productivity and timely task completion

          • Issues with duplicate transactions and syncing errors causing discrepancies

          • Confusing pricing structure and perceived lack of cost-effectiveness for smaller businesses

          No pros or cons available for this product

          • Automatic receipt scanning including handwritten receipts

          • Seamless integration with Zoho Books and Zoho ecosystem

          • User-friendly interface with quick expense submission

          • Limited functionality for solo users due to minimum user requirements

          • Higher pricing perceived as expensive for small businesses starting out

          Positive Reviews

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          Negative Reviews

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          List of Customers

          Customers

          Segment

          Segment

          Cameo

          Cameo

          Tatcha

          Tatcha

          No Customers information available.

          Shopify

          Shopify

          EventBrite

          EventBrite

          Glossier

          Glossier

          Scouts

          Scouts

          Zomato

          Zomato

          Samsonite

          Samsonite

          Media and Screenshots

          Screenshots

          Expense screenshot

          5 Screenshots

          Expensify_screenshot

          2 Screenshots

          Videos

          video-0

          1 Videos

          No videos available.

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          Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

          Frequently asked questions

          Which is better, Airbase or Expensify?
          Airbase edges out the other on user ratings (4.8 vs 3.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
          Do Airbase and Expensify offer a free trial?
          Expensify offers a free trial. Airbase does not.
          What is the starting price of Airbase vs Expensify?
          Airbase starts at Contact for pricing. Expensify starts at Contact for pricing.
          What are the top alternatives to Airbase?
          Top alternatives to Airbase include RAMP Finance, Zoho Expense, Simplifi, Fyle, ExpenseWire.
          What are the top alternatives to Expensify?
          Top alternatives to Expensify include RAMP Finance, Zoho Expense, Fyle, Brex, Airbase.

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