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10 Best 2Checkout Alternatives in 2026 — Free Options Included

Explore 10 alternatives to 2Checkout — vetted by our editors with real user reviews, pricing, and feature comparisons.

The 10 leading free 2Checkout alternatives, compared

Quick answer

The best free replacements for 2Checkout are Paytm Payment Gateway, Tap2Pay and Alipay. Paytm Payment Gateway ranks first with a SpotScore of 8.9 and a 4.89★ rating. Compare all 10 on score, rating, and pricing below.

The best 2Checkout replacement depends on your team, but this ranking narrows it down fast. These 10 payment gateway software free alternatives lead on SpotScore, a measure of verified satisfaction and market presence, plus star ratings and pricing. Editors vet each entry. Start with the comparison table, then read each section below.

ProductSpotScoreRatingPricingBest for
Paytm Payment GatewaySeamless integration, customizable alerts, effortless payments.8.9★★★★★ 4.89(132)Quotation Basedteams of all sizes
Tap2PayStreamline online payments with secure convenience.8.8★★★★☆ 3.82(11)from $49/moteams of all sizes
AlipayEffortless payments for your business's success.8.7★★★★☆ 3.7(6)Quotation Basedteams of all sizes
Cashfree PaymentsSimple. Secure. Swift. Your ultimate financial solution.8.6★★★★★ 4.5(4)Quotation Basedteams of all sizes
Cheddar UpStreamline payments and boost sales with ease.8.6★★★★☆ 4.4Freefrom $10/moteams of all sizes
CitrusStreamline your payments with ease and security.8.6★★★★☆ 4.17(3)Quotation Basedteams of all sizes
PaySpaceStreamline payments for successful business growth.8.5★★★★☆ 4.06(35)Quotation Basedteams of all sizes
CardinityEffortless credit card payments for e-commerce merchants.8.4★★★★☆ 3.68(31)Subscription · Quotation Basedteams of all sizes
CitconSimplify online payments with secure integration.8.3★★★★★ 4.8Quotation Basedteams of all sizes
Compass Payments SuiteSimplify online payments for small businesses.7.9★★★★☆ 4(1)Quotation Basedteams of all sizes

8.9

SpotScore

Paytm Payment Gateway - Payment Gateway Software

Paytm Payment Gateway

Seamless integration, customizable alerts, effortless payments.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.9

132 verified reviews

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What is Paytm Payment Gateway?

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...

Read more about Paytm Payment Gateway

Paytm Payment Gateway offers custom pricing plan

8.8

SpotScore

Tap2Pay - Payment Gateway Software

Tap2Pay

Streamline online payments with secure convenience.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

3.8

11 verified reviews

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What is Tap2Pay?

Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It provides a smooth checkout experience for end users by redirecting them to a mobile app or the merchant website ...

Read more about Tap2Pay

Tap2Pay offers custom pricing plan

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8.7

SpotScore

Alipay - Payment Gateway Software

Alipay

Effortless payments for your business's success.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

3.7

6 verified reviews

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What is Alipay?

Alipay is a payment gateway software that allows any business to accept Alipay payments. Merchants can recover their payment transactions, perform currency conversion and view transaction status. The gateway uses the Alipay digital payment platform, which is connected to more than 70 online ...

Read more about Alipay

Alipay offers custom pricing plan

8.6

SpotScore

Cashfree Payments - Payment Gateway Software

Cashfree Payments

Simple. Secure. Swift. Your ultimate financial solution.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.5

4 verified reviews

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What is Cashfree Payments?

Cashfree Payments is a payment gateway for Indian businesses that handles both payment collection and disbursement. It supports recurring subscriptions, bank account verification, and payouts to bank accounts, PayTM wallets, or UPI addresses, with domestic and international funds settling ...

Read more about Cashfree Payments

Cashfree Payments offers custom pricing plan

8.6

SpotScore

Cheddar Up - Payment Gateway Software

Cheddar Up

Streamline payments and boost sales with ease.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

4.4

Add to compare

What is Cheddar Up?

Cheddar Up is a payment collection platform built for e-commerce merchants, school groups, and community organizations that need to accept credit card, ACH, and check payments without incurring chargeback liability, minimum sales requirements, or monthly subscription fees. It supports hundreds ...

Read more about Cheddar Up

8.6

SpotScore

Citrus - Payment Gateway Software

Citrus

Streamline your payments with ease and security.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.2

3 verified reviews

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What is Citrus?

Citrus is a payment gateway for small to medium-sized businesses that need to accept card payments, bank transfers, and mobile payments without depending on an external payment provider. Its in-house processing model gives merchants direct control over payment data and transaction flows within ...

Read more about Citrus

Citrus offers custom pricing plan

8.5

SpotScore

PaySpace - Payment Gateway Software

PaySpace

Streamline payments for successful business growth.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.1

35 verified reviews

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What is PaySpace?

