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WavePayroll vs Gusto Comparison

Last updated:

WavePayroll

4.0(19 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

WavePayroll is a payroll and invoicing platform that lets businesses send professional invoices, collect credit card payments, and set up automatic billing for recurring clients. It syncs invoicing, payment records, and…

Gusto

4.4(873 reviews)

Starting at $49 /user/month

  • Free Trial
  • Freelancers / Consultants
  • Medium Business

Gusto is a comprehensive HR platform designed to help businesses of all sizes thrive. Whether you’re just starting out or scaling rapidly, Gusto provides the tools and guidance you need to grow and nurture your team. Tru…

Gusto leads on user satisfaction with a 4.4-star rating across 873 reviews.

WavePayroll vs Gusto — at a glance

FeatureWavePayrollGusto
Rating4.0 / 54.4 / 5
Reviews19873
Starting priceContact for pricing$49 /user/month
Free trial No Yes
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessFreelancers / Consultants, Medium Business, Small Business
CategoryPayroll SoftwarePayroll Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud
APIAvailableAvailable
Support modes24/7 (Live rep), OnlineBusiness Hours, Online
CertificationsGDPRSOC 2, GDPR
Data residencyUSUS

Key differences between WavePayroll and Gusto

  • Pricing: Gusto starts at $49 /user/month. WavePayroll pricing is not publicly listed.
  • Free trial: Gusto offers a free trial; WavePayroll does not.
  • Target audience: WavePayroll is built for Large Enterprises and Medium Business, while Gusto targets Freelancers / Consultants and Medium Business.
  • User satisfaction: Gusto scores higher with a 4.4-star average.
  • Deployment: WavePayroll supports SaaS/Web/Cloud; Gusto supports SaaS/Web/Cloud.

WavePayroll vs Gusto — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payroll Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

WavePayroll - Payroll Software
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Gusto - Payroll Software
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WavePayroll vs Gusto: Biggest differences

Start here before you go deeper into features.

WavePayroll

Best for small businesses needing simple, integrated payroll and invoicing.

Choose if
  • You run a small business with 1-20 employees seeking easy payroll management
  • You want seamless integration with Wave’s free accounting and invoicing apps
  • You need automation for recurring invoices, payroll processing, and tax filings
Consider alternatives if
  • Your business requires complex payroll features like emergency payroll or contractor workflows
  • You operate outside the US/Canada or need extensive international payroll support

Gusto

Best for small to mid-sized businesses needing simple, integrated payroll and HR.

Choose if
  • You want an all-in-one platform combining payroll, benefits, hiring, and compliance.
  • Your team values a user-friendly interface with straightforward setup and workflows.
  • You need strong integrations with accounting tools like QuickBooks Online.
Consider alternatives if
  • Your business requires highly complex or heavily customized payroll processing.
  • You are a large enterprise with extensive, process-heavy HR workflows.

WavePayroll: Best for small businesses needing simple, integrated payroll and invoicing. Gusto: Best for small to mid-sized businesses needing simple, integrated payroll and HR.

Description

WavePayroll is a payroll and invoicing platform that lets businesses send professional invoices, collect credit card payments, and set up automatic billing for recurring clients. It syncs ... Read More about WavePayroll

Gusto is a comprehensive HR platform designed to help businesses of all sizes thrive. Whether you’re just starting out or scaling rapidly, Gusto provides the tools and guidance you need to ... Read More about Gusto

Entry Level Pricing

  • Not Available
  • Starts from $49 , monthly

Free Trial Availability

  • No free trial

SpotScore

What's this? ↗

8.7/10

9.7/10

User Ratings

Based on verified Spotsaas reviews

4.05

(19)

4.38

(873)

Best Company Size

1-20 employeesSmall to medium businesses
1-50 employees51-100 employees
Get pricing help
Get pricing help

Where each option fits best

See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.

Based on buyer reviews and verified product data collected by Spotsaas.

Strengths

Key strengths

WavePayroll

  • Built for Small Businesses: Simple, intuitive, and ideal for business owners without payroll expertise.
  • Tax Filing in Select Regions: Automatically handles federal and state tax filing in supported U.S. states, reducing administrative burden.
  • Smooth Integration with Wave Accounting: Easily connects to Wave's free accounting software for simplified financial management.

