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10 EBS Alternatives Ranked by Real Users — Free Picks Included (2026)

Explore 10 alternatives to EBS — vetted by our editors with real user reviews, pricing, and feature comparisons.

Our 10 top free EBS alternatives at a glance

Quick answer

Here's the lineup of EBS alternatives: Authorize.Net, Razorpay and 2Checkout. Authorize.Net leads on SpotScore (9.3) with a 4.13★ rating. All 10 are compared on score, rating, and price below.

Maybe EBS costs too much, misses a feature you need, or just feels clunky. Whatever the reason, these 10 payment gateway software free alternatives are the picks worth a closer look. We order them by SpotScore, a mix of verified user satisfaction and market presence, plus ratings and pricing. Use the table to compare at a glance, then dig into each below.

ProductSpotScoreRatingPricingBest for
Authorize.NetSecure payment solutions for your business.9.3★★★★☆ 4.13(319)from $25/moteams of all sizes
RazorpayStreamline your payments with ease.9.1★★★★★ 4.75(34)Quotation Basedteams of all sizes
2CheckoutStreamline your payments with 2Checkout.9.1★★★★☆ 4.27(813)Subscription · Quotation Basedteams of all sizes
TranzzoStreamline online payments with Tranzzo.8.6★★★★☆ 4.36(12)Quotation Basedteams of all sizes
PaySimpleSeamless payments for your online business.8.6★★★★☆ 4.43(97)from $59.95/moteams of all sizes
PayKunEffortless payment solutions for your business.8.5★★★★★ 5(2)Quotation Basedteams of all sizes
AirpayEffortless and secure online payments made simple.8.4★★★★☆ 4Quotation Basedmid-size & enterprise teams
NextPay Payment GatewayEffortless payments for your business.8.4★★☆☆☆ 1.75(2)Subscription · Quotation Basedteams of all sizes
DwollaEffortless fund transfers for businesses.8.4★★★★★ 4.55(41)from $0.05teams of all sizes
DealSecure, fast, and convenient payment processing.7.9★★★★★ 4.9Freefrom $19/moteams of all sizes

9.3

SpotScore

Authorize.Net - Payment Gateway Software

Authorize.Net

Secure payment solutions for your business.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.1

319 verified reviews

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What is Authorize.Net?

Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carries a monthly gateway fee ($25-$99 depending on plan) plus per-transaction ...

Read more about Authorize.Net

Authorize.Net offers custom pricing plan

9.1

SpotScore

Razorpay - Payment Gateway Software

Razorpay

Streamline your payments with ease.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.8

34 verified reviews

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What is Razorpay?

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment gateways in India, and global financial networks like Visa and Mastercard. ...

Read more about Razorpay

Razorpay offers custom pricing plan

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9.1

SpotScore

2Checkout - Payment Gateway Software

2Checkout

Streamline your payments with 2Checkout.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.3

813 verified reviews

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What is 2Checkout?

2Checkout (now operating as Verifone) is a global payment gateway for software vendors and subscription businesses that sell digitally across multiple countries and need to handle local payment methods, currencies, and tax compliance in international markets. Dedicated account managers are ...

Read more about 2Checkout

2Checkout offers custom pricing plan

8.6

SpotScore

Tranzzo - Payment Gateway Software

Tranzzo

Streamline online payments with Tranzzo.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.4

12 verified reviews

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What is Tranzzo?

Tranzzo payment gateway software is ideal for any business that processes online payments including e-commerce, retail, utilities or service providers. Tranzzo allows your business to accept customer payments from more sources including PayPal, authorize, credit cards and gift/debit cards ...

Read more about Tranzzo

Tranzzo offers custom pricing plan

8.6

SpotScore

PaySimple - Payment Gateway Software

PaySimple

Seamless payments for your online business.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.4

97 verified reviews

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What is PaySimple?

PaySimple is a digital payments platform for small and mid-sized service businesses that need to accept payments, automate recurring billing, and manage customer accounts in one system. It handles future payment scheduling and automated billing reminders, which reduces manual follow-up for ...

Read more about PaySimple

PaySimple offers custom pricing plan

8.5

SpotScore

PayKun - Payment Gateway Software

PayKun

Effortless payment solutions for your business.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

5.0

2 verified reviews

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What is PayKun?

PayKun is a payment gateway for Indian businesses with existing websites or shopping carts that need a stable, integrable payment module with features like IPN messaging and an API platform for connecting external applications. It has limited international currency support, making it best ...

Read more about PayKun

PayKun offers custom pricing plan

8.4

SpotScore

Airpay - Payment Gateway Software

Airpay

Effortless and secure online payments made simple.

Best for: Mid-market · Enterprise

Get Pricing Details

4.0

Add to compare

What is Airpay?

