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Pin Payments - Payment Processing Software

Pin Payments Review: Is It The Right Payment Processing Software For Your Team?

Best for SMB teams · Mid-market

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Pin Payments offers custom pricing plan

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What is Pin Payments?

Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible platform that can operate with minimal staff overhead and provide the maximum security with rigorous PCI compliance. Unlike most processors, we offer a web-based system and a white-label solution as well. This flexible platform features both an API and a consumer portal that can be branded to meet your requirements.

Pricing

  • Pin Payments offers custom pricing plan

Best For

Built for growing teams, from small businesses to mid-market

Security & Compliance

GDPR
  • Data residency:🇺🇸

Pin Payments Software Demo

Pin Payments was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.

Who should consider Pin Payments

Use cases
Small e-commerce businesses, Subscription-based services, Freelancers and individual sellers
Team types
Finance teams, Small business owners
Company size
1-50 employees, 51-200 employees
Workflow style
Flexible and configurable
Setup complexity
Medium

Why teams choose Pin Payments

  • Strong PCI compliance ensuring high security

  • Flexible platform with API and white-label options

  • Web-based system that is easy to install and scalable

Is Pin Payments right for you?

Best for small businesses needing secure, flexible, and scalable payment processing.

Choose Pin Payments if

  • You run a small e-commerce or subscription-based business seeking PCI-compliant payments.
  • You require a web-based, easy-to-install system with white-label and API integration options.
  • You have technical resources to manage flexible configurations and want scalable payment solutions.

Consider alternatives if

  • You need transparent, fixed pricing for straightforward budgeting.
  • You are a large enterprise needing extensive customization and dedicated support.

What buyers should know before shortlisting Pin Payments

Pin Payments is a payment processing platform designed for small businesses and e-commerce stores that need PCI compliance and multi-currency support. Before shortlisting, verify that your payment gateway integrates with your existing cart software—Pin supports Shopify, WooCommerce, and custom integrations, but setup requires API knowledge or developer support if you're building a custom implementation.

The white-label option works well for agencies reselling payment processing, but comes with higher per-transaction fees (2. 4% + $0.

30 AUD vs. standard rates).

Check your monthly transaction volume against Pin's pricing tiers, as costs scale quickly for high-volume merchants. During demos, ask about settlement times (typically 1–2 business days) and whether your business model qualifies for their lower-cost plans—some verticals like SaaS or subscription billing don't receive the same rate discounts as retail.

Pros and cons

Pin Payments pros and cons

  • Pin Payments pros
  • Strong PCI compliance ensuring high security

  • Flexible platform with API and white-label options

  • Web-based system that is easy to install and scalable

  • Pin Payments cons
  • Pricing is quotation-based and not publicly disclosed

  • Limited information on customer support and onboarding

4.7/5 rating
53 verified reviews

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Still comparing?

See how it stacks up

Compare Pin Payments side-by-side with top Payment Processing Software alternatives.

Stripe Payments
Braintree Direct
MagicPay
+7 more
Compare alternatives

What is the pricing of Pin Payments?

Pin Payments uses custom pricing — plans are tailored to your team size and needs. Contact them for a quote.

Free TrialNot available
PricingPin Payments offers custom pricing
Pricing Model
Quotation Based

Weighing your options?

Not sure if Pin Payments fits your budget?

Pin Payments reviews and ratings

Buyer sentiment

Users generally appreciate the platform's security, flexibility, and ease of installation, though pricing opacity and limited support details are noted concerns.

What buyers like

  • Security and PCI compliance
  • Flexibility and scalability
  • Ease of installation

Common complaints

  • Pricing transparency
  • Limited support information

4.65

Excellent

Based on 31 ratings & 53 reviews

Are you using Pin Payments?

Rating Distribution

Excellent

(47)

Very Good

(3)

Good

(0)

Poor

(0)

Terrible

(3)

Spotsaas advisor
Get a custom demo of Pin Payments
  • See if Pin Payments fits your business
  • Real pricing — no sales pressure
  • A demo or quick answers, your call

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How big is your team?

We tailor recommendations to companies your size.

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What are the features of Pin Payments?

29%

Feature coverage

8 of 28 tracked features

API integration is a feature that allows different software systems, platforms, or applications to seamlessly communicate with each other. I…

Credit card processing is a vital feature offered by software solutions that enables businesses to accept payments from customers using cred…

To improve attraction, brands are turning to individualized branding tactics. Brands are putting more power in the hands of consumers than e…

Trading money electronically is known as online payment. Computer networks, the internet, and digital stored value systems are commonly used…

PCI (Payment Card Industry) Compliance is a set of security standards that ensures a safe and secure environment for credit and debit card p…

A payment gateway is a technology used in e-commerce websites and applications that enables secure online transactions, allowing customers t…

Payment Processing is defined as providing a Person with the ability to charge or debit accounts using any payment mechanism, including but…

The process of buying and selling actual goods and services through the internet is known as ecommerce. It entails the exchange of data or c…

Security & Compliance

Pin Payments security and data handling

Key compliance certifications and security features for IT and security teams evaluating Pin Payments.

Certifications

GDPR✓ Certified
HIPAA✗ Not certified

Security features

Data Encryption✓ Yes

Developer & data

Data residency
🇺🇸

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Pin Payments Customers

Wilson   Frenchy-logo

Wilson Frenchy

PetRescue-logo

PetRescue

MeMeMe-logo

MeMeMe

K7Maths-logo

K7Maths

Help & Contact

Pin Payments Support Options

Customer ServiceBusiness HoursOnline
LocationMelbourne, Australia

Connect with Pin Payments

Frequently Asked Questions About Pin Payments

Common questions buyers ask before choosing Pin Payments.

Pin Payments is a Payment Processing Software. Pin Payments offers Payment Processing, Credit Card Processing, Online Payments, Payment Gateway, PCI Compliance and many more functionalities.

Pin Payments is a strong fit if: You run a small e-commerce or subscription-based business seeking PCI-compliant payments.; You require a web-based, easy-to-install system with white-label and API integration options.. Consider alternatives if: You need transparent, fixed pricing for straightforward budgeting.; You are a large enterprise needing extensive customization and dedicated support..

Buyers commonly note the following limitations of Pin Payments: Pricing is quotation-based and not publicly disclosed; Limited information on customer support and onboarding; May require technical resources for API integration.

Some top alternatives to Pin Payments includes Stripe Payments, Braintree Direct, MagicPay, Global Payments and myPOS.

Pin Payments offers Quotation Based pricing model

We don't have information regarding integrations of the Pin Payments as of now.

The starting price is not disclosed by Pin Payments. You can visit Pin Payments pricing page to get the latest pricing.

Ready to try it?

Get started with Pin Payments

Get connected with the team for a personalised demo.

About the reviewer

Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].