Buyer's Guide · Singapore
Singapore Payroll Software in 2026
By Rajat Gupta, Founder & Lead Reviewer
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This guide ranks the 6 best Payroll Software options available in Singapore as of 2026, ordered by SpotScore — a composite of ratings, verified reviews, and feature coverage. All tools listed support Singapore compliance requirements and are evaluated for suitability in the Singapore market.
Top Payroll Software in Singapore: Quick Comparison
Ranked by SpotScore — a composite of ratings, reviews, and feature coverage
| # | Product | SpotScore | Rating | Pricing model |
|---|---|---|---|---|
| 1 | JustLogin | 7.9 | 3.8/5 (2) | Quotation Based |
| 2 | AYP Group | — | — | Subscription |
| 3 | Employment Hero | — | 4.3/5 (46) | Free Trial, Subscription, Quotation Based, Freemium |
| 4 | Remote.com | 9.4 | 4.6/5 (50) | Subscription |
| 5 | Rippling | 9.4 | 5.0/5 (1,829) | Quotation Based |
| 6 | Papaya Global | 8.7 | 4.5/5 (33) | Subscription, Quotation Based |
1. JustLogin
Empowering businesses. Engaging employees.
- SpotScore
- 7.9/10
- User rating
- Pricing model
- Quotation Based
- Availability
- Available in Singapore
JustLogin is an employee-centred HR software provider in Southeast Asia that offers a comprehensive selection of HR and office applications to suit the needs of the globally connected business community. From IKEA to Nippon Airways to Inside Scoop, a variety of renowned businesses across different industries have turned to JustLogin to manage their HR needs. In addition, numerous SMEs also rely on the software to help scale their operations. Use JustLogin to streamline HR activities and boost employee productivity.
2. AYP Group
Streamline your Asian workforce with expert compliance.
- Pricing model
- Subscription
- Availability
- Available in Singapore
AYP Group provides employer-of-record and payroll services for businesses building distributed teams across Asia Pacific. It handles onboarding, payroll processing, HR administration, and local compliance in APAC countries, enabling companies to hire in the region without setting up local legal entities.
3. Employment Hero
Streamline Employment with our All-in-One Solution
- User rating
- Pricing model
- Free Trial, Subscription, Quotation Based, Freemium
- Availability
- Available in Singapore
Employment Hero is the global authority on employment, offering a world-leading Employment Operating System (eOS) that simplifies and optimises every stage of the employment process. Its award-winning platform combines HR, payroll, recruitment, and employee engagement tools with the groundbreaking employment superapp, EH Work, which integrates career management and financial wellbeing. Serving over 350,000 businesses and managing more than 2.5 million employees worldwide, Employment Hero reduces administrative burdens by up to 80%, enabling organisations to focus on their goals and create more productive, engaged teams. By revolutionising the employment marketplace, Employment Hero is making employment easier, more valuable, and rewarding for everyone.
4. Remote.com
Effortlessly manage your remote workforce.
- SpotScore
- 9.4/10
- User rating
- Pricing model
- Subscription
- Availability
- Available in Singapore
Remote.com is a remote work management platform that simplifies global payroll, compliance, and workforce administration for businesses of all sizes. It seamlessly integrates with HR systems, centralizing payroll data for security and accuracy. The platform enables effortless onboarding with legally compliant contracts and benefits administration across multiple jurisdictions. Its Remote IP Guard safeguards intellectual property, while automated payroll processing supports over 100 currencies with one-click payments and invoicing. Compliance automation ensures adherence to international labor laws, minimizing legal risks. Employers can manage full-time employees, contractors, and freelancers from a single dashboard, improving workforce visibility. Real-time data synchronization enhances payroll accuracy, while encryption protocols ensure data privacy and regulatory compliance. Multi-language support and built-in analytics provide workforce insights, aiding global expansion strategies. The scalable infrastructure makes it ideal for startups to large enterprises navigating international hiring. Remote.com removes barriers to global employment, allowing businesses to focus on growth, innovation, and operational efficiency.
