Find 19 Best Payment Gateway Software with Gift Card Management in August 2026

What is PayPal?

PayPal is a payment gateway and digital wallet used by online merchants globally to process card transactions, send invoices, and handle purchase disputes. Merchants pay transaction fees (typically 2.9% plus $0.30 in the US) while buyers pay nothing, and PayPal's built-in purchase protection ...

What is Payoneer?

Payoneer provides a simple and cost effective solution for your business to accept credit card and other payments online.  Payoneer's suite of Payment Gateway Solutions has been adapted to meet the needs of various businesses such as banks, eCommerce merchants, international money transfer ...

What is Authorize.Net?

Authorize.Net is a payment gateway for businesses that process credit card and electronic check payments on websites and mobile apps, with broad support for major e-commerce platforms and accounting integrations. It carries a monthly gateway fee ($25-$99 depending on plan) plus per-transaction ...

What is BlueSnap?

BlueSnap is a payment gateway software that allows merchants to start accepting credit cards directly on their own websites. BlueSnap provides everything you need from the award-winning payment gateway to a complete white label solution for your clients. Connect your online business in seconds, ...

What is Adyen?

Adyen is a global payment processing platform used by mid-market and enterprise retailers, marketplaces, and financial services firms that process transactions across multiple countries and sales channels. It unifies online, mobile, and in-store payments under one integration, eliminating the ...

What is Alipay?

Alipay is a payment gateway software that allows any business to accept Alipay payments. Merchants can recover their payment transactions, perform currency conversion and view transaction status. The gateway uses the Alipay digital payment platform, which is connected to more than 70 online ...

What is Instamojo?

Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, but prospective users should evaluate its customer support track record — ...

What is Mollie?

Mollie is a payment gateway for European e-commerce businesses and online merchants that need to accept credit cards, iDeal, PayPal, and regional digital wallets through a single integration. It is especially well-suited for Dutch and broader European merchants due to its native iDeal support ...

What is Pine Labs?

Pine Labs offers a comprehensive suite of solutions for businesses, empowering them to boost revenue and streamline their operations. Our merchant platform merges cutting-edge technology and financial services, creating opportunities for growth and minimizing risks. Through collaborations with ...

What is UniPay Gateway?

UniPay Gateway is a payment processing platform for e-commerce operators that need to automate credit card authorization and data storage without manual transaction handling. It captures card data, authorizes transactions, and writes records to a connected database in a single workflow, ...

What is MultiSafepay?

MultiSafepay is a payment gateway for European online merchants — particularly those on Magento — that need access to a wide range of payment methods including cards, buy-now-pay-later options, and regional European instruments. Its Magento plugin is well-regarded by Dutch e-commerce merchants, ...

What is India Online Pay?

India Online Pay allows their clients to process online payments through any of the major credit cards or e-payment options and bank accounts in India. They make it possible for payment gateways to accept all banks' online payment methods, including IMPS, NEFT, RTGS, and credit cards, as well ...

What is Citcon?

Citcon is an integrated payment gateway for businesses that need to process transactions across multiple payment platforms — including PayPal, Shopify, and Authorize.NET — from a single system. It encrypts transaction and customer data across all connected channels, reducing the compliance ...

What is Paystand?

Paystand is a web-based payment gateway for e-commerce store operators that need to accept credit cards, ACH transfers, checks, and recurring payments through one platform. It centralizes customer payment records and automates recurring charge cycles, reducing manual reconciliation work for ...

What is Stripe Connect?

Stripe Connect is a payment platform layer used by software companies and marketplaces that need to route payments between buyers and sellers — such as gig economy apps, SaaS billing platforms, and on-demand marketplaces. It handles fund disbursement to third-party accounts, platform fee ...

What is Zoho Checkout?

Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates naturally within the Zoho product ecosystem, making it the logical choice for businesses already running ...

What is Heartland eCommerce?

Heartland eCommerce is a payment gateway software. It provides the tools to enable secure on-line credit card and debit card payments, and processes transactions at competitive prices. The platform's selection of advanced payment features provides them with a large amount of flexibility for ...

What is Waya?

Discover Waya, the innovative banking solution crafted to empower minorities and immigrants in the USA. Leave behind the tedious banking processes and embrace a new way of financial management with Waya. Effortlessly open a US Checking account in minutes from the comfort of your home or office, ...

What is PayTrace?

PayTrace is dedicated to delivering technology solutions with maximum value that empower its sales partners and make customer satisfaction its priority. By providing comprehensive, user-friendly payment options that increase security while reducing processing costs, PayTrace is devoted to ...