8.5
SpotScore
Top 10 EBS Alternatives 2026
Empowering banks with secure online transactions.
Main Features
- Invoice Payment
- Mobile Payments
- Multiple Currency Processing
- PoS Transactions
Pricing
EBS offers custom pricing plan
EBS is a Payment Gateway Software platform with a user rating of 4.0★ based on 558 reviews. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Payment Gateway Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.
EBS vs Top Alternatives at a Glance
Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.
| Tool | Best For | Pricing | Rating | Free Option |
|---|---|---|---|---|
| EBS Current | Payment Gateway Software | Custom pricing | 4.0 ★ | ✗ No |
 Razorpay | Payment Gateway Software | Custom pricing | 4.8 ★ | ✗ No |
 Tranzzo | Payment Gateway Software | Custom pricing | 4.4 ★ | ✗ No |
 2Checkout | Payment Gateway Software | Custom pricing | 4.3 ★ | ✗ No |
 Airpay | Payment Gateway Software | Custom pricing | 4.0 ★ | ✗ No |
 NextPay Payment Gateway | Payment Gateway Software | Custom pricing | 1.8 ★ | ✗ No |
Showing 1-10 out of 10
List of the Top EBS alternatives as of October 2026
Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.
9.1
SpotScore
Razorpay — 4.75★
Streamline your payments with ease.
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What is Razorpay?
Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment gateways in India, and global financial networks like Visa and Mastercard. ...
Read moreWhat reviewers like about Razorpay
- Streamlined payment processing experience with real-time insights and data through an intuitive dashboard.
- Wide variety of payment options available, including credit cards, debit cards, UPI, netbanking, and integration with major Indian banks.
- Efficient integration process and easy to use APIs for implementation on websites and applications.
Where Razorpay falls short
- Challenges with customer support response times, leading to delays in issue resolution and potential dissatisfaction.
- Complexity in understanding the pricing structure, especially for businesses with specialized needs, and limited clarity on terms and conditions for payment modes.
- Delay in activating certain features, such as postpaid wallets, which may hinder immediate implementation of specific payment options.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Razorpay offers custom pricing plan
8.6
SpotScore
Tranzzo — 4.36★
Streamline online payments with Tranzzo.
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What is Tranzzo?
Tranzzo payment gateway software is ideal for any business that processes online payments including e-commerce, retail, utilities or service providers. Tranzzo allows your business to accept customer payments from more sources including PayPal, authorize, credit cards and gift/debit cards ...
Read moreWhat reviewers like about Tranzzo
- Integration capabilities with excellent support.
- Secure and streamlined payment processes, including anti-fraud measures.
- Suitable for businesses of all sizes.
Where Tranzzo falls short
- Some users faced challenges with application processing and responsiveness from support.
- Limited compatibility or issues with integration on certain websites.
- Language barrier for non-English speakers in customer support interactions.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Tranzzo offers custom pricing plan
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9.1
SpotScore
2Checkout — 4.27★
Streamline your payments with 2Checkout.
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What is 2Checkout?
2Checkout (now operating as Verifone) is a global payment gateway for software vendors and subscription businesses that sell digitally across multiple countries and need to handle local payment methods, currencies, and tax compliance in international markets. Dedicated account managers are ...
Read moreWhat reviewers like about 2Checkout
- Consistent and quick support responses, providing valuable assistance to users.
- User-friendly platform with intuitive interface, making it easy to manage payments.
- Reliable and secure payment processing, ensuring the safety of financial information.
Where 2Checkout falls short
- User interface complexity may be overwhelming for some users without adequate guidance.
- Limited customization options and add-ons in the Marketplace, potentially restricting advanced functionalities.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
2Checkout offers custom pricing plan
8.4
SpotScore
Airpay — 4★
Effortless and secure online payments made simple.
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What is Airpay?
Airpay is cloud-based payment gateway software, which allows you to accept online payments on websites, mobile applications and kiosks. It can be setup in minutes with minimal effort and is pre-integrated with the most popular ecommerce platforms available today. It can accept payments from any ...
Read moreWhat reviewers like about Airpay
- Cloud-based solution
- Supports multiple payment methods
- Quick setup
Where Airpay falls short
- Limited customization options
- Fees can be high for small transactions
- Customer support can be slow
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
Airpay offers custom pricing plan
8.4
SpotScore
NextPay Payment Gateway — 1.75★
Effortless payments for your business.
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What is NextPay Payment Gateway?
NextPay is a payment gateway for small to medium-sized businesses that need to accept credit cards, debit cards, and mobile wallet payments across both physical and online locations. It provides a straightforward setup path for merchants that want to go live quickly without dedicated payment ...
Read moreWhat reviewers like about NextPay Payment Gateway
- Supports major credit and debit cards
- Easy integration with websites
- Mobile wallet acceptance
Where NextPay Payment Gateway falls short
- Limited advanced features
- Fees can be high for small transactions
- Customer support may be slow
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
No unique features
Pricing
NextPay Payment Gateway offers custom pricing plan
8.4
SpotScore
Dwolla — from $0.05 · 4.55★
Effortless fund transfers for businesses.
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What is Dwolla?
