OnPay vs CheckMark Payroll Comparison
OnPay
Starting at $40 /Month
- Free Trial
- Freelancers / Consultants
- Large Enterprises
OnPay is an intuitive online payroll software designed to meet the needs of supervisors, managers, payroll specialists and people who manage pay for hourly or salaried staff. OnPay helps companies of all sizes reduce cos…
CheckMark Payroll
Starting at $449
- Free Trial
- Large Enterprises
- Medium Business
CheckMark Payroll is a desktop payroll application for small business owners who want to run payroll in-house without outsourcing. It handles check printing, W-2 generation, and federal tax reports directly from the user…
OnPay leads on user satisfaction with a 5.0-star rating across 434 reviews.
OnPay vs CheckMark Payroll — at a glance
| Feature | OnPay | CheckMark Payroll |
|---|---|---|
| Rating | 5.0 / 5 | 4.2 / 5 |
| Reviews | 434 | 6 |
| Starting price | $40 /Month | $449 |
| Free trial | Yes | Yes |
| Free version | No | No |
| Best for | Freelancers / Consultants, Large Enterprises, Medium Business | Large Enterprises, Medium Business, Small Business |
| Category | Payroll Software | Payroll Software |
| Integrations | 10+ apps | — |
| Platforms | SaaS/Web/Cloud | SaaS/Web/Cloud |
| API | — | — |
| Support modes | Business Hours, Online | Online |
| Certifications | SOC 2, GDPR | SOC 2 |
| Data residency | US | — |
Key differences between OnPay and CheckMark Payroll
- Pricing: OnPay starts at $40 /Month, while CheckMark Payroll starts at $449.
- Target audience: OnPay is built for Freelancers / Consultants and Large Enterprises, while CheckMark Payroll targets Large Enterprises and Medium Business.
- User satisfaction: OnPay scores higher with a 5.0-star average.
- Deployment: OnPay supports SaaS/Web/Cloud; CheckMark Payroll supports SaaS/Web/Cloud.
OnPay vs CheckMark Payroll — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payroll Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
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OnPay vs CheckMark Payroll: Biggest differences
Start here before you go deeper into features.
Best for small businesses seeking simple, automated payroll with excellent support.
- You run a small business with 1-100 employees needing straightforward payroll processing.
- You want to automate payroll calculations and tax filings to reduce errors and save time.
- You value exceptional, responsive customer service and easy integration with accounting tools.
- You are a large enterprise requiring complex payroll customizations and advanced features.
- You need an all-in-one HR platform including recruitment or performance management.
Large Enterprises, Medium Business, Small Business
OnPay typically suits Freelancers / Consultants and Large Enterprises. CheckMark Payroll tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | OnPay is an intuitive online payroll software designed to meet the needs of supervisors, managers, payroll specialists and people who manage pay for hourly or salaried staff. OnPay helps ... Read More about OnPay | CheckMark Payroll is a desktop payroll application for small business owners who want to run payroll in-house without outsourcing. It handles check printing, W-2 generation, and federal tax ... Read More about CheckMark Payroll |
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Entry Level Pricing |
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Free Trial Availability | ||
SpotScoreWhat's this? ↗ | 9.4/10 | 8.2/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-100 employeesSmall Business | — |
Get pricing help | Get pricing help |
Where each option fits best
See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.
Based on buyer reviews and verified product data collected by Spotsaas.
Key strengths
- OnPay simplifies payroll processing, saving hours each week by automating calculations and filings—so you can focus on running your business.
- With a user-friendly interface and intuitive dashboards, your team can easily manage payroll, benefits, and taxes without needing extensive training.
- OnPay integrates smoothly with popular accounting tools, improving efficiency and eliminating manual data entry.
No key benefits available yet.
Best fit
- 1-100 employees
- Healthcare, SaaS, Consulting, Professional Services, Nonprofits, Financial Services, Marketing Agencies
- HR Managers, Payroll Administrators, Office Managers, Finance Managers, Small Business Owners
No best-fit guidance available yet.
Reasons buyers look elsewhere
- Users may explore alternatives if they require more advanced HR management features, such as extensive employee onboarding, robust benefit administration, or detailed performance tracking.
- Companies seeking greater scalability might prefer alternatives that easily accommodate rapid growth, complex payroll structures, or increased employee counts without compromising system performance.
- Businesses operating internationally or with global teams might consider alternatives offering broader international payroll support and compliance tools for multiple regions and currencies.
No alternatives guidance available yet.
Software Demo
Demo |
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How do OnPay and CheckMark Payroll Compare on Features?
Total Features | 13 Features | 8 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare OnPay and CheckMark Payroll on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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OnPay vs CheckMark Payroll: Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing |
OnPay vs CheckMark Payroll Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes |
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HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | — |
Single Sign-On (SSO) | ✓ Yes | — |
Multi-Factor Auth (MFA) | ✓ Yes | — |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | ✓ Yes | — |
Data Residency | 🇺🇸 US | — |
OnPay User Reviews & Rating Comparison
User Ratings | ||
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Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyers overwhelmingly praise OnPay for its ease of use, automation capabilities, and excellent customer support, especially among small businesses and nonprofits. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is positive across 6 reviews, with strong overall satisfaction. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
Integrations
Integration with other apps | No Integration information available. |
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OnPay and CheckMark Payroll Customers
Customers |  BlueBird  Cartecay  Evergreen | No Customers information available. |
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Media and Screenshots
Screenshots |  7 Screenshots | No screenshots available. |
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Videos |  3 Videos |  1 Videos |
Top Alternatives to OnPay and CheckMark Payroll in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, OnPay or CheckMark Payroll?
- OnPay edges out the other on user ratings (5.0 vs 4.2). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do OnPay and CheckMark Payroll offer a free trial?
- Yes, both OnPay and CheckMark Payroll offer a free trial.
- What is the starting price of OnPay vs CheckMark Payroll?
- OnPay starts at $40 /Month. CheckMark Payroll starts at $449.
- What are the top alternatives to OnPay?
- Top alternatives to OnPay include Square Payroll, APS Payroll, Heartland Payroll, QuickBooks Payroll, Justworks.
- What are the top alternatives to CheckMark Payroll?
- Top alternatives to CheckMark Payroll include Heartland Payroll, OnPay, Square Payroll, Microkeeper, APS Payroll.