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Pleo vs Selenity Expenses vs RAMP Finance vs Zoho Expense Comparison

Last updated:

Pleo

4.8(551 reviews)

Starting at $12.79 /month

  • Free Trial
  • Large Enterprises
  • Medium Business

Pleo is an expense management software system designed to help mid-to-large-sized companies more effectively track, manage, and reduce their travel and entertainment expenses. Pleo has been cutting administrative costs s…

Selenity Expenses

5.0(2 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Selenity Smart Expense Management Software automatically captures and categorizes expenses from the credit or debit card transactions into company's accounts by capturing all the receipts. It imports and organizes transa…

RAMP Finance

Starting at $0 /user/month

  • Free Trial
  • Large Enterprises
  • Medium Business

Ramp is a comprehensive financial management platform that simplifies and automates core finance operations for businesses. Offering corporate cards, expense management, bill payments, and vendor management tools, Ramp e…

Zoho Expense

4.6(270 reviews)

Starting at $4 /user/month

  • Free Trial
  • Freelancers / Consultants
  • Large Enterprises

Zoho Expense is an expense management tool for finance and operations teams at small to mid-size businesses who need receipt scanning, expense categorization, and reimbursement workflows integrated with their accounting…

Selenity Expenses leads on user satisfaction with a 5.0-star rating across 2 reviews.

Pleo vs Selenity Expenses vs RAMP Finance vs Zoho Expense — at a glance

FeaturePleoSelenity ExpensesRAMP FinanceZoho Expense
Rating4.8 / 55.0 / 54.6 / 5
Reviews5512270
Starting price$12.79 /monthContact for pricing$0 /user/month$4 /user/month
Free trial Yes No Yes Yes
Free version No No No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessFreelancers / Consultants, Large Enterprises, Medium Business
CategoryExpense Management SoftwareExpense Management SoftwareExpense Management SoftwareExpense Management Software
Integrations9+ apps
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailable
Support modes24/7 (Live rep), Business Hours, OnlineBusiness Hours, OnlineOnlineBusiness Hours, Online
CertificationsSOC 2, GDPR, ISO 27001GDPRSOC 2SOC 2, GDPR
Data residencyUSUSUSGlobal

Key differences between Pleo and Selenity Expenses

  • Pricing: Pleo starts at $12.79 /month. Selenity Expenses pricing is not publicly listed.
  • Free trial: Pleo offers a free trial; Selenity Expenses does not.
  • User satisfaction: Selenity Expenses scores higher with a 5.0-star average.
  • Deployment: Pleo supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Selenity Expenses supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Compare Pleo vs Selenity Expenses vs RAMP Finance vs Zoho Expense — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Expense Management Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Pleo
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Selenity Expenses
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Talk to an expert

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Biggest differences

Start here before you go deeper into features.

Pleo

Best for mid-sized companies needing simple, automated expense management.

Choose if
  • You want an intuitive, easy-to-use interface that reduces training time
  • You need efficient automation for expense tracking and approval workflows
  • You value excellent customer support to resolve issues quickly
Consider alternatives if
  • Your company requires extensive global card acceptance beyond Pleo’s coverage
  • You need seamless integration with all banking institutions without technical delays

Selenity Expenses

Best for

Large Enterprises, Medium Business, Small Business

RAMP Finance

Best for

Large Enterprises, Medium Business, Small Business

Zoho Expense

Best for mid-sized teams needing integrated, automated expense management.

Choose if
  • You require automatic receipt scanning including handwritten receipts for faster expense capture.
  • Your company uses Zoho Books or other Zoho apps and needs seamless integration.
  • You want configurable workflows and spending policies to control expenses efficiently.
Consider alternatives if
  • You are a solo freelancer needing full feature access without minimum user requirements.
  • You run a very small business with a tight budget seeking a low-cost expense tool.