Airpay is cloud-based payment gateway software, which allows you to accept online payments on websites, mobile applications and kiosks. It can be setup in minutes with minimal effort and is pre-integrated with the most popular ecommerce platforms available today. It can accept payments from any ...

Read more about Airpay

Airpay offers custom pricing plan

8.4

SpotScore

NextPay Payment Gateway - Payment Gateway Software

NextPay Payment Gateway

Effortless payments for your business.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

1.8

2 verified reviews

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What is NextPay Payment Gateway?

NextPay is a payment gateway for small to medium-sized businesses that need to accept credit cards, debit cards, and mobile wallet payments across both physical and online locations. It provides a straightforward setup path for merchants that want to go live quickly without dedicated payment ...

Read more about NextPay Payment Gateway

NextPay Payment Gateway offers custom pricing plan

8.4

SpotScore

Dwolla - Payment Gateway Software

Dwolla

Effortless fund transfers for businesses.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.5

41 verified reviews

Add to compare

What is Dwolla?

Dwolla is a financial technology company that is changing the way businesses send and receive funds. The company offers a seamless, white label API platform to connect to the ACH Network to initiate payments, Helps initiate the fast and efficient transfer of funds. Dwolla now facilitates the ...

Read more about Dwolla

Dwolla offers custom pricing plan

7.9

SpotScore

Deal - Payment Gateway Software

Deal

Secure, fast, and convenient payment processing.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

4.9

Add to compare

What is Deal?

Deal is a payment gateway for small businesses and freelancers that need to accept credit cards and electronic checks online without complex setup or long-term contracts. It supports multiple currencies, allowing merchants to collect payments from international customers through one account.

Read more about Deal

Deal offers custom pricing plan

EBS competitors, compared

There are 10 direct EBS competitors in Payment Gateway Software. The ones that come up most often are Authorize.Net, Razorpay and 2Checkout. Each is compared against EBS on rating, pricing and feature coverage below.

Tools similar to EBS

Searches for "sites like EBS" and "apps like EBS" land on the same set of options as "EBS alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.

What each EBS alternative is good at

Authorize.Net9.3Best for teams of all sizes

Easy to navigate and integrates with other software.

Watch for: Limited options in the Marketplace for additional apps and connectors.

Razorpay9.1Best for teams of all sizes

Streamlined payment processing experience with real-time insights and data through an intuitive dashboard.

Watch for: Challenges with customer support response times, leading to delays in issue resolution and potential dissatisfaction.

2Checkout9.1Best for teams of all sizes

Consistent and quick support responses, providing valuable assistance to users.

Watch for: User interface complexity may be overwhelming for some users without adequate guidance.

Tranzzo8.6Best for teams of all sizes

Integration capabilities with excellent support.

Watch for: Some users faced challenges with application processing and responsiveness from support.

PaySimple8.6Best for teams of all sizes

Streamlined payment processes, enabling easy management of business transactions and payment schedules.

Watch for: Limited customer support hours, causing inconvenience when needing assistance outside of available times.

PayKun8.5Best for teams of all sizes

Easy integration

Watch for: Limited international support

Airpay8.4Best for mid-size & enterprise teams

Cloud-based solution

Watch for: Limited customization options

NextPay Payment Gateway8.4Best for teams of all sizes

Supports major credit and debit cards

Watch for: Limited advanced features

Dwolla8.4Best for teams of all sizes

Low transaction costs

Watch for: Limited international support

Deal7.9Best for teams of all sizes

Multi-currency support

Watch for: Fees for currency conversion

Why teams look for a EBS alternative

Why do teams want a EBS alternative? Most point to issues like these:

  • Complex integration
  • Limited to banking sector
  • Higher fees for small businesses

How to choose among EBS alternatives

Where the 10 payment gateway software free alternatives stand on price and rating: 1 offers a free tier; paid plans run $0.05–$59.95, with Dwolla the cheapest entry point; and PayKun is the highest rated at 5★ across 2 reviews.

How positions are set.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to EBS are PayKun (5.0★), Deal (4.9★), Razorpay (4.8★). Compare all 10 alternatives side-by-side above.

When evaluating alternatives to EBS, prioritize: Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Website Payments, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Migration difficulty depends on how deeply EBS is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend narrowing to 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

How to settle on the best EBS alternative

  • On a budget / just exploring: start with a free tier — Deal let you evaluate without paying upfront.
  • If real-user ratings matter most: PayKun has the strongest star rating (5★) among the options with verified reviews.
  • Want the safest pick: Authorize.Net has the highest Spotsaas Score (9.3) in this list — a strong default if you're unsure.

How to cut over from EBS

Before switching off EBS, run the checks that prevent headaches later. Export your data, verify the import, and confirm feature parity for your must-have workflows. Pilot the new tool free, then migrate, leaving EBS active until you're done.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].