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Paytm Payment Gateway vs Cashfree Payments Comparison

Last updated:

Paytm Payment Gateway

4.5(86 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers…

Cashfree Payments

4.5(4 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Introducing Cashfree Payments, your all-in-one solution for financial transactions. With its seamless integration, Cashfree allows you to collect and disburse payments swiftly, making it the preferred choice for Indian b…

Paytm Payment Gateway vs Cashfree Payments — at a glance

FeaturePaytm Payment GatewayCashfree Payments
Rating4.5 / 54.5 / 5
Reviews864
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Freelancers / Consultants, Large Enterprises
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android
APIAvailableAvailable
Support modesOnlineOnline
CertificationsGDPR
Data residencyIndiaIndia

Key differences between Paytm Payment Gateway and Cashfree Payments

  • Target audience: Paytm Payment Gateway is built for Large Enterprises and Medium Business, while Cashfree Payments targets Individuals and Freelancers / Consultants.
  • Deployment: Paytm Payment Gateway supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Cashfree Payments supports SaaS/Web/Cloud, Mobile - Android.

Paytm Payment Gateway vs Cashfree Payments — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

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Cashfree Payments - Payment Gateway Software
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Talk to an expert

Biggest differences

Start here before you go deeper into features.

Paytm Payment Gateway

Best for SMEs needing fast, secure mobile and QR code payment processing.

Choose if
  • You run a retail or small-to-medium business accepting mobile and online payments.
  • You want seamless integration with Paytm Wallet for easy wallet balance transfers.
  • You need quick transaction settlements with instant payment notifications and security.
Consider alternatives if
  • Your business requires extensive international payment processing capabilities.
  • You need advanced marketplace integrations for complex multi-vendor environments.

Cashfree Payments

Best for Indian businesses needing fast, secure payment collection and disbursal.

Choose if
  • You run an e-commerce or subscription business in India requiring quick payouts.
  • Your finance or payment operations team needs seamless integration with bank verification.
  • You require both local and international fund transfers with fast processing times.
Consider alternatives if
  • You need transparent, fixed pricing plans for predictable budgeting.
  • Your business operates globally with multi-currency requirements beyond INR.

Paytm Payment Gateway: Best for SMEs needing fast, secure mobile and QR code payment processing. Cashfree Payments: Best for Indian businesses needing fast, secure payment collection and disbursal.

Description

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, ... Read More about Paytm Payment Gateway

Introducing Cashfree Payments, your all-in-one solution for financial transactions. With its seamless integration, Cashfree allows you to collect and disburse payments swiftly, making it ... Read More about Cashfree Payments

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.9/10

8.6/10

User Ratings

Based on verified Spotsaas reviews

4.5

(86)

4.5

(4)

Best Company Size

1-50 employees51-500 employees
Small BusinessMedium Business
Get pricing help
Get pricing help

Software Demo

Demo

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How do Paytm Payment Gateway and Cashfree Payments Compare on Features?

Total Features

7 Features

7 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Paytm Payment Gateway and Cashfree Payments on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Paytm Payment Gateway pricing
      Cashfree Payments pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Data Residency

      🇮🇳 India
      🇮🇳 India

      Paytm Payment Gateway User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      124

      8

      0

      0

      0

      3

      1

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Overall positive buyer sentiment highlighting ease of use and quick settlements, tempered by occasional transaction delays and support inconsistencies.

      What buyers like

      • Ease of use
      • Quick transaction settlements
      • Security and payment notifications

      Common complaints

      • Transaction delays
      • Customer support inconsistencies

      Buyer sentiment

      Overall positive sentiment highlighting ease of integration and fast payment processing, tempered by limited user feedback and pricing opacity.

      What buyers like

      • Ease of integration
      • Payment security
      • Fast payout processing

      Common complaints

      • Pricing transparency
      • Limited user reviews

      Pros and Cons

      • Fast and convenient conversion of Paytm gift wallet balances to bank accounts

      • High transaction success rate with 128-bit encryption and instant payment notifications

      • Lag-free application with easy settlement features and QR payment support

      • Occasional delays in transaction processing and complexity in payment settlements

      • Inconsistent customer support response times and occasional UI lags

      • Seamless integration for swift payment collection and disbursal

      • Secure payments with bank account verification

      • Fast local and international fund receipt within 48 hours

      • Pricing is quotation-based and not publicly disclosed

      • Limited information on advanced features or customization

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      No Customers information available.

      Dunzo

      Dunzo

      Shell

      Shell

      Zomato

      Zomato

      Media and Screenshots

      Screenshots

      Business with Paytm

      1 Screenshots

      Shopify Payment Gateway India Integration 1

      4 Screenshots

      Videos

      video-0

      3 Videos

      video-0

      3 Videos

      Top Alternatives to Paytm Payment Gateway and Cashfree Payments in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Paytm Payment Gateway or Cashfree Payments?
      Paytm Payment Gateway and Cashfree Payments are closely matched with equal user ratings of 4.5. The right choice depends on your team size, budget, and specific Payment Gateway Software needs.
      Do Paytm Payment Gateway and Cashfree Payments offer a free trial?
      Neither Paytm Payment Gateway nor Cashfree Payments currently lists a free trial.
      What is the starting price of Paytm Payment Gateway vs Cashfree Payments?
      Paytm Payment Gateway starts at Contact for pricing. Cashfree Payments starts at Contact for pricing.
      What are the top alternatives to Paytm Payment Gateway?
      Top alternatives to Paytm Payment Gateway include PayU, DirecPay, PayPal, Instamojo, MobiKwik Payment Gateway.
      What are the top alternatives to Cashfree Payments?
      Top alternatives to Cashfree Payments include PayU, PaySimple, Paytm Payment Gateway, BizPayO, India Online Pay.

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