Pleo typically suits Large Enterprises and Medium Business. Selenity Expenses tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Pleo is an expense management software system designed to help mid-to-large-sized companies more effectively track, manage, and reduce their travel and entertainment expenses. Pleo has been ... Read More about Pleo

Selenity Smart Expense Management Software automatically captures and categorizes expenses from the credit or debit card transactions into company's accounts by capturing all the receipts. ... Read More about Selenity Expenses

Ramp is a comprehensive financial management platform that simplifies and automates core finance operations for businesses. Offering corporate cards, expense management, bill payments, and ... Read More about RAMP Finance

Zoho Expense is an expense management tool for finance and operations teams at small to mid-size businesses who need receipt scanning, expense categorization, and reimbursement workflows ... Read More about Zoho Expense

Entry Level Pricing

  • Starts from $12.79 , monthly
  • Not Available
  • Starts from $0 , monthly
  • Starts from $4 , yearly

Free Trial Availability

  • No free trial

SpotScore

What's this? ↗

8.8/10

8.7/10

Not Available

8.8/10

User Ratings

Based on verified Spotsaas reviews

4.85

(551)

Best Company Size

50 to 500 employeesMedium to large businesses
50–500 employees
10-50 employees51-1,000 employees
Get pricing help
Get pricing help

Where each option fits best

See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.

Based on buyer reviews and verified product data collected by Spotsaas.

Strengths

Key strengths

Pleo

  • Streamlined Expense Management: With Pleo, managers can say goodbye to tedious paperwork and manual expense tracking. The platform automates approvals, making it easier for you to oversee spending while giving employees the freedom to manage their own purchases.
  • Real-Time Spending Insights: Pleo provides instant visibility into company expenses. You can monitor spending patterns in real-time, allowing for smarter budgeting decisions and proactive financial management.
  • User-Friendly Interface: Pleo's simple design makes it easy for your team to use. Employees appreciate the intuitive app, which reduces training time and speeds up onboarding.

Selenity Expenses

  • Automated Capture and Categorization of Expenses: Automatically captures credit/debit card transactions and associated receipts, reducing manual data entry and errors.
  • Centralized Transaction Import from Multiple Bank Accounts: Imports and organizes data from various bank accounts to simplify reconciliation and provide a clear overview of company spend.
  • By reducing paperwork and manual tasks, the solution lets finance teams focus more on strategic financial planning.

Zoho Expense

  • Seamless Receipt Capture and Expense Reporting: Zoho Expense allows users to capture receipts on the go via mobile apps, automatically extracting data to simplify expense report generation.
  • Integrated with Zoho Suite and Popular Accounting Tools: It integrates easily within the Zoho ecosystem and with major accounting software, helping simplify financial workflows.
  • Automated Workflows and Policy Enforcement: The platform supports automated approval processes and configurable spending policies, giving better control over company expenses.
Best fit

Best fit

Pleo

  • 50 to 500 employees
  • Fintech, SaaS, Consulting, and eCommerce
  • Finance Managers, Operations Managers, and Procurement Officers

Selenity Expenses

  • 50–500 employees
  • Financial Services, Professional Services, Retail, Manufacturing, Technology, Healthcare
  • Finance Director, Accountant, Expense Manager, CFO, Operations Manager, Controller

Zoho Expense

  • 10–1,000 employees
  • IT Services, Consulting, Finance, Marketing Agencies, Healthcare, Education
  • Finance Manager, Accountant, Expense Analyst, HR Manager, Operations Manager, Small Business Owner
Watchouts

Reasons buyers look elsewhere

Pleo

  • Users may seek alternatives to Pleo due to specific budget constraints, as some businesses might find more cost-effective solutions that still meet their expense management needs without sacrificing essential features.
  • Companies with unique expense tracking requirements may explore alternatives that offer customizable features or integrations tailored to their industry, ensuring a better fit for their operational workflows.
  • Teams looking for enhanced reporting capabilities might consider other options, especially if they need more advanced analytics tools to gain deeper insights into spending patterns and financial performance.

