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Best Payment Processing Software For Small Business

Top picks for Payment Processing Software available for small business

Streamline your payments with Quantum.

5.0

Excellent

Free trial not available

Freemium not available

Quantum Electronic Payments offers custom pricing plan

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Accelerate your online payments with Omise.

5.0

Excellent

Free trial not available

Freemium not available

Omise offers custom pricing plan

Visit website

Effortless payments made simple.

5.0

Excellent

Free trial not available

Freemium not available

LexisNexis Payment Solutions offers custom pricing plan

Visit website

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List of the Best Payment Processing Software For Small Business as of July 2025

Quantum Electronic Payments - Payment Processing Software

Quantum Electronic Payments

Streamline your payments with Quantum.

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5.0

(1)

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Product Description

The Quantum Electronic Payments Solution is designed with everything you need to implement a robust credit card processing and eCommerce solution for your business. A cloud-based software solution that enables businesses to offer electronic payment. It's processing services with a monthly ...

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Pricing

Quantum Electronic Payments offers custom pricing plan

Omise - Payment Processing Software

Omise

Accelerate your online payments with Omise.

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5.0

(1)

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Product Description

Omise Server and Gateway (OSS/G) is the most complete and modern server software platform for a payments business. It was designed with high availability, scalability, and security as key factors.

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Pricing

Omise offers custom pricing plan

LexisNexis Payment Solutions - Payment Processing Software

LexisNexis Payment Solutions

Effortless payments made simple.

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5.0

(1)

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Product Description

LexisNexis Payment Solutions is a global payment processing suite, designed for merchants large and small, to manage and run their business with ease. As the preferred payments partner for leading global banks and financial institutions, LexisNexis Payment Solutions offers straightforward ...

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Pricing

LexisNexis Payment Solutions offers custom pricing plan

Clearent - Payment Processing Software

Clearent

Effortlessly accept card payments for your business.

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5.0

(4)

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Product Description

Clearent payment processing software is the easiest way to accept charge cards and e-commerce payments for your business.  The Clearent Payment Processing Software allows you to accept card payments through a variety of methods including mobile devices, email invoices, and traditional card ...

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Pricing

Clearent offers custom pricing plan

Paymentwall - Payment Processing Software

Paymentwall

Effortlessly accept payments from anywhere.

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5.0

(2)

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Product Description

Paymentwall's payment processing software offers fully integrated shopping carts, marketing tools, and credit card processing. The solution allows merchants to receive payments from customers using the Internet, phone, mail, or at the point of sale in a variety of different ways. Paymentwall is ...

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Pricing

Paymentwall offers custom pricing plan

Chargezoom - Payment Processing Software

Chargezoom

Effortless payment processing for your business.

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5.0

(1)

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Product Description

ChargeZoom is a payment processing solution that makes accepting credit card payments easy. Our advanced online software and mobile app allow our clients to process payments from their own websites and mobile apps, using highly secure methods of encryption and proprietary processes. ChargeZoom ...

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Pricing

Starts from $20/Month, also offers free forever plan

PangoPay - Payment Processing Software

PangoPay

Streamline payments with powerful processing software.

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5.0

(2)

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Product Description

PangoPay is the most powerful, easy to use, and affordable payment processing software available.The affordable, user-friendly, customizable PangoPay can be used to accept credit card payments, print cards, and even send invoices and statements with our open source invoicing application.

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Pricing

Starts from $24.99/Month

Whistle - Payment Processing Software

Whistle

Empowering success, one nudge at a time.

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4.9

(1)

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Product Description

Whistle, with the tagline "Designed with the participant in mind," is a user-friendly platform that aims to improve retention, productivity, engagement, and profitability in businesses. By incorporating AI-informed nudges, behavioral science concepts, and machine learning tools, Whistle ...

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Pricing

Whistle offers custom pricing plan

TransNational Payments - Payment Processing Software

TransNational Payments

Streamline payments and grow your hospitality business.

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4.9

(3)

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Product Description

TransNational Payments (TNP) provides a fully integrated credit, debit and gift card processing solution for businesses in the hospitality industry. TNP allows management of check, credit, and debit transactions from a single point of control through our web-based software.

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Pricing

Free Trial available, Try Now

Starts from $30/Month

InvoiceCloud - Payment Processing Software

InvoiceCloud

Streamline your invoicing with InvoiceCloud.

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4.8

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Product Description

InvoiceCloud offers a Software as a Service platform with the latest and most advanced user interface, user experience, security enhancements and updates. Customizable for your exact needs, you decide which features to enable and modify – and benefit from regular upgrades without any ...