5. Rippling
Streamline your workforce with Rippling's all-in-one solution.
- SpotScore
- 9.4/10
- User rating
- Pricing model
- Quotation Based
- Availability
- Available in Singapore
Rippling is an all-in-one global workforce management platform that seamlessly integrates HR, IT, and finance into a unified system. Designed to streamline business operations, Rippling offers comprehensive tools for managing the entire employee lifecycle—from recruitment and onboarding to payroll, benefits, and compliance. It simplifies IT management by automating device provisioning, software access, and security configurations. Additionally, Rippling provides robust financial tools, including automated expense tracking and seamless integrations with accounting software. With its centralized approach, businesses can efficiently handle global workforce needs, ensuring compliance and operational efficiency. The platform's automation capabilities reduce administrative workload while providing real-time insights into workforce data. Ideal for businesses of all sizes, Rippling enhances productivity by eliminating redundant processes and offering a scalable solution for managing employees worldwide.
6. Papaya Global
Global payroll made simple.
- SpotScore
- 8.7/10
- User rating
- Pricing model
- Subscription, Quotation Based
- Availability
- Available in Singapore
Papaya Global is a cloud-based payroll management software designed for multinational businesses. It offers a variety of essential features such as data security, cost breakdown analysis, records management, and benefits administration. This integrative platform allows businesses to streamline their recruiting process across different countries and manage payments for both foreign and domestic contract workers through a third-party employer of record. With Papaya Global, businesses can also automate payroll processes in different currencies and easily track workforce spending using a centralized dashboard. The software ensures compliance by storing all necessary documents and reports for each jurisdiction or country. Pricing options include subscription and quotation-based plans for payroll, global, employer of record, contractor management, and parallel intelligence suites.
How to Choose Payroll Software in Singapore
In Singapore, managing payroll is not just about processing salaries; it involves navigating a complex landscape of regulations set forth by the Central Provident Fund Board (CPF Board), the Inland Revenue Authority of Singapore (IRAS), and the Ministry of Manpower (MOM). Your business must comply with the CPF Act, the Income Tax Act, and the Employment Act, which dictate specific payroll obligations such as contribution rates, tax deductions, and employee rights. The core challenge you face is ensuring that your payroll software can handle these compliance requirements efficiently while minimizing the risk of penalties, which can be substantial. For instance, failing to submit CPF contributions on time can result in penalties of up to 17% of the unpaid amount. Therefore, selecting the right payroll software is crucial for maintaining compliance and ensuring smooth operations.
Singapore's Ministry of Manpower requires detailed employment records for anyone covered by the Employment Act: the latest two years for current staff, and the last two years held for a year after someone leaves — the retention shape payroll software has to support.1 The introduction of the CPF contribution rate changes in 2023 has further accelerated the adoption of payroll software among companies seeking to manage these updates effectively.
Key Regulations
Central Provident Fund Act
The Central Provident Fund Act mandates that employers contribute a percentage of their employees' wages to the CPF. Payroll software must automatically calculate and submit these contributions based on the employee's wages and age group. Non-compliance can lead to penalties of up to 17% of the unpaid contributions, along with potential legal action from the CPF Board.
Income Tax Act
Under the Income Tax Act, employers are required to deduct income tax from employees' salaries and submit these deductions to the IRAS. Your payroll software must support the generation of the Auto-Inclusion Scheme (AIS) file for tax reporting. Failure to comply can result in penalties of up to S$1,000 for late submissions and additional fines for incorrect filings.
Employment Act
The Employment Act outlines the minimum employment standards for employees in Singapore, including salary payment timelines and overtime calculations. Your payroll software must be capable of managing these requirements, including generating payslips that comply with the Act. Non-compliance can lead to penalties of up to S$5,000 for first-time offenders.
