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Wagepoint vs Fingercheck vs OnPay vs Patriot Payroll Comparison

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Wagepoint

4.5(260 reviews)

Starting at $22 /Month

  • Freelancers / Consultants
  • Medium Business

Wagepoint is a web-based payroll software that centralizes employee data and automates payroll. It is designed to minimize human involvement and with our unique and patented Smart Sync integration, it provides the most a…

Fingercheck

4.3(226 reviews)

Starting at $23 /Month

  • Free Trial
  • Large Enterprises
  • Medium Business

The FingerCheck payroll software does everything the other payroll programs do but with a finger swipe. Timesheets, employee punch times and attendance reports are just a few of the functions offered by FingerCheck payro…

OnPay

5.0(405 reviews)

Starting at $40 /Month

  • Free Trial
  • Freelancers / Consultants
  • Large Enterprises

OnPay is an intuitive online payroll software designed to meet the needs of supervisors, managers, payroll specialists and people who manage pay for hourly or salaried staff. OnPay helps companies of all sizes reduce cos…

Patriot Payroll

4.9(3,151 reviews)

Starting at $14 /Month

  • Free Trial
  • Large Enterprises
  • Medium Business

The Patriot's secure payroll solution is designed to lower the total cost of payroll administration, while helping you reduce your staffs' workload. With its fully integrated interface with Patriot's fund accounting and…

Wagepoint leads on user satisfaction with a 4.5-star rating across 260 reviews.

Wagepoint vs Fingercheck vs OnPay vs Patriot Payroll — at a glance

FeatureWagepointFingercheckOnPayPatriot Payroll
Rating4.5 / 54.3 / 55.0 / 54.9 / 5
Reviews2602264053,151
Starting price$22 /Month$23 /Month$40 /Month$14 /Month
Free trial No Yes Yes Yes
Free version No No No No
Best forFreelancers / Consultants, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessFreelancers / Consultants, Large Enterprises, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayroll SoftwarePayroll SoftwarePayroll SoftwarePayroll Software
Integrations10+ apps11+ apps
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/CloudSaaS/Web/Cloud
APIAvailable
Support modesBusiness Hours, OnlineBusiness Hours, OnlineBusiness Hours, OnlineBusiness Hours, Online
CertificationsSOC 2SOC 2, GDPR
Data residencyUSUSUSUS

Key differences between Wagepoint and Fingercheck

  • Pricing: Wagepoint starts at $22 /Month, while Fingercheck starts at $23 /Month.
  • Free trial: Fingercheck offers a free trial; Wagepoint does not.
  • Target audience: Wagepoint is built for Freelancers / Consultants and Medium Business, while Fingercheck targets Large Enterprises and Medium Business.
  • User satisfaction: Wagepoint scores higher with a 4.5-star average.
  • Deployment: Wagepoint supports SaaS/Web/Cloud; Fingercheck supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Compare Wagepoint vs Fingercheck vs OnPay vs Patriot Payroll — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payroll Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Wagepoint - Payroll Software
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Fingercheck - Payroll Software
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OnPay - Payroll Software
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Biggest differences

Start here before you go deeper into features.

Wagepoint

Best for

Freelancers / Consultants, Medium Business, Small Business

Fingercheck

Best for mid-sized businesses needing integrated payroll and time tracking with mobile access.

Choose if
  • You want a unified platform for payroll, time tracking, and attendance management.
  • Your workforce requires GPS-enabled mobile clock-ins for real-time labor tracking.
  • You need a user-friendly interface with strong mobile app functionality for remote access.
Consider alternatives if
  • Your company requires highly customizable reports and advanced benefits administration.
  • You need complex enterprise-level payroll workflows with minimal system slowdowns.

OnPay

Best for small businesses seeking simple, automated payroll with excellent support.