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Pricing

InvoiceCloud offers custom pricing plan

Inline Checkout - Payment Processing Software

Inline Checkout

Maximize sales with personalized checkout.

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4.8

(10)

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Product Description

Transform your Ecommerce game with Inline Checkout – the ultimate Conversion App for boosting conversions. It uses data-driven technology to create a personalized checkout flow, tailored to your brand. Enjoy customization options like adding your own logo, auto-filling forms and offering ...

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Pricing

Inline Checkout offers custom pricing plan

SecurePay - Payment Processing Software

SecurePay

Simplify customer payments and collections with SecurePay.

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4.8

(6)

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Product Description

SecurePay is payment and collection processing software designed to help small businesses manage their customers, payments, and collections. SecurePay provides small business owners with a powerful yet simple-to-use online system that is built on a central database to track all customer ...

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Pricing

SecurePay offers custom pricing plan

JusPay - Payment Processing Software

JusPay

Effortless payments, secure transactions.

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4.8

(9)

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Product Description

JusPay is a flexible payment software that helps businesses manage account receivables, seamlessly managing cash flow and check payments. JusPAY is integrated with multiple other services to help streamline your business. All designed to maximize profits while minimizing the costs of handling ...

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Pricing

JusPay offers custom pricing plan

Blackthorn Payments - Payment Processing Software

Blackthorn Payments

Streamline your payments with ease.

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4.7

(87)

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Product Description

Blackthorn Payments is a truly versatile, easy to use payment processing software with an intuitive interface that makes your life easier. Whether you are just starting out, or have been involved with the industry for a long time, Blackthorn has everything you need to make the process of ...

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Pricing

Starts from $575/Month

Opayo - Payment Processing Software

Opayo

Effortless payments for a thriving business.

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Product Description

The Opayo Payment Processing Software is a cloud-based solution offered to merchants that provide you with the tools to accept all forms of payment online. With powerful features such as automated recurring billing and advanced reporting, you can breathe easier knowing your business is ...

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Pricing

GCPay - New SaaS Software

GCPay

Effortless payments for streamlined construction operations.

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Product Description

GCPay is an innovative construction payment management software that helps businesses streamline operations and deploy automation effortlessly. It arms users with simplified workflows and eliminates the risk of subcontractor-related calculation errors thanks to real-time monitoring. Scheduled ...

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Pricing

GCPay offers custom pricing plan

Branch - New SaaS Software

Branch

Streamline communication, boost productivity.

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Product Description

Branch is the perfect solution for instant payments to any workforce. The software enables teams, small businesses, and medium companies to collaborate productively, by managing conversations in real-time. You can use the tools to easily create & conduct remote meetings & interviews, and even ...

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Pricing

Branch offers custom pricing plan

PaymentSpring - Payment Processing Software

PaymentSpring

Secure payments made simple.

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4.6

(2)

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Product Description

PaymentSpring is a leading provider of Payments Solutions that enable merchants to accept credit & debit payments with ease. With its robust Feature-Rich Software, industry-applicable Support, competitive Pricing and a promising Growth Strategy, this secure payment processor offers an ultimate ...

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Pricing

PaymentSpring offers custom pricing plan

PayJunction - Payment Processing Software

PayJunction

Streamline payments with secure, 24/7 support.

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Product Description

PayJunction is a modern, enterprise-class, multi-channel payment processing software. It comes in a SaaS (Software as a Service) model for subscription-based revenue streams and with an easy to install on-premise version for single processors or mini-merchant banks. PayJunction is secure, ...

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Pricing

PayJunction offers custom pricing plan

Pin Payments - Payment Processing Software

Pin Payments

Streamlining payments with top-notch security.

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4.6

(53)

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Product Description

Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible platform that can operate with minimal staff overhead and provide the maximum security with rigorous PCI ...

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Pricing

Pin Payments offers custom pricing plan

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

These are the key features of Payment Processing Software. Accounts Payable, Accounts Receivable, Bank Reconciliation, Billing and Invoicing, Cash Management, Collections, General Ledger, Purchasing, Tax Management and Contact Management

This software is researched and edited by

Rajat Gupta is the founder of Spotsaas, where he reviews and compares software tools that help businesses work smarter. Over the past two years, he has analyzed thousands of products across CRM, HR, AI, and finance — combining real-world research with a strong foundation in commerce and the CFA program. He's especially curious about AI, automation, and the future of work tech. Outside of SpotSaaS, you'll find him on a badminton court or tracking the stock market.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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