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Best Decimal Alternatives — 12 Compared, With Free Tools (2026)

Explore 12 alternatives to Decimal — vetted by our editors with real user reviews, pricing, and feature comparisons.

The top free Decimal alternatives, at a glance

Quick answer

Want the short version? The top Decimal alternatives are QuickBooks, MYOB and Reckon One. QuickBooks leads with a SpotScore of 9.8 and a 4.83★ rating. See the full comparison of all 12 on score, rating, and price below.

If the value just isn't there with Decimal anymore, these 12 accounting software free alternatives are worth weighing. We rank by SpotScore (real-user satisfaction and market presence), star ratings, and pricing model, and our editors vet each pick. Scan the table for a quick view, then read the sections below for the why.

ProductSpotScoreRatingPricingBest for
QuickBooksEffortless accounting, smarter business decisions9.8★★★★★ 4.83(8404)Freefrom $3.80/mosmall & mid-size businesses
MYOBStreamline your business with MYOB9.3★★★★☆ 4.35(121)FreeFree Trial · Subscriptionteams of all sizes
Reckon OneStreamline your business finances with ease.8.5★★★★★ 5(2)FreeFree Trial · Subscriptionsmall & mid-size businesses
Saral AccountsStreamline your finances with Saral Accounts.7.9★★★★☆ 4.25(10)FreeFree Trial · Subscriptionteams of all sizes
AplosStreamline your nonprofit's operations for maximum impact.—★★★★★ 4.83(60)Freefrom $29.50/mosmall & mid-size businesses
XeroStreamline your finances and grow your business.9.6★★★★★ 4.65(4699)FreeFree Trial · Subscriptionsmall & mid-size businesses
Zoho BooksStreamline your finances with ease.9.2★★★★★ 4.91(319)FreeFree Trial · Subscriptionteams of all sizes
WaveStreamline your finances, save money with Wave.9.6★★★★☆ 3.53(423)FreeFreemiumsmall businesses
FreshbooksInvoicing made easy. Anytime, anywhere.9.6★★★★★ 4.58(1379)FreeFree Trial · Subscription · Quotation Basedsmall & mid-size businesses
KnowifyStreamline your construction business with ease.9.2★★★★★ 4.81(28)FreeFree Trial · Subscription · Quotation Basedteams of all sizes
Bill.comStreamline your accounting and payments, hassle-free.9.2★★★★☆ 4.01(729)FreeFree Trial · Subscriptionteams of all sizes
FreeAgentEffortless accounting for small businesses.9.2★★★★☆ 4.4(51)FreeFree Trial · Subscriptionsmall businesses

9.8

SpotScore

Quickbooks

QuickBooks

Effortless accounting, smarter business decisions

Best for: SMB teams · Mid-market

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What is QuickBooks?

QuickBooks is a user-friendly financial management platform designed to help small businesses, freelancers, and growing teams handle accounting, invoicing, payroll, and reporting all in one place. Built for business owners, accountants, service providers, and eCommerce sellers, QuickBooks ...

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Free TrialTry Free →

9.3

SpotScore

MYOB - Accounting Software

MYOB

Streamline your business with MYOB

Best for: SMB teams · Mid-market · Enterprise

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What is MYOB?

MYOB is accounting software for Australian and New Zealand small businesses, built in compliance with ATO requirements. It handles invoicing, expense tracking, payroll, tax reporting, and supplier management, with direct integration for working with accountants and bookkeepers. Customers can ...

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Free Trial

8.5

SpotScore

Reckon One

Reckon One

Streamline your business finances with ease.

Best for: SMB teams · Mid-market

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What is Reckon One?

Reckon One is an accounting program that lets you track your business receipts and expenses, manage your invoices and bank accounts, and produce professional-looking financial statements. The easy-to-use interface helps you start recording expenses right away, then sync automatically via the ...

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7.9

SpotScore

Saral Accounts - Accounting Software

Saral Accounts

Streamline your finances with Saral Accounts.