Choose if
  • You run a small business with 1-100 employees needing straightforward payroll processing.
  • You want to automate payroll calculations and tax filings to reduce errors and save time.
  • You value exceptional, responsive customer service and easy integration with accounting tools.
Consider alternatives if
  • You are a large enterprise requiring complex payroll customizations and advanced features.
  • You need an all-in-one HR platform including recruitment or performance management.

Patriot Payroll

Best payroll software for small businesses needing simple, affordable solutions.

Choose if
  • You run a small to medium business with up to 100 employees.
  • You want a user-friendly, streamlined payroll system with strong US-based support.
  • You need integration with fund accounting and compliance tools for payroll automation.
Consider alternatives if
  • You require advanced, highly customizable payroll features for complex business needs.
  • You are a large enterprise scaling beyond small to medium business capabilities.

Wagepoint typically suits Freelancers / Consultants and Medium Business. Fingercheck tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Wagepoint is a web-based payroll software that centralizes employee data and automates payroll. It is designed to minimize human involvement and with our unique and patented Smart Sync ... Read More about Wagepoint

The FingerCheck payroll software does everything the other payroll programs do but with a finger swipe. Timesheets, employee punch times and attendance reports are just a few of the ... Read More about Fingercheck

OnPay is an intuitive online payroll software designed to meet the needs of supervisors, managers, payroll specialists and people who manage pay for hourly or salaried staff. OnPay helps ... Read More about OnPay

The Patriot's secure payroll solution is designed to lower the total cost of payroll administration, while helping you reduce your staffs' workload. With its fully integrated interface with ... Read More about Patriot Payroll

Entry Level Pricing

  • Starts from $22
  • Starts from $23
  • Starts from $40
  • Starts from $14

Free Trial Availability

  • No free trial

Spotsaas Score

What's this? ↗

8.3/10

8.7/10

9.4/10

8.8/10

User Ratings

Based on verified Spotsaas reviews

4.96

(405)

4.88

(3151)

Best Company Size

10-50 employees51-500 employees
1-100 employeesSmall Business
1-100 employeesSmall to medium businesses
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Get pricing help
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Where each option fits best

See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.

Based on buyer reviews and verified product data collected by Spotsaas.

Strengths

Key strengths

Fingercheck

  • All-in-One HR & Payroll Platform: Combines payroll, time tracking, HR management, and onboarding in one unified system designed for small businesses.
  • Automation & Self-Service Tools: Enables automated scheduling, PTO management, and employee self-service, reducing manual HR tasks.
  • Built-In Time Clock & Mobile App: Offers real-time labor tracking through GPS-enabled mobile clock-ins, ideal for field and shift-based teams.

OnPay

  • OnPay streamlines payroll processing, saving valuable hours each week by automating complex calculations and filings—so you can focus on running your business.
  • With a user-friendly interface and intuitive dashboards, your team can effortlessly manage payroll, benefits, and taxes without needing extensive training.
  • I appreciate how OnPay offers robust integration with popular accounting tools, enhancing efficiency and eliminating manual data entry headaches.

Patriot Payroll

  • Flexible Payroll Options: Choose between basic and full-service payroll, depending on whether you want to handle tax filing yourself or let Patriot do it.
  • Easy-to-Use Interface: Designed with small business owners in mind, the platform simplifies payroll processing with intuitive navigation and clear workflows.
  • Affordable Pricing & U.S. Support: Offers competitive rates with no hidden fees and access to expert, U.S.-based customer support when needed.
Best fit

Best fit

Fingercheck

  • 10–500 employees
  • Construction, retail, healthcare, logistics, staffing, and service-based businesses in the U.S.
  • HR Managers, Payroll Coordinators, Business Owners, Operations Leads, and Time & Attendance Supervisors

OnPay

  • 1-100 employees
  • Healthcare, SaaS, Consulting, Professional Services, Nonprofits, Financial Services, Marketing Agencies
  • HR Managers, Payroll Administrators, Office Managers, Finance Managers, Small Business Owners

Patriot Payroll

  • 1–100 employees
  • Retail, construction, professional services, healthcare, nonprofit, and manufacturing
  • Small Business Owners, Accountants, Payroll Managers, Office Managers, and HR Coordinators
Watchouts

Reasons buyers look elsewhere

Wagepoint

No alternatives guidance available yet.