Workplace Safety and Health Act
The Workplace Safety and Health Act requires employers to ensure a safe working environment, which includes the timely payment of salaries to employees. Payroll software must facilitate timely salary payments to avoid penalties. Failure to comply can result in fines of up to S$200,000 or imprisonment for up to two years.
SkillsFuture Credit
The SkillsFuture Credit scheme allows employees to use credits for training and skills development. Your payroll software must track and report on these credits accurately. Non-compliance can lead to penalties and the inability to claim government funding for employee training.
What to Look For
CPF contribution auto-calculation and submission
This feature is essential for ensuring compliance with the Central Provident Fund Act. Your payroll software must automatically calculate contributions based on the latest rates and submit them directly to the CPF Board. Verify with vendors that their software updates automatically with any changes to CPF rates.
IRAS Auto-Inclusion Scheme (AIS) file generation
The ability to generate AIS files is crucial for compliance with the Income Tax Act. Your payroll software should facilitate the automatic generation of these files for submission to the IRAS. Confirm that the vendor's solution is compatible with the latest AIS requirements.
Overtime calculation based on Employment Act
Your payroll software must accurately calculate overtime pay in accordance with the Employment Act. This includes tracking hours worked and applying the correct overtime rates. Ensure the vendor can demonstrate compliance with the latest regulations regarding overtime calculations.
Payslip generation compliant with Employment Act
The software should generate payslips that meet the requirements outlined in the Employment Act, including details such as gross pay, deductions, and net pay. Verify that the vendor's software can customize payslips to meet these legal requirements.
SkillsFuture Credit tracking
To comply with the SkillsFuture Credit scheme, your payroll software must track employee credits and report usage accurately. This feature is vital for ensuring that your business can claim government funding for training. Confirm that the vendor's solution includes this tracking capability.
Real-time compliance updates
Your payroll software should provide real-time updates on regulatory changes affecting payroll processes. This ensures that your business remains compliant with the latest laws and regulations. Ask vendors how frequently their software is updated and how they communicate changes.
Common mistake: A common mistake Singapore businesses make when purchasing payroll software is assuming that all solutions automatically comply with local regulations. This oversight can lead to significant fines for non-compliance with the CPF Act or the Income Tax Act. Before finalizing any contract, ensure that the software has been specifically designed to meet Singapore's regulatory requirements and ask for proof of compliance capabilities from the vendor.
Compliance Checklist
Does the software automatically calculate CPF contributions based on the latest rates?
This question is critical because incorrect calculations can lead to significant penalties. If the vendor cannot confirm this capability, you risk non-compliance with the CPF Act.
Can the software generate AIS files for submission to IRAS?
Generating AIS files is mandatory under the Income Tax Act. If the vendor's software cannot do this, you will face penalties for late or incorrect tax submissions.
Does the software support overtime calculations as per the Employment Act?
Accurate overtime calculations are essential for compliance with the Employment Act. If the vendor's software lacks this feature, your business could face fines for non-compliance.
Is the payslip format compliant with the Employment Act?
Employers must provide payslips that meet legal requirements. If the vendor's software does not ensure this compliance, you risk penalties.
Does the software track SkillsFuture Credit usage for employees?
Tracking SkillsFuture Credits is necessary for compliance with the SkillsFuture Credit scheme. If the vendor cannot confirm this, your business may miss out on funding opportunities.
Questions to Ask Vendors
- How does your software handle updates to CPF contribution rates?
- Can your software generate compliant payslips as required by the Employment Act?
- What is your process for ensuring compliance with the latest IRAS requirements?
- How does your software support SkillsFuture Credit tracking?
- Does your software automatically calculate overtime pay according to the Employment Act?
Frequently Asked Questions
To ensure compliance with CPF regulations, look for payroll software that automatically calculates and submits CPF contributions based on the latest rates. The software should also provide real-time updates regarding any changes in CPF regulations. Vendors should be able to demonstrate their compliance capabilities, including the ability to generate necessary reports for the CPF Board.