Dwolla is a financial technology company that is changing the way businesses send and receive funds. The company offers a seamless, white label API platform to connect to the ACH Network to initiate payments, Helps initiate the fast and efficient transfer of funds. Dwolla now facilitates the ...
Read moreWhat reviewers like about Dwolla
- Low transaction costs
- Seamless ACH integration
- Highly reliable service
Where Dwolla falls short
- Limited international support
- Requires technical knowledge
- Not suitable for small transactions
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 3 more
Unique Features
No unique features
Pricing
Starts from $0.05
8.5
SpotScore
PayKun — 5★
Effortless payment solutions for your business.
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What is PayKun?
PayKun is a payment gateway for Indian businesses with existing websites or shopping carts that need a stable, integrable payment module with features like IPN messaging and an API platform for connecting external applications. It has limited international currency support, making it best ...
Read moreWhat reviewers like about PayKun
- Easy integration
- Flexible payment options
- Stable performance
Where PayKun falls short
- Limited international support
- Fees can be high
- Basic reporting features
Common Features
-
Invoice Payment
-
Multiple Currency Processing
-
Recurring Billing
+ 3 more
Unique Features
No unique features
Pricing
PayKun offers custom pricing plan
8.6
SpotScore
PaySimple — from $59.95 · 4.43★
Seamless payments for your online business.
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What is PaySimple?
PaySimple is a digital payments platform for small and mid-sized service businesses that need to accept payments, automate recurring billing, and manage customer accounts in one system. It handles future payment scheduling and automated billing reminders, which reduces manual follow-up for ...
Read moreWhat reviewers like about PaySimple
- Streamlined payment processes, enabling easy management of business transactions and payment schedules.
- Efficient user experience, facilitating easy handling of payments and generating reports.
- Competitive pricing and integrated merchant services, making it cost-effective for small to mid-size businesses.
Where PaySimple falls short
- Limited customer support hours, causing inconvenience when needing assistance outside of available times.
- Complex adjustments and editing of payment plans, leading to challenges in modifying billing details for customers.
- Unclear billing structures and hidden fees, making it difficult for users to understand the total costs involved.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Recurring Billing
+ 3 more
Unique Features
No unique features
Pricing
Starts from $59.95/Month
9.3
SpotScore
Authorize.Net — from $25 · 4.13★
Secure payment solutions for your business.
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What is Authorize.Net?
Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carries a monthly gateway fee ($25-$99 depending on plan) plus per-transaction ...
Read moreWhat reviewers like about Authorize.Net
- Easy to navigate and integrates with other software.
- Reliable and easy-to-use platform with excellent customer support.
- Trusted and secure payment gateway for credit card transactions.
Where Authorize.Net falls short
- Limited options in the Marketplace for additional apps and connectors.
- Some users find the complexity of features and customizations intimidating for newcomers.
Common Features
-
Invoice Payment
-
PoS Transactions
-
Multiple Currency Processing
+ 4 more
Unique Features
-
Gift Card Management
Pricing
Starts from $25/Month
7.9
SpotScore
Deal — from $19 · 4.9★
Secure, fast, and convenient payment processing.
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What is Deal?
Deal is a payment gateway for small businesses and freelancers that need to accept credit cards and electronic checks online without complex setup or long-term contracts. It supports multiple currencies, allowing merchants to collect payments from international customers through one account.
Read moreWhat reviewers like about Deal
- Multi-currency support
- Quick payment processing
- User-friendly interface
Where Deal falls short
- Fees for currency conversion
- Limited advanced features
- Not suitable for high-volume transactions
Common Features
-
Invoice Payment
-
PoS Transactions
-
Website Payments
+ 2 more
Unique Features
No unique features
Pricing
Starts from $19/Month, also offers free forever plan
EBS competitors, compared
There are 10 direct EBS competitors in Payment Gateway Software. The ones that come up most often are Razorpay, Tranzzo and 2Checkout. Each is compared against EBS on rating, pricing and feature coverage below.
Tools similar to EBS
Searches for "sites like EBS" and "apps like EBS" land on the same set of options as "EBS alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.
What each EBS alternative is good at
Streamlined payment processing experience with real-time insights and data through an intuitive dashboard.
Watch for: Challenges with customer support response times, leading to delays in issue resolution and potential dissatisfaction.
Integration capabilities with excellent support.
Watch for: Some users faced challenges with application processing and responsiveness from support.
Consistent and quick support responses, providing valuable assistance to users.
Watch for: User interface complexity may be overwhelming for some users without adequate guidance.
Cloud-based solution
Watch for: Limited customization options
Supports major credit and debit cards
Watch for: Limited advanced features
Streamlined payment processes, enabling easy management of business transactions and payment schedules.
Watch for: Limited customer support hours, causing inconvenience when needing assistance outside of available times.
Easy to navigate and integrates with other software.
Watch for: Limited options in the Marketplace for additional apps and connectors.
Why teams look for a EBS alternative
Why do teams want a EBS alternative? Most point to issues like these:
- Complex integration
- Limited to banking sector
- Higher fees for small businesses
How to choose among EBS alternatives
Where the 10 payment gateway software alternatives stand on price and rating: 1 offers a free tier; and PayKun is the highest rated at 5★ across 2 reviews.
How positions are set.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