Fingercheck

  • Businesses looking for enterprise-level HCM solutions with deep talent management may consider broader platforms.
  • Companies not based in the U.S. may require payroll providers with international compliance capabilities.
  • Firms seeking advanced benefits administration or insurance marketplace options might explore full-service HR platforms.

OnPay

  • Users may explore alternatives if they require more advanced HR management features, such as extensive employee onboarding, robust benefit administration, or detailed performance tracking.
  • Companies seeking greater scalability might prefer alternatives that easily accommodate rapid growth, complex payroll structures, or increased employee counts without compromising system performance.
  • Businesses operating internationally or with global teams might consider alternatives offering broader international payroll support and compliance tools for multiple regions and currencies.

Patriot Payroll

  • Small businesses looking for simple payroll solutions with affordable, transparent pricing and U.S.-based support.
  • Companies needing basic or full-service payroll options with the flexibility to manage taxes internally or outsource.
  • Businesses prioritizing user-friendly software without the complexity of enterprise-level platforms.

Software Demo

Demo

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Step 1 of 4

How big is your team?

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How do Wagepoint, Fingercheck, OnPay and Patriot Payroll Compare on Features?

Total Features

5 Features

7 Features

13 Features

10 Features

Unique Features

No unique features

No unique features

No unique features

No unique features

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Compare Wagepoint, Fingercheck, OnPay and Patriot Payroll on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

          Starting From

          • $22
          • $23
          • $40
          • $14

          Pricing Plans

          • Not Available
          • Not Available
          • Not Available
          • Not Available

          Pricing Page

          Wagepoint pricing
          Fingercheck pricing
          OnPay pricing
          Patriot Payroll pricing

          Other Details

          Organization Types supported

          • Freelancers
          • Large Enterprises
          • Medium Business
          • Small Business
          • Individuals
          • Freelancers
          • Large Enterprises
          • Medium Business
          • Small Business
          • Individuals
          • Freelancers
          • Large Enterprises
          • Medium Business
          • Small Business
          • Individuals
          • Freelancers
          • Large Enterprises
          • Medium Business
          • Small Business
          • Individuals

          Platforms Supported

          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Browser Based (Cloud)

          Modes of support

          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online

          API Support

          • Not Available
          • Not Available
          • Not Available
          • Available
          Get help choosing
          Get help choosing
          Get help choosing

          Security & Compliance

          Certifications, data handling, and security controls for IT and compliance evaluators.

          SOC 2

          ✓ Yes
          ✓ Yes

          HIPAA

          ✗ No
          ✗ No
          ✗ No

          GDPR

          ✓ Yes

          Single Sign-On (SSO)

          ✓ Yes

          Multi-Factor Auth (MFA)

          ✓ Yes

          Data Encryption

          ✓ Yes

          Audit Logs

          ✓ Yes

          Data Residency

          🇺🇸 US
          🇺🇸 US
          🇺🇸 US

          Wagepoint vs Fingercheck vs OnPay User Reviews & Rating Comparison

          User Ratings

          Rating Distribution

          52

          5

          1

          1

          2

          127

          27

          7

          1

          1

          339

          2

          2

          0

          1

          2925

          164

          24

          15

          22

          Spotsaas Editor’s POV generated by AI

          Buyer sentiment

          Buyer sentiment is very strong across 61 reviews, with consistently positive feedback.

          What buyers like

          • Very user-friendly and intuitive platform, enabling easy payroll management with minimal learning curve.
          • Exceptional customer support—responsive, knowledgeable, and proactive in resolving issues.
          • Offers automation for payroll, tax remittance, direct deposits, and reporting, saving significant time and effort.