Best for: SMB teams · Mid-market · Enterprise

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What is Saral Accounts?

Discover the perfect accounting solution for your business with Saral Accounts. Our robust software allows you to easily create vouchers, manage books, and access final statements. Enjoy 100 customizable invoice formats to match your needs and print effortlessly from any printer. Never miss a ...

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Free Trial

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Aplos - New SaaS Software

Aplos

Streamline your nonprofit's operations for maximum impact.

Best for: SMB teams · Mid-market

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What is Aplos?

Aplos is an effective and straightforward software that provides Nonprofit CRMs to manage data entries, donor lists, communications, campaigns and real-time reports. Its platform offers users the ability to create dynamic donor databases, detailed charts of accounts, tags to manage fundraising ...

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Aplos offers custom pricing plan

9.6

SpotScore

Xero

Xero

RECOMMENDED

Streamline your finances and grow your business.

Best for: SMB teams · Mid-market

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What is Xero?

Xero software is a cloud-based accounting system that helps businesses manage their finances, run payroll, and save time so they can focus on growing their business. This single platform connects all your finances and invoices. It's the resource you need to run your business, no matter where ...

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Free TrialTry Free →·

Starts from $3.75/month when monthly

9.2

SpotScore

Zoho Books

Zoho Books

RECOMMENDED

Streamline your finances with ease.

Best for: SMB teams · Mid-market · Enterprise

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What is Zoho Books?

Zoho Books is cloud accounting software for small to mid-sized businesses, particularly teams already using other Zoho products like CRM or Desk. It covers the full accounting cycle — invoicing, journal entries, bank reconciliation, and financial reporting — through a single unified platform. ...

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Free TrialTry Free →

9.6

SpotScore

Wave - Accounting Software

Wave

Streamline your finances, save money with Wave.

Best for: SMB teams

Try for Free

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What is Wave?

With Wave, small businesses have access to professional accounting services without any cost. It offers Invoicing, Accounting, and Receipt scanning for free, while its affordable packages provide additional features such as Payments and Payroll. This online software is a cost-effective solution ...

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9.6

SpotScore

Freshbooks

Freshbooks

Invoicing made easy. Anytime, anywhere.

Best for: SMB teams · Mid-market

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What is Freshbooks?

FreshBooks is cloud accounting software for freelancers, small agencies, and service businesses with under 10 employees who handle their own books. It automates invoicing, expense categorization, and time-to-invoice workflows so owners can bill clients and track billable hours without a ...

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Free TrialTry Free →·

Starts from $8/month when monthly

9.2

SpotScore

Knowify - Construction Management Software

Knowify

Streamline your construction business with ease.

Best for: SMB teams · Mid-market · Enterprise

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What is Knowify?

With Knowify, construction companies can transform their business processes to be more efficient and better serve their clients. Knowify delivers easy-to-use construction management software that will enable company to save time and money on projects, manage jobs more effectively, and swiftly ...

Read more about Knowify
Free Trial·

Starts from $149/Month when Billed Yearly

9.2

SpotScore

Bill.com

Bill.com

Streamline your accounting and payments, hassle-free.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

Add to compare

watch-demo

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What is Bill.com?

Bill.com is a financial operations platform for small businesses that handles invoicing, bill payments, and expense tracking. It supports electronic document exchange, ACH, credit card, and international payments, and integrates with QuickBooks, Xero, and Sage to reduce manual data entry. ...

Read more about Bill.com
Free TrialTry Free →·

Starts from $0/user/month

9.2

SpotScore

FreeAgent

FreeAgent

Effortless accounting for small businesses.

Best for: SMB teams

Start Free Trial

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What is FreeAgent?

FreeAgent is an easy accounting software program that helps small teams and individuals do their work better. With its task-based interface, real time data and financial projection dashboard, automation features, cryptocurrency support, and browser and mobile app versions it looks like nothing ...

Read more about FreeAgent
Free TrialTry Free →

Decimal vs its closest competitors

Across Accounting Software, 12 products compete directly with Decimal. The strongest overlap is with QuickBooks, MYOB and Reckon One. Each is compared against Decimal on rating, pricing and feature coverage below.

