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Dwolla vs EBS Comparison

Last updated:

Dwolla

4.4(100 reviews)

Starting at $0.05

  • Large Enterprises
  • Medium Business

Dwolla is a financial technology company that is changing the way businesses send and receive funds. The company offers a seamless, white label API platform to connect to the ACH Network to initiate payments, Helps initi…

EBS

4.0(558 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in emerging markets. It is the fines…

Dwolla leads on user satisfaction with a 4.4-star rating across 100 reviews.

Dwolla vs EBS — at a glance

FeatureDwollaEBS
Rating4.4 / 54.0 / 5
Reviews100558
Starting price$0.05Contact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud
APIAvailableAvailable
Support modesBusiness Hours, OnlineBusiness Hours, Online
CertificationsSOC 2, GDPR
Data residencyUSIndia

Key differences between Dwolla and EBS

  • Pricing: Dwolla starts at $0.05. EBS pricing is not publicly listed.
  • User satisfaction: Dwolla scores higher with a 4.4-star average.
  • Deployment: Dwolla supports SaaS/Web/Cloud; EBS supports SaaS/Web/Cloud.

Dwolla vs EBS — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Dwolla - Payment Gateway Software
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EBS - Payment Gateway Software
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Biggest differences

Start here before you go deeper into features.

Dwolla

Best for

Large Enterprises, Medium Business, Small Business

EBS

Best for

Large Enterprises, Medium Business, Small Business

Dwolla typically suits Large Enterprises and Medium Business. EBS tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Dwolla is a financial technology company that is changing the way businesses send and receive funds. The company offers a seamless, white label API platform to connect to the ACH Network to ... Read More about Dwolla

EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in ... Read More about EBS

Entry Level Pricing

  • Starts from $0.05
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.4/10

8.5/10

User Ratings

Based on verified Spotsaas reviews
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Step 1 of 4

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How do Dwolla and EBS Compare on Features?

Total Features

6 Features

7 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Dwolla and EBS on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $0.05
      • Not Available

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Dwolla pricing
      EBS pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇮🇳 India

      Dwolla User Reviews & Rating Comparison

      User Ratings

      4

      (based on 558 reviews)

      Rating Distribution

      28

      11

      2

      0

      0

      0

      0

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is positive across 41 reviews, with strong overall satisfaction.

      What buyers like

      • Low transaction costs
      • Seamless ACH integration
      • Highly reliable service

      Common complaints

      • Limited international support
      • Requires technical knowledge
      • Not suitable for small transactions

      Buyer sentiment

      Buyer sentiment is positive across 558 reviews, with strong overall satisfaction.

      What buyers like

      • End-to-end solution
      • Trusted by banks
      • Supports emerging markets

      Common complaints

      • Complex integration
      • Limited to banking sector
      • Higher fees for small businesses

      Pros and Cons

      • Offers low-cost transactions for ACH payments.

      • Highly reliable with a strong track record.

      • Automation features simplify payment processes.

      • Technical knowledge may be required for setup.

      • Limited support for international payments.

      • Comprehensive solution tailored for banks.

      • Strong security measures ensure transaction safety.

      • Multi-currency support for global transactions.

      • Integration can be complex and time-consuming.

      • Primarily focused on banking institutions.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      Goat

      Goat

      Rally Road

      Rally Road

      Astra

      Astra

      Jammu and Kashmir Tourism

      Jammu and Kashmir Tourism

      SIKKIM Tourism

      SIKKIM Tourism

      Kerala

      Kerala

      Media and Screenshots

      Screenshots

      Dwolla-New Dashboard

      3 Screenshots

      EBS Payment Gateway Screenshots

      4 Screenshots

      Top Alternatives to Dwolla and EBS in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Dwolla or EBS?
      Dwolla edges out the other on user ratings (4.4 vs 4.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Dwolla and EBS offer a free trial?
      Neither Dwolla nor EBS currently lists a free trial.
      What is the starting price of Dwolla vs EBS?
      Dwolla starts at $0.05. EBS starts at Contact for pricing.
      What are the top alternatives to Dwolla?
      Top alternatives to Dwolla include Stripe Payments, Opayo, WePay, QuickBooks Payments, Zoho Checkout.
      What are the top alternatives to EBS?
      Top alternatives to EBS include Amazon Pay, Global Payments, MobiKwik Payment Gateway, MultiSafepay, UniPay Gateway.

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