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Tap2Pay vs Instamojo Comparison

Last updated:

Tap2Pay

3.7(19 reviews)

Starting at $49 /Month

  • Freelancers / Consultants
  • Large Enterprises

Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It provides a smooth checkout experience…

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

Tap2Pay leads on user satisfaction with a 3.7-star rating across 19 reviews.

SpotSaaS Analysis

Tap2PayInstamojo

The core difference between Tap2Pay and Instamojo lies in Tap2Pay's open-source nature that allows for customization, while Instamojo focuses on providing a simple, user-friendly interface for multi-currency transactions. Tap2Pay is ideal for small to medium online retailers seeking quick integration, whereas Instamojo is best suited for businesses that prioritize fast payouts and ease of use.

- Open-source payment gateway - Fast integration across multiple sales channels - Ideal for small to medium online retailers - Customizable and transparent payment processing - Price: $49 - Focuses on low-complexity solutions

- Simple multi-currency payment processing - Fast payout processing within 72 hours - User-friendly interface for transaction management - Best for small to medium businesses - Company sizes: 1-500 employees - Price: not listed

Tap2Pay vs Instamojo — at a glance

FeatureTap2PayInstamojo
Rating3.7 / 52.6 / 5
Reviews1933
Starting price$49 /MonthContact for pricing
Free trial No No
Free version No No
Best forFreelancers / Consultants, Large Enterprises, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android
APIAvailableAvailable
Support modesOnlineBusiness Hours, Online
CertificationsGDPRGDPR
Data residencyGlobalIndia

Key differences between Tap2Pay and Instamojo

  • Pricing: Tap2Pay starts at $49 /Month. Instamojo pricing is not publicly listed.
  • Target audience: Tap2Pay is built for Freelancers / Consultants and Large Enterprises, while Instamojo targets Large Enterprises and Medium Business.
  • User satisfaction: Tap2Pay scores higher with a 3.7-star average.
  • Deployment: Tap2Pay supports SaaS/Web/Cloud; Instamojo supports SaaS/Web/Cloud, Mobile - Android.

Tap2Pay vs Instamojo — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Tap2Pay - Payment Gateway Software
Talk to an expert
Talk to an expert
Instamojo - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Tap2Pay

Open source, fast payment gateway ideal for small to medium online retailers.

Choose if
  • You need quick, low-complexity integration across multiple sales channels including social media.
  • You want an open source solution allowing customization and transparency in payment processing.
  • Your business is a small or medium e-commerce platform seeking a user-friendly checkout experience.
Consider alternatives if
  • Your company requires advanced fraud protection and comprehensive payout management features.
  • You prioritize responsive customer support and stable account management without risk of closures.

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if
  • You need fast payout processing within 72 hours to improve cash flow.
  • You want a user-friendly, straightforward interface for easy transaction management.
  • Your business requires support for multiple payment methods including credit/debit cards and PayPal.
Consider alternatives if
  • Your business demands highly responsive and proactive customer support.
  • You cannot tolerate risks of account freezing or funds being held without clear communication.

Tap2Pay: Open source, fast payment gateway ideal for small to medium online retailers. Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing.

Description

Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It ... Read More about Tap2Pay

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo

Entry Level Pricing

  • Starts from $49
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.8/10

8.6/10

User Ratings

Based on verified Spotsaas reviews

3.7

(19)

2.6

(33)

Best Company Size

Small BusinessMedium Business
1-50 employees51-500 employees
Get pricing help
Get pricing help

Software Demo

Demo

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How do Tap2Pay and Instamojo Compare on Features?

Total Features

7 Features

7 Features

Unique Features

No unique features

No unique features

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Compare Tap2Pay and Instamojo on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $49
      • Not Available

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Tap2Pay pricing
      Instamojo pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Data Residency

      🌐 Global
      🇮🇳 India

      Tap2Pay User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      8

      0

      0

      0

      3

      0

      1

      1

      1

      11

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Users appreciate Tap2Pay’s fast, secure, and easy-to-integrate payment system but express concerns about customer support and fraud-related issues.

      What buyers like

      • Ease of integration
      • Payment speed and security
      • User-friendly interface

      Common complaints

      • Customer support responsiveness
      • Fraud and account closure concerns

      Buyer sentiment

      Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues.

      What buyers like

      • Ease of use
      • Fast payout processing
      • Multi-currency support

      Common complaints

      • Poor customer support
      • Account freezing and fund holds

      Pros and Cons

      • Fast and secure payment processing across multiple sales channels

      • Intuitive and user-friendly interface for both sellers and customers

      • Quick integration into various platforms within minutes

      • Customer support issues including unresponsiveness

      • Reports of scams and unexpected account closures

      • Quick response time enabling payouts within 72 hours

      • User-friendly and straightforward interface

      • Supports multiple payment methods including credit/debit cards and PayPal

      • Unresponsive customer support with long wait times

      • Instances of account freezing and funds being held without clear communication

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      Santander

      Santander

      VISA

      VISA

      OP

      OP

      Malanad Plantations

      Malanad Plantations

      Yazon

      Yazon

      AE RI Sakhi

      AE RI Sakhi

      Media and Screenshots

      Screenshots

      Daily statistic

      5 Screenshots

      Embed Instamojo Payment Button

      4 Screenshots

      Videos

      video-0

      3 Videos

      video-0

      4 Videos

      Top Alternatives to Tap2Pay and Instamojo in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Tap2Pay or Instamojo?
      Tap2Pay edges out the other on user ratings (3.7 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Tap2Pay and Instamojo offer a free trial?
      Neither Tap2Pay nor Instamojo currently lists a free trial.
      What is the starting price of Tap2Pay vs Instamojo?
      Tap2Pay starts at $49 /Month. Instamojo starts at Contact for pricing.
      What are the top alternatives to Tap2Pay?
      Top alternatives to Tap2Pay include PangoPay, Global Payments, PayPal, Paytm Payment Gateway, UniPay Gateway.
      What are the top alternatives to Instamojo?
      Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.

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