Gusto

  • Streamlined Payroll Processing: Gusto simplifies payroll management, letting administrators run payroll in just a few clicks. Managers can save time and reduce errors, confirming employees get paid accurately and on time.
  • Benefits Management: With Gusto, offering employee benefits is straightforward. From health insurance to retirement plans, you can manage and customize benefits packages that improve employee satisfaction and retention.
  • User-Friendly Interface: Both managers and employees appreciate Gusto's intuitive design. This user-friendly platform means less training time for staff and more focus on what really matters – growing your business.
Best fit

Best fit

WavePayroll

  • 1–20 employees
  • Freelancers, consultants, small retail, creative services, and home-based businesses
  • Small Business Owners, Freelancers, Bookkeepers, Office Managers, and Accountants

Gusto

  • 1-100 employees
  • Human Resources, Retail, Restaurants, Nonprofits, Professional Services
  • HR Managers, Payroll Administrators, Business Owners, Office Managers
Watchouts

Reasons buyers look elsewhere

WavePayroll

  • Businesses outside the U.S. and Canada may seek platforms with broader international payroll support.
  • Companies needing robust HR management features or benefits administration might opt for more comprehensive solutions.
  • Firms requiring advanced time tracking, PTO management, or performance reviews may consider full-service HR platforms.

Gusto

  • Users may seek alternatives to Gusto if they require specific features not offered by the platform, such as advanced payroll reporting or industry-specific compliance tools that better meet their unique business needs.
  • Companies with larger workforces might explore alternatives for scalability, as they may find that other solutions provide more robust support for managing high employee volumes efficiently.
  • Budget-conscious businesses might look for more cost-effective payroll and HR solutions, especially if they find Gusto's pricing structure doesn't align with their financial goals or operational requirements.

Software Demo

Demo

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How do WavePayroll and Gusto Compare on Features?

Total Features

7 Features

54 Features

Unique Features

No unique features

No unique features

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Compare WavePayroll and Gusto on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • Not Available
      • $49 , monthly

      Pricing Plans

      • Not Available
      • Simple

        $49

        /user/month

        • Full-service, single-state payroll

        • Unlimited runs & automated tax filings

        • Employee portal for paystubs & self-service

      • Plus

        $80

        /user/month

        • Everything in the Simple plan, plus

        • Multi-state payroll w/ Next-Day Direct Deposit

        • Time tracking & PTO management

        Show more +

      • Premium

        $180

        /user/month

        • All Plus features, plus:

        • Dedicated service advisor

        • Access to certified HR experts

        Show more +

      Pricing Page

      WavePayroll pricing
      Gusto pricing

      WavePayroll vs Gusto: Other Details

      Organization Types supported

      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      WavePayroll vs Gusto Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      ISO 27001

      ✗ No

      Single Sign-On (SSO)

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      WavePayroll User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      20

      4

      3

      1

      2

      677

      36

      12

      15

      117

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Users appreciate WavePayroll’s ease of use and integration with accounting tools but express frustration with customer support and limited payroll flexibility.

      What buyers like

      • Ease of use
      • Integration with Wave apps
      • Automation of payroll and invoicing

      Common complaints

      • Customer service responsiveness
      • Limited payroll flexibility

      Buyer sentiment

      Overall positive sentiment highlights ease of use and comprehensive features, tempered by some concerns over support consistency and limited advanced customization.

      What buyers like

      • Ease of use
      • Customer support
      • Integration with accounting tools

      Common complaints

      • Support communication issues
      • Limited advanced customization

      Pros and Cons

      • Intuitive and user-friendly interface suitable for non-accountants

      • Seamless integration with Wave accounting and invoicing apps

      • Automation of recurring invoices, payroll processing, and tax form generation

      • Slow and frequently unresponsive customer service

      • Limited customization for non-US/Canada financial regulations

      • Simplifies payroll processing and tax compliance for non-experts

      • Robust integrations with accounting platforms like QuickBooks Online

      • Responsive and efficient customer support

      • Occasional errors or inconsistencies in support communication

      • Challenging transition process from other payroll providers without guidance

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Used WavePayroll or Gusto? Tell buyers what actually differs.

      WavePayroll and Gusto Customers

      Customers

      No Customers information available.

      Handlebar Cyclery

      Handlebar Cyclery

      Dwg

      Dwg

      American Canning

      American Canning

      Media and Screenshots

      Screenshots

      Run Payroll

      2 Screenshots

      gusto

      4 Screenshots

      Videos

      video-0

      3 Videos

      video-0

      1 Videos

      Top Alternatives to WavePayroll and Gusto in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, WavePayroll or Gusto?
      Gusto edges out the other on user ratings (4.4 vs 4.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do WavePayroll and Gusto offer a free trial?
      Gusto offers a free trial. WavePayroll does not.
      What is the starting price of WavePayroll vs Gusto?
      WavePayroll starts at Contact for pricing. Gusto starts at $49 /user/month.
      What are the top alternatives to WavePayroll?
      Top alternatives to WavePayroll include EPAY HCM, APS Payroll, Pilot, OnPay, Fingercheck.
      What are the top alternatives to Gusto?
      Top alternatives to Gusto include Paylocity Web Pay, Greenshades, Paychex Flex, Zenefits, SumoPayroll.