PaySpace is a PCI-compliant payment gateway built for high-risk merchants in sectors like CBD, online gambling, and nutraceuticals that face rejection from standard payment processors. It routes transactions through acquiring banks that specialize in high-risk verticals, though document ...

Read more about PaySpace

PaySpace offers custom pricing plan

8.4

SpotScore

Cardinity - Payment Gateway Software

Cardinity

Effortless credit card payments for e-commerce merchants.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

3.7

31 verified reviews

Add to compare

What is Cardinity?

Cardinity is a payment gateway software that enables e-commerce merchants to start accepting credit card payments quickly and easily, without the need for any additional software or hardware. With clients in over 90 countries and over 35 currencies, Cardinity provides full support, multiple ...

Read more about Cardinity

Cardinity offers custom pricing plan

8.3

SpotScore

Citcon - Payment Gateway Software

Citcon

Simplify online payments with secure integration.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.8

Add to compare

What is Citcon?

Citcon is an integrated payment gateway for businesses that need to process transactions across multiple payment platforms — including PayPal, Shopify, and Authorize.NET — from a single system. It encrypts transaction and customer data across all connected channels, reducing the compliance ...

Read more about Citcon

Citcon offers custom pricing plan

7.9

SpotScore

Compass Payments Suite - Payment Gateway Software

Compass Payments Suite

Simplify online payments for small businesses.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.0

1 verified reviews

Add to compare

What is Compass Payments Suite?

Compass Payments is a payment gateway software that lets small businesses accept credit cards on the Internet. This flexible solution has been tailored to make it easy for businesses of all sizes to accept and process credit card payments at a lower cost than traditional PCI-DSS compliant ...

Read more about Compass Payments Suite

Compass Payments Suite offers custom pricing plan

How 2Checkout competitors stack up

2Checkout competes with 10 other payment gateway software tools tracked on Spotsaas. The closest by feature overlap are Paytm Payment Gateway, Tap2Pay and Alipay. Each is compared against 2Checkout on rating, pricing and feature coverage below.

What else works like 2Checkout?

Searches for "sites like 2Checkout" and "apps like 2Checkout" land on the same shortlist as "2Checkout alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.

Why each one belongs on this list

Paytm Payment Gateway8.9Best for teams of all sizes

Convenient and fast way to convert and transfer Paytm gift wallet balance into bank accounts.

Watch for: Some delays in transaction processing and occasional complexity in payment settlements.

Tap2Pay8.8Best for teams of all sizes

Fast and secure payments system, allowing sales across multiple channels with ease.

Watch for: Some users report issues with customer support and unresponsiveness.

Alipay8.7Best for teams of all sizes

Supports Alipay payments

Watch for: Limited to Alipay

Cashfree Payments8.6Best for teams of all sizes

Seamless payment integration

Watch for: Limited to Indian businesses

Cheddar Up8.6Best for teams of all sizes

No chargebacks or monthly fees

Watch for: Limited customer support options

Citrus8.6Best for teams of all sizes

Flexible payment options

Watch for: Limited advanced features

PaySpace8.5Best for teams of all sizes

Reliable and stable service for receiving payments, with competent and polite customer support.

Watch for: Integration time can be lengthy, requiring improvement for faster onboarding.

Cardinity8.4Best for teams of all sizes

Quick setup for merchants

Watch for: Limited features for advanced users

Citcon8.3Best for teams of all sizes

Multiple payment options available

Watch for: Limited international payment support

Compass Payments Suite7.9Best for teams of all sizes

Tailored for small businesses

Watch for: Limited features for larger businesses

Why teams look for a 2Checkout alternative

The motivation to leave 2Checkout usually centers on a few specifics:

  • User interface complexity may be overwhelming for some users without adequate guidance.
  • Limited customization options and add-ons in the Marketplace, potentially restricting advanced functionalities.

What to consider when replacing 2Checkout

How these 10 payment gateway software free alternatives measure up: 1 offers a free tier; paid plans run $10–$49, with Cheddar Up the cheapest entry point; and Paytm Payment Gateway is the highest rated at 4.89★ across 132 reviews.

Our ranking, explained simply.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to 2Checkout are Paytm Payment Gateway (4.9★), Citcon (4.8★), Cashfree Payments (4.5★). Compare all 10 alternatives side-by-side above.

When evaluating alternatives to 2Checkout, prioritize: Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Website Payments, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Migration difficulty depends on how deeply 2Checkout is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend narrowing to 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

Which 2Checkout alternative wins for your team?

  • On a budget / just exploring: start with a free tier — Cheddar Up let you evaluate without paying upfront.
  • If real-user ratings matter most: Paytm Payment Gateway has the strongest star rating (4.89★) among the options with verified reviews.
  • Want the safest pick: Paytm Payment Gateway has the highest Spotsaas Score (8.9) in this list — a strong default if you're unsure.

Switching from 2Checkout the smart way

Plan your 2Checkout migration around your data. Export it, confirm the new tool imports it without loss, and check that the workflows you depend on still work. Run a pilot on a free plan first, and keep 2Checkout open until the switch is complete.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].