Selenity Expenses

  • While Selenity efficiently imports transactions and captures receipts, some businesses may prefer solutions offering a wider range of out-of-the-box integrations with multiple accounting and ERP systems.
  • Companies aiming for predictive insights and detailed spend analytics might consider alternatives with enhanced BI (business intelligence) and forecasting capabilities.
  • Businesses with remote or traveling employees often prioritize apps offering robust mobile scanning, offline capabilities, and instant approval workflows.

Zoho Expense

  • Zoho Expense integrates well within the Zoho ecosystem and popular platforms, but businesses using specialized or legacy accounting software may prefer solutions with tailored integrations.
  • While Zoho Expense offers automated receipt scanning and expense approval workflows, organizations seeking sophisticated fraud prevention may explore products with enhanced AI auditing capabilities.
  • Companies with complex approval hierarchies or strict compliance standards may consider tools with more granular permission settings and advanced audit trails.

Software Demo

Demo

No software demo available

Selenity Expenses has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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How do Pleo, Selenity Expenses, RAMP Finance and Zoho Expense Compare on Features?

Total Features

9 Features

13 Features

18 Features

20 Features

Unique Features

No unique features

No unique features

No unique features

No unique features

Get Quote
Get Quote

Compare Pleo, Selenity Expenses, RAMP Finance and Zoho Expense on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

          Starting From

          • $12.79 , monthly
          • Not Available
          • $0 , monthly
          • $4 , yearly

          Pricing Plans

          • Starter

            $12.79

            /month

            • Included in Starter:

            • Cards

            • Invoices

            Show more +

          • Essential

            $60.56

            /month

            • Everything in Starter plus:

            • Reimbursements

            • Mileage and Per Diem

            Show more +

          • Advanced

            $146.70

            /month

            • Everything in Essential plus:

            • Multi-entity management

            • Advanced card controls

            Show more +

          • Browse all pricing plans
          • Not Available
          • Free

            $0

            /user/month

            • Unlimited cards

            • Card issuing controls

            • Expense policy enforcement

            Show more +

          • Plus

            $15

            /user/month

            • All the features of Free, and

            • Auto-lock cards

            • Custom travel policies

            Show more +

          • Free

            Free

            • Minimum users: 3

            • Expense reports

            • Expense tracking via personal cards

            Show more +

          • Standard

            $5

            /user/month

            • Free plan +

            • Corporate card management

            • Real-time card feeds

            Show more +

          • Premium

            $9

            /user/month

            • Standard plan +

            • Online travel booking tool

            • Inbuilt travel desk management tool

            Show more +

          • Browse all pricing plans

          Pricing Page

          Pleo pricing

          Pricing information not available

          RAMP Finance pricingZoho Expense pricing

          Other Details

          Organization Types supported

          • Large Enterprises
          • Medium Business
          • Small Business
          • Freelancers
          • Individuals
          • Large Enterprises
          • Medium Business
          • Small Business
          • Freelancers
          • Individuals
          • Large Enterprises
          • Medium Business
          • Small Business
          • Freelancers
          • Individuals
          • Large Enterprises
          • Medium Business
          • Small Business
          • Freelancers
          • Individuals

          Platforms Supported

          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Mobile - Windows
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Mobile - Windows
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Mobile - Windows
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Mobile - Windows
          • Browser Based (Cloud)

          Modes of support

          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online

          API Support

          • Not Available
          • Not Available
          • Available
          • Not Available
          Get help choosing
          Get help choosing

          Security & Compliance

          Certifications, data handling, and security controls for IT and compliance evaluators.

          SOC 2

          ✓ Yes

          HIPAA

          ✗ No
          ✗ No

          GDPR

          ✓ Yes
          ✓ Yes

          ISO 27001

          ✓ Yes

          Single Sign-On (SSO)

          ✓ Yes

          Multi-Factor Auth (MFA)

          ✓ Yes

          Data Encryption

          ✓ Yes

          Audit Logs

          ✓ Yes

          Data Residency

          🇺🇸 US
          🇺🇸 US

          Pleo vs Selenity Expenses vs RAMP Finance User Reviews & Rating Comparison

          User Ratings

          No reviews available for the product

          Rating Distribution

          602

          18

          0

          2

          8

          2

          0

          0

          0

          0

          No reviews available for this product

          166

          51

          12

          0

          1

          Spotsaas Editor’s POV generated by AI

          Buyer sentiment

          Users overwhelmingly praise Pleo for its ease of use, time-saving automation, and excellent customer support, though some note limitations in card acceptance and bank integrations.