Your payroll software must be capable of generating Auto-Inclusion Scheme (AIS) files for submission to the IRAS. Additionally, it should facilitate accurate income tax deductions from employee salaries. Verify with vendors that their software is compliant with the latest IRAS requirements and can handle any updates seamlessly.
Penalties for non-compliance with the Employment Act can reach up to S$5,000 for first-time offenders. This includes failing to provide compliant payslips or not calculating overtime pay correctly. To avoid these penalties, ensure your payroll software is designed to meet all requirements of the Employment Act.
Yes, payroll software can assist with tracking SkillsFuture Credits for employees. This is crucial for ensuring compliance with the SkillsFuture Credit scheme and for claiming government funding for employee training. Verify that the software you choose includes this tracking feature to avoid missing out on funding opportunities.
Look for features such as CPF contribution auto-calculation, AIS file generation for IRAS, and compliance with the Employment Act regarding payslips and overtime calculations. These features are essential for maintaining compliance and avoiding penalties. Ensure that the vendor can demonstrate these capabilities before making a purchase.
The average cost of payroll software in Singapore varies widely, typically ranging from SGD 30 to SGD 200 per month, depending on the features and the number of employees. Some providers offer tiered pricing based on the size of your business and the complexity of your payroll needs.
Implementation time for payroll software in Singapore can range from a few days to several weeks, depending on the complexity of your payroll processes and the software chosen. It is crucial to account for data migration, training, and integration with existing systems during this period.
Yes, many payroll software solutions in Singapore offer integration capabilities with popular accounting systems like Xero and QuickBooks. This integration helps streamline financial reporting and ensures accurate data flow between payroll and accounting functions.
Most payroll software providers in Singapore offer various support options, including phone support, email assistance, and live chat. Some also provide online resources such as tutorials and FAQs to help users navigate the software effectively.
Cloud-based payroll software is an excellent option for businesses in Singapore due to its flexibility, accessibility, and automatic updates. It allows companies to manage payroll from anywhere and reduces the need for extensive IT infrastructure.
Essential payroll software features for SMEs in Singapore include automated tax calculations, employee self-service portals, CPF and IRAS compliance, and customizable reporting. These features help SMEs efficiently manage payroll while adhering to local regulations.
Payroll software can improve ROI for businesses in Singapore by reducing administrative costs, minimizing errors through automation, and ensuring compliance with local regulations, which helps avoid penalties. Streamlined payroll processes also allow HR teams to focus on more strategic tasks.
In Singapore, businesses must comply with the Personal Data Protection Act (PDPA) when using payroll software. This includes ensuring that employee data is collected, used, and disclosed responsibly, with adequate security measures in place to protect personal information.
Yes, there are payroll software solutions in Singapore tailored specifically for freelancers and gig workers, offering features like invoicing, payment tracking, and tax calculations. These solutions cater to the unique needs of freelancers managing multiple clients and projects.
When switching payroll software in Singapore, it is essential to conduct a needs analysis, ensure compliance with local laws, back up existing payroll data, and plan for a thorough training process for staff on the new system. Additionally, consider the timing of the switch to minimize disruptions during payroll processing.
What Is the Most Used Payroll Software?
Measured across the 11 country editions of this ranking, Rippling (11 of 11), Remote.com (11 of 11) and Justworks (11 of 11) have the broadest footprint. At the other end, JustLogin ranks only in Singapore — normally a sign of local specialisation.
- Rippling — ranked in 11 of 11 country editions
- Remote.com — ranked in 11 of 11 country editions
- Justworks — ranked in 11 of 11 country editions
- Papaya Global — ranked in 11 of 11 country editions
- Deel — ranked in 11 of 11 country editions
- Gloroots — ranked in 9 of 11 country editions
- Multiplier — ranked in 8 of 11 country editions
View Payroll Software by Country
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].