Tools similar to Decimal

Searches for "sites like Decimal" and "apps like Decimal" land on the same set of options as "Decimal alternatives" — the 12 options below cover both, whether you want a like-for-like replacement or something lighter.

What earned each Decimal alternative its spot

QuickBooks9.8Best for small & mid-size businesses

Exceptional customer service, with representatives described as friendly, knowledgeable, and patient.

Watch for: Some technical issues require contacting support, such as connectivity problems with apps and account recovery.

MYOB9.3Best for teams of all sizes

Excellent customer service with knowledgeable, patient, and helpful staff for resolving queries and providing step-by-step assistance.

Watch for: Subpar customer support experience with long wait times, call disconnections, and unresolved issues being frequently mentioned.

Reckon One8.5Best for small & mid-size businesses

Easy expense tracking

Watch for: Limited integrations

Saral Accounts7.9Best for teams of all sizes

Provides a wide range of accounting functionalities, such as sales analysis, cash flow management, GST compliance, invoice generation, and payroll tracking.

Watch for: The software is overly bulky and cluttered, with excessive or unnecessary features, making it difficult for non-technical users to navigate.

AplosBest for small & mid-size businesses

User-friendly interface

Watch for: Limited to nonprofits

Xero9.6Best for small & mid-size businesses

Excellent and highly responsive customer support, praised for quick problem resolution and knowledgeable staff.

Watch for: Difficulty connecting with support initially, though the quality of assistance once connected is rated highly.

Zoho Books9.2Best for teams of all sizes

User-friendly interface

Watch for: Limited integrations

Wave9.6Best for small businesses

Provides free accounting tools and features, making it an accessible option for small businesses and freelancers with tight budgets.

Watch for: Poor customer service with slow response times, limited availability, and insufficient support, especially for non-paying users.

Freshbooks9.6Best for small & mid-size businesses

User-friendly interface, making it simple to set up and use even for non-accounting experts.

Watch for: Reporting functionalities and customizations are less capable compared to industry giants, limiting advanced financial analysis.

Knowify9.2Best for teams of all sizes

Interface is easy to navigate, even for new users.

Watch for: Mobile app needs improvement for a better user experience.

Bill.com9.2Best for teams of all sizes

Automates invoicing, payments, and accounts payable processing, saving time.

Watch for: Customer service is widely criticized for being unhelpful, difficult to reach, and over-reliant on automated support systems like chatbots.

FreeAgent9.2Best for small businesses

Interface suits non-accountants and small business owners.

Watch for: Limited scope for medium to large businesses; struggles to scale for growing enterprises.

Key things to look for in a Decimal alternative

A factual rundown of the 12 free alternatives: 12 offer a free tier; paid plans run $3.8–$29.5, with QuickBooks the cheapest entry point; and Reckon One is the highest rated at 5★ across 2 reviews.

How we rank, in short.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to Decimal are Reckon One (5.0★), Zoho Books (4.9★), QuickBooks (4.8★). Compare all 12 alternatives side-by-side above.

When evaluating alternatives to Decimal, prioritize: Client Portal, Expense Tracking, Tax Management, Accounts Receivable, Multi-Location, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Migration difficulty depends on how deeply Decimal is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend narrowing to 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

How to narrow down your Decimal alternative

  • On a budget / just exploring: start with a free tier — QuickBooks, MYOB and Reckon One let you evaluate without paying upfront.
  • If real-user ratings matter most: Reckon One has the strongest star rating (5★) among the options with verified reviews.
  • Want the safest pick: QuickBooks has the highest Spotsaas Score (9.8) in this list — a strong default if you're unsure.

Before you switch from Decimal

To replace Decimal smoothly, treat data first. Export it, confirm the new tool can import it, and check feature parity for the work you actually do. Pilot on a free tier before rolling out, and keep Decimal running until everything has moved over cleanly.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].