          Common complaints

          • Limited feature set, lacking advanced customizations and integrations (e.g., 401k, UX/UI enhancements, and additional accounting software linkages).
          • Some users report dissatisfaction with mobile app support and missing mobile-responsive functionality.
          • Occasional issues with tax calculations and filing errors, leading to increased administrative burden or costs for corrections.

          Buyer sentiment

          Overall positive sentiment highlights ease of use, mobile accessibility, and strong customer support, tempered by occasional technical and performance issues.

          What buyers like

          • Ease of use
          • Mobile app functionality
          • Customer support responsiveness

          Common complaints

          • System slowdowns and delays
          • Technical glitches with hardware and geo-tagging

          Buyer sentiment

          Buyers overwhelmingly praise OnPay for its ease of use, automation capabilities, and excellent customer support, especially among small businesses and nonprofits.

          What buyers like

          • Ease of use
          • Automation of payroll and tax filings
          • Customer support quality

          Common complaints

          • Limited customization for complex payroll
          • Lack of broader HR features

          Buyer sentiment

          Overall, users praise Patriot Payroll for its ease of use, affordability, and strong customer support, with minor setup challenges noted.

          What buyers like

          • Ease of use
          • Customer support
          • Affordability

          Common complaints

          • Initial learning curve
          • Limited advanced features

          Pros and Cons

          • Highly automated payroll processing saves time.

          • Centralizes employee data for easy access.

          • User-friendly interface enhances usability.

          • Customization may be limited for specific needs.

          • Training may be necessary for new users.

          • Centralized payroll, time tracking, and attendance management in one platform

          • User-friendly interface and mobile app enabling easy employee and admin access

          • Robust reporting features providing insights on payroll and labor costs

          • User interface complexity for advanced features requiring customer support

          • Occasional system slowdowns and delays in report generation

          • Intuitive design that simplifies payroll tasks for supervisors and managers

          • Automates payroll calculations and tax filings, reducing time and errors

          • Robust integration with popular accounting tools to eliminate manual data entry

          • Limited customization options for complex payroll needs in larger companies

          • Focuses solely on payroll, lacking broader HR functionalities like recruitment

          • User-friendly interface that simplifies payroll tasks

          • Excellent and responsive U.S.-based customer support

          • Affordable pricing with no hidden fees

          • Learning curve for newcomers during initial setup

          • Limited advanced features for larger or complex businesses

          Positive Reviews

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          Integrations

          Integration with other apps

          No Integration information available.

          No Integration information available.

          List of Customers

          Customers

          No Customers information available.

          No Customers information available.

          BlueBird

          BlueBird

          Cartecay

          Cartecay

          Evergreen

          Evergreen

          No Customers information available.

          Media and Screenshots

          Screenshots

          Wagepoint Demo - Running your payroll

          3 Screenshots

          Fingercheck Demo - Onboarding

          5 Screenshots

          OnPay Dashboard

          7 Screenshots

          Videos

          video-0

          3 Videos

          video-0

          3 Videos

          video-0

          3 Videos

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          Add another option to compare side by side

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          Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

          Frequently asked questions

          Which is better, Wagepoint or Fingercheck?
          Wagepoint edges out the other on user ratings (4.5 vs 4.3). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
          Do Wagepoint and Fingercheck offer a free trial?
          Fingercheck offers a free trial. Wagepoint does not.
          What is the starting price of Wagepoint vs Fingercheck?
          Wagepoint starts at $22 /Month. Fingercheck starts at $23 /Month.
          What are the top alternatives to Wagepoint?
          Top alternatives to Wagepoint include Patriot Payroll, Paychex Flex, Paycor, Freshbooks, SurePayroll.
          What are the top alternatives to Fingercheck?
          Top alternatives to Fingercheck include Patriot Payroll, Paychex Flex, Paycor, Freshbooks, BambooHR.

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