          What buyers like

          • Ease of use
          • Time-saving automation
          • Customer support

          Common complaints

          • Limited card acceptance
          • Integration challenges

          Buyer sentiment

          Buyer sentiment is very strong across 2 reviews, with consistently positive feedback.

          What buyers like

          • Automatic expense categorization
          • Receipt capture functionality
          • Multi-account transaction import

          Common complaints

          • May require manual adjustments
          • Learning curve for new users
          • Limited customization options

          No expert review available for this product

          Buyer sentiment

          Overall positive sentiment highlights ease of use, efficient receipt capture, and strong integration with Zoho Books, though some users desire more advanced features and integrations.

          What buyers like

          • Ease of use
          • Receipt scanning automation
          • Integration with Zoho ecosystem

          Common complaints

          • Limited solo user functionality
          • Need for more local bank integrations

          Pros and Cons

          • Easy to use with an intuitive interface reducing training time

          • Highly efficient in automating expense tracking and approvals

          • Excellent customer support enhancing user experience

          • Limited card acceptance in some regions restricting usability

          • Challenging integrations with certain banks causing delays

          • **Automated Capture and Categorization of Expenses:** Automatically captures credit/debit card transactions and associated receipts, reducing manual data entry and errors.

          • **Centralized Transaction Import from Multiple Bank Accounts:** Imports and organizes data from various bank accounts to simplify reconciliation and provide a clear overview of company spend.

          • **Focus on Efficiency and Future Planning:** By minimizing paperwork and manual tasks, the solution enables finance teams to focus more on strategic financial planning.

          • Some manual adjustments may still be needed.

          • New users might face a learning curve.

          No pros or cons available for this product

          • Automatic receipt scanning including handwritten receipts

          • Seamless integration with Zoho Books and Zoho ecosystem

          • User-friendly interface with quick expense submission

          • Limited functionality for solo users due to minimum user requirements

          • Higher pricing perceived as expensive for small businesses starting out

          Positive Reviews

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          Used Pleo, Selenity Expenses, RAMP Finance, or Zoho Expense? Tell buyers what actually differs.

          Integrations

          Integration with other apps

          No Integration information available.

          No Integration information available.

          No Integration information available.

          List of Customers

          Customers

          Ernst and Young

          Ernst and Young

          Unity

          Unity

          Patch

          Patch

          No Customers information available.

          Shopify

          Shopify

          EventBrite

          EventBrite

          Glossier

          Glossier

          Scouts

          Scouts

          Zomato

          Zomato

          Samsonite

          Samsonite

          Media and Screenshots

          Screenshots

          Expense Manager

          3 Screenshots

          No screenshots available.

          Videos

          video-0

          1 Videos

          No videos available.

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          Add another option to compare side by side

          Search by product name to compare pricing, fit, and buyer feedback in one view.

          Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

          Frequently asked questions

          Which is better, Pleo or Selenity Expenses?
          Selenity Expenses edges out the other on user ratings (5.0 vs 4.8). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
          Do Pleo and Selenity Expenses offer a free trial?
          Pleo offers a free trial. Selenity Expenses does not.
          What is the starting price of Pleo vs Selenity Expenses?
          Pleo starts at $12.79 /month. Selenity Expenses starts at Contact for pricing.
          What are the top alternatives to Pleo?
          Top alternatives to Pleo include RAMP Finance, Zoho Expense, Declaree, TravelBank, Expense On Demand.
          What are the top alternatives to Selenity Expenses?
          Top alternatives to Selenity Expenses include RAMP Finance, Zoho Expense, Spendesk, MobileXpense, ExpenSys.